{"id":11437,"date":"2016-11-29T16:20:59","date_gmt":"2016-11-29T08:20:59","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/?page_id=11437"},"modified":"2026-02-12T15:03:11","modified_gmt":"2026-02-12T07:03:11","slug":"public-liability","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/public-liability\/","title":{"rendered":"Public Liability"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-bottom: 0px;margin-top: 0px;border-width: 0px 0px 0px 0px;border-color:#ffffff;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:20px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><h1>Public Liability Insurance<\/h1>\n<\/div><div class=\"fusion-text fusion-text-2\"><h2>Commercial Insurance<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:0px;margin-bottom:20px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-3\" id=\"h2small\"><h2><strong>What is Public Liability Insurance?<\/strong><\/h2>\n<p>Public Liability Insurance (third party liability insurance) is essential for businesses in Singapore. It safeguards your business from unexpected legal claims, lawsuits, and potentially crippling compensation costs.<\/p>\n<p>This type of liability insurance covers you in situations such as:<\/p>\n<ul>\n<li>Accidental bodily injury or illness to members of the public<\/li>\n<li>Accidental loss or damage to 3rd party property<\/li>\n<\/ul>\n<p>Public Liability Insurance covers your business if it is sued for injury or damage. It can also include all costs and expenses of litigation recoverable by any claimant against you.<\/p>\n<p>Being insured for public liability insurance in Singapore provides peace of mind, financial security, and ensures your business is prepared for the unexpected. Protecting your business today could save you from substantial financial losses tomorrow.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:0px;margin-bottom:20px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-4\" id=\"h2small\"><h2><strong>Who Needs Public Liability Insurance?<\/strong><\/h2>\n<p>Public Liability Insurance in Singapore protects your business against costly claims arising from third\u2011party injuries or property damage caused by your work, business operations, or premises \u2014 when such incidents are due to your negligence.<\/p>\n<p><strong>Construction, Renovation &amp; Engineering:<\/strong> Many projects require public liability insurance before work begins. Clients, their landlords and building managements may also request to be named in the policy for extra protection from lawsuits or claims arising from the contractor\u2019s negligence.<\/p>\n<p><strong>Events &amp; Exhibitions:<\/strong> From weddings and concerts to exhibitions and conferences, <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/event-liability-insurance\/\">Event Liability Insurance<\/a> covers claims for bodily injury or property damage to 3<sup>rd<\/sup> parties. Most venues won\u2019t allow events without it.<\/p>\n<p><strong>Commercial Tenants &amp; Landlords:<\/strong> Landlords increasingly ask tenants to have insurance that protects both parties.<\/p>\n<p>Public liability insurance in Singapore isn\u2019t mandatory for most businesses, but it\u2019s prudent business practice. Without it, legal costs and compensation could hit your bottom line hard. Liability insurance gives you peace of mind and financial security, so your business stays protected.<\/p>\n<\/div><div class=\"fusion-text fusion-text-5\" style=\"color:#ffffff;\"><p style=\"text-align: center;\"><a class=\"insurecontactbutton\" href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/contact-us\/\"><i class=\"fas fa-comments\" style=\"font-size: 20px; color: #ffffff; padding-right: 5px;\"><\/i>Contact Us!<\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last fusion-no-small-visibility\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:35px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#ffffff;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-6\"><p><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Featured-Image.png\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Featured-Image.png\" class=\"alignnone wp-image-14060 size-full lazyload\" alt=\"\" width=\"613\" height=\"403\"><noscript><img decoding=\"async\" class=\"alignnone wp-image-14060 size-full\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Featured-Image.png\" alt=\"\" width=\"613\" height=\"403\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Featured-Image-200x131.png 200w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Featured-Image-300x197.png 300w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Featured-Image-400x263.png 400w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Featured-Image-600x394.png 600w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Featured-Image.png 613w\" sizes=\"(max-width: 613px) 100vw, 613px\" \/><\/noscript><\/a><\/p>\n<\/div><p style=\"font-size:25px; font-weight:bold;\"><a style=\"color:#000;\" href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/\">Commercial Insurance<\/a><\/p>\n<ul>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/general-liability\/\">Commercial General Liability<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/directors-and-officers-liability\/\">Directors & Officers Liability<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/product-liability\/\">Product Liability<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/public-liability\/\">Public Liability<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/professional-indemnity-insurance\/\">Professional Indemnity & Liability<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/event-liability-insurance\/\">Event Liability<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/cyber-security-insurance\/\">Cyber Security<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/employment-agency-bond\/\">Employment Agency Bond<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/insurance-bonds\/mom-security-bond\/\">MOM Security Bond<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/insurance-bonds\/\">Insurance Bonds<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/employees-benefit\/\">Employees Benefit<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/foreign-worker-medical-insurance\/\">Foreign Worker Medical Insurance<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/work-injury-compensation\/\">Work Injury Compensation<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/contractors-and-erection-all-risk-insurance\/\">Engineering Insurance<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/machineryequipment-all-risk-insurance\/\">Machinery & Equipment<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/commercial-vehicle-insurance\/\">Commercial Vehicle Insurance<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/marine-insurance\/\">Marine Cargo & Shipping Insurance<\/a><\/li>\n  <li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/property-insurance\/\">Property Insurance<\/a><\/li>\n<\/ul><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\/\",\"@type\":\"Product\",\"name\":\"Public Liability Insurance - Allegiance\",\"aggregateRating\":{\"@type\":\"AggregateRating\",\"ratingValue\":\"5\",\"bestRating\":\"5\",\"ratingCount\":\"31\"}}<\/script><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"What is third party liability insurance?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Third party liability insurance is another term for public liability insurance, covering claims from third parties for bodily injury and\/or property damage.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"How much does public liability insurance cost in Singapore?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"The cost (premium) starts from S$150\/year for S$1m coverage and varies depending on the business type\/industry, risk exposure, turnover, claims history and coverage requirements. Contact Allegiance for a customised quote.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Is public liability insurance mandatory for businesses in Singapore?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"While not legally required for all businesses, some customers will insist that you\u2019re covered for public liability insurance before awarding contract or allowing you to start work.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What factors affect the cost of public liability insurance in Singapore?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Factors include business size\/estimated annual turnover, industry risk level, coverage amount and requirement, and claims history.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Can public liability insurance be customised for different business needs?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Public liability insurance can be tailored to meet the specific needs of different businesses. Businesses face unique risks depending on their industry. While standard policies come with certain exclusions, businesses can opt to \u201cbuy back\u201d those exclusions that are not favorable to their business operations. This can be done through inclusion of clauses\/endorsements (subject to the insurer\u2019s approval) to broaden the scope of coverage to better protect the business.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"How can I claim public liability insurance?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"If an incident occurs, you should notify your insurance provider immediately. You must not negotiate or admit liability to the third party; instead, forward all demands unanswered to your insurance provider. Provide all relevant details, including photos, videos, evidence and documentation. Your liability insurance provider will guide you through the claims process and coverage assessment.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Does public liability insurance cover subcontractors?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"A standard public liability insurance does not cover liability caused by your subcontractors.  You can request your insurer to extend coverage to your subcontractors while they are working under your direction, at an additional cost (premium). It\u2019s important to check the policy wording and ensure subcontractors are included in your liability insurance coverage if needed.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"How often should I review my public liability insurance?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"It\u2019s advisable to review your public liability insurance policy annually or whenever your business operations, staff size, risk exposure change. You should also review your policy when entering new markets. This ensures your coverage remains adequate and up to date.\"\n    }\n  }]\n}\n<\/script><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-7\"><h2>Why Do I Need Public Liability Insurance?<\/h2>\n<p>Consider the nature of interactions your business has with the public on a regular basis:<\/p>\n<ul>\n<li>Do you have customers coming to your place of business on a regular basis, e.g. office, clinic, retail shop, cafe, restaurant, beauty salon?<\/li>\n<li>Do you or your employees work on clients\u2019 sites and offices, public spaces?<\/li>\n<li>Do your clients require you to have a Public Liability Insurance policy before they award you the contract?<\/li>\n<\/ul>\n<p>Even if it\u2019s not a legal requirement, Public Liability Insurance in Singapore can save your business from hefty legal fees and compensation costs if an accident occurs.<\/p>\n<p>For example, a supplier slips on a wet floor while in your office on a delivery run. What steps can you then take to address the issue and possible health and monetary claims resulting from the fall?<\/p>\n<p>Having a public liability insurance ensures you&#8217;re protected against potential claims, providing financial security and peace of mind.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:0px;margin-bottom:20px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-8\"><h2>What Are The Benefits of Public Liability Insurance?<\/h2>\n<p>Public Liability Insurance in Singapore provides crucial protection for businesses of all sizes.<\/p>\n<p>Here\u2019s how it can safeguard your company:<\/p>\n<ul>\n<li>Legal Protection (Cover for legal defence cost)<\/li>\n<li>Compensation for bodily injury\/death to third parties<\/li>\n<li>Compensation for property damage to third parties<\/li>\n<li>Protects company\u2019s cash flow to maintain business continuity<\/li>\n<li>Peace of mind<\/li>\n<\/ul>\n<p>Whether you\u2019re a small business owner, an SME, or running a larger enterprise, public liability insurance in Singapore is essential. This liability insurance ensures you\u2019re prepared for unforeseen incidents, protecting both your business and your bottom line.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"609\" height=\"406\" title=\"What are the Benefits of Public Liability Insurance\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-are-the-Benefits-of-Public-Liability-Insurance.png\" class=\"img-responsive wp-image-14062\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-are-the-Benefits-of-Public-Liability-Insurance-200x133.png 200w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-are-the-Benefits-of-Public-Liability-Insurance-400x267.png 400w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-are-the-Benefits-of-Public-Liability-Insurance-600x400.png 600w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-are-the-Benefits-of-Public-Liability-Insurance.png 609w\" sizes=\"(max-width: 500px) 100vw, 600px\" \/><\/span><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-9\"><h2>What Is Not Covered by Public Liability Insurance?<\/h2>\n<p>While Liability Insurance is essential for protecting your business, it\u2019s equally important to understand its limitations. Some common exclusions in a public liability insurance policy include:<\/p>\n<ul>\n<li>Gross negligence<\/li>\n<li>Employer\u2019s liability<\/li>\n<li>Products or completed operations liability<\/li>\n<li>Professional liability<\/li>\n<li>Liquidated damages<\/li>\n<li>Liabilities assumed under a contract<\/li>\n<li>Property under care, control, and custody and property being worked upon<\/li>\n<\/ul>\n<p>Note that the above list is not exhaustive and the full list of exclusions are contained in the policy contract.<\/p>\n<p><strong>Claim Example:<\/strong><\/p>\n<p><em>A customer slipped, fell and fractured her shoulder on a wet floor in a spa. She required surgery to her shoulder and could not work for 12 weeks. She underwent 4 months of physiotherapy following the surgery. She made a claim against the spa owner who relied on their Public Liability Insurance cover to award her accident compensation for lost earnings, medical costs, as well as pain and suffering she endured as the result of the accident that happened at the spa.<\/em><\/p>\n<p>Understanding what liability insurance does and does not cover in Singapore ensures your business has the right protection. This knowledge helps safeguard your company from unexpected claims while providing peace of mind and financial security.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"633\" height=\"422\" title=\"What is not covered by Public Liability Insurance\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-is-not-covered-by-Public-Liability-Insurance.png\" class=\"img-responsive wp-image-14063\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-is-not-covered-by-Public-Liability-Insurance-200x133.png 200w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-is-not-covered-by-Public-Liability-Insurance-400x267.png 400w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-is-not-covered-by-Public-Liability-Insurance-600x400.png 600w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/What-is-not-covered-by-Public-Liability-Insurance.png 633w\" sizes=\"(max-width: 500px) 100vw, 600px\" \/><\/span><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-10\"><h2>What Are the Types of Liability Insurance?<\/h2>\n<p>In addition to public liability insurance, businesses in Singapore can benefit from a variety of liability insurance options to safeguard against different risks. Choosing the right coverage ensures your company is protected from unexpected claims and financial losses.<\/p>\n<p>Some key types of liability insurance we offer include:<\/p>\n<ul>\n<li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/product-liability\/\">Product Liability<\/a><\/li>\n<li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/directors-and-officers-liability\/\">Directors &amp; Officers Liability<\/a><\/li>\n<li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/general-liability\/\">Commercial General Liability<\/a><\/li>\n<li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/professional-indemnity-insurance\/\">Professional Indemnity<\/a><\/li>\n<li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/cyber-security-insurance\/\">Cyber Liability Insurance<\/a><\/li>\n<li><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/event-liability-insurance\/\">Event Liability<\/a><\/li>\n<\/ul>\n<p>For businesses operating in Singapore, understanding the different types of liability insurance is essential for comprehensive protection. Each type of liability insurance serves a specific purpose, ensuring that your business risk exposures can be mitigated and covered as much as possible.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:0px;margin-bottom:20px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-11\" id=\"txt\"><h2>How Can ALLEGIANCE Help Your Business?<\/h2>\n<p>Business Liability Insurance isn\u2019t a one-size-fits-all solution like car, travel, or home insurance. In Singapore, there\u2019s no fixed amount of public liability insurance coverage that businesses should be insured for. Every business has unique needs depending on its business nature, the operating environments, operational\/contractual requirements, and risk exposures.<\/p>\n<p>At ALLEGIANCE, we provide tailored public liability insurance in Singapore, ensuring your business is protected against potential claims. Our team takes the time to understand your industry, work processes, and specific risks so that we can arrange the coverage to fit your business and not the other way around.<\/p>\n<p>With over 20 years of experience, we\u2019ve helped more than 2,500 businesses across diverse sectors, from SMEs and MNCs to government agencies and non-profits. Our clients span professional services, retail, F&amp;B, manufacturing, construction and engineering, MICE (meetings, incentives, conferences, exhibitions), marine and logistics, shipbuilding and repair, as well as oil and gas.<\/p>\n<p>Armed with this knowledge and industry experience, we proactively suggest appropriate solutions instead of merely reacting to requests.<\/p>\n<p>For a discussion, contact us today at <a href=\"tel:6565136983\" target=\"_blank\" rel=\"noopener\">6513 6983<\/a> or email: <a href=\"mailto:client.service@allegiance.com.sg\" target=\"_blank\" rel=\"noopener\">client.service@allegiance.com.sg<\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:5px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-12\"><h2>Why Choose Allegiance for Your Public Liability Insurance Needs?<\/h2>\n<p>At Allegiance, we know that every business is unique. That\u2019s why we offer public liability insurance solutions tailored to the specific needs of your business. Our goal is to provide the right liability insurance coverage to protect you against potential claims.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:0px;margin-bottom:20px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-13\"><h2>Benefits of Public Liability Insurance with Allegiance<\/h2>\n<ul>\n<li><strong>Extensive Protection: <\/strong>We work with reputable insurers to provide coverage for accidental bodily injury, property damage, and legal defence costs, giving you peace of mind.<\/li>\n<li><strong>Financial Security<\/strong>: Protect your business from the financial burden of lawsuits and compensation claims. The policies under-written by our insurers are designed to safeguard your assets and ensure your business continuity.<\/li>\n<li><strong>Expert Guidance: <\/strong>With over 20 years of experience and a deep understanding of the risks faced by various industries, our team of specialists will guide you in structuring a suitable liability insurance for your business.<\/li>\n<li><strong>Local Expertise<\/strong>: As specialists of public liability insurance in Singapore, we are well-versed with the insurance requirements and risks faced by the various industries. This allows us to not only arrange a coverage that is comprehensive but also meeting your operational needs.<\/li>\n<\/ul>\n<p>Protect your business with confidence. Choose Allegiance for reliable public liability insurance in Singapore.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" width=\"703\" height=\"469\" title=\"Benefits of Public Liability Insurance with Allegiance\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Benefits-of-Public-Liability-Insurance-with-Allegiance.png\" class=\"img-responsive wp-image-14064\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Benefits-of-Public-Liability-Insurance-with-Allegiance-200x133.png 200w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Benefits-of-Public-Liability-Insurance-with-Allegiance-400x267.png 400w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Benefits-of-Public-Liability-Insurance-with-Allegiance-600x400.png 600w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2024\/08\/Benefits-of-Public-Liability-Insurance-with-Allegiance.png 703w\" sizes=\"(max-width: 500px) 100vw, 600px\" \/><\/span><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-14\"><p style=\"text-align: center;\"><a class=\"insurecontactbutton\" href=\"\/contact-us\/\"><i class=\"fas fa-comments\" style=\"font-size: 20px; color: #ffffff; padding-right: 5px;\"><\/i>Contact Us!<\/a><\/p>\n<\/div><br><br><div class=\"fusion-text fusion-text-15\"><h2>Our Testimonials<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><br><img decoding=\"async\" widht=\"100px\" height=\"auto\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\"><br>\nVery prompt and efficient. Our insurer has been very responsive. Definitely recommend!<br>\n<b>Mr Nizar Y<br>\nSpectraa Productions Pte Ltd<\/b>\n<hr>\n\n<br><img decoding=\"async\" widht=\"100px\" height=\"auto\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\"><br>\nVery professional firm, highly specialised in the field of general insurance. Keep up the good work!<br>\n<b>Mr Alex Yang<br>\nQuirky Haus Pte Ltd<\/b>\n<hr>\n\n<br><img decoding=\"async\" widht=\"100px\" height=\"auto\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\"><br>\nWe have been buying contractors all risks, public liability, and workmen compensation insurance from Allegiance for our project works since 2016. Their knowledge of the risk exposures faced by our industry and service efficiency is impressive and we have also recommended them to our sub-contractors.<br>\n<b>Mr CK Teo<br>\nZestec Integrated Pte Ltd<\/b>\n<hr>\n\n<br><img decoding=\"async\" widht=\"100px\" height=\"auto\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\"><br>\n<b>Mr Kane Mcquinn<br>\nATLAS AQUACULTURE PTE LTD<\/b>\n<hr>\n\n<br><img decoding=\"async\" widht=\"100px\" height=\"auto\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\"><br>\n<b>Mr Ng<br>\n(NBK Innovation Pte Ltd)<br>\nKang Kang Kreative Pte Ltd\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nAlways prompt and proactive in providing value added service and advice for our project insurance needs. Thanks<br>\n<b>Edwin Hong<br>\nRenozone\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nThe help that was provided to me over the weekend as well as during the week was efficient, impactful and trouble free. I was very pleased with my interaction with the team right from the get-go!\n\n<br><b>Mr Ethan Barnes<br>\nAscend Now Pte Ltd\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nRick provides a fast & efficient service. Have a wonderful experience!\n\n<br><b>Ms Khoo Lay See<br>\nNAAMAN SKIN AND LASER CENTRE\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nThe client service team has been prompt in attending to requests. On an individual basis, Lydia, has been excellent in following up and regularly updating the process of application. She possessed the rare traits of taking responsibilities and being accountable in the service industry. She is a great asset to the company.\n\n<br><b>Mr Gabriel Chia<br>\nCondo Home Owner (Public Liability Insurance for renovation works)\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nI was in a frantic mode as my major client just awarded me a 2 year contract and requested me to get a Public Liability Insurance within 2 days for submission else contract may be in jeopardy.\n\nLuckily I knew Rick from BNI Synergy. I enquired with him and with his impressive and fast response, he got me Public Liability insurance settled within a matter of hours.\n\nKudos to Rick and his team for their fast response.\n\nFor any general insurance needs, I'm sure to recommend Rick from Allegiance!!!\n\n<br><b>Mr Dennis Chan<br>\nAssociates Consulting Pte Ltd\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nWe are a filming company and it has been a very good experience working with Rick from Allegiance. He listens and recommends solutions in a timely and cost-effective manner always. Highly recommended for insurance needs. Thank you Rick and Allegiance.\n\n<br><b>Mr Mohideen<br>\nMedia Reel Pte Ltd<\/b>\n\n<hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nLydia was instrumental in organizing our policy, demonstrating a comprehensive understanding of the various offerings and how they relate to our business sector. Her persistent dedication to customer service coupled with her client-centered approach is beyond commendable.\n\n<br><b>Mr Kit Ng<br>\nKITA Singapore\n\n<\/b><hr><br>\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nAllegiance Pte Ltd is my go-to for my company's insurance. Rick and his team always out-do themselves. They are fast, efficient and most importantly, always have a solution to my problems.\n\n<br><b>Ms Mandy Lim<br>\nAM Recruitment Pte Ltd\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nVery fast and efficiency !! Thanks Rick.\n\n<br><b>Ms Carienne Hew<br>\nRetern Hair Pte Ltd\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nMost of our company\u2019s insurance is done by Allegiance. Helps that I know the boss :-), but regardless, their team and their service is outstanding. Not sure of anything insurance, give them a holler, they\u2019re there to help. Assign them as your insurers, no headache! Thanks Allegiance!!!\n\n<br><b>Mr Aberdeen Madina<br>\nEatz Catering Pte Ltd\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nExcellent service and knowledge of insurance!\nA great place to purchase your insurance!\nGreat job team! Thank you!\n\n<br><b>Mr Merwin Tan<br>\nMoley Apparels\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nRick and team has assisted me in my insurance needs over many years, be it WP\/Vehicle\/Biz\/Travel\/Home insurance. They are responsive to my request and always there to give On-Point-Advice on claims, and also which policy best suits my needs. They also provided timely reminders to us busy biz owners, for renewal so that our policies do not lapsed. HIGHLY RECOMMENDED for you busy professionals, so that you can have Peace of Mind doing what you do best :)\n\n<br><b>Sean Tan<br>\nMusicGear Pte Ltd\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nBest working experience when getting insurance coverage. Agent Rick was super responsive and helpful. Highly recommended.\n\n<br><b>Mr Mark Goh<br>\nAdeptWerks Pte Ltd\n\n<\/b><hr><br><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><br><img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\n\nThank you very much for the prompt service and advice for our company insurance. Appreciate your patience and assistance rendered for our recent work injury insurance claim. Awesome service!\n\n<br><b>Ms Ashley Lee<br>\nModucase Pte Ltd\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\n\nWe have been working with Allegiance for more than 10 years. They have been very efficient and have been giving us the best options and proposal to our requirements. Great works, Allegiance Pte Ltd !\n\n<br><b>Mr Kelvin Teo<br>\nJP Concept Pte Ltd\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\n\nEmail replies was fast & efficient. Easy to communicate & liase with. Fast transaction too. Thankyou!\n\n<br><b>Ms Afiqah<br>\nT3AT3R MUZIKAL COLLECTIVE LTD\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nThe perfect example of an organized, persistent and caring insurance agent. Every single time I have had a question or concern, Rick Seah has responded to me immediately with a solution and has created no difficulties. Thanks for the great work.\n\n<br><b>Mr Jeremy Lim<br>\nGPS\n\n<\/b><hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nWe recently secured public liability insurance with Allegiance. They took the time to understand our business, tailoring the policy to our needs. Their expertise and responsiveness make them a top choice for insurance solutions. Thank you for making it so easy for us! I appreciate that :)\n<br><b>Ms Lee Hui Fang<br>\nOuch Pte Ltd\n<\/b>\n\n<hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nWe\u2019ve been working with Allegiance Pte Ltd as our corporate insurance vendor for 4 years, and we couldn\u2019t be happier. Their team is knowledgeable, competent, and responsive. Whenever we\u2019ve needed to make claims, they\u2019ve been there to guide us through the process. Highly recommended!\n<br><b>Mrs Jolene Umberfield<br>\nPremium Care SG Pte Ltd<\/b>\n\n<hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nBeen with Allegiance Pte Ltd for a few years now. Rick, Lydia and the team have always been very helpful with any questions we might have and even rushing out policies for us. A huge shout out to Rick for always assisting us!\n<br><b>Ms Crystal Lam<br>\nCrib Sports<\/b>\n\n<hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nI had an urgent renovation coming up which required me to submit a workmen compensation and public liability insurance certificate, and I needed it extremely urgently. Every other company I checked either put me through a computerized answering system, or to leave my inquiry on their website with no idea how long it'll take for them to get back to me... but Rick and Windy got it done in less than an hour.\n<br><br>\n3.45pm - Called up Allegiance, Rick answered, gave clear instructions on what I needed to email them with.\n<br><br>\n4.00pm - Emailed my request over\n<br><br>\n4.22pm - received quotation, made payment\n<br><br>\n4.38pm - received the policy for submitting to my condo management\n<br><br>\nThanks again Rick Seah & Windy Bong, you saved me today!\n\n<br><b>Mr Lau Lee Tung<br>\nHome Owner<\/b>\n\n<hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nAllegiance has been our trusted insurance partner since 2022. Their assistance, advice, and support have consistently met our expectations for reliability. We have no plans to switch to another insurance company, as we are highly satisfied with their services. Keep up the great work, Windy Bong and Rick Seah and the rest of the team!\n<br><b>Mr Suresh Kumar<br>\nApplied Protection Pte Ltd<\/b>\n\n<hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nExceptional service with unbeatable deals, providing better insurance coverage tailored to my needs. They think ahead and consider possibilities beyond what I could ever imagine.\n<br><b>Ms Yong Shunyi<br>\nAble Pack (S) Pte Ltd<\/b>\n\n<hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nI am extremely satisfied with the service provided by Allegiance Pte Ltd.\nTheir team is incredibly professional, friendly, and always ready to help. The claims process was fast, easy, and stress-free, which is exactly what I needed during a difficult time. The premiums are reasonable, and the coverage options are flexible, catering to all my needs. I feel secure knowing that I\u2019m in good hands with this company. I highly recommend them to anyone looking for reliable and trustworthy insurance services!\n<br><b>Ms Grace Deng<br>\nC9 Trading Enterprises Pte Ltd<\/b>\n\n<hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nUsually, we purchase our company's insurance from Windy. I will say Windy is very professional and responsive. She never fails to support all our questions and requests. Apart from that Rick was also very patient and helpful when we have any enquiries about the policies. Highly recommended and trustworthy!\n<br><b>Mr Daniel Goh<br>\nAdeptwerks Pte Ltd<\/b>\n\n<hr><br>\n\n<img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-content\/uploads\/2020\/10\/stars-1.png\" height=\"auto\" \/><br>\nThank you, Allegiance team, for helping us with our Motor Trade, commercial insurance, public liability and WICA insurance for our employees.\n<br><br>\nThey are fast, responsive and great value. Look for Allegiance for all your general insurance needs.\n\n<br><b>Mr Karthik James<br>\nNoto Motor Pte Ltd<\/b>\n\n<hr><br><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 20px 0px 20px 0px;\"><div class=\"fusion-text fusion-text-16\"><p style=\"text-align: center;\"><a class=\"insurecontactbutton\" href=\"\/contact-us\/\"><i class=\"fas fa-comments\" style=\"font-size: 20px; color: #ffffff; padding-right: 5px;\"><\/i>Contact Us!<\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-17\" style=\"text-align:left;font-size:18px;\"><h3><strong>Frequently Asked Questions (FAQs):<\/strong><\/h3>\n<\/div><style type=\"text\/css\">#accordion-11437-1 .fusion-panel:hover, #accordion-11437-1 .fusion-panel.hover{ background-color: #f9f9f9 } #accordion-11437-1 .fusion-panel { border-color:#cccccc; border-width:1px; background-color:#ffffff; }.fusion-accordian  #accordion-11437-1 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian  #accordion-11437-1 .panel-title a .fa-fusion-box:before{ font-size: 13px; width: 13px;}.fusion-accordian  #accordion-11437-1 .panel-title a{font-size:16px;}.fusion-accordian  #accordion-11437-1 .fa-fusion-box { background-color: #333333;border-color: #333333;}.fusion-accordian  #accordion-11437-1 .panel-title a:hover, #accordion-11437-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #1a80b6;}.fusion-accordian  #accordion-11437-1 .panel-title .active .fa-fusion-box,.fusion-accordian  #accordion-11437-1 .panel-title a:hover .fa-fusion-box { background-color: #1a80b6!important;border-color: #1a80b6!important;}<\/style><div class=\"accordian fusion-accordian\"><div class=\"panel-group\" id=\"accordion-11437-1\" role=\"tablist\"><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"07f22248f24e08dbd\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-11437-1\" data-target=\"#07f22248f24e08dbd\" href=\"#07f22248f24e08dbd\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">What is third party liability insurance? <\/span><\/a><\/h4><\/div><div id=\"07f22248f24e08dbd\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Third party liability insurance is another term for public liability insurance, covering claims from third parties for bodily injury and\/or property damage.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"e6ef294fa848c3eae\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-11437-1\" data-target=\"#e6ef294fa848c3eae\" href=\"#e6ef294fa848c3eae\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">How much does public liability insurance cost in Singapore?<\/span><\/a><\/h4><\/div><div id=\"e6ef294fa848c3eae\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">The cost (premium) starts from S$150\/year for S$1m coverage and varies depending on the business type\/industry, risk exposure, turnover, claims history and coverage requirements. <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/contact-us\/\">Contact Allegiance for a customised quote<\/a>.<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"5256d331da2900717\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-11437-1\" data-target=\"#5256d331da2900717\" href=\"#5256d331da2900717\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Is public liability insurance mandatory for businesses in Singapore?<\/span><\/a><\/h4><\/div><div id=\"5256d331da2900717\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>While not legally required for all businesses, some customers will insist that you\u2019re covered for public liability insurance before awarding contract or allowing you to start work.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"f345234e6bb9b7596\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-11437-1\" data-target=\"#f345234e6bb9b7596\" href=\"#f345234e6bb9b7596\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">What factors affect the cost of public liability insurance in Singapore?<\/span><\/a><\/h4><\/div><div id=\"f345234e6bb9b7596\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Factors include business size\/estimated annual turnover, industry risk level, coverage amount and requirement, and claims history.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"75c14354d5be1c65e\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-11437-1\" data-target=\"#75c14354d5be1c65e\" href=\"#75c14354d5be1c65e\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Can public liability insurance be customised for different business needs?<\/span><\/a><\/h4><\/div><div id=\"75c14354d5be1c65e\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Public liability insurance can be tailored to meet the specific needs of different businesses. Businesses face unique risks depending on their industry. While standard policies come with certain exclusions, businesses can opt to \u201cbuy back\u201d those exclusions that are not favorable to their business operations. This can be done through inclusion of clauses\/endorsements (subject to the insurer\u2019s approval) to broaden the scope of coverage to better protect the business.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"9b76ca9c842281677\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-11437-1\" data-target=\"#9b76ca9c842281677\" href=\"#9b76ca9c842281677\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">How can I claim public liability insurance?<\/span><\/a><\/h4><\/div><div id=\"9b76ca9c842281677\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>If an incident occurs, you should <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/claims\/\">notify your insurance provider<\/a> immediately. You must not negotiate or admit liability to the third party; instead, forward all demands unanswered to your insurance provider. Provide all relevant details, including photos, videos, evidence and documentation. Your liability insurance provider will guide you through the claims process and coverage assessment.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"f4025b321fad0612b\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-11437-1\" data-target=\"#f4025b321fad0612b\" href=\"#f4025b321fad0612b\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Does public liability insurance cover subcontractors?<\/span><\/a><\/h4><\/div><div id=\"f4025b321fad0612b\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>A standard public liability insurance does not cover liability caused by your subcontractors.\u00a0 You can request your insurer to extend coverage to your subcontractors while they are working under your direction, at an additional cost (premium). It\u2019s important to check the policy wording and ensure subcontractors are included in your liability insurance coverage if needed.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"5fb7a40ed745d81ad\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-11437-1\" data-target=\"#5fb7a40ed745d81ad\" href=\"#5fb7a40ed745d81ad\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">How often should I review my public liability insurance?<\/span><\/a><\/h4><\/div><div id=\"5fb7a40ed745d81ad\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>It\u2019s advisable to review your public liability insurance policy annually or whenever your business operations, staff size, risk exposure change. You should also review your policy when entering new markets. This ensures your coverage remains adequate and up to date.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":10262,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-11437","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-json\/wp\/v2\/pages\/11437","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-json\/wp\/v2\/comments?post=11437"}],"version-history":[{"count":52,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-json\/wp\/v2\/pages\/11437\/revisions"}],"predecessor-version":[{"id":14761,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-json\/wp\/v2\/pages\/11437\/revisions\/14761"}],"up":[{"embeddable":true,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-json\/wp\/v2\/pages\/10262"}],"wp:attachment":[{"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/wp-json\/wp\/v2\/media?parent=11437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}