{"id":14914,"date":"2026-07-08T12:36:09","date_gmt":"2026-07-08T04:36:09","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/?page_id=14914"},"modified":"2026-07-14T10:58:35","modified_gmt":"2026-07-14T02:58:35","slug":"product-liability-insurance","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/allegiance.com.sg\/commercial-insurance\/product-liability-insurance\/","title":{"rendered":"Product Liability Insurance"},"content":{"rendered":"
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Product Liability Insurance<\/h1>\n

Commercial Insurance<\/h2>\n<\/div>

If your business manufactures, imports, distributes or sells products, you can be held legally liable if a defective product causes\u00a0<\/span>bodily injury<\/b>\u00a0or\u00a0<\/span>damage to third-party property<\/b>.\u00a0<\/span>Product Liability Insurance<\/b>\u00a0helps protect your business by covering compensation you are legally liable to pay, along with legal defence costs, subject to the policy terms, conditions and exclusions. Businesses in the product chain commonly include manufacturers, importers, exporters, wholesalers, distributors and retailers.<\/span><\/p>\n

In Singapore, product-related disputes may arise under\u00a0<\/span>negligence<\/b>,\u00a0<\/span>contract<\/b>, and laws affecting the sale and safety of goods. The\u00a0<\/span>Sale of Goods Act<\/b><\/a>\u00a0also implies standards on satisfactory quality, safety, durability and fitness for purpose in certain sales. For businesses, that means product risk is not limited to manufacturers alone \u2014 sellers and suppliers may also face claims depending on the facts.<\/span><\/p>\n<\/div>

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What is Product Liability Insurance?<\/strong><\/h3>\n

Product Liability Insurance protects your business if a product you manufactured, supplied, imported, distributed or sold allegedly causes injury to a person or damage to property. <\/span>This form of damage insurance<\/span> is designed to respond to third-party claims and can help with legal representation, investigation expenses, compensation, and other defence-related costs, depending on the policy wording.<\/span><\/p>\n

Many insurers offer product liability as part of a broader public\/general liability policy, while some also offer it on a standalone basis. <\/span>It can also serve as an important layer of damage protection for businesses exposed to product-related risks.<\/span><\/p>\n

Who needs Product Liability Insurance in Singapore?
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You should consider Product Liability Insurance if your business is involved in any part of the product supply chain, including:<\/span><\/p>\n