{"id":6452,"date":"2026-02-23T16:15:34","date_gmt":"2026-02-23T08:15:34","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/?p=6452"},"modified":"2026-09-24T20:38:47","modified_gmt":"2026-09-24T12:38:47","slug":"your-2026-cpf-update-guide-key-changes-and-whats-coming-next","status":"publish","type":"post","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/your-2026-cpf-update-guide-key-changes-and-whats-coming-next\/","title":{"rendered":"\u4e00\u6587\u770b\u61c22026\u5e74CPF\u91cd\u5927\u8c03\u6574\u53ca\u672a\u6765\u53d8\u5316\u8d8b\u52bf"},"content":{"rendered":"\t\t
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\u5bfc\u8bed\uff1a<\/strong>\u6708\u85aa\u3001\u73b0\u91d1\u6d41\u4e0e\u9000\u4f11\u91d1\uff0c\u4f1a\u53d1\u751f\u4ec0\u4e48\u53d8\u5316\uff1f<\/strong><\/p><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section>

\u8fdb\u51652026\u5e74\uff0c\u65b0\u52a0\u5761\u516c\u79ef\u91d1\uff08CPF\uff09\u8fce\u6765\u4e00\u8f6e\u5bf9\u5728\u804c\u4eba\u58eb\u548c\u672a\u6765\u9000\u4f11\u4eba\u7fa4\u90fd\u5f71\u54cd\u6df1\u8fdc\u7684\u8c03\u6574\u3002\u8fd9\u6b21\u53d8\u5316\u4e0d\u53ea\u662f\u201c\u6570\u5b57\u4e0a\u8c03\u201d\uff0c\u800c\u662f\u76f4\u63a5\u5173\u7cfb\u5230\u6bcf\u4e2a\u6708\u5230\u624b\u5de5\u8d44\u3001\u957f\u671f\u73b0\u91d1\u6d41\uff0c\u4ee5\u53ca\u4f6055\u5c81\u4ee5\u540e\u80fd\u4e0d\u80fd\u5b89\u5fc3\u9000\u4f11\u3002<\/p>

\u5982\u679c\u4f60\u6b63\u5728\u65b0\u52a0\u5761\u5de5\u4f5c\uff0c\u6216\u8ba1\u5212\u957f\u671f\u7559\u5728\u65b0\u52a0\u5761\uff0c\u8fd9\u4e00\u6b21\uff0c\u771f\u7684\u6709\u5fc5\u8981\u7cfb\u7edf\u770b\u61c2\u3002<\/p><\/section><\/section><\/section><\/section>

\u00a0<\/p>

01\u3001<\/b>\u666e\u901a\u5de5\u8d44\u4e0a\u9650\u4e0a\u8c03<\/b><\/p><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section>

2026\u5e74\uff0cCPF\u666e\u901a\u5de5\u8d44\uff08Ordinary Wage\uff09\u7684\u7f34\u7eb3\u4e0a\u9650\uff0c\u5c06\u4ece\u6bcf\u6708 S$7,400 \u63d0\u9ad8\u5230 S$8,000\uff0c\u4e00\u6b21\u6027\u4e0a\u8c03 S$600\uff1b\u800c\u5e74\u6536\u5165\u4e0a\u9650\u4ecd\u7ef4\u6301\u5728 S$102,000\uff0c\u4e0d\u53d8\u3002<\/p>


\u8fd9\u610f\u5473\u7740\u4ec0\u4e48\u5462\uff1f\u8fc7\u53bb\uff0c\u5982\u679c\u4f60\u7684\u6708\u85aa\u662f S$10,000\uff0cCPF\u53ea\u8ba1\u7b97\u5176\u4e2d\u7684 S$7,400\uff0c\u5176\u4f59 S$2,600 \u4e0d\u8fdb\u5165CPF\uff1b\u800c\u4ece2026\u5e74\u8d77\uff0cCPF\u5c06\u8ba1\u7b97\u81f3 S$8,000\uff0c\u4ecd\u6709 S$2,000 \u4e0d\u53d7\u5f71\u54cd\u3002

\u82e5\u4ee5 \u6708\u85aa S$10,000\uff0c\u4e14\u4e0d\u542b\u5956\u91d1 \u7684\u60c5\u51b5\u4e3a\u4f8b\uff1a<\/p>

2025\u5e74\uff1a<\/p>

  • \u4e2a\u4ebaCPF\uff1a1,480<\/p><\/li>

  • \u96c7\u4e3bCPF\uff1a1,258<\/p><\/li>

  • \u6bcf\u6708CPF\u5408\u8ba1\uff1a2,738<\/p><\/li>

  • \u5230\u624b\u5de5\u8d44\uff1a8,520<\/strong><\/p><\/li><\/ul>

    2026\u5e74\uff1a<\/p>

    • \u4e2a\u4ebaCPF\uff1a1,600<\/p><\/li>

    • \u96c7\u4e3bCPF\uff1a1,360<\/p><\/li>

    • \u6bcf\u6708CPF\u5408\u8ba1\uff1a2,960<\/p><\/li>

    • \u5230\u624b\u5de5\u8d44\uff1a8,400<\/strong><\/p><\/li><\/ul>

      \u5bf9\u6bd4\u7ed3\u679c\u663e\u793a\uff0c\u968f\u7740\u53ef\u8ba1\u5165 CPF \u7684\u5de5\u8d44\u4e0a\u9650\u63d0\u9ad8\uff0c\u6bcf\u6708\u7f34\u7eb3\u989d\u76f8\u5e94\u589e\u52a0\uff0c\u5b9e\u9645\u5230\u624b\u73b0\u91d1\u7565\u6709\u51cf\u5c11\uff08\u7ea6 S$120\uff09\uff0c\u4f46\u5e76\u975e\u5168\u90e8\u85aa\u8d44\u88ab\u989d\u5916\u6263\u7f34\u3002<\/p><\/section><\/section><\/section><\/section>

      \u00a0<\/p>

      02\u3001<\/b>55\u201365\u5c81\u7f34\u4ea4\u6bd4\u4f8b\u4e0a\u8c03<\/b><\/p><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section>

      \u7b2c\u4e8c\u4e2a\u91cd\u8981\u53d8\u5316\uff0c\u53d1\u751f\u5728\u5e74\u957f\u5458\u5de5\u8eab\u4e0a\u3002\u4ece2026\u5e74\u8d77\uff0c\u65b0\u52a0\u5761\u5c06\u5206\u9636\u6bb5\u4e0a\u8c03 55\u201360\u5c81\u300160\u201365\u5c81\u4e24\u4e2a\u5e74\u9f84\u5c42\u7684CPF\u603b\u7f34\u7eb3\u6bd4\u4f8b\u3002\u8fd9\u5e76\u975e\u4e00\u6b21\u6027\u5927\u5e45\u8c03\u6574\uff0c\u800c\u662f\u901a\u8fc7\u5faa\u5e8f\u6e10\u8fdb\u7684\u65b9\u5f0f\uff0c\u5728\u4e0d\u5bf9\u4e2a\u4eba\u4e0e\u4f01\u4e1a\u73b0\u91d1\u6d41\u9020\u6210\u5267\u70c8\u51b2\u51fb\u7684\u524d\u63d0\u4e0b\uff0c\u9010\u6b65\u589e\u5f3a\u9000\u4f11\u50a8\u84c4\u80fd\u529b\u3002<\/p>

      \u9700\u8981\u7279\u522b\u8bf4\u660e\u7684\u662f\uff0c\u6b64\u6b21\u65b0\u589e\u7684\u7ea61.5%\u7f34\u7eb3\u6bd4\u4f8b<\/strong>\uff0c\u5e76\u975e\u5355\u65b9\u9762\u589e\u52a0\uff0c\u800c\u662f\u7531\u96c7\u4e3b\u4e0e\u4e2a\u4eba\u5171\u540c\u627f\u62c5<\/strong>\uff1a\u5176\u4e2d\u7ea6\u00a00.5% \u7531\u96c7\u4e3b\u589e\u52a0\u7f34\u4ea4\uff0c1% \u7531\u4e2a\u4eba\u589e\u52a0\u7f34\u4ea4<\/strong>\u3002<\/p>

      \u66f4\u5173\u952e\u7684\u4e00\u70b9\u5728\u4e8e\uff0c\u8fd9\u90e8\u5206\u65b0\u589e\u7684CPF\u7f34\u7eb3\u989d\u5c06\u88ab\u4f18\u5148\u8ba1\u5165\u9000\u4f11\u8d26\u6237\uff08Retirement Account\uff0cRA\uff09<\/strong>\uff0c\u7528\u4e8e\u52a0\u901f\u586b\u8865\u9000\u4f11\u50a8\u84c4\u7f3a\u53e3\uff0c\u76f4\u81f3\u8be5\u5458\u5de5\u7684\u9000\u4f11\u8d26\u6237\u8fbe\u5230\u5b8c\u6574\u9000\u4f11\u989d\uff08FRS\uff09\u4e3a\u6b62<\/strong>\u3002\u53ea\u6709\u5728\u8fbe\u5230FRS\u4e4b\u540e\uff0c\u76f8\u5173\u7f34\u7eb3\u624d\u53ef\u80fd\u6309\u89c4\u5219\u5206\u914d\u81f3\u5176\u4ed6\u8d26\u6237\u3002<\/p><\/section><\/section>

      \u82e5\u4ee5 55\u201360 \u5c81\u5458\u5de5\uff0c\u6708\u85aa\u4e3a S$10,000 \u7684\u60c5\u51b5\u6765\u770b\uff1a<\/strong><\/p>

      2025\u5e74\uff1a<\/p>

      • \u603b\u7f34\u7eb3\u6bd4\u4f8b 32.5%<\/p><\/li>

      • \u6bcf\u6708CPF\uff1a2,405<\/p><\/li><\/ul>

        2026\u5e74\uff1a<\/p>

        • \u603b\u7f34\u7eb3\u6bd4\u4f8b 34%<\/p><\/li>

        • \u6bcf\u6708CPF\uff1a2,720<\/p><\/li><\/ul>

          \u76f8\u8f832025\u5e74\uff0c\u6bcf\u6708CPF\u7f34\u7eb3\u989d\u589e\u52a0300\u4f59\u65b0\u5143\uff0c\u5168\u5e74\u7d2f\u8ba1\u589e\u52a0\u7ea63,600\u65b0\u5143\uff0c\u4e14\u589e\u90e8\u5206\u5c06\u4f18\u5148\u7528\u4e8e\u8865\u5145\u9000\u4f11\u8d26\u6237\u50a8\u84c4<\/strong>\uff0c\u76f4\u63a5\u63d0\u5347\u672a\u6765\u53ef\u9886\u53d6\u7684\u6708\u5ea6\u517b\u8001\u91d1\u6c34\u5e73\u3002<\/p><\/section>

          <\/section>

          \u82e5\u4ee5 60\u201365\u5c81\u5458\u5de5\uff0c\u6708\u85aa\u4e3a S$10,000 \u7684\u60c5\u51b5\u6765\u770b\uff1a<\/strong><\/p>

          2025\u5e74\uff1a<\/p>

          • \u603b\u7f34\u7eb3\u6bd4\u4f8b 23.5%<\/p><\/li>

          • \u6bcf\u6708CPF\uff1a1,739<\/p><\/li><\/ul>

            2026\u5e74\uff1a<\/p>

            • \u603b\u7f34\u7eb3\u6bd4\u4f8b 25%<\/p><\/li>

            • \u6bcf\u6708CPF\uff1a2,000<\/p><\/li><\/ul>

              \u4e0e2025\u5e74\u76f8\u6bd4\uff0c\u6bcf\u6708CPF\u7f34\u7eb3\u989d\u589e\u52a0\u7ea6260\u65b0\u5143\uff0c\u8be5\u8c03\u6574\u5bf9\u4e34\u8fd1\u9000\u4f11\u9636\u6bb5\u7684\u5458\u5de5\u5177\u6709\u91cd\u8981\u610f\u4e49\u3002<\/p><\/section>

              <\/section><\/section><\/section><\/section>

              \u00a0<\/p>

              03\u3001<\/b>\u9000\u4f11\u50a8\u84c4\u6807\u51c6\u5168\u9762\u4e0a\u8c03<\/b><\/p><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section>

              \u4ece2026\u5e74\u8d77\uff0cCPF\u4e09\u5927\u9000\u4f11\u50a8\u84c4\u76ee\u6807\u5c06\u5168\u9762\u4e0a\u8c03\uff0c\u9002\u7528\u4e8e2026\u5e74\u6ee155\u5c81\u7684\u4eba\u7fa4\u3002

              <\/p>

              \u65b0\u6807\u51c6\uff1a<\/strong><\/p>

              • BRS\uff08Basic Retirement Sum\uff09\uff1aS$110,200<\/p><\/li>

              • FRS\uff08Full Retirement Sum\uff09\uff1aS$220,400\uff08BRS \u00d7 2\uff09<\/p><\/li>

              • ERS\uff08Enhanced Retirement Sum\uff09\uff1aS$440,800\uff08BRS \u00d7 4\uff09<\/p><\/li><\/ul>

                \u5bf9\u6bd42025\u5e74\uff1a<\/strong><\/p>

                • BRS\uff1a106,500 \u2192 110,200<\/p><\/li>

                • FRS\uff1a213,000 \u2192 220,400<\/p><\/li>

                • ERS\uff1a426,000 \u2192 440,880<\/p><\/li><\/ul>

                  \u90a3\u8fd9\u4e09\u4e2a\u6570\u5b57\uff0c\u771f\u6b63\u4ee3\u8868\u4ec0\u4e48\uff1f<\/strong><\/p>

                  • BRS\uff08\u57fa\u672c\u9000\u4f11\u989d\uff09
                    \u53ea\u6ee1\u8db3\u6700\u57fa\u672c\u751f\u6d3b\u5f00\u9500\uff0c\u504f\u201c\u591f\u7528\u4f46\u4e0d\u5bbd\u88d5\u201d<\/p><\/li>

                  • FRS\uff08\u5b8c\u6574\u9000\u4f11\u989d\uff09
                    \u517b\u8001\u91d1\u66f4\u7a33\u5b9a\uff0c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u660e\u663e\u66f4\u597d<\/p><\/li>

                  • ERS\uff08\u589e\u5f3a\u9000\u4f11\u989d\uff09
                    \u4f60\u53ef\u4ee5\u9009\u62e9\u201c\u591a\u5b58\u591a\u9886\u201d\uff0c\u662f\u6708\u517b\u8001\u91d1\u6700\u9ad8\u7684\u65b9\u6848\uff0c\u4f46\u524d\u63d0\u662f\u4f60\u6709\u8db3\u591f\u50a8\u5907<\/p><\/li><\/ul>

                    \u6362\u53e5\u8bdd\u8bf4\u5c31\u662f\uff0c\u4f6055\u5c81\u65f6\u80fd\u5b58\u5230\u54ea\u4e2a\u6863\u4f4d\uff0c\u51b3\u5b9a\u4e86\u4f60\u672a\u6765\u51e0\u5341\u5e74\u7684\u751f\u6d3b\u72b6\u6001\u3002<\/p><\/section><\/section><\/section><\/section>

                    \u4ece\u6574\u4f53\u6765\u770b\uff0c2026\u5e74\u7684CPF\u8c03\u6574\uff0c\u5bf9\u5728\u804c\u4eba\u58eb\u800c\u8a00\uff0c\u77ed\u671f\u5185\u53ef\u80fd\u51cf\u5c11\u90e8\u5206\u53ef\u652f\u914d\u73b0\u91d1\uff0c\u4f46\u540c\u65f6\u4e5f\u663e\u8457\u52a0\u5feb\u4e86\u9000\u4f11\u50a8\u84c4\u7684\u7d2f\u79ef\u901f\u5ea6\uff0c\u4e3a\u672a\u6765\u517b\u8001\u91d1\u6c34\u5e73\u63d0\u4f9b\u66f4\u7a33\u56fa\u7684\u5236\u5ea6\u6027\u4fdd\u969c\u3002\u00a0<\/p>

                    \u00a0\u4e0d\u8fc7\uff0c\u9700\u8981\u7406\u6027\u770b\u5f85\u7684\u662f\uff0cCPF\u672c\u8d28\u4e0a\u662f\u4e00\u9879\u5f3a\u5236\u6027\u3001\u4fdd\u5b88\u578b\u7684\u9000\u4f11\u50a8\u84c4\u5236\u5ea6\uff0c\u5176\u8bbe\u8ba1\u76ee\u6807\u662f\u786e\u4fdd\u201c\u57fa\u672c\u9000\u4f11\u4fdd\u969c\u201d\uff0c\u800c\u975e\u8986\u76d6\u6240\u6709\u9000\u4f11\u540e\u7684\u751f\u6d3b\u9700\u6c42\u3002\u5bf9\u4e8e\u5e0c\u671b\u5728\u9000\u4f11\u540e\u7ef4\u6301\u66f4\u9ad8\u751f\u6d3b\u8d28\u91cf\uff0c\u6216\u62e5\u6709\u66f4\u7075\u6d3b\u73b0\u91d1\u6d41\u5b89\u6392\u7684\u4eba\u7fa4\u800c\u8a00\uff0c\u4ec5\u4f9d\u8d56CPF\u5f80\u5f80\u5e76\u4e0d\u8db3\u591f\u3002\u00a0<\/p>

                    \u00a0\u56e0\u6b64\uff0c\u5c06CPF\u4e0eSRS\uff08Supplementary Retirement Scheme\uff0c\u8865\u5145\u9000\u4f11\u8ba1\u5212\uff09\u53ca\u5176\u4ed6\u5408\u89c4\u6295\u8d44\u5de5\u5177\u8fdb\u884c\u7ec4\u5408\u89c4\u5212\uff0c\u5728\u7a0e\u52a1\u5408\u89c4\u7684\u524d\u63d0\u4e0b\u63d0\u524d\u5e03\u5c40\uff0c\u624d\u662f\u66f4\u5b8c\u6574\u3001\u4e5f\u66f4\u7b26\u5408\u957f\u671f\u8d22\u52a1\u5b89\u5168\u903b\u8f91\u7684\u9000\u4f11\u51c6\u5907\u8def\u5f84\u3002<\/p><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section>

                    <\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/div><\/div><\/div><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section><\/section>

                    \"\"<\/p>

                    \u5173\u6ce8\u3010ESIN\u7ffc\u65b0\u96c6\u56e2\u3011\u516c\u4f17\u53f7\uff0c\u6b22\u8fce\u54a8\u8be2\u5c0f\u7ffc\uff0c\u72ee\u57ce\u4e0d\u8ff7\u8def<\/p>

                    \u7b2c\u4e00\u65f6\u95f4\u83b7\u53d6\u66f4\u591a\u6709\u5173\u65b0\u52a0\u5761\u7684\u4fe1\u606f\u3002<\/p>

                    \u300c Esin \u300d<\/p>

                    Your Trusted Gateway to Singapore<\/p><\/section><\/section>

                    \"\"<\/section><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                    \u5bfc\u8bed\uff1a\u6708\u85aa\u3001\u73b0\u91d1\u6d41\u4e0e\u9000\u4f11\u91d1\uff0c\u4f1a\u53d1\u751f\u4ec0\u4e48\u53d8\u5316\uff1f \u8fdb\u51652026\u5e74\uff0c\u65b0\u52a0\u5761\u516c\u79ef\u91d1\uff08CPF\uff09\u8fce\u6765\u4e00\u8f6e\u5bf9\u5728\u804c\u4eba\u58eb\u548c\u672a\u6765\u9000 […]<\/p>\n","protected":false},"author":1,"featured_media":5771,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"page_builder":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-6452","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-singapore-work-passes-immigration"],"_links":{"self":[{"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/posts\/6452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/comments?post=6452"}],"version-history":[{"count":2,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/posts\/6452\/revisions"}],"predecessor-version":[{"id":8831,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/posts\/6452\/revisions\/8831"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/media\/5771"}],"wp:attachment":[{"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/media?parent=6452"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/categories?post=6452"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/esinvisa.com.sg\/wp-json\/wp\/v2\/tags?post=6452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}