{"id":2564,"date":"2021-03-16T12:46:03","date_gmt":"2021-03-16T12:46:03","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/homeloanwhiz.com.sg\/?page_id=2564"},"modified":"2026-08-19T11:14:31","modified_gmt":"2026-08-19T11:14:31","slug":"in-principle-approval-old","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/homeloanwhiz.com.sg\/in-principle-approval-old\/","title":{"rendered":"Get In-Principle-Approval Before Home Loan Old"},"content":{"rendered":"
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Get Approval-in-Principle (AIP) for your Home Loan from Singapore’s Leading Banks<\/h1>\n[\/vc_column_text][vc_column_text align=”center” el_class=”xl-top-heading” css=”.vc_custom_1778235615918{margin-bottom: 0px !important;}”]\n
Contact Our Loan Experts<\/a><\/div>\n[\/vc_column_text][vc_empty_space height=”60px”][vc_row_inner el_class=”xl-first-card-container”][vc_column_inner][vc_column_text]\n

What is Approval-in Principle (AIP)?<\/h2>\n

Approval in Principle (AIP) is a formal confirmation and agreement with a bank that the bank is ready to approve your home loan up to a certain amount.<\/span><\/p>\n

Based on your credit history, financial health, and current income, the bank decides if it can approve a home loan for you and for how much amount.<\/span><\/p>\n

AIP is almost a guarantee that you will get your home loan when you need it. However there’s a time limit. Usually, the duration of AIP in Singapore can last between 30 and 90 days during which you can apply for a home loan formally.<\/span>[\/vc_column_text][vc_column_text align=”center” el_class=”xl-top-heading” css=”.vc_custom_1778235615918{margin-bottom: 0px !important;}”]\n

Contact Our Loan Experts<\/a><\/div>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/mk_page_section][mk_page_section el_class=”xl-blue-container” sidebar=”sidebar-1″][vc_column][vc_row_inner][vc_column_inner][vc_column_text css=”.vc_custom_1741350364687{margin-bottom: 0px !important;}”]\n
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Why Get An Approval In Principle?<\/h2>\n

If you are planning to buy a property, the first thing you should do is to figure out your budget and how much you can loan from the bank. This can be done by an Approval In Principle application from the banks. An Approval in Principle is a pre-approved loan by the banks that will let you know how much they will loan you. That’s why it is highly recommended that you apply for this In Principle Approval even before you start looking for a place.<\/p>\n

Secondly, getting in-principle approval takes time. And also requires upfront cost from the bank to determine the credit profile.<\/p>\n

By working with us, you will save time by viewing only properties within your budget, and will also get the confidence to commit immediately when you have found your dream property. We have heard so many stories of clients losing their initial deposit because they are unable to obtain loan approval.<\/p>\n<\/div>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/mk_page_section][vc_row][vc_column][vc_column_text]\n

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After Signing Option to Purchase<\/h2>\n
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You may not be able to find a property agent who will service you<\/h3>\n<\/div>\n
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You cannot act decisively without an AIP<\/h3>\n<\/div>\n
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You may lose your deposit<\/h3>\n<\/div>\n<\/div>\n<\/div>\n[\/vc_column_text][\/vc_column][\/vc_row][mk_page_section el_class=”xl-blue-backgroud-container” sidebar=”sidebar-1″][vc_column][vc_empty_space height=”38px”][vc_column_text align=”center”]\n

How does Home Loan Whiz help you get Home Loans Approved in Principle?<\/h2>\n[\/vc_column_text][vc_row_inner el_class=”xl-second-card-container”][vc_column_inner el_class=”_card” width=”1\/2″][vc_column_text align=”center”]Not all banks encourage In Principle Approval as there are upfront costs in determining the credit profile of a customer, and also involves additional work for the bankers. But Home Loan Whiz helps you overcome this.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=”_card” width=”1\/2″][vc_column_text align=”center”]Home Loan Whiz works with 16 banks in Singapore. Over time, we have built up great relationships with bankers who are friendly, reliable and efficient. We are also very well informed on the latest mortgage rates and credit procedures for each bank, enabling us to make better recommendations to you.<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=”81px”][\/vc_column][\/mk_page_section][vc_row][vc_column css=”.vc_custom_1779960874991{margin-top: 50px !important;}”][vc_row_inner el_class=”xl-cards-blocks”][\/vc_row_inner][vc_column_text css=”.vc_custom_1779960825234{margin-bottom: 0px !important;}”]\n

<\/h2>\n

Get A Free Mortgage Review<\/h3>\n

Compare rates, loan structures and financing options across multiple banks.<\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_raw_html css=””]JTVCY29udGFjdC1mb3JtLTclMjBpZCUzRCUyMjYxZmUyODAlMjIlMjB0aXRsZSUzRCUyMklucXVpcnklMjBGb3JtJTIwTmV3JTIyJTVE[\/vc_raw_html][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"

[mk_page_section sidebar=”sidebar-1″][vc_column][vc_column_text align=”center” el_class=”xl-top-heading”] Get Approval-in-Principle (AIP) for your Home Loan from Singapore’s Leading Banks [\/vc_column_text][vc_column_text align=”center” el_class=”xl-top-heading” css=”.vc_custom_1778235615918{margin-bottom: 0px !important;}”] Contact Our Loan Experts [\/vc_column_text][vc_empty_space height=”60px”][vc_row_inner el_class=”xl-first-card-container”][vc_column_inner][vc_column_text] What is Approval-in Principle (AIP)? Approval in Principle (AIP) is a formal confirmation and agreement with a bank that the bank is ready to approve your home<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2564","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nGet In-Principle-Approval Before Home Loan Old - Home Loan Whiz<\/title>\n<meta name=\"description\" content=\"In-Principle-Approval is the first thing you should get before you buy a property as it protects you from losing your deposit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/homeloanwhiz.com.sg\/in-principle-approval-old\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Get In-Principle-Approval Before Home Loan Old - 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