{
    "datasets":[
      {
        "name": "≤35",
        "totalContribution": 37,
        "employeeContribution": 20,
        "employerContribution": 17,
        "allocations": {
          "OA": 62.17,
          "SA": 16.21,
          "MA": 21.62
        }
      },

      {
        "name": ">35-45",
        "totalContribution": 37,
        "employeeContribution": 20,
        "employerContribution": 17,
        "allocations": {
          "OA": 56.77,
          "SA": 18.91,
          "MA": 24.32
        }
      },
      {
        "name": ">45-50",
        "totalContribution": 37,
        "employeeContribution": 20,
        "employerContribution": 17,
        "allocations": {
          "OA": 51.36,
          "SA": 21.62,
          "MA": 27.02
        }
      },
      {
        "name": ">50-55",
        "totalContribution": 37,
        "employeeContribution": 20,
        "employerContribution": 17,
        "allocations": {
          "OA": 40.55,
          "SA": 31.08,
          "MA": 28.37
        }
      },
      {
        "name": ">55-60",
        "totalContribution": 32.5,
        "employeeContribution": 17,
        "employerContribution": 15.5,
        "allocations": {
          "OA":36.94,
          "RA": 30.76,
          "MA": 32.30
        }
      },
      {
        "name": ">60-65",
        "totalContribution": 23.5,
        "employeeContribution": 11.5,
        "employerContribution": 12,
        "allocations": {
          "OA": 14.9,
          "RA": 40.42,
          "MA": 44.68
        }
      },
      {
        "name": ">65-70",
        "totalContribution": 16.5,
        "employeeContribution": 7.5,
        "employerContribution": 9,
        "allocations": {
          "OA": 6.07,
          "RA": 30.3,
          "MA": 63.63
        }
      },
      {
        "name": ">70",
        "totalContribution": 12.5,
        "employeeContribution": 5,
        "employerContribution": 7.5,
        "allocations": {
          "OA": 8,
          "RA": 8,
          "MA": 84
        }
      }
    ],
      "timeline":[
        {
          "year": "1955年",
          "title": "正式实行公积金",
          "target":"<b>所有公积金会员</b><br><small>16 - 55岁的新加坡人和永久居民</small>",
          "description": "<p><b>公积金的首要目标是为国人提供退休保障。</b></p><p>当时除了政府和大公司，大部分雇主都没有为雇员提供退休福利。员工退休后须仰赖个人积蓄，但大多数人没有足够的退休存款。</p><p>在最早的公积金制度下，员工和雇员每月公积金缴交率为5％，以50元的金额为顶限，并可在55岁提取公积金存款。</p>",
          "imageUrl": "assets/img/cpf-milestone-1955-launch.webp" ,
          "imageMobile":"assets/img/cpf-milestone-1955-launch-m.png"
      }, 
      {
          "year": "1968年",
          "note": "",
          "title": "公共住房计划",
          "description": "<p>允许用公积金存款，购买当时由建屋发展局和裕廊镇管理局建造的政府组屋，<b>公积金开始成为国人拥屋的重要途径。</b></p>",
          "imageUrl": "assets/img/cpf-milestone-1968-hdb.webp",
          "imageMobile":"assets/img/cpf-milestone-1968-hdb-m.png"
      }
      , 
      {
          "year": "1977年",
          "note": "特别户头",
          "title": "特别户头",
          "description": "<p><b>允许会员把部分公积金存款，存入专为退休而设的特别户头中，</b>以确保公积金会员不会在退休前用完公积金储蓄。</p><p>在1977年，55岁前，除非死亡或重大疾病等特殊因素，否则不能动用特别户头存款。公积金此后分为普通户头和特别户头。</p>",
          "imageUrl": "assets/img/cpf-milestone-1977-sa.webp",
          "imageMobile":"assets/img/cpf-milestone-1977-sa-m.png"
      }
      , 
      {
          "year": "1984年",
          "note": "保健储蓄户头",
          "title": "保健储蓄户头",
           "description": "<p><b>公积金用途扩展至医疗服务，</b>会员可用保健储蓄户头支付个人或直属家人的医药费。</p>",
          "imageUrl": "assets/img/cpf-milestone-1984-ma.webp",
          "imageMobile":"assets/img/cpf-milestone-1984-ma-m.png"
      }
      , 
      {
          "year": "1986年",
          "note": "",
          "title": "特准投资计划",
          "description": "<p><b>开放让会员使用部分公积金存款进行投资，</b>包括购买黄金，或获准的上市公司、单位信托及股票。这项计划下来数十年逐步发展成现有的公积金投资计划。</p>",
          "imageUrl": "assets/img/cpf-milestone-1986-investment.webp",
          "imageMobile":"assets/img/cpf-milestone-1986-investment-m.png"
      }
      , 
      {
          "year": "1987年",
          "note": "最低存款计划",
          "title": "最低存款计划",
          "description": "<p>会员一部分公积金存款被纳入计划，在年满55岁的退休年龄后，以每月发放的方式，确保会员能长远地应付退休后的生活开支。</p><p>此前，会员满55岁后，可一次过领取所有公积金存款，但随着国人寿命越来越长，一次过提款意味着会员在逝世前，花光储蓄的风险也将增加。</p><p>政府同年也允许会员在父母或自身存款不足的情况下，以现金或公积金存款填补自己或父母的退休户头。</p>",
          "imageUrl": "assets/img/cpf-milestone-1987-minimum-deposit.webp",
          "imageMobile":"assets/img/cpf-milestone-1987-minimum-deposit-m.png"
      }
      , 
      {
          "year": "1989年",
          "note": "",
          "title": "公积金教育计划",
          "description": "<p>会员可用公积金存款支付自己或孩子的高等教育学费。</p>",
          "imageUrl": "assets/img/cpf-milestone-1989-education.webp",
          "imageMobile":"assets/img/cpf-milestone-1989-education-m.png"
      }
      , 
      {
          "year": "1990年",
          "note": "",
          "title": "健保双全计划",
          "target":"<b>所有公积金会员</b><br><small>16 - 55岁的新加坡人和永久居民</small>",
          "description": "<p>选择性的医疗保险计划，会员可用保健储蓄支付保费。</p><p><small>(健保双全在2015年由终身健保取代)</small></p>",
          "imageUrl": "assets/img/cpf-milestone-1990-ma-insurance.webp",
          "imageMobile":"assets/img/cpf-milestone-1990-ma-insurance-m.png"
      }
      , 
      {
          "year": "1998年",
          "note": "允许户头转账",
          "title": "允许户头转账",
          "description": "<p>会员可从普通户头转账至特别户头，以4万元为顶限，由此增加退休后可使用的存款。特别户头的利率比普通户头高1.5个百分点。公积金局随后在2008年为特别户头设下4%的保底年利率。</p>",
          "imageUrl": "assets/img/cpf-milestone-1998-transfer.webp",
          "imageMobile":"assets/img/cpf-milestone-1998-transfer-m.png"
      }
      , 
      {
          "year": "2002年",
          "note": "乐龄健保计划",
          "title": "乐龄健保计划",
          "description": "<p>年满40岁自动加入，但非强制性的重度残障保险计划。由保健储蓄户头支付保费，国人面对重度残障时可索赔。<br><small>(这项计划2020年被终身护保取代)</small></p>",
          "imageUrl": "assets/img/cpf-milestone-2002-eldershield.webp",
          "imageMobile":"assets/img/cpf-milestone-2002-eldershield-m.png"
      }
      , 
      {
          "year": "2007年",
          "note": "",
          "title": "就业入息补助计划",
          "description": "<p>以收入最低20％的员工为主要援助对象，通过提供收入补贴和公积金填补，确保低薪员工有足够的退休储蓄。</p>",
          "imageUrl": "assets/img/cpf-milestone-2007-workfare-income-supplement.webp",
          "imageMobile":"assets/img/cpf-milestone-2007-workfare-income-supplement-m.png"
      }
      , 
      {
          "year": "2009年",
          "note": "公积金终身入息计划（CPF LIFE）",
          "title": "公积金终身入息计划（CPF LIFE）",
          "description": "<p>正式实施终身保险年金计划，协助会员在退休后每月都能领取一笔入息，不必担心自己的积蓄会在有生之年里耗尽。</p>",
          "imageUrl": "assets/img/cpf-milestone-2008-cpf-life.webp",
          "imageMobile":"assets/img/cpf-milestone-2008-cpf-life-m.png"
      }
      , 
      {
          "year": "2014年",
          "note": "",
          "title": "建国一代配套",
          "description": "<p>为建国一代国人每年提供保健储蓄填补，以及为他们的门诊提供更高津贴，减轻年长国人的医疗费负担。</p>",
          "imageUrl": "assets/img/cpf-milestone-2014-merdeka-gen.webp",
          "imageMobile":"assets/img/cpf-milestone-2014-merdeka-gen-m.png"
      }
      , 
      {
          "year": "2016年",
          "note": "乐龄补贴计划",
          "title": "乐龄补贴计划",
          "description": "<p>为工作年间收入较低，以致退休时储蓄较少的年长者提供每季度的现金补贴。</p><p>2016年推出时，年满65岁并符合条件的年长者每季度可获得高达750元补贴，这笔金额在2021年调高至900元，2025年1月进一步调高至1080元。</p>",
          "imageUrl": "assets/img/cpf-milestone-2016-silver-support-scheme.webp",
          "imageMobile":"assets/img/cpf-milestone-2016-silver-support-scheme-m.png"
      }
      , 
      {
          "year": "2019年",
          "note": "",
          "title": "立国一代配套",
          "description": "<p>立国一代国人从2019年至2023年，每年已获得200元的保健储蓄填补。此外，政府也为他们的门诊提供更高津贴。</p>",
          "imageUrl": "assets/img/cpf-milestone-2019-merdeka.webp",
          "imageMobile":"assets/img/cpf-milestone-2019-merdeka-m.png"
      }
      , 
      {
          "year": "2024年",
          "note": "",
          "title": "共同前进配套",
          "description": "<p>为1973年及之前出生，并且仍在就业的壮龄国人提供支持，只要符合收入条件，每年可获得高达1000元的就业储蓄花红。2023年公积金基本存款不足的年长国人，也已获得一次性的退休储蓄花红。</p><p>所有1973年及之前出生的新加坡人也已获得一次性的保健储蓄花红。</p>",
          "imageUrl": "assets/img/cpf-milestone-2024-young-senior.webp",
          "imageMobile":"assets/img/cpf-milestone-2024-young-senior-m.png"
      }
      , 
      {
          "year": "2025年",
          "note": "",
          "title": "关闭特别户头",
          "description": "<p>55岁及以上的公积金会员，原本同时拥有特别户头和退休户头。为使公积金制度更合理，从2025年1月19日起，年满55岁的会员只会保留退休户头，这个户头可继续享受较高的长期利息。</p><p>从2025年起，政府也已加强以下计划：<ul style='text-align:left;'><li>提高年长员工的公积金缴交率</li><li>乐龄补贴计划：家庭人均月入顶限从1800元提高至2300元；每季度可获得的补贴从215元到1080元不等，比之前多两成</li><li>就业入息补助计划：合格月入顶限从2500元调高至 3000元；最高补助高达4900元</li><li>退休户头配对填补计划：配对的填补额顶限从600元增至2000元；取消年龄顶限，让55岁及以上的年长会员都能受惠</li></ul></p>",
          "imageUrl": "assets/img/cpf-milestone-2025.webp",
          "imageMobile":"assets/img/cpf-milestone-2025.webp"
      }
      ]
  }