{"id":244568,"date":"2025-07-23T13:45:54","date_gmt":"2025-07-23T05:45:54","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/?page_id=244568"},"modified":"2026-09-30T11:53:29","modified_gmt":"2026-09-30T03:53:29","slug":"bankruptcy-lawyers-in-singapore","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/bankruptcy-lawyers-in-singapore\/","title":{"rendered":"Landing &#8211; bankruptcy Lawyers in Singapore"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Header&#8221; module_id=&#8221;sec-form&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#ffffff&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;90deg&#8221; background_color_gradient_stops=&#8221;#f4f5f5 12%|#f4f5f5 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it.<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#0B4E90&#8243; header_font_size=&#8221;60px&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||30px||false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Confused or Overwhelmed by Bankruptcy?<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;text&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#97241F&#8221; header_font_size=&#8221;52px&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||30px||false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]Let Our Lawyers Guide You Through Bankruptcy[\/et_pb_text][et_pb_button button_url=&#8221;#sec-form&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Speak to a Lawyer&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Introduction&#8221; module_class=&#8221;mb-0&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#ffffff&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; custom_padding_tablet=&#8221;50px||50px||true|false&#8221; custom_padding_phone=&#8221;40px||40px||true|false&#8221; saved_tabs=&#8221;all&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; module_class=&#8221;d-flex&#8221; 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disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_code admin_label=&#8221;Youtube&#8221; _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<pee style=\"    font-weight: 600;<!-- [et_pb_line_break_holder] -->    font-size: 14px;<!-- [et_pb_line_break_holder] -->    color: #0b4e90;<!-- [et_pb_line_break_holder] -->    margin: 0 0 5px;&#8221;><!-- [et_pb_line_break_holder] -->  Introduction to Bankruptcy (English subtitles)<!-- [et_pb_line_break_holder] --><\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><iframe loading=\"lazy\" width=\"983\" height=\"553\" src=\"https:\/\/www.youtube.com\/embed\/I_dp6h2k2TM\" title=\"default IIDEnglishSubsModule1moddedanyfurtherqueries 640x360 700k\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><pee class=\"video-credit\" style=\"margin-top:8px;font-size:14px\">Video: <a href=\"https:\/\/io.mlaw.gov.sg\/bankruptcy\/introduction-to-bankruptcy-video\/english\/\" target=\"_blank\" rel=\"noopener noreferrer\">Ministry of Law Insolvency Office \u2197<\/a><\/pee>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;left&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#0B4E90&#8243; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#0B4E90&#8243; header_5_text_color=&#8221;#0B4E90&#8243; header_6_text_color=&#8221;#0B4E90&#8243; background_color=&#8221;#ffffff&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto|30px|auto|false|false&#8221; custom_margin_tablet=&#8221;|auto|30px|auto|false|false&#8221; custom_margin_phone=&#8221;|auto|30px|auto|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>What is Bankruptcy?<\/h3>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#2C2C2C&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||||false|true&#8221; global_colors_info=&#8221;{}&#8221;]Bankruptcy is a legal process that applies to individuals who are unable to repay their debts amounting to at least S$15,000. Once a person is declared bankrupt by the High Court of Singapore, their assets may be used to repay outstanding debts under the supervision of the Official Assignee.<\/p>\n<p>Watch this introduction from Singapore\u2019s Ministry of Law Insolvency Office for an overview of bankruptcy. For advice on your own circumstances and available options, speak to our lawyers.[\/et_pb_text][et_pb_accordion open_toggle_text_color=&#8221;#203439&#8243; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;What is Bankruptcy?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What Are The Alternatives to Bankruptcy?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Explore legal solutions that help you avoid the long-term consequences of bankruptcy:<\/p>\n<p>Debt Repayment Scheme (DRS): Court-supervised plan for debts under S$150,000 with no bankruptcy record.<\/p>\n<p>Voluntary Arrangement (VA): Private agreement with creditors to restructure and reduce debts.<\/p>\n<p>Debt Consolidation Plan (DCP): Combine unsecured debts into one manageable loan with lower interest.<\/p>\n<p>Creditor Negotiation: We help negotiate flexible, confidential repayment terms on your behalf.<\/p>\n<p>Asset Liquidation or Restructuring: Strategically manage or sell assets to settle debts legally and avoid court action. 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custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"step-number\">Comprehensive Probate Services<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/step-004.png&#8221; alt=&#8221;Step 004&#8243; title_text=&#8221;Step 004&#8243; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;|0px||0px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"step-number\">Estate Administration Guidance<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/step-003.png&#8221; alt=&#8221;Step 003&#8243; title_text=&#8221;Step 003&#8243; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"step-number\">Will Verification and Validation<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/step-003.png&#8221; alt=&#8221;Step 003&#8243; title_text=&#8221;Step 003&#8243; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;|0px||0px|true|true&#8221; custom_padding_phone=&#8221;|0px||0px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"step-number\">Fast and Efficient Application Process<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;What Are The Alternatives to Bankruptcy?&#8221; module_id=&#8221;services&#8221; module_class=&#8221;mb-0&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#f1f1f1&#8243; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; custom_padding_tablet=&#8221;50px||50px||true|false&#8221; custom_padding_phone=&#8221;40px||40px||true|false&#8221; saved_tabs=&#8221;all&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto||auto|false|false&#8221; custom_margin_tablet=&#8221;|auto||auto|false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|false|true&#8221; custom_padding_phone=&#8221;|15px||15px|false|true&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;left&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#0B4E90&#8243; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#0B4E90&#8243; header_5_text_color=&#8221;#0B4E90&#8243; header_6_text_color=&#8221;#0B4E90&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto|20px|auto|false|false&#8221; custom_margin_tablet=&#8221;|auto|30px|auto|false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>What Are The Alternatives to Bankruptcy?<\/h3>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;0px||30px||false|true&#8221; custom_margin_tablet=&#8221;||30px||false|true&#8221; custom_margin_phone=&#8221;0px||20px||false|true&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]Explore legal solutions that help you avoid the long-term consequences of bankruptcy:[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;0px||0px||true|false&#8221; custom_padding_phone=&#8221;0px||0px||true|false&#8221; disabled=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;left&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#97241F&#8221; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#97241F&#8221; header_5_font=&#8221;|700|||||||&#8221; header_5_text_color=&#8221;#97241F&#8221; header_6_text_color=&#8221;#97241F&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto|30px|auto|false|false&#8221; custom_margin_tablet=&#8221;|auto|30px|auto|false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h5>3 Easy Steps to Apply for HDB Power of Attorney<\/h5>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;mb-2 header-four&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_margin_tablet=&#8221;0px||30px||false|false&#8221; custom_margin_phone=&#8221;0px||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;0px||0px||true|false&#8221; custom_padding_phone=&#8221;0px||0px||true|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; gutter_width__hover_enabled=&#8221;on|desktop&#8221; gutter_width__hover=&#8221;2&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/insolvency-icon001.png&#8221; alt=&#8221;Insolvency Icon001&#8243; title_text=&#8221;Insolvency Icon001&#8243; align=&#8221;center&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Debt Repayment Scheme (DRS)<\/h4>\n<p>Court-supervised plan for debts under S$150,000 with no bankruptcy record.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/insolvency-icon002.png&#8221; alt=&#8221;Insolvency Icon002&#8243; title_text=&#8221;Insolvency Icon002&#8243; align=&#8221;center&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Voluntary Arrangement (VA)<\/h4>\n<p>Private agreement with creditors to restructure and reduce debts.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/insolvency-icon003.png&#8221; alt=&#8221;Insolvency Icon003&#8243; title_text=&#8221;Insolvency Icon003&#8243; align=&#8221;center&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Debt Consolidation Plan (DCP)<\/h4>\n<p>Combine unsecured debts into one manageable loan with lower interest.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;mb-2 header-four&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_margin_tablet=&#8221;0px||30px||false|false&#8221; custom_margin_phone=&#8221;0px||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;0px||0px||true|false&#8221; custom_padding_phone=&#8221;0px||0px||true|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; gutter_width__hover_enabled=&#8221;on|desktop&#8221; gutter_width__hover=&#8221;2&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/insolvency-icon001.png&#8221; alt=&#8221;Insolvency Icon001&#8243; title_text=&#8221;Insolvency Icon001&#8243; align=&#8221;center&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Creditor Negotiation<\/h4>\n<p>We help negotiate flexible, confidential repayment terms on your behalf.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/insolvency-icon002.png&#8221; alt=&#8221;Insolvency Icon002&#8243; title_text=&#8221;Insolvency Icon002&#8243; align=&#8221;center&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/insolvency-icon003.png&#8221; alt=&#8221;Insolvency Icon003&#8243; title_text=&#8221;Insolvency Icon003&#8243; align=&#8221;center&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Asset Liquidation or Restructuring<\/h4>\n<p>Strategically manage or sell assets to settle debts legally and avoid court action.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;30px||||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#sec-form&#8221; button_text=&#8221;Speak to a Lawyer&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Key Restrictions for Bankrupt Individuals in Singapore&#8221; module_class=&#8221;mb-0&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#ffffff&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;80px||0px||false|false&#8221; custom_padding_tablet=&#8221;50px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||true|false&#8221; saved_tabs=&#8221;all&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Key Restrictions for Bankrupt Individuals in Singapore&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F4F5F5&#8243; width=&#8221;100%&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto||auto|false|false&#8221; custom_margin_tablet=&#8221;|auto||auto|false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;40px|20px|40px|20px|true|true&#8221; custom_padding_tablet=&#8221;|0px|0px|0px|false|true&#8221; custom_padding_phone=&#8221;40px|20px|40px|20px|true|true&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;left&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#0B4E90&#8243; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#0B4E90&#8243; header_5_text_color=&#8221;#0B4E90&#8243; header_6_text_color=&#8221;#0B4E90&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; width=&#8221;100%&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;||20px||false|true&#8221; custom_margin_tablet=&#8221;||30px||false|true&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Key Restrictions for Bankrupt Individuals in Singapore<\/h3>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; background_layout=&#8221;dark&#8221; custom_margin=&#8221;0px||30px||false|true&#8221; custom_margin_tablet=&#8221;||30px||false|true&#8221; custom_margin_phone=&#8221;0px||20px||false|true&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]If you are declared bankrupt, you will be subject to the following key restrictions:<\/p>\n<ul>\n<li>Monthly Contributions: You must make monthly payments based on your income and living expenses. These funds are managed by the Official Assignee and go toward repaying your creditors.<\/li>\n<li>Travel Restrictions: You cannot leave Singapore without approval from the Official Assignee.<\/li>\n<li>Business &#038; Employment: You are barred from managing a business or becoming a company director without court permission.<\/li>\n<li>Credit Access: You must disclose your bankruptcy status when applying for credit over S$1,000.<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#sec-form&#8221; button_text=&#8221;Speak to a Bankruptcy Lawyer&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Why Choose Us&#8221; module_id=&#8221;whychooseus&#8221; module_class=&#8221;whychooseus-outer&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#ffffff&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;bottom_center&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;80px||80px||false|false&#8221; custom_padding_tablet=&#8221;50px||50px||false|false&#8221; custom_padding_phone=&#8221;40px||40px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-three001&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#0B4E90&#8243; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#0B4E90&#8243; header_5_text_color=&#8221;#0B4E90&#8243; header_6_text_color=&#8221;#0B4E90&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||30px||false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><span class=\"color-grey\">Why<\/span> Choose Us<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||20px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<!-- [et_pb_line_break_holder] --><!-- Swiper --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper mySwiper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-wrapper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-slide swiper-bg-color bg-grey\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/11\/icon-001.png\" alt=\"icon\" width=\"80px\" height=\"80px\" \/><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<h4>Trusted, Award-Winning Legal Experts<\/h4>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div><!-- [et_pb_line_break_holder] --> Respected in the legal community for our integrity and dedication, we are recognised for excellence in bankruptcy and insolvency matters, guiding clients through complex financial distress with clarity and confidence.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-slide swiper-bg-color bg-grey\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/11\/icon-002.png\" alt=\"icon\" width=\"80px\" height=\"80px\" \/><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<h4>Over a Decade of Insolvency Law Expertise<\/h4>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div><!-- [et_pb_line_break_holder] --> With more than 10 years of focused legal experience in insolvency and debt restructuring, we deliver strategic, practical solutions tailored to both individual and corporate clients facing financial challenges.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-slide swiper-bg-color bg-grey\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/11\/icon-003.png\" alt=\"icon\" width=\"80px\" height=\"80px\" \/><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<h4>Proven Client Satisfaction<\/h4>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div><!-- [et_pb_line_break_holder] --> Our firm has earned the trust of hundreds of satisfied clients, with over 700 positive testimonials highlighting our successful handling of bankruptcy filings, debt settlement negotiations, and court-supervised insolvency proceedings.<!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-slide swiper-bg-color bg-grey\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/11\/icon-004.png\" alt=\"icon\" width=\"80px\" height=\"80px\" \/><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<h4>Established Track Record of Success<\/h4>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div><!-- [et_pb_line_break_holder] --> We consistently provide effective, compliant, and timely solutions\u2014helping clients avoid unnecessary complications, manage creditor relations, and secure the most favourable outcome in insolvency scenarios.<!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-slide swiper-bg-color bg-grey\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/11\/icon-004.png\" alt=\"icon\" width=\"80px\" height=\"80px\" \/><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<h4>Strategic, Results-Oriented Approach<\/h4>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div><!-- [et_pb_line_break_holder] --> Our experienced legal team adopts a proactive and solutions-driven methodology, simplifying the legal process, minimising delays, and reducing the emotional and financial toll for clients in distress.<!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-slide swiper-bg-color bg-grey\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/11\/icon-006.png\" alt=\"icon\" width=\"80px\" height=\"80px\" \/><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<h4>Compassionate, Client-Focused Guidance<\/h4>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div><!-- [et_pb_line_break_holder] --> We understand that bankruptcy and insolvency are deeply personal and often stressful experiences. That\u2019s why we provide empathetic, clear, and ongoing communication at every step to ensure clients feel supported and informed.<!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-slide swiper-bg-color bg-grey\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/11\/icon-005.png\" alt=\"icon\" width=\"80px\" height=\"80px\" \/><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<h4>Client-First Support Every Step of the Way<\/h4>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div><!-- [et_pb_line_break_holder] --> We understand the complexity and pressure of major business decisions. That\u2019s why we prioritise clear communication and responsive support \u2014 ensuring your startup or corporate transaction progresses smoothly and confidently.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <!--swiper wrapper!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-pagination\"><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!--end myswiper!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- Swiper --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script src=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@11\/swiper-bundle.min.js\"><\/script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->    var swiper = new Swiper(\".mySwiper\", {<!-- [et_pb_line_break_holder] -->      slidesPerView: 1,<!-- [et_pb_line_break_holder] -->      effect: 'slide', \/\/ or 'fade', 'cube', 'coverflow', etc.<!-- [et_pb_line_break_holder] -->      spaceBetween: 10,<!-- [et_pb_line_break_holder] -->            autoplay: {<!-- [et_pb_line_break_holder] -->        delay: 2500,<!-- [et_pb_line_break_holder] -->        disableOnInteraction: false,<!-- [et_pb_line_break_holder] -->      },<!-- [et_pb_line_break_holder] -->      freeMode: true,<!-- [et_pb_line_break_holder] -->    loop: true,<!-- [et_pb_line_break_holder] -->    \/\/ allowTouchMove: false,<!-- [et_pb_line_break_holder] -->    autoplay: {<!-- [et_pb_line_break_holder] -->    delay: 0,<!-- [et_pb_line_break_holder] -->    \/\/ disableOnInteraction: false,<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    speed: 8000,<!-- [et_pb_line_break_holder] -->        \/\/   pagination: {<!-- [et_pb_line_break_holder] -->        \/\/     el: \".swiper-pagination\",<!-- [et_pb_line_break_holder] -->        \/\/     clickable: true,<!-- [et_pb_line_break_holder] -->        \/\/   },<!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] -->      breakpoints: {<!-- [et_pb_line_break_holder] -->        640: {<!-- [et_pb_line_break_holder] -->          slidesPerView: 1,<!-- [et_pb_line_break_holder] -->          spaceBetween: 0,<!-- [et_pb_line_break_holder] -->        },<!-- [et_pb_line_break_holder] -->        768: {<!-- [et_pb_line_break_holder] -->          slidesPerView: 2,<!-- [et_pb_line_break_holder] -->          spaceBetween: 20,<!-- [et_pb_line_break_holder] -->        },<!-- [et_pb_line_break_holder] -->        1024: {<!-- [et_pb_line_break_holder] -->          slidesPerView: 3,<!-- [et_pb_line_break_holder] -->          spaceBetween: 30,<!-- [et_pb_line_break_holder] -->        },<!-- [et_pb_line_break_holder] -->      },<!-- [et_pb_line_break_holder] -->    });<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;30px||||false|false&#8221; custom_margin_phone=&#8221;30px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#sec-form&#8221; button_text=&#8221;Speak to a Lawyer&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;How to File for Bankruptcy in Singapore&#8221; module_class=&#8221;mb-0&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#f1f1f1&#8243; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; custom_padding_tablet=&#8221;50px||50px||true|false&#8221; custom_padding_phone=&#8221;40px||40px||true|false&#8221; saved_tabs=&#8221;all&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto||auto|false|false&#8221; custom_margin_tablet=&#8221;|auto||auto|false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|false|true&#8221; custom_padding_phone=&#8221;|15px||15px|false|true&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;left&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#0B4E90&#8243; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#0B4E90&#8243; header_5_text_color=&#8221;#0B4E90&#8243; header_6_text_color=&#8221;#0B4E90&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto|20px|auto|false|false&#8221; custom_margin_tablet=&#8221;|auto|30px|auto|false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>How to File for Bankruptcy in Singapore<\/h3>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;0px||30px||false|true&#8221; custom_margin_tablet=&#8221;||30px||false|true&#8221; custom_margin_phone=&#8221;0px||20px||false|true&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]It serves as the first step in the legal debt recovery process and often leads to resolution without the need for costly litigation. Our debt recovery process includes:<br \/>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;mb-2 header-four&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_margin_tablet=&#8221;0px||30px||false|false&#8221; custom_margin_phone=&#8221;0px||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;0px||0px||true|false&#8221; custom_padding_phone=&#8221;0px||0px||true|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; gutter_width__hover_enabled=&#8221;on|desktop&#8221; gutter_width__hover=&#8221;2&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2026\/01\/insolvency-icon001.png&#8221; alt=&#8221;Insolvency Icon001&#8243; title_text=&#8221;Insolvency Icon001&#8243; align=&#8221;center&#8221; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>1. Eligibility Check<\/h4>\n<p>You must owe $15,000 or more and be unable to repay. We help evaluate your case discreetly.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2026\/01\/insolvency-icon002.png&#8221; alt=&#8221;Insolvency Icon002&#8243; title_text=&#8221;Insolvency Icon002&#8243; align=&#8221;center&#8221; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>2. Documents Preparation<\/h4>\n<p>We assist with compiling creditor lists, income statements, and required affidavits.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2026\/01\/insolvency-icon003.png&#8221; alt=&#8221;Insolvency Icon003&#8243; title_text=&#8221;Insolvency Icon003&#8243; align=&#8221;center&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>3. Submit Application<\/h4>\n<p>File via eLitigation or State Courts. We handle the process and paperwork for you. *Fees include a $1,850 deposit to the Official Assignee and court filing fees[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;mb-2 header-four&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_margin_tablet=&#8221;0px||30px||false|false&#8221; custom_margin_phone=&#8221;0px||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;0px||0px||true|false&#8221; custom_padding_phone=&#8221;0px||0px||true|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; gutter_width__hover_enabled=&#8221;on|desktop&#8221; gutter_width__hover=&#8221;2&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2026\/01\/insolvency-icon004.png&#8221; alt=&#8221;Insolvency Icon004&#8243; title_text=&#8221;Insolvency Icon004&#8243; align=&#8221;center&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>4. Court Hearing<\/h4>\n<p>We represent you in court and guide you through every step.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_tablet=&#8221;40px|30px|40px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;#F4F5F5&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2026\/01\/insolvency-icon005.png&#8221; alt=&#8221;Insolvency Icon005&#8243; title_text=&#8221;Insolvency Icon005&#8243; align=&#8221;center&#8221; module_class=&#8221;icon-deedpoll&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;step-wrapper&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_4_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>5. Bankruptcy Order &amp; Discharge<\/h4>\n<p>The Official Assignee will manage your case. We help you work toward early discharge. [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;30px||||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#sec-form&#8221; button_text=&#8221;Speak to a Lawyer&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; 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_module_preset=&#8221;default&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-three001&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#0B4E90&#8243; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#0B4E90&#8243; header_5_text_color=&#8221;#0B4E90&#8243; header_6_text_color=&#8221;#0B4E90&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||30px||false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><span class=\"color-grey\">Our<\/span> Reviews<\/h3>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<div id=\"wpsr-reviews-slider-1089379\" class=\"wpsr-reviews-1089379 wpsr-reviews-wrapper wpsr-feed-wrap wpsr_content  wpsr-reviews-slider-wrapper   wpsr-reviews-template-grid1 wpsr-reviews-layout-slider \" data-column=\"4\" data-platforms=\"google\" data-slider_settings=\"{&quot;autoplay&quot;:&quot;false&quot;,&quot;autoplay_speed&quot;:3000,&quot;slides_to_show&quot;:3,&quot;spaceBetween&quot;:20,&quot;responsive_slides_to_show&quot;:{&quot;desktop&quot;:3,&quot;tablet&quot;:2,&quot;mobile&quot;:1},&quot;slides_to_scroll&quot;:3,&quot;responsive_slides_to_scroll&quot;:{&quot;desktop&quot;:3,&quot;tablet&quot;:2,&quot;mobile&quot;:1},&quot;navigation&quot;:&quot;dot&quot;}\"><div class=\"wpsr-container \" style=\"\" ><div class=\"wpsr-reviews-slider-wrapper-inner\"><div class=\"wpsr-reviews-slider swiper-container wpsr-ai-summary-enabled-slider\" tabindex=\"0\"><div class=\"swiper-wrapper\"><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"0\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqnGCkvtFSusjSJ03QQYTUYeKaFiUsAHKpg6Omx-9L_3hBIxn-J0hmT1guLRbjrtQ8dlbtLXHQ\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjUzZSW4Wo3tJLet6VVSkxfyjZDlC3HIoD-Y3sfDvHDMhAj2n4n4=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"nur hartizah\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">nur hartizah<\/span>\n    <\/a><div data-rating=\"4\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-empty\" style=\"--wpsr-review-star-fill: 0%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 days ago\" class=\"wpsr-review-date\">\n     1st November 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">I would like to express my sincere appreciation to Mr Bernard and the team at IRB for their professionalism and support throughout my legal matter.\n\nGoing through a legal process was not easy, especially with the uncertainty and stress involved. Mr Bernard guided me through the proceedings, explained the necessary steps, and helped me navigate the process with greater confidence.\n\nI am grateful for his dedication, patience and effort in handling my case. His professionalism and guidance made a difficult and stressful situation much more manageable, and I am thankful for the positive outcome achieved.\n\nThank you, Mr Bernard, for your assistance and commitment throughout this journey. I would definitely recommend IRB to anyone seeking legal assistance.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"1\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqkD86TlJDTnoweaMfEOvHckihncbVtv2NiM3pnoJ55makr5obQYmFxSPAPqtbQzHshYW7Xf\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKafRly4vpxCjsmni0Bs-ZAUubfW8XWkPyt6NMGlN7ZlMV4iw=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Mohd Ayob A H\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Mohd Ayob A H<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"1 week ago\" class=\"wpsr-review-date\">\n     27th October 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Very professional  efficient knowledgeable\nVery clear in term of explanation about the case.These are the personals that assistsin my case,which I really appreciate very much are Mr.Aidil,Mr.Shafee Mr.Rano Martiin.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"2\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqkQBNUK6TS4r8MFORCoxhaSE5CmbhmOL5iOmsXSdZUH9zqSBif4IWot6tCdhhHdnEZcWegeCg\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIgJcCkmwPCT0S3BJDYWtISOXVUbxwUhoc-J3mAlyjbX9266g=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Gerald Nah Haw Yuan\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Gerald Nah Haw Yuan<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"2 weeks ago\" class=\"wpsr-review-date\">\n     21st October 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">I had an excellent experience with IRB LAW LLP. From our first consultation, Mr Baiross was professional, honest, and attentive. They explained my options clearly, kept me updated throughout my case, and always responded promptly.\n\nI felt truly supported and well-represented, and I am very happy with the outcome. Mr Koh Boon Yang and Mr Zachary Lim  well organized and diligent worked on my behalf. You made a stressful process feel manageable, and I always felt heard, informed, and well-supported. I highly recommend this firm to anyone in need of trustworthy, caring, and skilled legal help.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"3\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqlQVOfCHZEBilcM4n3GdSmhwzswrQd3CnrRzMHQsamV6RBrfF32Xm226qioYklawUe0p9oS\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKW5XwizcNOh5HeFr3ABCxQlUSY4Eh2wvJl-iT-KswYKdo3fQ=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Christine Yew\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Christine Yew<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 weeks ago\" class=\"wpsr-review-date\">\n     16th October 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Working with this law firm was the best decision I made. From start to finish, the team was incredibly knowledgeable, professional, and genuinely supportive. Legal matters can be stressful and overwhelming, but they guided me through every step with absolute clarity, patience, and warmth.\n\nSpecial thanks to Ms. Sherlyn Kaur and Mr. Baiross. Mr. Baiross provided sharp legal insight and strategic direction. Ms. Sherlyn Kaur was amazing with communication - always responsive, meticulous with details, and consistently reassuring throughout the entire process.\n\nThey truly care about their clients as people, not just cases. I am deeply grateful for their hard work and highly recommend them to anyone seeking reliable legal representation!<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"4\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqnz8cTe8NKB1X8UYBG8VkPV8feIjarRJFTu7qHJ2FCB6VtwfDuhEqvpTjTcC-_eB7Aj5j3w\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJhUuHzSMoBdRiYsrDKFaoOD_VaV2TnXOLeNe20bjsG76P_Cw=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Emma Lee\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Emma Lee<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 weeks ago\" class=\"wpsr-review-date\">\n     15th October 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Engaged I.R.B. Law LLP for a civil debt recovery matter. Mohamed and the team provided stellar service with clear, pragmatic, detailed advice and handled my case with efficiency. They understood my position and helped secure a successful outcome while keeping the process transparent and straightforward. Highly recommended for their responsive and practical legal services.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"5\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqmaHMFQXOSPptuCyAuOtdDR2O6TaUOAk13gjTLnnDLVOM5GXumFLtGBYhSPWsynJPi5N8N08A\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLVYIpwz_AvLb80jeITxiuucbH3c3OAup9ERg320ouxEW_78VE=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"\u8f66\u96ea\u9759\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">\u8f66\u96ea\u9759<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 weeks ago\" class=\"wpsr-review-date\">\n     12th October 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">\nA huge thank you to Mr. Peng and his assistant, Ms. Taffy! Throughout the handling of my case, they demonstrated an exceptionally high level of professionalism, efficiency, and empathy. Mr. Peng provided outstanding professional legal advice and secured the best possible outcome for us! Highly recommended\uff01\u975e\u5e38\u611f\u8c22 Peng \u5f8b\u5e08\u548c\u4ed6\u7684\u52a9\u7406 Taffy \u5c0f\u59d0\uff01\u5728\u5904\u7406\u6211\u7684\u6848\u4ef6\u671f\u95f4\uff0c\u4ed6\u4eec\u5c55\u73b0\u4e86\u6781\u9ad8\u7684\u4e13\u4e1a\u7d20\u517b\u3001\u6548\u7387\u548c\u540c\u7406\u5fc3\u3002Peng \u5f8b\u5e08\u7ed9\u51fa\u4e86\u975e\u5e38\u4e13\u4e1a\u7684\u6cd5\u5f8b\u5efa\u8bae\uff0c\u4e3a\u6211\u4eec\u4e89\u53d6\u5230\u4e86\u6700\u597d\u7684\u7ed3\u679c\uff01 \u6781\u529b\u63a8\u8350\u5f6d\u5f8b\u5e08\uff01<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"6\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqlgO6WkHV_7thdmLDbIHFBXiKQB6vSLWybBhTIVA3r_rJnV-gLeX9_TF2bpLvMfR89cLBnySw\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjWFYEYaie80lGK6I_D2Uy_qXfS0WaDHkmjENgsUPSzBINfUloTbQg=s120-c-rp-mo-ba12-br100\" width=\"80\" height=\"80\" alt=\"Zahary Mahmud\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Zahary Mahmud<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"1 month ago\" class=\"wpsr-review-date\">\n     28th September 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">I'm inhaling fresh air now even its hazy outside. Words can't express how much Mr Dzuleqhmal and Miss Sharmeela had done for my case. My soul and mind is free now because of their professionalism. Thank you, both of you and the team, I shall never forget all if you in the IRB law LLP, thank you again. This guys is highly top notch stuff. Highly recommended.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"7\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqnCxJhATbMmiXJRWnYHua6BLyAZ9COM5Gsu0FYRT0_lvpMQB2zO58_zeSy7AMOf4vsMrhNh\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjWzbPRcV8_c6nlRYz8dIfIUSsvfuAIj44ogyiNrFZeMdEuZdX5bxQ=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Mira m\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Mira m<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"1 month ago\" class=\"wpsr-review-date\">\n     23rd September 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">To Mr Dzuleqhmal, Mr Ahmad Ghazi, Mr Shafee, and the entire team that has been tirelessly working on my case backend. I would like to express my sincere appreciation and deepest gratitude to all of you for your professionalism, dedication, and unwavering support throughout this challenging journey.\n\nThe past few years have been an exceptionally difficult period for me, and navigating through the various challenges was not easy.\n\nHaving a dedicated and committed team supporting and guiding me throughout the process gave me great reassurance and confidence.\n\nI am particularly grateful to Mr Dzuleqhmal, Mr Ahmad Ghazi, and Mr Shafee for the time, effort, patience, and care that you have consistently put into my case. Your professionalism, attention to detail, and commitment have been deeply appreciated.\n\nI am truly thankful to have had such a capable and dedicated team alongside me during one of the most challenging chapters of my life. The outcome is very meaningful to me, and I sincerely appreciate the effort that went into achieving it.\n\nThank you once again for your invaluable guidance, support, and commitment throughout this journey. I will always be grateful for the assistance and professionalism that you and your team have shown me. I would totally recommend IRB Law should you require any legal services!\n\nWith my deepest appreciation and sincere thanks to the whole team,\n\nA.M.B<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"8\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqk98oBvtxwRT9iZ3ZBISIX_TtpDDH97jLU_-MQR_oS1nG4c32d21ApePTXN4ErgFQJx4-IgQA\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjVJE0QLy-lvG85Skf4SC6z4KkBqAPwto5K5r0ffoEfujoWoePM=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Lily\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Lily<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"1 month ago\" class=\"wpsr-review-date\">\n     21st September 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Working with Mr Dzul &amp; Ms Sharmeela on my matter was a great decision. They were thoroughly prepared, professional, and strategic during the presentation of my case. Their attention to details and calm demeanor made a stressful situation much easier to manage. I felt completely supported and informed throughout the entire process.\nHighly recommended for anyone needing dedicated legal representation!<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"9\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqnTLcoZrhiWNzYKkakrShVzcTumt-VSMONfTnqgDw1lJqBzv8cDb7ttvsN2iGsvLV_QE4Wk\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjWbDBnpudmDAzHrxnjOUVUMtDaw7-GqaP4uIrl20COHg3ukHpG7Zw=s120-c-rp-mo-ba12-br100\" width=\"80\" height=\"80\" alt=\"Lynn k\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Lynn k<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"2 months ago\" class=\"wpsr-review-date\">\n     12th September 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Mr Baiross and his team helped me with my litigation case and offered really good advice. I am very appreciative of his work and expertise as it helped me close my case. Thank you&#x1f64f;&#x1f3fc;&#x1f979;<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"10\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqnMauTtf4xB3LTG1AWuBatfoZI2hCItVdgPc4RXVxK4AUFY1JeRd2MVJPSSlG1VBcTGABSU\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjWHjtGzXDjQqiDGMuhuMvp7nC10VsdgV7fWIxC14XeWiKVm1aRe=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Nihal Wafiyah\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Nihal Wafiyah<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"2 months ago\" class=\"wpsr-review-date\">\n     28th August 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">I would like to express my sincere appreciation to IRB Law and especially to Mr Aidil, who handled my case.\n\nMr Aidil has been professional, patient, and very approachable throughout the entire process. He took the time to explain things clearly, answered my questions patiently, and provided valuable advice whenever I needed guidance. I truly appreciate his dedication and the way he handled my matter with professionalism and care.\n\nHaving a lawyer who is responsive, understanding, and genuinely committed to helping his client makes a big difference, and I am grateful to have had Mr Aidil representing me.\n\nThank you, Mr Aidil, and the team at IRB Law for your excellent service and support. I would highly recommend Mr Aidil and IRB Law to anyone looking for professional and reliable legal assistance.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"11\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqkydJ6pTnR2ZZSAr69OLCF9PN2YOTFJNA0DKM2GihX8Y05pZutNclOLKBhTrGqI-A3S4jc6VA\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjX8-c-rFO4TCjqJS0Ym6crutbZPx4NbwF0Lul0Kd_7DnL-_ytf0=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Khairunnisa Lee\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Khairunnisa Lee<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"2 months ago\" class=\"wpsr-review-date\">\n     26th August 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">IRB law team handled my case well. Everything went smoothly. Every detail was explained and written clearly.  Ms  izyan, munirah &amp; syarah are very patient with my questions. And as for counsel mr Aidil did a great job in handling my case. Thankyou. Highly recommended<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"12\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqkLVLT71PDQ2zorhUe_cZWtQQmmDN4xDSM1a1ao263iWbQXi5X-00P2BeW_4kkpn5UHrHn7yg\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocL5YDTcivbAakm6fd99yMyFgE7s9ka3bJd9rd7ja0bLM1NKzQ=s120-c-rp-mo-ba12-br100\" width=\"80\" height=\"80\" alt=\"roziana abdul rahman\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">roziana abdul rahman<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 months ago\" class=\"wpsr-review-date\">\n     19th August 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">I am truly grateful to Tuan Dzul, MrAidil, Patrick and the team for their guidance and support throughout my case.\n\nWhat stood out most to me was that I never felt like I was just another case file. I felt heard, understood and genuinely cared for \u2014 like they truly wanted to help me through a very difficult, stressful and emotional chapter of my life. They listened to my concerns and explained things clearly\nTheir patience, professionalism and clear guidance gave me much-needed reassurance throughout the process.\n\nThank you for handling my case with integrity, sincerity, care, respect and dedication. I sincerely appreciate all the effort from the entire team and would definitely recommend them to anyone looking for a reliable and supportive legal team. &#x1f64f;&#x1f3fc;<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"13\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqlSMN6l8H0lANvmDz_SuZ87dY8V4I4lVZFoWFAr9-We7MwgVce2ylsB6_gi5C_x2ocVnFEdKw\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKx7exovx3GFbAlEv81J4EsymjU8gdw2yTnVKWBEoMFtpSgKQ=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Shafiz Shabudin\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Shafiz Shabudin<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 months ago\" class=\"wpsr-review-date\">\n     18th August 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Mr Dzuleqhram and his team did a great job handling my case. Honest, firm and most importantly, decisive. I cannot thank Mr Dzuleqhram and his team enough<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"14\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqmfFUItwpdpcrl4Bul4u8Ecy_hz6vb4dEBjQiqOG0FI5Fai4GVUsaUo71Hz9mT89NbnDEEo\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ_2wNnsGjrcYsUrwg9-reaMcX51SZ4VnVQB75EeDxudkkSXg=s120-c-rp-mo-ba12-br100\" width=\"80\" height=\"80\" alt=\"Ili Lutfiah\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Ili Lutfiah<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 months ago\" class=\"wpsr-review-date\">\n     8th August 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">We engaged IRB for a recent case and had an absolutely wonderful experience with Mr Baiross and Mr Joel. From our very first consultation, we knew we were in good hands.\n\nMr Baiross took the time to understand our situation and walked us through the potential consequences with so much empathy, patience and genuine concern. He never made us feel rushed, and his ability to explain everything clearly gave us a lot of reassurance during what was a very stressful period for us. It was clear from the very first conversation that he genuinely cared about helping us, and we knew we wanted to engage him and his team.\n\nWe were also incredibly fortunate to work with Joel throughout the process. His friendly and approachable demeanour made it so easy to communicate with him. He always kept us focused on the end goal, while making the entire process feel much less daunting. At times, it genuinely felt like we were discussing things with a friend rather than a lawyer.\n\nWhat we appreciated most about Joel was his ability to empathise with our situation and understand how we were feeling before offering his thoughts and advice. He never made us feel like our concerns were insignificant, and we always felt heard, respected and supported. His professionalism, patience and personal touch really stood out to us.\n\nHighly recommended to anyone looking for a team that is not only professional and knowledgeable, but also genuinely empathetic and invested in their clients.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"15\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqnOi_6znZr3W6yHiJ5HwWwN8RqGmteFqOAjueQEZwmg007dncrh0UKh79s0DK9f9WZErjB4gw\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocILAyqSH8LaQmP8TMABULs6RjDUXCp1aBX5Z-cDtmVtueb00tM=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Yasmeen Shah Kamal\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Yasmeen Shah Kamal<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 months ago\" class=\"wpsr-review-date\">\n     6th August 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">I am writing to express my heartfelt appreciation and gratitude to Mr Dzuleqhmal, Mr Aidil, Ms Sharmeela Begum, and the entire team for the exceptional professionalism, dedication, and care they demonstrated while handling my court matters.\n\nThroughout what has been a very difficult and emotionally challenging period, the team consistently treated me with respect, patience, and compassion. They took the time to listen, explained the legal process clearly, and ensured that I understood each step of the proceedings. Their guidance gave me confidence during an uncertain time.\n\nI was particularly impressed by their professionalism, integrity, and commitment to ensuring that my matters were handled fairly and efficiently. Every interaction reflected a genuine willingness to help, and I always felt that my concerns were taken seriously. Their calm and respectful approach made a significant difference to my experience.\n\nPlease extend my sincere thanks to Mr Dzuleqhmal, Mr Aidil, Ms Sharmeela Begum, and everyone involved. Their dedication to public service and commitment to helping members of the community are truly commendable. They are a credit to your organisation, and I hope they receive the recognition they deserve for their outstanding work.\n\nThank you once again for the excellent service and support provided throughout my cases. I will always be grateful for the professionalism, kindness, and dedication shown by the entire team.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"16\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqmWQWNzUQpx5nNMZKPC49pKMg5yA90bHgfTFmjkvdataXwUOR2BpzhsVQa6nWasfOv-OvAV4g\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKAklX9Mkds5PGnh9_SgcG6Ur-4vihF8i4KPGJCd1G5vENKsA=s120-c-rp-mo-ba12-br100\" width=\"80\" height=\"80\" alt=\"Shah Aisha\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Shah Aisha<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 months ago\" class=\"wpsr-review-date\">\n     5th August 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">We consulted several lawyers before deciding who to engage for our case, and choosing Mr Dzuleqhmal was one of the best decisions we made.\nFrom our very first consultation, Mr Dzuleqhmal was patient, attentive, and took the time to understand our concerns. Our case was particularly challenging as it involved a variation of a court order relating to child access, where access had been denied despite an existing court order being in place.\nThroughout the process, Mr Dzuleqhmal and his team were professional, efficient, and consistently responsive. He clearly explained every stage of the matter, including the expected timeline, court procedures, hearings, and child evaluation processes, which helped us feel informed and prepared.\nWhat stood out most was his attention to detail, thorough preparation, and strong advocacy in court. He was precise in his work, strategic in his approach, and articulated our position effectively during proceedings. His knowledge of family law and commitment to achieving the best outcome for his client gave us confidence throughout the case.\nI would highly recommend Mr Dzuleqhmal and his team to anyone seeking legal representation in family law matters, especially complex child access and custody-related cases. Thank you for your professionalism, dedication, and support throughout this journey.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"17\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOql_MaNCkSJ0bu97v24WKiUKUrvyXiTIysQuX2Uf2KmNUbJfxjtSGN97mpOxKG4NuCh8lbmAvQ\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjVTLKX9MTekGsAUGkAxZZq4Mv0i85DvbD-dIArnkckhNACGd7js_Q=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Simran Kaur\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Simran Kaur<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"3 months ago\" class=\"wpsr-review-date\">\n     23rd July 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">I had a wonderful experience working with Faustina Joyce Fernando at IRB Law LLP. After struggling for a long time to navigate complex, stalled court document extractions on my own, Faustina stepped in with immense empathy, efficiency, and professionalism. She made strategic decisions that brought a swift, complete resolution to my case in record time. I am incredibly grateful for her clear guidance, kindness, and dedication. Highly recommend Faustina and the family legal team at IRB Law to anyone seeking reliable and compassionate legal support!<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"18\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqmQpnVoxCFCE8kVeHz0dNFuwoZughDV2pzfp7qrDPvOHCGIf5H3INBiGV5Giv8LqApcbYMSCA\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjUkRG345Gr-3aAOmsaHfABGzzHNS0gd5tzq-PKomSbhPdMWtu2t=s120-c-rp-mo-ba12-br100\" width=\"80\" height=\"80\" alt=\"Life Of KMx\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Life Of KMx<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"4 months ago\" class=\"wpsr-review-date\">\n     22nd July 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Very professional in handling the case.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"19\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqmQlQz2hUsvqZuqnIDfQuwuqMNOswpkK-f1wQCgs4tS_OjDTGprdkvcOITtpakWd65TgBv8\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKETMVzCDv5Bxlanq1BYBABNdPhDOtvUI1qk3kwetoCLmmkgw=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Mohamad Nizam\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Mohamad Nizam<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"4 months ago\" class=\"wpsr-review-date\">\n     22nd July 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">I'm glad to engage IRB lawyer, they been very helpful and guiding me through my claim of inheritance. I was afraid at first for the high cost of using lawyer as it was my first time. To my surprise, lawyer baharos and lina help me with an affordable cost for their service, I was surprised and greatful. They don't judge my case as a minor, they were available till after office hours to settle my public trustee case. So thankful for their dedication in settle the case in less then a month. To Mr baharos thanks u for your kindness and to Miss Lina thanks for your guidance. Excellent lawyers with kind heart.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"20\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqmpJINeN88jSZ2sE8H0QO9RQHBWBin40CTIAcDB3sC4M4s8IYMFg6m3SPE3nDS5ZgPuelgR\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjXj35-h1qLuP490RZ9oF9xsOAjMVJgyaNcqVRHYmz3YnITGL3Q=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Z Law\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Z Law<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"4 months ago\" class=\"wpsr-review-date\">\n     10th July 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">&#x2b50;&#x2b50;&#x2b50;&#x2b50;&#x2b50;\n\nI had an excellent experience with IRB Law throughout my legal matter. From the very beginning until the conclusion of my case, the team was professional, responsive, and supportive.\n\nA special thank you to Mr. Dzul, who handled my case with exceptional professionalism, patience, and dedication. He took the time to explain every step of the process clearly, answered all my questions promptly, and provided sound legal advice that gave me confidence during a very stressful period. His calm and compassionate approach made a significant difference to my experience.\n\nI would also like to thank the rest of the IRB Law team for their efficiency and excellent coordination. Every interaction was courteous, and I always felt that my case was being handled with care and diligence.\n\nLegal proceedings can be overwhelming, but having such a capable and trustworthy team by my side made the journey much more manageable. I am sincerely grateful for their outstanding service and would highly recommend IRB Law to anyone seeking reliable, professional, and client-focused legal representation.\n\nThank you once again to Mr. Dzul and the entire IRB Law team.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"21\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqnXYHQ6rX8XKXRQ6P431knVoqpAyjyKY9dPhPir-1IoyrhUMtk9G94XGE1j3VPO-k8xJiKjRg\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKCCpY7zNhO_izayQEYTEuwnJ9UXnUXFepHdqB3iDd9l5RzEA=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Nasri Suhaimi\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Nasri Suhaimi<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"4 months ago\" class=\"wpsr-review-date\">\n     8th July 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Although the case took almost 3 years to conclude, both Mr Dzul and Mr Aidil were consistently helpful, approachable, and professional throughout the entire process. They explained every step clearly and patiently, making the legal procedures and available options easy to understand. Thank you for your guidance, dedication, and support from start to finish.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"22\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqn8vrwpV2CqpsnzuwOGyUOmo-mvuGm-_r7bWR5n67N_HqlbClM4Eo5Qf7jGF1Qs0ioWJeohXA\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIfW7ALrxxSSOewe41_rKpp7QhZVt41xUvIaiWy3wkGB60ZTA=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Maria Gracia Ramilo Tongson\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Maria Gracia Ramilo Tongson<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"4 months ago\" class=\"wpsr-review-date\">\n     29th June 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Thumbs up to Norlina and her team. They are a nice team to work with as they handled our case with utmost professionalism. Highly recommended.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><div class=\"swiper-slide\" role=\"group\">\n            <div class=\"wpsr-review-template wpsr-review-template-one wpsr-review-template-google\"\n                 style=\"\"\n                 data-index=\"23\"\n                 data-source_id=\"8940645150973929591\"\n                 data-media_id=\"AbFvOqmxUzDGB6qD_kxAUCTYNevvqHl96siFXbjYK8t7kTjJI8sduBz3-UWffDhihLW26fcuZffo\"\n                 data-review_platform=\"google\"\n                 data-product_thumbnail=\"\"\n                 data-product_name=\"\"\n                 data-image_resize=\"full\"\n            >\n                <div class=\"wpsr-reviewer-image\">\n    <a class=\"wpsr-reviewer-image-url \" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n                                    <img decoding=\"async\" class=\"wpsr-reviewer-avatar\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIBPpDPhP-laE9GJWr4oTqp_2wjTwP1_5TM5ziMyFVvpoWBAg=s120-c-rp-mo-br100\" width=\"80\" height=\"80\" alt=\"Lee Soon whatt\"\/>\n                        <\/a>\n<\/div>                    <div class=\"wpsr-review-platform\">\n                <img decoding=\"async\" class=\"wpsr-review-platform-icon\" width=\"20\" height=\"20\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/plugins\/wp-social-reviews\/assets\/images\/icon\/icon-google-small.png\" alt=\"google\">\n    <\/div>                    <div class=\"wpsr-review-info\">\n                        <a class=\"wpsr-reviewer-name-url\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJw5fe67YZ2jERj_rXm7tHcWw\">\n    <span class=\"wpsr-reviewer-name\">Lee Soon whatt<\/span>\n    <\/a><div data-rating=\"5\" class=\"wpsr-rating-wrapper wpsr-rating\">\n    \n            <div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div><div class=\"wpsr-star-container wpsr-star-background-filled\" style=\"--wpsr-review-star-fill: 100%;\">\n                    <div class=\"wpsr-star-empty\"><\/div>\n                    <div class=\"wpsr-star-filled\"><\/div>\n                <\/div>    \n    \n    \n    \n    <\/div><span data-time=\"4 months ago\" class=\"wpsr-review-date\">\n     27th June 2026<\/span>                    <\/div>\n                <div class=\"wpsr-review-content  \" tabindex=\"0\">\n            <p class=\"wpsr_add_read_more wpsr_show_less_content\" data-num-words-trim=\"20\">Highly recommended for anyone seeking legal action. Case was handled professionally and I got the result that I was hoping to get. Consider the result as a win. Case handled by Mr Koh Boon Yang and Mr Zachary Lim was done with exceptional skill.<\/p>\n    <\/div>            <\/div>\n\n        <\/div><\/div><\/div><div class=\"wpsr-swiper-carousel-wrapper\"><div class=\"wpsr-swiper-pagination swiper-pagination\"><\/div><\/div><\/div><\/div><\/div>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;Contact Form&#8221; module_id=&#8221;sec-form&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#f1f1f1&#8243; background_enable_image=&#8221;off&#8221; background_position=&#8221;bottom_center&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; custom_padding_tablet=&#8221;50px||50px||false|false&#8221; custom_padding_phone=&#8221;40px||40px||false|false&#8221; background_last_edited=&#8221;on|tablet&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_direction_phone=&#8221;180deg&#8221; background_color_gradient_stops_tablet=&#8221;#ffefee 77%|#97241f 77%&#8221; background_color_gradient_stops_phone=&#8221;#ffefee 100%|rgba(255,255,255,0) 100%&#8221; disabled=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,1_2,1_4&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; module_class=&#8221;vertical-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;slide-wrapper&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/env-irblaw-irbredesign.kinsta.cloud\/deed-poll-online-form\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Start the Process&#8221; button_alignment=&#8221;left&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;small text&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#8b2e25&#8243; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#97241F&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div style=\"text-align: left;\">Your loved ones deserve it.<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;slide-wrapper&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header and text&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;52px&#8221; header_line_height=&#8221;62px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#97241F&#8221; header_3_font_size=&#8221;60px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Contact Form<\/h3>\n<p>[\/et_pb_text][et_pb_code disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;landing-form-wrapper landing-deedpoll-wrapper&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;30px|30px|30px|30px|false|true&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(0,0,0,0.05)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4><!-- [et_pb_line_break_holder] --> Have a question about deed poll?<!-- [et_pb_line_break_holder] --><\/h4>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\n                <div class='gf_browser_gecko gform_wrapper gform-theme gform-theme--foundation gform-theme--framework gform-theme--orbital' data-form-theme='orbital' data-form-index='0' id='gform_wrapper_36' ><style>#gform_wrapper_36[data-form-index=\"0\"].gform-theme{--gf-color-primary: #204ce5;--gf-color-primary-rgb: 32, 76, 229;--gf-color-primary-contrast: #fff;--gf-color-primary-contrast-rgb: 255, 255, 255;--gf-color-primary-darker: #001AB3;--gf-color-primary-lighter: #527EFF;--gf-color-secondary: 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0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-search: url(\"data:image\/svg+xml,%3Csvg width='640' height='640' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath d='M256 128c-70.692 0-128 57.308-128 128 0 70.691 57.308 128 128 128 70.691 0 128-57.309 128-128 0-70.692-57.309-128-128-128zM64 256c0-106.039 85.961-192 192-192s192 85.961 192 192c0 41.466-13.146 79.863-35.498 111.248l154.125 154.125c12.496 12.496 12.496 32.758 0 45.254s-32.758 12.496-45.254 0L367.248 412.502C335.862 434.854 297.467 448 256 448c-106.039 0-192-85.962-192-192z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-label-space-y-secondary: var(--gf-label-space-y-md-secondary);--gf-ctrl-border-color: #686e77;--gf-ctrl-size: var(--gf-ctrl-size-md);--gf-ctrl-label-color-primary: #112337;--gf-ctrl-label-color-secondary: #112337;--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-md);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-md);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-md);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-md);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-md);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-md);--gf-ctrl-btn-border-color-secondary: #686e77;--gf-ctrl-btn-bg-color-hover-tertiary: #EBEBEB;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}<\/style><div id='gf_36' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_36' id='gform_36'  action='\/wp-json\/wp\/v2\/pages\/244568#gf_36' data-formid='36' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_36' class='gform_fields top_label form_sublabel_below description_below validation_below' data-column-layout='fill'><fieldset id=\"field_36_8\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"060005e8\" data-field-span=\"12\"><legend id='gfield_label_36_8' class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>Your details<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name no_last_name no_suffix gf_name_has_1 ginput_container_name gform-grid-row' id='input_36_8'>\n                            \n                            <span id='input_36_8_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_8.3' id='input_36_8_3' value=''   aria-required='true'   placeholder='Name*'  aria-labelledby=\"input_36_8_3_label gfield_label_36_8\"\/>\n                                                    <label for='input_36_8_3' id='input_36_8_3_label' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>First<\/label>\n                                                <\/span>\n                            \n                            \n                            \n                        <\/div><\/fieldset><div id=\"field_36_3\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"53baafe3\" data-field-span=\"12\"><label id='gfield_label_36_3' class='gfield_label gform-field-label' for='input_36_3'><span class='gform-field-label__text'>Email<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_3' id='input_36_3' type='email' value='' class='large'   placeholder='Email*' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_36_4\" class=\"gfield gfield--type-phone gfield--phone-format-international gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"2a6ab120\" data-field-span=\"12\"><label id='gfield_label_36_4' class='gfield_label gform-field-label' for='input_36_4'><span class='gform-field-label__text'>Phone<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_4' id='input_36_4' type='tel' value='' class='large'  placeholder='Phone number*' aria-required=\"true\" aria-invalid=\"false\"    \/><\/div><\/div><div id=\"field_36_7\" class=\"gfield gfield--type-textarea pull-right-field field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"0c5b5510\" data-field-span=\"12\"><label id='gfield_label_36_7' class='gfield_label gform-field-label' for='input_36_7'><span class='gform-field-label__text'>Your message<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_7' id='input_36_7' class='textarea medium'    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_module_preset=&#8221;_initial&#8221; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#0B4E90&#8243; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#0B4E90&#8243; header_5_text_color=&#8221;#0B4E90&#8243; header_6_text_color=&#8221;#0B4E90&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||30px||false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><span class=\"color-grey\">Our<\/span> Lawyers<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;|auto||auto|false|true&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||30px||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@11\/swiper-bundle.min.css\" \/><!-- [et_pb_line_break_holder] --><!-- Swiper --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper mySwiperLawyer hdb-lawyer-bg\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"swiper-wrapper\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->              <!--slide!--><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"swiper-feature swiper-slide swiper-bg \"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] -->                    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/05\/mb-lawyer.png\" alt=\"icon\" \/><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] -->                        <\/p>\n<h4>Mohamed Baiross<\/h4>\n<p><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"swiper-subtitle\"><!-- [et_pb_line_break_holder] -->                        Partner<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"swiper-content\"><!-- [et_pb_line_break_holder] -->                        <\/p>\n<ul class=\"list-expertise\"><!-- [et_pb_line_break_holder] -->                            <\/p>\n<li>English\/Tamil\/Malay Fluency<\/li>\n<p><!-- [et_pb_line_break_holder] -->                            <\/p>\n<li>Extensive experience in insolvency matters, offering tailored solutions for financial challenges.<\/li>\n<p><!-- [et_pb_line_break_holder] -->                        <\/ul>\n<p><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->          <!--slide!--><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"swiper-feature swiper-slide swiper-bg \"><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] -->                        <\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] -->                            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/Lawyer-Liu.jpg\" alt=\"icon\" \/><!-- [et_pb_line_break_holder] -->                        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->                        <\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] -->                            <\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] -->                                <\/p>\n<h4>Quek Liuyong<\/h4>\n<p><!-- [et_pb_line_break_holder] -->                            <\/div>\n<p><!-- [et_pb_line_break_holder] -->                            <\/p>\n<div class=\"swiper-subtitle\"><!-- [et_pb_line_break_holder] -->                                Partner<!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->                            <\/div>\n<p><!-- [et_pb_line_break_holder] -->                            <\/p>\n<div class=\"swiper-content\"><!-- [et_pb_line_break_holder] -->                                <\/p>\n<ul class=\"list-expertise\"><!-- [et_pb_line_break_holder] -->                                    <\/p>\n<li>English\/Chinese Fluency<\/li>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/p>\n<li>Extensive experience in insolvency matters, offering tailored solutions for financial challenges.<\/li>\n<p><!-- [et_pb_line_break_holder] -->                                <\/ul>\n<p><!-- [et_pb_line_break_holder] -->                            <\/div>\n<p><!-- [et_pb_line_break_holder] -->                        <\/div>\n<p><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->              <!--slide!--><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"swiper-feature swiper-slide swiper-bg \"><!-- [et_pb_line_break_holder] -->         <\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] -->               <img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/08\/lawyer-Crystal.jpg\" alt=\"icon\" \/><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] -->               <\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] -->                  <\/p>\n<h4>Crystal Lum<\/h4>\n<p><!-- [et_pb_line_break_holder] -->               <\/div>\n<p><!-- [et_pb_line_break_holder] -->               <\/p>\n<div class=\"swiper-subtitle\"><!-- [et_pb_line_break_holder] -->                  Partner<!-- [et_pb_line_break_holder] -->               <\/div>\n<p><!-- [et_pb_line_break_holder] -->               <\/p>\n<div class=\"swiper-content\"><!-- [et_pb_line_break_holder] -->                  <\/p>\n<ul class=\"list-expertise\"><!-- [et_pb_line_break_holder] -->                     <\/p>\n<li>English\/Chinese Fluency<\/li>\n<p><!-- [et_pb_line_break_holder] -->                     <\/p>\n<li>Extensive experience in insolvency matters, offering tailored solutions for financial challenges.<\/li>\n<p><!-- [et_pb_line_break_holder] -->                  <\/ul>\n<p><!-- [et_pb_line_break_holder] -->               <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->         <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <!-- [et_pb_line_break_holder] -->              <!--slide!--><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"swiper-feature swiper-slide swiper-bg \"><!-- [et_pb_line_break_holder] -->         <\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] -->               <img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/04\/irb-lawyer-sharifah.jpg\" alt=\"icon\" \/><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] -->               <\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] -->                  <\/p>\n<h4>Sharifah Nabilah<\/h4>\n<p><!-- [et_pb_line_break_holder] -->               <\/div>\n<p><!-- [et_pb_line_break_holder] -->               <\/p>\n<div class=\"swiper-subtitle\"><!-- [et_pb_line_break_holder] -->                  Partner<!-- [et_pb_line_break_holder] -->               <\/div>\n<p><!-- [et_pb_line_break_holder] -->               <\/p>\n<div class=\"swiper-content\"><!-- [et_pb_line_break_holder] -->                  <\/p>\n<ul class=\"list-expertise\"><!-- [et_pb_line_break_holder] -->                     <\/p>\n<li>English\/Malay\/Arabic Fluency<\/li>\n<p><!-- [et_pb_line_break_holder] -->                        <\/p>\n<li>Extensive experience in insolvency matters, offering tailored solutions for financial challenges.<\/li>\n<p><!-- [et_pb_line_break_holder] -->                  <\/ul>\n<p><!-- [et_pb_line_break_holder] -->               <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->         <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->              <!--slide!--><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"swiper-feature swiper-slide swiper-bg \"><!-- [et_pb_line_break_holder] -->         <\/p>\n<div class=\"swiper-content-wrapper\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"swiper-image\"><!-- [et_pb_line_break_holder] -->               <img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/09\/lawyer-wen-weiyang.jpg\" alt=\"icon\" \/><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"swiper-desc\"><!-- [et_pb_line_break_holder] -->               <\/p>\n<div class=\"swiper-title\"><!-- [et_pb_line_break_holder] -->                  <\/p>\n<h4>Wen Weiyang<\/h4>\n<p><!-- [et_pb_line_break_holder] -->               <\/div>\n<p><!-- [et_pb_line_break_holder] -->               <\/p>\n<div class=\"swiper-subtitle\"><!-- [et_pb_line_break_holder] -->                  Associate<!-- [et_pb_line_break_holder] -->               <\/div>\n<p><!-- [et_pb_line_break_holder] -->               <\/p>\n<div class=\"swiper-content\"><!-- [et_pb_line_break_holder] -->                  <\/p>\n<ul class=\"list-expertise\"><!-- [et_pb_line_break_holder] -->                     <\/p>\n<li>English\/Chinese Fluency<\/li>\n<p><!-- [et_pb_line_break_holder] -->                     <\/p>\n<li>Extensive experience in insolvency matters, offering tailored solutions for financial challenges.<\/li>\n<p><!-- [et_pb_line_break_holder] -->                  <\/ul>\n<p><!-- [et_pb_line_break_holder] -->               <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->         <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <!--slide end!--><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <!--swiper wrapper!--><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"swiper-pagination\"><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!--end myswiper!--><!-- 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header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#ffffff&#8221; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#97241F&#8221; header_5_text_color=&#8221;#97241F&#8221; header_6_text_color=&#8221;#97241F&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Our Courtroom Victories<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#ffffff&#8221; 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[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; module_class=&#8221;vertical-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#ffffff&#8221; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#97241F&#8221; header_5_text_align=&#8221;left&#8221; header_5_text_color=&#8221;#ffffff&#8221; header_5_font_size=&#8221;18px&#8221; header_6_text_color=&#8221;#97241F&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||5px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h5>Use Case 1<\/h5>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#ffffff&#8221; header_text_align=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||20px||false|false&#8221; custom_margin_phone=&#8221;||15px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. [\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#ffffff&#8221; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#97241F&#8221; header_5_text_align=&#8221;left&#8221; header_5_text_color=&#8221;#ffffff&#8221; header_5_font_size=&#8221;18px&#8221; header_6_text_color=&#8221;#97241F&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||5px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h5>Use Case 2<\/h5>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#ffffff&#8221; header_text_align=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||20px||false|false&#8221; custom_margin_phone=&#8221;||15px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. [\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#ffffff&#8221; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#97241F&#8221; header_5_text_align=&#8221;left&#8221; header_5_text_color=&#8221;#ffffff&#8221; header_5_font_size=&#8221;18px&#8221; header_6_text_color=&#8221;#97241F&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||5px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h5>Use Case 3<\/h5>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#ffffff&#8221; header_text_align=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||20px||false|false&#8221; custom_margin_phone=&#8221;||15px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row module_class=&#8221;vertical-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#sec-form&#8221; button_text=&#8221;Sign up Free Consultation&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;30px||10px||false|false&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;FAQ&#8221; module_id=&#8221;faq&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#ffffff&#8221; width=&#8221;100%&#8221; overflow-x=&#8221;hidden&#8221; overflow-y=&#8221;hidden&#8221; custom_padding=&#8221;80px||80px||false|false&#8221; custom_padding_tablet=&#8221;50px||50px||false|false&#8221; custom_padding_phone=&#8221;40px||40px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-three001&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#0B4E90&#8243; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#0B4E90&#8243; header_5_text_color=&#8221;#0B4E90&#8243; header_6_text_color=&#8221;#0B4E90&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_margin_tablet=&#8221;||30px||false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><span class=\"color-grey\">Frequently<\/span> Asked Questions<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;0px||0px||true|false&#8221; custom_padding_phone=&#8221;0px||0px||true|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion open_toggle_background_color=&#8221;#F4F5F5&#8243; closed_toggle_background_color=&#8221;#F4F5F5&#8243; toggle_icon=&#8221;&#xf067;||fa||900&#8243; icon_color=&#8221;#0B4E90&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; toggle_font=&#8221;|600|||||||&#8221; toggle_font_size=&#8221;18px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Who is an Official Assignee in Singapore? &#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]The Official Assignee acts as the overseer of the bankrupt individuals estate. They investigate the affairs of the bankrupt individual and recover the persons assets, so that it can be distributed to their creditors. The Official Assignee also assists the bankrupt individual in obtaining a discharge from bankruptcy.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What are my restrictions as a bankrupt individual in Singapore? &#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Bankrupt individuals are required to pay monthly contributions, which go to your bankruptcy estate. Once you are discharged as a bankrupt individual, that lump sum of money will be distributed to your creditors. Your Official Assignee will determine the required monthly contributions as well. As per Section 86A of the Bankruptcy Act states, the contributions are determined by your current monthly income. Factors such as any changes in your monthly income, how much your spouse earns, and the cost of maintaining your family and yourself are also taken into consideration while determining the required monthly contribution.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How can I get out of bankruptcy?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Under Singaporean law, there are various ways to get out of bankruptcy. Under Section 125 of the Bankruptcy Act, your Official Assignee can issue a certificate discharging you out of bankruptcy, after you\u2019ve paid a target contribution. The target contribution is determined by the Official Assignee, and it is this very target that needs to be reached in order to receive a discharge from bankruptcy. It is also worth noting that if your monthly contributions add up to your target contribution at certain points of review, you will also be eligible for discharge.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How long must I remain bankrupt?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]As a first-time bankrupt individual, if you pay your target contribution in full after three to five years, and more than half of your creditors have no objection, you will be discharged from bankruptcy.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What happens if half my creditors still object to me being discharged from bankruptcy?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]For repeat offences of bankruptcy, each of these timelines mentioned above will be extended by an additional two years.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How long does bankruptcy stay on my record?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]If you have paid your target contribution in full within seven years, your name will be removed from the public record after five years of the discharge. After seven years, however, if you have not paid the target contribution in full, you can still be eligible for a discharge, but your name will remain on the record permanently.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How can I apply to be a discharged bankrupt?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]To apply to be discharged from bankruptcy, you will need to do so through your Official Assignee; you can apply to the Court for an order of discharge. If the Court finds that you are able to pay the target contribution.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;As bankrupt, can my past creditors still sue me?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Your creditors cannot sue you for the monies that you owe them before bankruptcy. They ought to have lodged their claim with the Official Assignee. However, should you find yourself in a position where you had become indebted to new creditors after becoming bankrupt through business dealings or a new personal loan, then the new creditors will still be able to commence legal proceedings against you. However, if you are fined for breaching the law, such as for traffic offences, you will have to pay up the stipulated amount.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What happens to my belongings when I become bankrupt?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Section 78 of the Bankruptcy Act describes in detail what will happen to your possessions, stating that creditors take ownership of all of your property, except for:<\/p>\n<ul>\n<li>Any property you\u2019re holding on trust<\/li>\n<li>Items necessary for your job (including tools, books, your car)<\/li>\n<li>Items necessary for your satisfying your \u201cbasic domestic needs\u201d (this includes clothing, furniture, and yes, your HDB home)<\/li>\n<li>Your income (after payment of your monthly contribution)<\/li>\n<li>Any bonus or annual wage supplement as a part of your income<\/li>\n<li>Your property which is excluded under any other written law.<\/li>\n<li><strong>Items that you will have to give up<\/strong>, however, include investments, bank accounts, and insurance policies, for instance.<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Can I get a credit card if I go bankrupt?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Banks will usually terminate all your current credit cards as soon as you are listed bankrupt in the public record. When applying for a credit card in the future, you will have to declare your past status as bankrupt, and in most cases, your application won\u2019t be approved.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Can I travel overseas?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Yes, you can, but you must apply for permission from your Official Assignee at least two weeks before your trip, and provide the reasons, destination and length of travel. Work trips will have to be supported by a company letter. If your job involves frequent travel, you can make a block booking for your travel periods instead of applying for each trip. However, final approval will depend on your Official Assignee\u2019s review of your performance.[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;30px||||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#sec-form&#8221; button_text=&#8221;Speak to a Lawyer&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;CTA&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#ffffff&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; custom_padding_tablet=&#8221;50px||50px||true|false&#8221; custom_padding_phone=&#8221;40px||40px||true|false&#8221; disabled=&#8221;on&#8221; saved_tabs=&#8221;all&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto||auto|false|false&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;left&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#97241F&#8221; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#97241F&#8221; header_5_text_color=&#8221;#97241F&#8221; header_6_text_color=&#8221;#97241F&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto|20px|auto|false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Complimentary First Consultation<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;|auto||auto|false|true&#8221; global_colors_info=&#8221;{}&#8221;]Start with a free consultation (worth $500) to gain clarity on your next steps\u2014no hidden fees, no surprises. Our fixed-fee packages ensure you know exactly what you&#8217;re paying for from the start.[\/et_pb_text][et_pb_button button_url=&#8221;#sec-form&#8221; button_text=&#8221;Sign up Free Consultation&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;||30px||false|false&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;General Disclaimer&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#f1f1f1&#8243; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||80px||false|false&#8221; custom_padding_tablet=&#8221;0px||50px||false|false&#8221; custom_padding_phone=&#8221;0px||40px||false|false&#8221; disabled=&#8221;on&#8221; saved_tabs=&#8221;all&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;vertical-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffefee&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;0px||0px||false|false&#8221; custom_margin_phone=&#8221;0px||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;30px|30px|30px|30px|true|true&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(241,245,250,0.85)&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#97241F&#8221; header_5_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;left&#8221; header_5_text_color=&#8221;#97241F&#8221; background_layout=&#8221;dark&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;|auto||auto|false|true&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h5>General Disclaimer<\/h5>\n<p>Please note: All information provided is intended for general guidance only and does not constitute legal advice. Each case is different and must be evaluated on its own facts. For legal advice specific to your situation, please speak to our qualified lawyers.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;Who is this for&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#97241F&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;80px||80px||false|false&#8221; custom_padding_tablet=&#8221;50px||50px||false|false&#8221; custom_padding_phone=&#8221;40px||40px||false|false&#8221; disabled=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row module_class=&#8221;vertical-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#ffffff&#8221; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#97241F&#8221; header_5_text_color=&#8221;#97241F&#8221; header_6_text_color=&#8221;#97241F&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Who Is This For<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#ffffff&#8221; header_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]For Singaporeans considering divorce, separation, or custody matters.<br \/>\nWhether you&#8217;re seeking amicable resolution or facing complex disputes, IRB Law\u2019s experienced family lawyers are here to guide you through.[\/et_pb_text][et_pb_button button_url=&#8221;#sec-form&#8221; button_text=&#8221;Sign up Free Consultation&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;30px||10px||false|false&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;CTA&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#ffffff&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; custom_padding_tablet=&#8221;50px||50px||true|false&#8221; custom_padding_phone=&#8221;40px||40px||true|false&#8221; disabled=&#8221;on&#8221; saved_tabs=&#8221;all&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto||auto|false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;header&#8221; module_class=&#8221;header-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_font=&#8221;|500|||||||&#8221; header_text_align=&#8221;left&#8221; header_font_size=&#8221;60px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#97241F&#8221; header_3_font_size=&#8221;60px&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#97241F&#8221; header_5_text_color=&#8221;#97241F&#8221; header_6_text_color=&#8221;#97241F&#8221; background_color=&#8221;#ffffff&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;1000px&#8221; custom_margin=&#8221;|auto|20px|auto|false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Complimentary First Consultation<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;|auto||auto|false|true&#8221; global_colors_info=&#8221;{}&#8221;]Start with a free consultation (worth $500) to gain clarity on your next steps\u2014no hidden fees, no surprises. Our fixed-fee packages ensure you know exactly what you\u2019re paying for from the start.[\/et_pb_text][et_pb_button button_url=&#8221;#sec-form&#8221; button_text=&#8221;Sign up Free Consultation&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;General Disclaimer&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#ffffff&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||80px||false|false&#8221; custom_padding_tablet=&#8221;0px||50px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;vertical-center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F4F5F5&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;0px||0px||false|false&#8221; custom_margin_phone=&#8221;0px||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;30px|30px|30px|30px|true|true&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(241,245,250,0.85)&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#203439&#8243; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#97241F&#8221; header_5_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;left&#8221; header_5_text_color=&#8221;#0B4E90&#8243; width=&#8221;100%&#8221; custom_margin=&#8221;|auto||auto|false|true&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h5>General Disclaimer<\/h5>\n<p>Any reference to bankruptcy is made in accordance with the applicable laws in Singapore, including but not limited to the Insolvency, Restructuring and Dissolution Act 2018 (IRDA) and related subsidiary legislation. The procedures, timelines, and rights of creditors and debtors may vary depending on the nature of the debt, the parties involved, and orders made by the court.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Top Button&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/glutenfreepleasure.com\/__proxy_domain\/irblaw.com.sg\/wp-content\/uploads\/2025\/07\/icon-up-1.png&#8221; alt=&#8221;Icon Up&#8221; title_text=&#8221;Icon Up&#8221; url=&#8221;#sec-form&#8221; admin_label=&#8221;Button Top Image&#8221; module_class=&#8221;img-top&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;1095681&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Don\u2019t face tough times alone \u2014 get expert help\n                <div class='gf_browser_gecko gform_wrapper gform-theme gform-theme--foundation gform-theme--framework gform-theme--orbital' data-form-theme='orbital' data-form-index='0' id='gform_wrapper_36' ><style>#gform_wrapper_36[data-form-index=\"0\"].gform-theme{--gf-color-primary: #204ce5;--gf-color-primary-rgb: 32, 76, 229;--gf-color-primary-contrast: #fff;--gf-color-primary-contrast-rgb: 255, 255, 255;--gf-color-primary-darker: #001AB3;--gf-color-primary-lighter: #527EFF;--gf-color-secondary: #fff;--gf-color-secondary-rgb: 255, 255, 255;--gf-color-secondary-contrast: #112337;--gf-color-secondary-contrast-rgb: 17, 35, 55;--gf-color-secondary-darker: #F5F5F5;--gf-color-secondary-lighter: #FFFFFF;--gf-color-out-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-out-ctrl-light-rgb: 17, 35, 55;--gf-color-out-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-out-ctrl-light-lighter: #F5F5F5;--gf-color-out-ctrl-dark: #585e6a;--gf-color-out-ctrl-dark-rgb: 88, 94, 106;--gf-color-out-ctrl-dark-darker: #112337;--gf-color-out-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-color-in-ctrl: #fff;--gf-color-in-ctrl-rgb: 255, 255, 255;--gf-color-in-ctrl-contrast: #112337;--gf-color-in-ctrl-contrast-rgb: 17, 35, 55;--gf-color-in-ctrl-darker: #F5F5F5;--gf-color-in-ctrl-lighter: #FFFFFF;--gf-color-in-ctrl-primary: #204ce5;--gf-color-in-ctrl-primary-rgb: 32, 76, 229;--gf-color-in-ctrl-primary-contrast: #fff;--gf-color-in-ctrl-primary-contrast-rgb: 255, 255, 255;--gf-color-in-ctrl-primary-darker: #001AB3;--gf-color-in-ctrl-primary-lighter: #527EFF;--gf-color-in-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-in-ctrl-light-rgb: 17, 35, 55;--gf-color-in-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-in-ctrl-light-lighter: #F5F5F5;--gf-color-in-ctrl-dark: #585e6a;--gf-color-in-ctrl-dark-rgb: 88, 94, 106;--gf-color-in-ctrl-dark-darker: #112337;--gf-color-in-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-radius: 3px;--gf-font-size-secondary: 14px;--gf-font-size-tertiary: 13px;--gf-icon-ctrl-number: url(\"data:image\/svg+xml,%3Csvg width='8' height='14' viewBox='0 0 8 14' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M4 0C4.26522 5.96046e-08 4.51957 0.105357 4.70711 0.292893L7.70711 3.29289C8.09763 3.68342 8.09763 4.31658 7.70711 4.70711C7.31658 5.09763 6.68342 5.09763 6.29289 4.70711L4 2.41421L1.70711 4.70711C1.31658 5.09763 0.683417 5.09763 0.292893 4.70711C-0.0976311 4.31658 -0.097631 3.68342 0.292893 3.29289L3.29289 0.292893C3.48043 0.105357 3.73478 0 4 0ZM0.292893 9.29289C0.683417 8.90237 1.31658 8.90237 1.70711 9.29289L4 11.5858L6.29289 9.29289C6.68342 8.90237 7.31658 8.90237 7.70711 9.29289C8.09763 9.68342 8.09763 10.3166 7.70711 10.7071L4.70711 13.7071C4.31658 14.0976 3.68342 14.0976 3.29289 13.7071L0.292893 10.7071C-0.0976311 10.3166 -0.0976311 9.68342 0.292893 9.29289Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-select: url(\"data:image\/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M0.292893 0.292893C0.683417 -0.097631 1.31658 -0.097631 1.70711 0.292893L5 3.58579L8.29289 0.292893C8.68342 -0.0976311 9.31658 -0.0976311 9.70711 0.292893C10.0976 0.683417 10.0976 1.31658 9.70711 1.70711L5.70711 5.70711C5.31658 6.09763 4.68342 6.09763 4.29289 5.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683418 0.292893 0.292893Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-search: url(\"data:image\/svg+xml,%3Csvg width='640' height='640' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath d='M256 128c-70.692 0-128 57.308-128 128 0 70.691 57.308 128 128 128 70.691 0 128-57.309 128-128 0-70.692-57.309-128-128-128zM64 256c0-106.039 85.961-192 192-192s192 85.961 192 192c0 41.466-13.146 79.863-35.498 111.248l154.125 154.125c12.496 12.496 12.496 32.758 0 45.254s-32.758 12.496-45.254 0L367.248 412.502C335.862 434.854 297.467 448 256 448c-106.039 0-192-85.962-192-192z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-label-space-y-secondary: var(--gf-label-space-y-md-secondary);--gf-ctrl-border-color: #686e77;--gf-ctrl-size: var(--gf-ctrl-size-md);--gf-ctrl-label-color-primary: #112337;--gf-ctrl-label-color-secondary: #112337;--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-md);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-md);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-md);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-md);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-md);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-md);--gf-ctrl-btn-border-color-secondary: #686e77;--gf-ctrl-btn-bg-color-hover-tertiary: #EBEBEB;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}<\/style><div id='gf_36' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_36' id='gform_36'  action='\/wp-json\/wp\/v2\/pages\/244568#gf_36' data-formid='36' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_36' class='gform_fields top_label form_sublabel_below description_below validation_below' data-column-layout='fill'><fieldset id=\"field_36_8\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"060005e8\" data-field-span=\"12\"><legend id='gfield_label_36_8' class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>Your details<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name no_last_name no_suffix gf_name_has_1 ginput_container_name gform-grid-row' id='input_36_8'>\n                            \n                            <span id='input_36_8_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_8.3' id='input_36_8_3' value=''   aria-required='true'   placeholder='Name*'  aria-labelledby=\"input_36_8_3_label gfield_label_36_8\"\/>\n                                                    <label for='input_36_8_3' id='input_36_8_3_label' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>First<\/label>\n                                                <\/span>\n                            \n                            \n                            \n                        <\/div><\/fieldset><div id=\"field_36_3\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"53baafe3\" data-field-span=\"12\"><label id='gfield_label_36_3' class='gfield_label gform-field-label' for='input_36_3'><span class='gform-field-label__text'>Email<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_3' id='input_36_3' type='email' value='' class='large'   placeholder='Email*' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_36_4\" class=\"gfield gfield--type-phone gfield--phone-format-international gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"2a6ab120\" data-field-span=\"12\"><label id='gfield_label_36_4' class='gfield_label gform-field-label' for='input_36_4'><span class='gform-field-label__text'>Phone<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_4' id='input_36_4' type='tel' value='' class='large'  placeholder='Phone number*' aria-required=\"true\" aria-invalid=\"false\"    \/><\/div><\/div><div id=\"field_36_7\" class=\"gfield gfield--type-textarea pull-right-field field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"0c5b5510\" data-field-span=\"12\"><label id='gfield_label_36_7' class='gfield_label gform-field-label' for='input_36_7'><span class='gform-field-label__text'>Your message<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_7' id='input_36_7' class='textarea medium'    placeholder='I&#039;m looking for advice on...'  aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><fieldset id=\"field_36_19\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible gfield--choice-align-vertical\" data-group-id=\"2e41af1e\" data-field-span=\"12\"><legend id='gfield_label_36_19' class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>I agree to the Terms and Conditions<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_36_19'><div class='gchoice gchoice_36_19_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_19.1' type='checkbox'  value='I agree to the &lt;a href=&quot;terms-and-conditions&quot; target=&quot;_blank&quot;&gt;Terms and Conditions&lt;\/a&gt;'  id='choice_36_19_1'    aria-labelledby=\"label_36_19_1 gfield_label_36_19\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_36_19_1' id='label_36_19_1' class='gform-field-label gform-field-label--type-inline'>I agree to the <a href=\"terms-and-conditions\" target=\"_blank\">Terms and Conditions<\/a><\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_36_9\" class=\"gfield gfield--type-text field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\" data-group-id=\"165235ac\" data-field-span=\"12\"><label id='gfield_label_36_9' class='gfield_label gform-field-label' for='input_36_9'><span class='gform-field-label__text'>Date<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_9' id='input_36_9' type='text' value='2026-11-04' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_36_10\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\" data-group-id=\"3c2080fe\" data-field-span=\"12\"><label id='gfield_label_36_10' class='gfield_label gform-field-label' for='input_36_10'><span class='gform-field-label__text'>utm_medium<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_10' id='input_36_10' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_36_11\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\" data-group-id=\"f24133fb\" data-field-span=\"12\"><label id='gfield_label_36_11' class='gfield_label gform-field-label' for='input_36_11'><span class='gform-field-label__text'>utm_source<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_11' id='input_36_11' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_36_12\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\" data-group-id=\"61b9474e\" data-field-span=\"12\"><label id='gfield_label_36_12' class='gfield_label gform-field-label' for='input_36_12'><span class='gform-field-label__text'>utm_campaign<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_12' id='input_36_12' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_36_13\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\" data-group-id=\"1ce6eb7b\" data-field-span=\"12\"><label id='gfield_label_36_13' class='gfield_label gform-field-label' for='input_36_13'><span class='gform-field-label__text'>utm_term<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_13' id='input_36_13' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_36_14\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\" data-group-id=\"d9f1d244\" data-field-span=\"12\"><label id='gfield_label_36_14' class='gfield_label gform-field-label' for='input_36_14'><span class='gform-field-label__text'>utm_content<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_14' id='input_36_14' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_36_15\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\" data-group-id=\"a2d61922\" data-field-span=\"12\"><label id='gfield_label_36_15' class='gfield_label gform-field-label' for='input_36_15'><span class='gform-field-label__text'>utm_adgroup<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_15' id='input_36_15' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_36_16\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\" data-group-id=\"3fcce0fb\" data-field-span=\"12\"><label id='gfield_label_36_16' class='gfield_label gform-field-label' for='input_36_16'><span class='gform-field-label__text'>url_link<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_16' id='input_36_16' type='text' value='' class='large'     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class='gform_button button gform-button--width-full' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >Submit<\/button> <input type='hidden' name='gform_ajax' value='form_id=36&amp;title=&amp;description=&amp;tabindex=0&amp;theme=orbital&amp;styles=[]&amp;hash=3be2bcd03db62929d246539561a10c86' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_36' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_36' id='gform_theme_36' value='orbital' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_36' id='gform_style_settings_36' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_36' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='36' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='SGD' value='LGaDgtwBNbxpKnrVECk4eIPdBbCp2zh9B+7ob\/gHPeSOqA1NswHnulFCkre5hgGBEShbGGOPJZnIloydkdPFgC8A15Ce4q78iwXpJcrd+TpIpRE=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_36' value='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' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_36' id='gform_target_page_number_36' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_36' id='gform_source_page_number_36' value='1' \/>\n   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