{"id":1486,"date":"2020-01-30T00:00:00","date_gmt":"2020-01-30T00:00:00","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/keyquestmortgage.com.sg\/3-common-refinancing-mistakes-you-must-avoid\/"},"modified":"2023-12-13T20:15:07","modified_gmt":"2023-12-13T12:15:07","slug":"3-common-refinancing-mistakes-you-must-avoid","status":"publish","type":"post","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/keyquestmortgage.com.sg\/zh\/3-common-refinancing-mistakes-you-must-avoid\/","title":{"rendered":"3 Common Refinancing Mistakes You Must Avoid"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1486\" class=\"elementor elementor-1486\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2a930116 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a930116\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-32628858\" data-id=\"32628858\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a258345 elementor-widget elementor-widget-text-editor\" data-id=\"6a258345\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Refinancing to a cheaper mortgage loan is not all rosy as it seems. In fact, you may be getting yourself into some trouble if you are not careful. Here are some mistakes you can and must avoid.<\/p><ol><li><h3>Forgetting about Conveyancing Fees<\/h3><\/li><\/ol><p>Refinancing isn\u2019t free, you don\u2019t just jump from one mortgage loan to another.<\/p><p>Legal fees can amount up to $3,000 for private properties, especially if your loan amount is not significantly high. A higher loan amount will usually result in some form of subsidy from the bank, but this depends. So, if you think you are saving money by refinancing to a mortgage loan with a lower interest rate, do the calculations again. If you\u2019re not careful, the $3,000 in legal fees that you pay upfront may end up in you losing money in the long run.<\/p><p>And of course, there is valuation fees. Anywhere from $250 to $1,000 or even more, the valuation fee depends on the type of property you own as well as the value of your property.<\/p><p>What does all this mean? Check that the cost of refinancing does not exceed the amount you stand to save, as easy as that. Need help with that? That\u2019s what we are here for.<\/p><ol start=\"2\"><li><h3>Deciding your Next Mortgage Loan on Online Loan Comparison Platforms<\/h3><\/li><\/ol><p>It\u2019s easy to key in some figures and generate how much your loan will cost you. The numbers are generated instantly and you simply pick the loan where you pay the least. Sounds easy? Sure does.<\/p><p>However, the so-called \u201ccheapest home loans\u201d that you manage to scour online probably aren\u2019t the cheapest ones available in the market. Instead, engaging a mortgage broker is your best shot at getting the best mortgage rates. A mortgage broker has the connections as well as exclusive rates that are not advertised or even available to the public.<\/p><ol start=\"3\"><li><h3>Going into Refinancing Without Sufficient Funds to Begin With<\/h3><\/li><\/ol><p>Remember that we mentioned that there are a bunch of upfront costs when it comes to refinancing? Yes, make sure you have the money for that before you consider refinancing. And never, never, take a personal loan or use your credit card to pay for the refinancing cost. Do not defeat the purpose of refinancing, which is to save money.<\/p><p>Information regarding refinancing was provided to you due to the constant support of our reliable sponsor &#8211; Slotogate. Are you a fan of slot machines or do you lean towards table games? Slotogate offers both, additionally, you can try <a href=\"https:\/\/slotogate.com\/sv\/table-games\/bingo\/\">spela online bingo<\/a>. There&#8217;s a game for every type of player. Check this awesome platform out for a special gaming experience and some exclusive promotions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"Refinancing to a cheaper mortgage loan is not all rosy &#8230;","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-1486","post","type-post","status-publish","format-standard","hentry","category-mortgage-loan"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3 Common Refinancing Mistakes You Must Avoid - KeyQuest Mortgage<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/keyquestmortgage.com.sg\/3-common-refinancing-mistakes-you-must-avoid\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Common Refinancing Mistakes You Must Avoid - 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