{"id":46745,"date":"2025-05-06T09:20:53","date_gmt":"2025-05-06T01:20:53","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/?p=46745"},"modified":"2026-04-16T11:22:45","modified_gmt":"2026-04-16T03:22:45","slug":"manulife-best-maternity-insurance-plan-for-mother-and-child-2025","status":"publish","type":"post","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/2025\/05\/06\/manulife-best-maternity-insurance-plan-for-mother-and-child-2025\/","title":{"rendered":"Manulife Singapore \u2013 Best Maternity Insurance Plan For Mother and Child 2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"46745\" class=\"elementor elementor-46745\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bdffe69 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bdffe69\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a48d88b\" data-id=\"a48d88b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71f1343 elementor-widget elementor-widget-image\" data-id=\"71f1343\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"480\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/wp-content\/uploads\/2025\/05\/Preschool-2-500x480.jpg\" class=\"attachment-large size-large wp-image-46748\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-534e6f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"534e6f6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eadf2d4\" data-id=\"eadf2d4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1030f53 elementor-widget elementor-widget-image\" data-id=\"1030f53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2048\" height=\"1539\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/wp-content\/uploads\/2023\/04\/ReadyMummy_KV-photo.jpg\" class=\"attachment-full size-full wp-image-36973\" alt=\"\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/wp-content\/uploads\/2023\/04\/ReadyMummy_KV-photo.jpg 2048w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/wp-content\/uploads\/2023\/04\/ReadyMummy_KV-photo-1536x1154.jpg 1536w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/wp-content\/uploads\/2023\/04\/ReadyMummy_KV-photo-920x691.jpg 920w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/wp-content\/uploads\/2023\/04\/ReadyMummy_KV-photo-230x173.jpg 230w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/wp-content\/uploads\/2023\/04\/ReadyMummy_KV-photo-350x263.jpg 350w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/wp-content\/uploads\/2023\/04\/ReadyMummy_KV-photo-480x361.jpg 480w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/parentsworld.com.sg\/wp-content\/uploads\/2023\/04\/ReadyMummy_KV-photo-800x601.jpg 800w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cf0f4df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf0f4df\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a2dda17\" data-id=\"a2dda17\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dddeb5b elementor-widget elementor-widget-text-editor\" data-id=\"dddeb5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Embrace the joy of your pregnancy and the arrival of your newborn, supported by ReadyMummy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3397800 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3397800\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-28f096b\" data-id=\"28f096b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0eec5b elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c0eec5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5 class=\"p1\"><strong>BEST FOR<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3bba61 elementor-widget elementor-widget-text-editor\" data-id=\"e3bba61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><b>Thoughtful Parents Who Want the Best Start for Mother and Baby<\/b><\/h5><p><span style=\"font-weight: 400;\">Bringing a child into the world is one of life\u2019s most profound milestones. In Singapore\u2014where healthcare standards are among the highest globally\u2014it\u2019s easy to assume that comprehensive hospital support is enough. But while medical care is widely accessible, the associated costs, emotional toll, and unpredictability of pregnancy and childbirth can still be overwhelming.<\/span><\/p><p><span style=\"font-weight: 400;\">This is where <\/span><b>ReadyMummy<\/b><span style=\"font-weight: 400;\">, a 3-year maternity plan<\/span><span style=\"font-weight: 400;\">\u00b9<\/span><span style=\"font-weight: 400;\"> from Manulife Singapore, provides a timely and compassionate solution. Designed for parents who want a comprehensive safety net, this plan offers more than insurance\u2014it represents peace of mind during one of life\u2019s most vulnerable yet beautiful seasons.<\/span><\/p><p><span style=\"font-weight: 400;\">From as early as 13 weeks into pregnancy, the plan provides protection for the expectant mother. From birth until the end of policy year 3, coverage extends to the child. This reflects a deep understanding of what modern families require\u2014not just in terms of financial support, but also mental wellness provisions and future-ready protection for the child.<\/span><\/p><p><b>ReadyMummy is especially relevant for:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expecting couples planning ahead for potential health complications<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Parents undergoing assisted conception (IVF, IUI, ICI) who require tailored protection<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mothers who value emotional wellness support alongside physical care<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families seeking hassle-free, guaranteed future insurability for their child<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Even with world-class hospitals, no medical system can completely shield families from the emotional and financial strain that can accompany unforeseen complications. A plan like ReadyMummy offers the assurance that parents can focus fully on welcoming their baby\u2014without the added burden of \u201cwhat if.\u201d<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-82eb61f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"82eb61f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ac4655\" data-id=\"8ac4655\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cfb9558 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"cfb9558\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><strong>PRODUCT HIGHLIGHTS<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97bed5e elementor-widget elementor-widget-text-editor\" data-id=\"97bed5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">ReadyMummy distinguishes itself with a <\/span><b>holistic approach to maternity insurance<\/b><span style=\"font-weight: 400;\">. This isn\u2019t simply about ticking off coverage checkboxes\u2014it\u2019s a carefully designed offering that mirrors real-life needs, with solutions for challenges that new families often face.<\/span><\/p><p><span style=\"font-weight: 400;\">Here\u2019s how it supports families at every step:<\/span><\/p><h5><b>\ud83d\udc97 Full Death Benefit Coverage<\/b><\/h5><p><span style=\"font-weight: 400;\">Provides <\/span><b>100% of the sum insured<\/b><span style=\"font-weight: 400;\"> in the event of death for both mother or child\u2014ensuring that financial security remains intact, even during life\u2019s most difficult moments.<\/span><\/p><h5><b>\ud83e\uddec Coverage for Congenital Illnesses<\/b><\/h5><p><span style=\"font-weight: 400;\">Offers <\/span><b>100% payout for 24 congenital illnesses\u00b2<\/b><span style=\"font-weight: 400;\">, from heart conditions to metabolic disorders. These conditions may require long-term care, and early financial support can be critical in such cases.<\/span><\/p><h5><b>\ud83c\udfe5 Daily Hospital Care Benefits<\/b><\/h5><p><b>Offers a daily cash benefit equivalent to 1% of the sum insured, for up to 30 days\u00b2 of the child\u2019s hospitalisation.<\/b><span style=\"font-weight: 400;\"> This helps ease the financial burden of medical expenses and related costs during extended stays, ensuring your little one receives the care they need without added stress.<\/span><\/p><h5><b>\ud83c\udf81 Gift of Protection for the Child<\/b><\/h5><p><span style=\"font-weight: 400;\">Within <\/span><b>90 days of birth<\/b><span style=\"font-weight: 400;\">, parents may purchase any eligible Manulife life insurance plan\u2014<\/span><b>without medical underwriting\u00b3<\/b><span style=\"font-weight: 400;\">. This includes plans with critical illness riders, allowing continued protection even for <\/span><b>pre-existing conditions\u2074<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><h5><b>\ud83c\udf3c Mental Wellness Matters<\/b><\/h5><p><span style=\"font-weight: 400;\">Recognising the emotional realities of motherhood, ReadyMummy covers <\/span><b>psychotherapy treatment for the mother<\/b><span style=\"font-weight: 400;\">. If diagnosed with Major Depressive Disorder or Generalised Anxiety Disorder, and on prescribed medication while undergoing continuous therapy for six months, <\/span><b>10% of the sum insured<\/b><span style=\"font-weight: 400;\"> is payable\u2075.<\/span><\/p><h5><b>\ud83e\uddea Coverage for Assisted Conception<\/b><\/h5><p><b>Families with singleton pregnancies conceived via IVF, IUI, or ICI can extend their coverage with an additional premium,<\/b><span style=\"font-weight: 400;\"> ensuring that this increasingly common journey to parenthood is equally supported and protected.<\/span><\/p><h5><b>\ud83c\udf1e Outpatient Phototherapy for Neonatal Jaundice<\/b><\/h5><p><span style=\"font-weight: 400;\">For newborns requiring home-based treatment for severe jaundice, ReadyMummy provides <\/span><b>1% of the sum insured per day<\/b><span style=\"font-weight: 400;\">, for up to <\/span><b>10 days of machine rental\u2076<\/b><span style=\"font-weight: 400;\">. This small yet thoughtful benefit speaks to the practical needs of early parenthood.<\/span><\/p><h5><b>\ud83d\udebc Protection Against Pregnancy Complications<\/b><\/h5><p><span style=\"font-weight: 400;\">Provides coverage for <\/span><b>14 pregnancy complications\u00b2<\/b><span style=\"font-weight: 400;\">, including <\/span><b>miscarriage due to accident<\/b><span style=\"font-weight: 400;\">, with a <\/span><b>100% payout of the sum insured<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">These features collectively create a well-rounded support system\u2014not only for medical care, but also for the emotional and financial demands that arise before and after childbirth. ReadyMummy reflects a maternity plan that is <\/span><b>designed with empathy, foresight, and relevance<\/b><span style=\"font-weight: 400;\">, empowering mothers to navigate pregnancy with confidence and calm.<\/span><\/p><h5><b>Speak to a Manulife Consultant Today<\/b><\/h5><p><span style=\"font-weight: 400;\">Discover how <\/span><b>ReadyMummy<\/b><span style=\"font-weight: 400;\"> can support a smooth and confident transition into parenthood\u2014protecting both mother and child every step of the way. Book a consultation <\/span><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.manulife.com.sg\/en\/financial-advisers\/find-your-financial-consultant.html\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><h5><b>Footnotes<\/b><\/h5><p><span style=\"font-weight: 400;\">\u00b9 This plan covers up to 2 biological children born<\/span><span style=\"font-weight: 400;\"> from a single pregnancy, or 1 biological child from an assisted reproduction technique (ART) pregnancy without complications. Only one maternity plan is allowed per pregnancy.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u00b2 Please refer to the policy contract for definitions and the full list of covered conditions.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u00b3 Eligible plans include LifeReady Plus (II) (ReadyMummy) policy, with optional Early Critical Care Rider (III) and\/or Critical Care Rider (III), subject to terms and conditions.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u2074 For pre-existing conditions before the insured child turns 6, payout is 100% of the sum insured, capped at S$35,000. After age 6, full coverage applies.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u2075 Psychotherapy treatment is payable at 10% of the sum insured upon diagnosis of MDD or GAD, with a registered psychiatrist\u2019s prescription and 6 months of continuous treatment.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u2076 Applies to severe neonatal jaundice requiring phototherapy machine rental.<\/span><\/p><h5><b>Important Notes<\/b><\/h5><p><span style=\"font-weight: 400;\">ReadyMummy is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Purchasing health insurance products that are unsuitable may affect one\u2019s ability to meet future healthcare needs. The information provided does not consider specific investment objectives, financial situations, or needs, and is not intended as a contract of insurance or a recommendation to purchase any specific plan.<\/span><\/p><p><span style=\"font-weight: 400;\">Coverage is protected under the Policy Owners\u2019 Protection Scheme administered by the Singapore Deposit Insurance Corporation (SDIC). For details, visit<\/span><a href=\"https:\/\/www.sdic.org.sg\/\"> <span style=\"font-weight: 400;\">www.sdic.org.sg<\/span><\/a><span style=\"font-weight: 400;\"> or<\/span><a href=\"https:\/\/www.lia.org.sg\/\"> <span style=\"font-weight: 400;\">www.lia.org.sg<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">Consultation with a <\/span><b>Manulife Financial Consultant or Appointed Distributor<\/b><span style=\"font-weight: 400;\"> is strongly recommended to assess the suitability of the plan.<\/span><\/p><p><b>Information is correct as of 7 July 2024.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>","protected":false},"excerpt":{"rendered":"<p>Embrace the joy of your pregnancy and the arrival of your newborn,<\/p>\n","protected":false},"author":15,"featured_media":44007,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37,8,3413],"tags":[4233,4232,4118,4234,175],"class_list":["post-46745","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-pregnancy","category-featured","category-lead-story","tag-best-in-pregnancy-services","tag-manulife","tag-maternity","tag-maternity-coverage","tag-parentsworldsingapore"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Manulife Singapore \u2013 Best Maternity Insurance Plan For Mother and Child 2025 - PARENTSWORLD<\/title>\n<meta name=\"description\" content=\"Preparing for the arrival of your child can be a very exciting yet uncertain time for parents-to-be. 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