{"id":14211,"date":"2025-09-09T16:09:48","date_gmt":"2025-09-09T08:09:48","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/sgsmeloans.com.sg\/?page_id=14211"},"modified":"2025-09-09T16:10:49","modified_gmt":"2025-09-09T08:10:49","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/sgsmeloans.com.sg\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<h1 data-start=\"107\" data-end=\"123\">Privacy Policy<\/h1>\n<p data-start=\"125\" data-end=\"158\"><strong data-start=\"125\" data-end=\"158\">Effective Date: 09\/09\/2025<\/strong><\/p>\n<h2 data-start=\"160\" data-end=\"180\">1. Introduction<\/h2>\n<p data-start=\"181\" data-end=\"496\">Welcome to SGSMELOANS (operated by Bizsquare Management Consultants Pte. Ltd.). We are committed to protecting your privacy and handling your personal data responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services.<\/p>\n<h2 data-start=\"498\" data-end=\"530\">2. Personal Data We Collect<\/h2>\n<ul data-start=\"531\" data-end=\"949\">\n<li data-start=\"531\" data-end=\"635\">\n<p data-start=\"533\" data-end=\"635\"><strong data-start=\"533\" data-end=\"556\">Contact Information<\/strong>: Name, email, phone number (when you fill out inquiry or application forms).<\/p>\n<\/li>\n<li data-start=\"636\" data-end=\"852\">\n<p data-start=\"638\" data-end=\"852\"><strong data-start=\"638\" data-end=\"667\">Business &amp; Financial Data<\/strong>: Company name, business registration details, financial statements, NRICs of directors or guarantors, bank statements, contracts, invoices, and similar data used for loan assessment.<\/p>\n<\/li>\n<li data-start=\"853\" data-end=\"949\">\n<p data-start=\"855\" data-end=\"949\"><strong data-start=\"855\" data-end=\"876\">Usage Information<\/strong>: Data from website interactions, such as page views or form submissions.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"951\" data-end=\"979\">3. How We Use Your Data<\/h2>\n<p data-start=\"980\" data-end=\"1013\">We may use your information to:<\/p>\n<ul data-start=\"1014\" data-end=\"1236\">\n<li data-start=\"1014\" data-end=\"1075\">\n<p data-start=\"1016\" data-end=\"1075\">Assess eligibility and recommend suitable loan solutions.<\/p>\n<\/li>\n<li data-start=\"1076\" data-end=\"1147\">\n<p data-start=\"1078\" data-end=\"1147\">Contact you regarding inquiries, documentation, and loan approvals.<\/p>\n<\/li>\n<li data-start=\"1148\" data-end=\"1236\">\n<p data-start=\"1150\" data-end=\"1236\">Enhance our services and improve communication and marketing (only with your consent).<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"1238\" data-end=\"1272\">4. Legal Basis for Processing<\/h2>\n<ul data-start=\"1273\" data-end=\"1505\">\n<li data-start=\"1273\" data-end=\"1406\">\n<p data-start=\"1275\" data-end=\"1406\"><strong data-start=\"1275\" data-end=\"1300\">Contractual necessity<\/strong>: To fulfill our consultation and service agreement, including eligibility checks and loan facilitation.<\/p>\n<\/li>\n<li data-start=\"1407\" data-end=\"1505\">\n<p data-start=\"1409\" data-end=\"1505\"><strong data-start=\"1409\" data-end=\"1420\">Consent<\/strong>: For marketing communications or other optional purposes, with your explicit opt-in.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"1507\" data-end=\"1540\">5. Data Sharing &amp; Disclosure<\/h2>\n<p data-start=\"1541\" data-end=\"1578\">We may share your information with:<\/p>\n<ul data-start=\"1579\" data-end=\"1871\">\n<li data-start=\"1579\" data-end=\"1664\">\n<p data-start=\"1581\" data-end=\"1664\">Partner banks, financial institutions, and private funders involved in financing.<\/p>\n<\/li>\n<li data-start=\"1665\" data-end=\"1754\">\n<p data-start=\"1667\" data-end=\"1754\">Government agencies such as Enterprise Singapore for government-backed loan programs.<\/p>\n<\/li>\n<li data-start=\"1755\" data-end=\"1871\">\n<p data-start=\"1757\" data-end=\"1871\">Third-party service providers (e.g., cloud hosting, analytics, secure storage) under confidentiality agreements.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1873\" data-end=\"1938\">We will never sell your personal data to unrelated third parties.<\/p>\n<h2 data-start=\"1940\" data-end=\"1973\">6. Data Security &amp; Retention<\/h2>\n<ul data-start=\"1974\" data-end=\"2265\">\n<li data-start=\"1974\" data-end=\"2092\">\n<p data-start=\"1976\" data-end=\"2092\">We apply reasonable technical and organizational measures (e.g., encryption, secure servers) to protect your data.<\/p>\n<\/li>\n<li data-start=\"2093\" data-end=\"2195\">\n<p data-start=\"2095\" data-end=\"2195\">Personal data is retained only as long as necessary for the purposes stated or as required by law.<\/p>\n<\/li>\n<li data-start=\"2196\" data-end=\"2265\">\n<p data-start=\"2198\" data-end=\"2265\">Once no longer needed, data will be securely deleted or anonymized.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"2267\" data-end=\"2293\">7. Cookies &amp; Tracking<\/h2>\n<p data-start=\"2294\" data-end=\"2548\">Our website may use cookies or similar technologies to enhance your experience. Cookies help us remember preferences and analyze website traffic. You may disable cookies via your browser settings.<\/p>\n<h2 data-start=\"2550\" data-end=\"2569\">8. Your Rights<\/h2>\n<p data-start=\"2570\" data-end=\"2649\">Under Singapore\u2019s Personal Data Protection Act (PDPA), you have the right to:<\/p>\n<ul data-start=\"2650\" data-end=\"2859\">\n<li data-start=\"2650\" data-end=\"2691\">\n<p data-start=\"2652\" data-end=\"2691\">Request access to your personal data.<\/p>\n<\/li>\n<li data-start=\"2692\" data-end=\"2734\">\n<p data-start=\"2694\" data-end=\"2734\">Request correction of inaccurate data.<\/p>\n<\/li>\n<li data-start=\"2735\" data-end=\"2787\">\n<p data-start=\"2737\" data-end=\"2787\">Withdraw consent to data usage where applicable.<\/p>\n<\/li>\n<li data-start=\"2788\" data-end=\"2859\">\n<p data-start=\"2790\" data-end=\"2859\">Lodge a complaint if you believe your privacy has been compromised.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2861\" data-end=\"2955\">To exercise these rights, contact us at <strong data-start=\"2901\" data-end=\"2928\"><a class=\"decorated-link cursor-pointer\" rel=\"noopener\" data-start=\"2903\" data-end=\"2926\">admin@sgsmeloans.com.sg<\/a><\/strong> or call <strong data-start=\"2937\" data-end=\"2954\">+65 9183 4413<\/strong>.<\/p>\n<h2 data-start=\"2957\" data-end=\"2982\">9. Third-Party Links<\/h2>\n<p data-start=\"2983\" data-end=\"3127\">Our website may include links to external websites. We are not responsible for their privacy practices. Please review their policies separately.<\/p>\n<h2 data-start=\"3129\" data-end=\"3156\">10. Children\u2019s Privacy<\/h2>\n<p data-start=\"3157\" data-end=\"3277\">Our services are not directed to minors. We do not knowingly collect personal data from individuals under the age of 18.<\/p>\n<h2 data-start=\"3279\" data-end=\"3310\">11. Changes to This Policy<\/h2>\n<p data-start=\"3311\" data-end=\"3447\">We may update this Privacy Policy from time to time. Any material changes will be posted on our website with the updated effective date.<\/p>\n<h2 data-start=\"3449\" data-end=\"3468\">12. Contact Us<\/h2>\n<p data-start=\"3469\" data-end=\"3562\">If you have any questions or concerns regarding this Privacy Policy, you may contact us at:<\/p>\n<p data-start=\"3564\" data-end=\"3732\"><strong data-start=\"3564\" data-end=\"3610\">Bizsquare Management Consultants Pte. Ltd.<\/strong><br data-start=\"3610\" data-end=\"3613\" \/>62 Ubi Road 1, Oxley Bizhub 2 #08-06,\u00a0Singapore 408734<br data-start=\"3666\" data-end=\"3669\" \/><strong data-start=\"3669\" data-end=\"3679\">Email:<\/strong> admin@sgsmeloans.com.sg<br data-start=\"3703\" data-end=\"3706\" \/><strong data-start=\"3706\" data-end=\"3716\">Phone:<\/strong> +65 9183 4413<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Effective Date: 09\/09\/2025 1. Introduction Welcome to SGSMELOANS (operated by Bizsquare Management Consultants Pte. Ltd.). We are committed to protecting your privacy and handling your personal data responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services. 2. Personal [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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