{"id":16496,"date":"2026-06-09T11:21:08","date_gmt":"2026-06-09T11:21:08","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/vivos.com.sg\/?post_type=partners&#038;p=16496"},"modified":"2026-10-14T05:57:24","modified_gmt":"2026-10-14T05:57:24","slug":"karel-doshi","status":"publish","type":"partners","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/vivos.com.sg\/partners\/karel-doshi\/","title":{"rendered":"Karel Doshi"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"16496\" class=\"elementor elementor-16496\" data-elementor-post-type=\"partners\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94b0859 e-flex e-con-boxed e-con e-parent\" data-id=\"94b0859\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0265030 e-con-full e-flex e-con e-child\" data-id=\"0265030\" data-element_type=\"container\" 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class=\"elementor-icon-list-text\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbd681b elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"cbd681b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:karel.doshi@vivos.com.sg\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M24.3 0H2.7C1.215 0 0.0135 1.2375 0.0135 2.75L0 19.25C0 20.7625 1.215 22 2.7 22H24.3C25.785 22 27 20.7625 27 19.25V2.75C27 1.2375 25.785 0 24.3 0ZM23.76 5.84375L14.2155 11.9213C13.7835 12.1963 13.2165 12.1963 12.7845 11.9213L3.24 5.84375C3.10463 5.76635 2.98609 5.66178 2.89155 5.53637C2.79701 5.41096 2.72843 5.26732 2.68998 5.11413C2.65152 4.96095 2.64398 4.80141 2.66781 4.64517C2.69164 4.48893 2.74635 4.33924 2.82863 4.20516C2.91091 4.07108 3.01904 3.9554 3.14648 3.86512C3.27392 3.77483 3.41803 3.71183 3.57007 3.67991C3.72211 3.64799 3.87893 3.64783 4.03104 3.67943C4.18315 3.71103 4.32738 3.77373 4.455 3.86375L13.5 9.625L22.545 3.86375C22.6726 3.77373 22.8169 3.71103 22.969 3.67943C23.1211 3.64783 23.2779 3.64799 23.4299 3.67991C23.582 3.71183 23.7261 3.77483 23.8535 3.86512C23.981 3.9554 24.0891 4.07108 24.1714 4.20516C24.2536 4.33924 24.3084 4.48893 24.3322 4.64517C24.356 4.80141 24.3485 4.96095 24.31 5.11413C24.2716 5.26732 24.203 5.41096 24.1085 5.53637C24.0139 5.66178 23.8954 5.76635 23.76 5.84375Z\" fill=\"#E9A925\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-802ed96 elementor-widget elementor-widget-text-editor\" data-id=\"802ed96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWith over 20 years of leadership experience in Malaysia\u2019s financial services sector, I have held senior executive roles, including Managing Director and Head of Commercial Banking at HSBC Malaysia.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-894a284 elementor-widget elementor-widget-text-editor\" data-id=\"894a284\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tMy expertise spans corporate and investment banking, Islamic finance, trade finance, sustainable finance, and financial crime risk management, where I pioneered Southeast Asia&#8217;s first financing transaction aligned with the Social Loan Principles. Beyond banking, I am a strong advocate for ESG and gender diversity, having served on the EXCO of the 30% Club Malaysia and as an Independent Non-Executive Director at Solarvest Berhad and Uzma Berhad.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e5d867 e-flex e-con-boxed e-con e-parent\" data-id=\"3e5d867\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a5fa873 e-con-full e-flex e-con e-child\" data-id=\"a5fa873\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-176d0d9 elementor-widget elementor-widget-heading\" data-id=\"176d0d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Work With Me?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e26b7ce elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e26b7ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>Board-Level Banking Leadership<\/strong>: Over 20 years of senior banking experience, including serving as Managing Director at HSBC Malaysia with full P&amp;L responsibility for a 400+ person franchise.<\/li>\n \t<li><strong>Sustainable Finance &amp; ESG<\/strong>: Led pioneering sustainable finance initiatives, including Southeast Asia\u2019s first Social Loan Principles-based affordable housing financing, and championed ESG-driven growth strategies.<\/li>\n \t<li><strong>Award-Winning Commercial Banking<\/strong>: Drove HSBC Malaysia\u2019s recognition as Best Commercial Bank in Malaysia (2023\u20132024) and Market Leader for Trade Finance (2022\u20132023).<\/li>\n \t<li><strong>Islamic Finance Expertise<\/strong>: Extensive experience in Shariah-compliant banking, product development, and stakeholder engagement across Malaysia\u2019s Islamic finance ecosystem.<\/li>\n \t<li><strong>Governance &#038; Board Experience<\/strong>: Independent Non-Executive Director at listed companies, with strong expertise in governance, risk management, ESG, and board oversight.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1e7ab7 elementor-widget elementor-widget-heading\" data-id=\"e1e7ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ideal collaboration\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7bb4e1 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"b7bb4e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li>Corporates and SMEs seeking senior advisory on banking relationships, debt structuring, or trade finance solutions. \n<\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Businesses pursuing sustainable finance, green loans, or ESG-linked financing frameworks. \n<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Public-listed companies and boards requiring an experienced INED with banking, risk, and governance expertise. \n\u00a0<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Organisations seeking strategic guidance on Islamic finance, Shariah-compliant structures, or Malaysia\u2019s regulatory landscape. \n<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26f644a e-flex e-con-boxed e-con e-parent\" data-id=\"26f644a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-396c0d5 e-con-full e-flex e-con e-child\" data-id=\"396c0d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b7e810 elementor-widget elementor-widget-heading\" data-id=\"8b7e810\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qualifications<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54cfe60 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"54cfe60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bachelor of Science, Finance &#038; International Business \u2014 South West State University, Minnesota, USA\n<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Executive Development Programme \u2014 Imperial College Business School, London\n<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Executive Development Programme \u2014 London Business School\n\u00a0<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">HSBC High Potential Women\u2019s Programme (London)\n\u00a0<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">HSBC Accelerating Female Leaders (AFL) Programme\n\u00a0<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Financial Crime Risk Management Certification\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Executive Coaching Certification \n\n<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3ee49c e-flex e-con-boxed e-con e-parent\" data-id=\"f3ee49c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-99e5af2 e-con-full e-flex e-con e-child\" data-id=\"99e5af2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-875839b elementor-widget elementor-widget-heading\" data-id=\"875839b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Discover The VIVOS Difference<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac1d007 elementor-widget elementor-widget-text-editor\" data-id=\"ac1d007\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tExplore how VIVOS can help you achieve your global aspirations. Let\u2019s create your success story today.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f79213a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f79213a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/vivos.com.sg\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Let\u2019s Connect<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ideal partner for businesses seeking senior banking advisory, sustainable finance, and board-level governance expertise in Malaysia and Southeast Asia. <\/p>\n","protected":false},"featured_media":16629,"template":"","partner-category":[],"class_list":["post-16496","partners","type-partners","status-publish","has-post-thumbnail","hentry","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Karel | Co-Founder, Director, Sustainable Finance &amp; Board Advisory | Vivos<\/title>\n<meta name=\"description\" content=\"Karel Doshi, Co-Founder and Director of Sustainable Finance &amp; Board Advisory at VIVOS, brings 20+ years of banking leadership in Malaysia, including at HSBC.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/vivos.com.sg\/partners\/karel-doshi\/\" 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