Investor Education

As Singapore embraces a disclosure-based regime, investor protection should evolve to enable better-informed decision-making

[SINGAPORE] Last year, I made the commendable decision to add investing to my 2026 resolutions. Commendable, if not for the fact that I did the same in 2025. 

As capital pours into the asset class, investors are being sold a story of low risk and stable returns. The reality is more complex.

They are ‘two sides of the same coin’, says founder, president and CEO David Gerald

The public should know the use of funds upfront, in terms of every S$1 invested – not every S$1 the company receives

Proposals aim to facilitate self-organisation, provide access to funding and reduce legal barriers to civil action

While directors previously focused mainly on financial, legal and operational concerns, they must now grapple with serious emerging issues such as climate change, sustainability and cybersecurity

The move is seen as a response to industry feedback, aiming to reduce complexity and broaden retail investor access to a wider range of financial products

With a set of tweaks, the regulator hopes to balance between giving autonomy and protecting those putting money into investment products