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SGD to MYR Transfer

Get S$50^ cash credit on your first SGD to MYR transfer

with a CIMB Savings/Current Account. Use Promo Code: SGMY26
Apply Now View Live Rates

Best Way to Transfer Money Online from Singapore to Malaysia Instantly

Need to send money from Singapore to Malaysia quickly and securely? CIMB offers a seamless online solution for your funds transfer to Malaysia. Whether you're sending money to loved ones or making a business payment, enjoy competitive SGD to MYR rates and instant transfers with us. 

 

From now till 31 December 2026, grow your savings with a CIMB high-interest/profit savings or current account and receive a S$50^ cash credit when you complete your first transfer (minimum S$1,000) from your CIMB Singapore qualifying account to a first- or third-party CIMB Malaysia account, use promo code: SGMY26.

How to participate

 

Apply for an account (New Customers only)

From 1 September to 31 December 2026, apply for any Savings or Current Account. 

 

-> Enter promo code in the online application form, enter promo code^ "SGMY26" to be automatically eligible to participate. 

Deposit Fresh Funds

Deposit a minimum of S$3,000 in fresh funds into your new CIMB Savings or Current Account within 30 calendar days from the date of account application and maintain for 60 calendar days from the Fund-In Date.

Complete your first SGMY transfer

Transfer of minimum S$1,000 from your CIMB Singapore qualifying account to a first- or third-party CIMB Malaysia account before the end of holding period. 

 

Following the First Transfer Transaction, a minimum of S$3,000 in fresh funds must still be maintained in the CIMB Singapore Qualifying Account until the end of the holding period.

Why transfer with CIMB's Best SGD to MYR rates?

✓ Found better rates? We'll match it!

 

✓ Trigger notifications for your preferred SGD to MYR rates on our official WhatsApp channel - +65 3158 9182

 

✓ No transfer, monthly or hidden fees

What do I need to perform the online transfers?

✓ A CIMB Singapore current/savings account

 

✓ A CIMB Malaysia savings account

 

✓ Access to CIMB Clicks Mobile App

 

Open Your Singapore Account Now
You'll be diverted to our CIMB FastSaver application form. Less than 10 minutes needed to apply. An account number will be issued upon successful application.

CIMB Live Rate: Convert 1 SGD to MYR

Check out our exchange rate for SGD to MYR today! Transferring SGD to Ringgit is fast, easy, and secure with CIMB. Find out how much 1 SGD to MYR is worth and send money to Malaysia with just a few clicks.

View Live Rates

Instant SG-MY Funds Transfers

 

How to Transfer Money from CIMB Singapore to CIMB Malaysia

 

Step 1

Open a CIMB FastSaver Account Online (less than 10 mins needed)

 

Apply Now for a CIMB Singapore account that has no monthly or fall below fee. An account number will be issued upon successful application.

 

Activate your account by transferring a minimum initial deposit of S$1,000 via FAST.

Step 2

Account approved --> Set up your username and password for CIMB Clicks

 

Upon account activation, within 1 business day, a 6-digit Activation Code will be sent to you via SMS. Set up your username and password with the 6-digit Activation Code for First-Time Login.

 

For more enquiries or assistance, ask us our Chatbot. Click on "Ask EVA" to launch.

Step 3

Now link your CIMB Malaysia Account

 

Open CIMB Clicks Moble App > Under Apply & Services > Deposit Account-related Services > Link your Regional CIMB account(s)

Your request will be processed within 3 working days and an SMS will be sent to you upon approval. Once linked, you can view and transfer to your CIMB Malaysia accounts on both CIMB Clicks Mobile App and Online Banking.

 
Step 1

Open a CIMB FastSaver Account Online (less than 10 mins needed)

 

Apply Now for a CIMB Singapore account that has no monthly or fall below fee. An account number will be issued upon successful application.

 

Activate your account by transferring a minimum initial deposit of S$1,000 via FAST.

Step 2

Account approved --> Set up your username and password for CIMB Clicks

 

Upon account activation, within 1 business day, a 6-digit Activation Code will be sent to you via SMS. Set up your username and password with the 6-digit Activation Code for First-Time Login.

 

For more enquiries or assistance, ask us our Chatbot. Click on "Ask EVA" to launch.

Step 3

Transfer money online to any CIMB Malaysia Account via CIMB Clicks

 

You will be able to make a transfer to anyone with a CIMB Malaysia Account that is owned and operated by a single individual without any joint account holder(s).

 

Your last transfer will be shown as a Recent Recipient to make it easy for your next transfer. You can also add it as a Favourite if you do it frequently. For added peace of mind, every high-risk transfer requires transaction signing.

Found something better? We'll refund the difference!

Send a screenshot/picture of the rates from other banks/licensed service providers to AtYourService@cimb.com & we’ll credit you the difference*.

 

The screenshot/picture must be taken within 1 hour from your time of the transaction on CIMB Clicks, and be sent to us within 3 days.

Frequently Asked Questions (FAQ)

Why should I use CIMB to send money to Malaysia over other exchange or transfer services?

Transfer money instantly via CIMB Clicks with zero fees and charges – at the best Singapore Dollar to Malaysian Ringgit exchange rate. We’ll even credit the difference should you find something better. Check our live rates now.

How can I get started?

Step 1 – Open a CIMB FastSaver Account online.

Step 2 – Sign up for CIMB Clicks.

Step 3 – Link your own CIMB Malaysia Account via CIMB Clicks Mobile App (Open CIMB Clicks Moble App > Under Apply & Services > Deposit Account-related Services > Link your Regional CIMB account(s)). Your request will be processed within 3 working days and an SMS will be sent to you upon approval.

How to transfer money to Malaysia?

Transfer money instantly to your CIMB Malaysia account with CIMB Clicks Mobile App or Online Banking – even on weekends and public holiday. You will see the money immediately in your CIMB Malaysia Account.
 
Transfer Online Via CIMB Clicks
 

Mobile app: Log in > Pay & Transfer > To CIMB MY/ID Account.

Online Banking: Log in > CIMB Malaysia Transfer > To My CIMB A/C. 

Receive money immediately in your CIMB Malaysia account - even on weekends and public holidays.

 

Sending money for your business needs? Learn more about our B2B Cross-border payment promotions.

 

Fees and charges

Products/Items

Charges

SGD-MYR Transfer on CIMB ClicksZero commission, agent fees and cable charges
Transfer via CIMB Clicks
 
Transfer In-Person Via Our Branch
 

Send money to Malaysia at our branch. It’s cheaper & quicker to make a transfer online via CIMB Clicks!

 

Fees and charges

Products/Items

Charges

Issue via Branch –

Debit from SGD account or payment by SGD cash

0.125% commission (min S$10, max S$100) + agent fee (if applicable) + cable charges (flat rate of S$30)

Issue via Branch –

Debit from FCY account with foreign exchange 

0.125% commission (min S$10, max S$100) + agent fee (if applicable) + cable charges (flat rate of S$30)

Issue via Branch –

Debit from FCY account without foreign exchange

0.125% commission (min S$10, max S$100) + 0.125% commission-in-lieu of exchange (min S$10, max S$100) + agent fee (if applicable) + cable charge (flat rate of S$30 or equivalent)

Visit our Branch

Are there any fees and charges for transferring money to Malaysia?

There are no additional fees or charges if you transfer online via CIMB clicks. In addition, if you can find a find a better SGD to MYR exchange rate elsewhere, simply send a screenshot/picture of the rates from other banks/licensed service providers to AtYourService@cimb.com and we’ll credit you the difference. The screenshot/picture must be taken within 1 hour from your time of the transaction on CIMB Clicks, and be sent to us within 3 days.

View common pre-application FAQs.

Click here to view common pre-application FAQs.

Terms & Conditions

*Terms & Conditions apply. Click here for details. 

 

^Terms & Conditions for governing CIMB SGMY Transfer Cash Credit September campaign apply. Click here for details. 

 

CIMB may have right of review (RoR) clauses in the terms and conditions governing your product and/or service relationship with our bank. Please refer to the Notification of Right of Review Clause for more information.

 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Operations of Deposits Accounts

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24x7 moneychanger in your pocket – CIMB Clicks

 

Need to send money overseas to cover day-to-day expenses or to your friends & family? Bank on-the-go with CIMB Clicks Mobile App or from your desktop with CIMB Clicks Internet Banking.

 

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