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Revision in Singapore Dollar Fixed Deposit Home Rates

Managing your home loan​

Reprice your loan

You may reprice your loan to a new loan package. Click here to find out more or put in your request here.

We will be in touch with you once we have received your request, to assist you to work out the sums and make an informed decision.

Reduce your monthly instalment by making a partial repayment

A partial loan repayment is an ad-hoc payment to reduce your total outstanding balance of your home loan. You can use cash or CPF savings. Repayment made within the commitment period may incur prepayment charges, or clawback of fees.

The minimum partial repayment amount is S$10,000, in multiples of S$1,000. A one-month notice period is required to process your partial repayment request.
Click here for more details and submit your request.

Estimate your new monthly instalment with our Repayment calculator

For a more detailed breakdown of your monthly instalment, you may use our Repayment Calculator to calculate the estimated new amount.

Frequently Asked Questions

Why are you changing the reference rate (FHR/FHR6/FHR8/FHR9/FHR12/FHR18/FHR24)?

As your housing loan interest rate is pegged to our DBS Singapore Dollar Fixed Deposit (S$FD) board interest rates, with the decrease in S$FD, the reference rate has been consequently decreased.

Why did different benchmark decrease by different quantum?

The FHR benchmarks reference the prevailing Singapore Dollar Fixed Deposit (S$FD) interest rates. The S$FD rates are constantly reviewed by the bank to remain competitive amidst the prevailing interest rate environment.

Where can I see my existing home loan details?

Your existing home loan details are available in digibank. You may refer to this guide on how to understand your home loan transactions.

What options do I have in managing my monthly instalment?

You can choose to reprice or make a partial repayment.

  • If you are eligible for repricing, you may find out more on our available packages here. ​
  • If you would like to make a partial repayment to reduce your monthly instalment, click here to find out more.