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Instant funds for unplanned expenses

Borrow from 1.00% p.a. and get 3% unlimited cashback with POSB Personal Loan.
Enjoy fixed monthly repayments on POSB Personal Loan, with rates from 1.00% p.a.¹ (EIR 2.32% p.a.²)​.
Borrowing at least S$10,000? Get 3% unlimited cashback when you choose a loan tenure of 36 months or longer. Apply with promo code “POSBPL” by 28 February 2027 to enjoy this offer. 
T&Cs apply.
1 The interest rate and fee shown are our lowest published rates. Your actual offer may differ based on your credit and income profile and is subject to the bank’s discretion. Log in to DBS digibank to view your personalised rates before you apply.
2 The Effective Interest Rate (EIR) shows the true cost of borrowing on a reducing balance basis. Review the EIR before deciding whether the loan is affordable for you.

Promotion ends on 28 Feb 2027. Cashback will be credited within 180 days from your Personal Loan application approval date.
Instant funds for unplanned expenses
Instant funds for unplanned expenses
Apply now

New to Personal Loan? Get up to S$150 cashback with Cashline

To receive funds from your approved Personal Loan application, you will need a Cashline account. Open and use your Cashline account by 28 February 2027 and enjoy up to S$150 cashback!

Your Cashline account does more than receive your Personal Loan funds. It also helps you keep your Personal Loan repayments separate from your everyday spending, making it easier to stay on top of your finances.

With Cashline, you can:
Withdraw cash 24/7 from any DBS/POSB ATM with no additional fees
Transfer funds instantly to your DBS/POSB savings account or other banks' accounts
Pay your bills online conveniently
Apply nowAbout POSB Cashline

How to qualify for the cashback

Reward

Criteria

1. New Cashline account cashback

Reward

S$50 Cashback

Criteria

Cashline account is approved and opened successfully with promo code “POSBCL”
2. Cashline usage cashback

Reward

S$100 cashback

Criteria

Minimum S$188 closing balance accumulated for Cashline withdrawals in the first two statement months upon account opening
T&Cs apply.
1. Cashback will be credited within 180 days from your Cashline application approval date.
2. Promotion ends on 28 Feb 2027.