{"id":123,"date":"2020-07-25T09:44:50","date_gmt":"2020-07-25T09:44:50","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/?page_id=123"},"modified":"2023-05-18T15:50:32","modified_gmt":"2023-05-18T07:50:32","slug":"personal-loan","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/personal-loan\/","title":{"rendered":"Personal Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"123\" class=\"elementor elementor-123\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36243a6 elementor-section-stretched elementor-section-full_width bannersec personlinrbnr personalban rc-page-top-sec elementor-section-height-default elementor-section-height-default\" data-id=\"36243a6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bcaf8f7\" data-id=\"bcaf8f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc1fdeb elementor-widget elementor-widget-ucaddon_personal_loan_banner\" data-id=\"bc1fdeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_personal_loan_banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Personal Loan Banner -->\n\n<div class=\"bnrtxt\">\n    <div class=\"container\">\n        <div class=\"bnrtxtinr\">\n            <h1><strong><em>Personal Loan<\/em><\/strong><\/h1>\n<h2><span style=\"font-weight: 400;\">A loan for everything you have ever dreamed of. Use it as you see fit.<\/span><\/h2>\n<ul>\n \t<li>Loan up to 6 times of your monthly income<\/li>\n \t<li>No need for a collateral<\/li>\n \t<li>Hassle-free application forms<\/li>\n \t<li>No hidden charges<\/li>\n<\/ul>\n                        <a href=\"#cta-form\" class=\"bnrbtn\">apply for loan now<\/a>\n                      \n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"bnrimg\">\n    <div class=\"container\">\n        <div class=\"bnrimginr\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/06\/Loan-Agency-Singapore9.png\" alt=\"Woman Getting The Best Personal Loan Singapore\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n<!-- end Personal Loan Banner -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e196c5 elementor-section-stretched elementor-section-full_width personalsec elementor-section-height-default elementor-section-height-default\" data-id=\"1e196c5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-253db47 container\" data-id=\"253db47\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d748fe8 elementor-section-full_width personalcon elementor-section-height-default elementor-section-height-default\" data-id=\"d748fe8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e636ff7\" data-id=\"e636ff7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f4a655 elementor-widget elementor-widget-heading\" data-id=\"4f4a655\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fulfilling Your Dreams Has Never Been Easier With Our Personal Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8caf134 elementor-widget elementor-widget-text-editor\" data-id=\"8caf134\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sometimes, your aspirations seem like a distant dream. Know that with Raffles Credit, hard work pays off. All you need is a little financial boost.<br \/>With a loan up to 6 times of your monthly salary, the borrowed cash can surely help achieve your goals, such as your dream wedding, car, and little pleasures in between.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac0dd9e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ac0dd9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35be22a elementor-widget elementor-widget-text-editor\" data-id=\"35be22a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"text-align: center; width: 100%;\"><a class=\"bnrbtn\" href=\"#cta-form\">apply for loan now<\/a><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8951eb4 elementor-section-full_width personalimg elementor-section-height-default elementor-section-height-default\" data-id=\"8951eb4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b8802f4\" data-id=\"b8802f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b19edc elementor-widget elementor-widget-image\" data-id=\"9b19edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"448\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/08\/qwe.jpg\" class=\"attachment-full size-full wp-image-7618\" alt=\"father and daughter applying personal loan\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/08\/qwe.jpg 1024w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/08\/qwe-300x131.jpg 300w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/08\/qwe-768x336.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5347128b elementor-section-stretched elementor-section-full_width loanstep elementor-section-height-default elementor-section-height-default\" data-id=\"5347128b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b2a6e62 container\" data-id=\"6b2a6e62\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dddce47 elementor-widget elementor-widget-ucaddon_loan_step\" data-id=\"5dddce47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_loan_step.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Loan Step -->\n\n<div class=\"tophding\"><h2>Application Process<\/h2><\/div>\n<div class=\"loansteppnel\">\n<div class=\"loanstepwidt\">\n    <div class=\"loanstepbxs\">\n        <div class=\"loanstepimg\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonstpicn1.png\" alt=\"Person using computer\" \/>\n        <\/div>\n        <div class=\"loansteptxt\">\n            <div class=\"noSec\">\n            <b><em>1<\/em><\/b>\n            <\/div>\n            <div class=\"txtSec\">\n            <strong>Call or Apply Online<\/strong>\n            <p>Apply from the comfort of your home at <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/\">www.rafflescredit.com.sg<\/a>. You may also reach us at <a href=\"tel:6235 1788\">6235 1788<\/a>.<\/p>\n          <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"loanstepwidt\">\n    <div class=\"loanstepbxs\">\n        <div class=\"loanstepimg\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonstpicn2.png\" alt=\"Store\" \/>\n        <\/div>\n        <div class=\"loansteptxt\">\n            <div class=\"noSec\">\n            <b><em>2<\/em><\/b>\n            <\/div>\n            <div class=\"txtSec\">\n            <strong>Visit Our Office For In-Person Consultation<\/strong>\n            <p>Upon confirmation, you will be asked to come to our office to customize your loan plan<\/p>\n          <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"loanstepwidt\">\n    <div class=\"loanstepbxs\">\n        <div class=\"loanstepimg\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonstpicn3.png\" alt=\"Counter\" \/>\n        <\/div>\n        <div class=\"loansteptxt\">\n            <div class=\"noSec\">\n            <b><em>3<\/em><\/b>\n            <\/div>\n            <div class=\"txtSec\">\n            <strong>Receive Your Money on the Same Day<\/strong>\n            <p>Get your cash as soon as the loan agreement has been signed<\/p>\n          <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n<!-- end Loan Step -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9b9801 elementor-align-center popup-sec elementor-widget elementor-widget-global elementor-global-7216 elementor-widget-button\" data-id=\"d9b9801\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"#cta-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-beaebae elementor-section-stretched elementor-section-full_width eligulibtysec elementor-section-height-default elementor-section-height-default\" data-id=\"beaebae\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8bc773b container\" data-id=\"8bc773b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42fdc02 tophding elementor-widget elementor-widget-heading\" data-id=\"42fdc02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility &amp; Requirements<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-dd7ee39 elementor-section-full_width eligilibytop elementor-section-height-default elementor-section-height-default\" data-id=\"dd7ee39\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d036838\" data-id=\"d036838\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c5716c elementor-widget elementor-widget-ucaddon_requirements_section\" data-id=\"5c5716c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_requirements_section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Requirements Section -->\n\n<div class=\"eligilibytop\">\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/08\/21-2.png\" alt=\"21\" \/>\n      <div class=\"media-body\">\n\t\t<p>You must be at <\/br>least 21 years old<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonlvicn1-1.png\" alt=\"lonlvicn1\" \/>\n      <div class=\"media-body\">\n\t\t<p>For Singaporean\/PR residents: You must have regular employment or a source of income above $2,000 per month<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonlvicn4-2.png\" alt=\"lonlvicn4\" \/>\n      <div class=\"media-body\">\n\t\t<p>For Foreigners\/Expats working in Singapore: You must have regular employment or a source of income above $3,000 per month<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<\/div>\n<!-- end Requirements Section -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9f08bba elementor-section-full_width eligilbybtm elementor-section-height-default elementor-section-height-default\" data-id=\"9f08bba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-161a153 eligtywdth\" data-id=\"161a153\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f62e96 elementor-widget elementor-widget-text-editor\" data-id=\"9f62e96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"eliglitybxs\"><div class=\"eligitylsthed\"><strong>For Singaporean \/ Permanent Residents<\/strong><br \/><em>(Minimum income &gt; $2000)<\/em><\/div><ul><li>Identity card \/ NRIC<\/li><li>Proof of residences such as a recent bill or letter addressed to you (only applicable if you do not own the residence)<\/li><li>Tenancy agreement (only applicable if you are renting a flat)<\/li><li>Recent 3 months payslip and employment letter if your current employment is less than 6 months<\/li><li>Know your SingPass (to log into CPF, HDB, IRAS website)<\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d755e29 eligtywdth\" data-id=\"d755e29\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0248cda elementor-widget elementor-widget-text-editor\" data-id=\"0248cda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"eliglitybxs\"><div class=\"eligitylsthed\"><strong>For Foreigners<\/strong><br \/><em>(Minimum income &gt; $3000)<\/em><\/div><ul><li>A valid work permit \/ S Pass \/ Employment Pass<\/li><li>Passport<\/li><li>Proof of employment (staff pass or company pass)<\/li><li>Recent 3-month payslips &amp; employment letter<\/li><li>Proof of residence such as a tenancy agreement, recent bill or letter addressed to you<\/li><li>Latest bank statement of account to which yearly or monthly salary is credited<\/li><li>Singpass (to download IRAS NOA)<\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce5a8da elementor-section-stretched elementor-section-full_width loansec loeninrtws elementor-section-height-default elementor-section-height-default\" data-id=\"ce5a8da\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a1843d8 container\" data-id=\"a1843d8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2117a99 elementor-section-full_width exclentpnel elementor-section-height-default elementor-section-height-default\" data-id=\"2117a99\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8d73d9b exclentrt\" data-id=\"8d73d9b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72dfea4 tophding elementor-widget elementor-widget-heading\" data-id=\"72dfea4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.google.com\/search?q=raffles+credit&#038;ei=OIbsYoLfD_vn4-EPl_eF2Ak&#038;ved=0ahUKEwiC25-Y2a75AhX78zgGHZd7AZsQ4dUDCA4&#038;uact=5&#038;oq=raffles+credit&#038;gs_lcp=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&#038;sclient=gws-wiz#lrd=0x31da183a035a9249:0xbc11cb0d95b413fc,1,,,\" target=\"_blank\"><span style=\"color: #3079f3;font-size:40px\">G<\/span><span style=\"color: #e82d1d;font-size:40px\">o<\/span><span style=\"color: #fbb600;font-size:40px\">o<\/span><span style=\"color: #2b76f3;font-size:40px\">g<\/span><span style=\"color: #21a043;font-size:40px\">l<\/span><span style=\"color: #e82d1d;font-size:40px\">e<\/span>&nbsp;Reviews<\/b><\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8581cfc elementor-widget elementor-widget-shortcode\" data-id=\"8581cfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div><style>#wprev-slider-1 .wprevpro_star_imgs{color: #FDD314;}#wprev-slider-1 .wprsp-star{color: #FDD314;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {background: #FDD314;}#wprev-slider-1 .wprev_preview_bradius_T1 {border-radius: 0px;}#wprev-slider-1 .wprev_preview_bg1_T1::after{ border-top: 30px solid ; }#wprev-slider-1 .wprs_rd_more,.wprs_rd_less,.wprevpro_btn_show_rdpop{color:#0000ee;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {width: 18px; height: 18px;}#wprev-slider-1 .wprevsiteicon {height: 32px;}<\/style><style>#wprev-slider-2 .wprev_preview_bg1_T1{min-height: 277px;}<\/style><style>#wprev-slider-1 .indrevlineclamp{display:-webkit-box;-webkit-line-clamp: 3;-webkit-box-orient: vertical;overflow:hidden;hyphens: auto;word-break: auto-phrase;}<\/style><\/div><div class=\"wprevpro wprev-slick-slider revnotsameheight\" id=\"wprev-slider-1\"><div id=\"wprevgoslickid_1\"  style=\"display:none;\" class=\"wprevgoslick w3_wprs-row\" data-avatartemplate=\"0\" data-totalreviewsnum=\"9\" data-revsperrow=\"3\" data-wprevmasonry=\"no\" data-loadmore=\"no\" data-avatarnav=\"no\" data-revsameheight=\"no\" data-slickwprev='{\"slidesToShow\": 3,\"slidesToScroll\": 3,\"dots\": true,\"arrows\": true,\"infinite\": true,\"speed\": 750,\"adaptiveHeight\": false,\"centerMode\": false,\"fade\":false,\"centerPadding\": \"60px\", \"rows\":1}'>\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='884'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Wynn Good Service<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1788134400_884.jpg\" alt=\"Jordan Tan Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Jordan Tan<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/31\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='881'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Service was very informative and well explained.It helped me have a better understanding of the procedures accordingly.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1787616000_881.jpg\" alt=\"jaredtanette Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >jaredtanette<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/25\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='882'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Staff is friendly and professional. Explain the full process very clearly to me.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1787184000_882.jpg\" alt=\"Denver Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Denver<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/20\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='883'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Staff is friendly and helpful<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1787097600_883.jpg\" alt=\"chua kenneth Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >chua kenneth<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/19\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='877'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Wynn was very patient and friendly in explaining everything to me, very good attitude and customer service, overall great experience\ud83d\ude04<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786665600_877.jpg\" alt=\"Osh Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Osh<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/14\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='879'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>I recommend it\u2019s fast and smooth process. \ud83d\ude0a<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786320000_879.jpg\" alt=\"AK 11 Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >AK 11<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/10\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='878'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Fast and efficient \ud83d\udc4d<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786320000_878.jpg\" alt=\"Darren Ivan Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Darren Ivan<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/10\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='880'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Very clear instruction and swift progressing of my loan. The staffs are very professional and friendly. There\u2019s no awkwardness and the staffs here don\u2019t judge. I highly recommend to use their service. Rate they offered is great too.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786060800_880.jpg\" alt=\"wenchek yeo Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >wenchek yeo<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/07\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='876'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Fast and good. \ud83d\ude0a<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1784419200_876.jpg\" alt=\"Afiq Saleh Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Afiq Saleh<\/div><div class=\"wprev_showdate_T1 wprevdate\">7\/19\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t<\/div><\/div>\r\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ad0c002 elementor-section-stretched elementor-section-full_width loansec elementor-section-height-default elementor-section-height-default\" data-id=\"4ad0c002\" data-element_type=\"section\" data-e-type=\"section\" id=\"cta-form\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19ac0d2d container\" data-id=\"19ac0d2d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1e8ca863 elementor-section-full_width loanpnel elementor-section-height-default elementor-section-height-default\" data-id=\"1e8ca863\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40347a8 loanimg\" data-id=\"40347a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20cb82d9 elementor-widget elementor-widget-image\" data-id=\"20cb82d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"457\" height=\"545\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/06\/Loan-Agency-Singapore4-2.jpg\" class=\"attachment-full size-full wp-image-11041\" alt=\"Father and son\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/06\/Loan-Agency-Singapore4-2.jpg 457w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/06\/Loan-Agency-Singapore4-2-252x300.jpg 252w\" sizes=\"(max-width: 457px) 100vw, 457px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7bef45a6 loanform\" data-id=\"7bef45a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20cf43ac elementor-widget elementor-widget-heading\" data-id=\"20cf43ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><h2>Ready To Get Started?<\/h2>\n<br><b>Request for a quotation from our friendly officers by filling out the form below<\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-808a683 elementor-widget elementor-widget-wp-widget-gform_widget\" data-id=\"808a683\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-gform_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link rel='stylesheet' id='gforms_reset_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/formreset.min.css?ver=3.0.2' media='all' \/>\n<link rel='stylesheet' id='gforms_formsmain_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/formsmain.min.css?ver=3.0.2' media='all' \/>\n<link rel='stylesheet' id='gforms_ready_class_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/readyclass.min.css?ver=3.0.2' media='all' \/>\n<link rel='stylesheet' id='gforms_browsers_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/browsers.min.css?ver=3.0.2' media='all' \/>\n<script id=\"wp-dom-ready-js\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-includes\/js\/dist\/dom-ready.min.js?ver=3fe927cab37bf38d6a23\"><\/script>\n<script id=\"wp-hooks-js\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-includes\/js\/dist\/hooks.min.js?ver=f0f188028580e8dc1255\"><\/script>\n<script id=\"wp-i18n-js\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-includes\/js\/dist\/i18n.min.js?ver=1dfe7db3940c23ea9216\"><\/script>\n<script id=\"wp-i18n-js-after\">\nwp.i18n.setLocaleData( { 'text direction\\u0004ltr': [ 'ltr' ] } );\n\/\/# sourceURL=wp-i18n-js-after\n<\/script>\n<script id=\"wp-a11y-js\" 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The content contains the link to return and complete the form.\"}};\n\/\/# sourceURL=gform_gravityforms-js-extra\n<\/script>\n<script id=\"gform_gravityforms-js\" defer='defer' src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/js\/gravityforms.min.js?ver=3.0.2\"><\/script>\n<script id=\"gform_placeholder-js\" defer='defer' src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/js\/placeholders.jquery.min.js?ver=3.0.2\"><\/script>\n<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof 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gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_3' ><div id='gf_3' class='gform_anchor' tabindex='-1'><\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_3' id='gform_3'  action='\/wp-json\/wp\/v2\/pages\/123#gf_3' data-formid='3' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_3' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_3_1\" class=\"gfield gfield--type-text putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_1'><span class='gform-field-label__text'>Name<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_3_1' type='text' value='' class='large'    placeholder='Name' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_3_16\" class=\"gfield gfield--type-number putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_16'><span class='gform-field-label__text'>Monthly Income<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_number'><input name='input_16' id='input_3_16' type='text' step='any'   value='' class='large'    placeholder='Monthly Income' aria-required=\"true\" aria-invalid=\"false\"  \/><\/div><\/li><li id=\"field_3_12\" class=\"gfield gfield--type-phone gfield--phone-format-sg putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_12'><span class='gform-field-label__text'>Phone<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_12' id='input_3_12' type='tel' value='' class='large'  placeholder='HP No. (We will call you at this no.)' aria-required=\"true\" aria-invalid=\"false\"   data-mask=\"9999-9999\" \/><\/div><\/li><li id=\"field_3_9\" class=\"gfield gfield--type-number putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_9'><span class='gform-field-label__text'>Loan Amount<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_number'><input name='input_9' id='input_3_9' type='text' step='any'   value='' class='large'    placeholder='Loan Amount' aria-required=\"true\" aria-invalid=\"false\"  \/><\/div><\/li><li id=\"field_3_15\" class=\"gfield gfield--type-consent gfield--type-choice gfield--input-type-consent putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible gfield--choice-align-vertical\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>Consent<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_consent'><input name='input_15.1' id='input_3_15_1' type='checkbox' value='1'   aria-required=\"true\" aria-invalid=\"false\"  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type='submit' id='gform_submit_button_3' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >Apply for a loan here<\/button> <input type='hidden' name='gform_ajax' value='form_id=3&amp;title=&amp;description=&amp;tabindex=0&amp;theme=legacy&amp;hash=03a754dfeedefbaa6a9d36dc6ec13ad7' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_3' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_3' id='gform_theme_3' value='legacy' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_3' id='gform_style_settings_3' value='' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_3' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='3' \/>\n            \n            <input 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);\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f7a6c60 elementor-section-stretched elementor-section-full_width questionsec personlqustn elementor-section-height-default elementor-section-height-default\" data-id=\"3f7a6c60\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25db6f2 container\" data-id=\"25db6f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e38db5d tophding elementor-widget elementor-widget-heading\" data-id=\"1e38db5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bbc07fb elementor-section-full_width questionpnl elementor-section-height-default elementor-section-height-default\" data-id=\"bbc07fb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-28d4cf3a faq\" data-id=\"28d4cf3a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c56891e elementor-widget elementor-widget-accordion\" data-id=\"7c56891e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2081\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2081\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is a personal loan?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2081\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2081\"><p>A Singapore personal loan is a loan taken out by an individual from a bank or licensed money lender for a sum of money that will be repaid back, usually with a fixed duration over a period of time.\u00a0\u00a0<\/p><p>The personal loan will also be repaid back with a monthly installment alongside the interest rates added to the principal amount owed until it is repaid in full.<\/p><p>As its name implies, a personal loan requires only a single individual to apply for and successfully receive their loan amount. At Raffles Credit, we offer some of the best rates when it comes to private financing alongside some of the best contract terms and conditions.<\/p><p>As long as you can present your documentation supporting your monthly income and expenses, money lenders will grant you a personal loan and release it in no time.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2082\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2082\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the differences between payday loans and personal loans in Singapore?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2082\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2082\"><p>There are several differences between a payday loan and a personal loan in Singapore, mainly due to the amount loaned and the tenure.<\/p><p>A payday loan in Singapore is a short term loan that you would repay back to the lender once you have received your next paycheck. It is a smaller sum as it is meant to be used for immediate financial relief, like catching up on your bills and smaller emergencies.\u00a0<\/p><p>Some Singapore lenders also require you to repay the amount you took out during the start of the middle of the month by the time you receive your paycheck.\u00a0<\/p><p>On the other hand, Singapore personal loans can be a larger loan amount and have a longer loan repayment term due to the larger amount that you have taken out. It is mainly used for larger expenses that a single monthly paycheck cannot sufficiently cover or repaid in full.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2083\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2083\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the pros and cons of taking out personal loans?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2083\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2083\"><p>Singapore citizens, PR, and even foreign workers should take note of the following pros when deciding on taking out a personal loan with Raffles Credit:<\/p><ul><li>You don&#8217;t need collateral to take out a personal loan<\/li><li>You can borrow more than a credit card or overdraft<\/li><li>The repayment terms &amp; amount is fixed each month, making it easy for you to budget<\/li><li>You can stretch out the repayment period, though the interest rate will likely increase as well<\/li><li>You can make a full or early repayment and even receive a discount on the interest rate<\/li><\/ul><p>You should be aware of the following cons<\/p><ul><li>You could be tempted to take out more than you need unlike a payday loan<\/li><li>The cash loan you receive is not a good way to consolidate your debts<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2084\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2084\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can I take out a personal loan if I am unemployed, retired, or freelancing?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2084\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2084\"><p><span style=\"font-weight: 400;\">First, if you are currently unemployed without a source of income in Singapore, Raffles Credit will not be able to approve your loan application. Our lending schemes depend greatly on our borrower&#8217;s ability to repay the loans and without a source of income, we are unlikely to approve your application.<\/span><\/p><p><span style=\"font-weight: 400;\">However, if you are currently freelancing and have a source of income, and are looking to obtain the best personal loan in Singapore, we can offer you loans. As long as you are able to show a consistent source of income, Raffles Credit will be able to give you loans.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are a retiree in Singapore, we will use the monthly allowance a retiree has when determining the maximum value a retired borrower can have.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">The amount may not be higher than income-generating and employed customers, but they can borrow from us within the limits we set.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2085\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2085\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the interest rates a money lender can charge to me?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2085\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2085\"><p><span style=\"font-weight: 400;\">Under the Ministry of Law, all licensed money lenders have a 4% cap on interest. We can also only charge a maximum late interest rate of 4% per month for each month the loan is repaid late.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If your income and loan needs qualify for low interest rates, Raffles Credit will consider and provide it to you without any hesitation. However, in order to get the best or lower interest, you would need to submit proof of your income, employment, and other expenses.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2086\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2086\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">I have taken a personal loan with another Singapore bank\/lender. Can I still get a loan with you?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2086\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2086\"><p><span style=\"font-weight: 400;\">Yes, you can.\u00a0 We understand that it is quite common for everyone to have more than one personal loan at a time.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">We would only look at your repayment capabilities and current net monthly income after deducting the current amount owed to the other bank or lender, not the number of borrowed cash you have.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">However, we would caution you to think carefully about taking on another bite as the amount you can borrow might be lesser than what you need or lead you to be unable to repay your loans and interest rate, leading to a bigger cycle of debt. <\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2087\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2087\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How much can I borrow?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2087\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2087\"><p>There are several factors that determine how much you can borrow from us. If you are taking out a secured personal loan with us, you would be able to borrow a larger amount with us.<\/p>\n<p>However, if you are taking out an unsecured personal loan with us, there are several factors that determine the amount.&nbsp;<\/p>\n<p>If you are a Singapore citizen or PR with an annual income of less than $20,000, you would only be able to borrow up to $3,000 with us. If your annual income exceeds $20,000, you would be able to take out a loan up to six times of your monthly income with us.&nbsp;<\/p>\n<p>If you are a foreigner or expat working in Singapore with an annual income of less than $10,000, you would only be able to loan up to $500 with us. If you have an annual income of less than $20,000, you would be able to loan up to $3,000 with us.&nbsp;<\/p>\n<p>Foreigners or expats with an annual income of $30,000 and above would be able to take out a loan up to six times of your monthly income with us.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2088\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-2088\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is there a way to lower my personal financing interest?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2088\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-2088\"><p>It&#8217;s possible to lower your rates, especially if you&#8217;re a repeat customer with previous successful records.<\/p><p>In addition, if you have good credit scores and decide to work with Raffles Credit, you can have lower interest rates too. However, we will never require that you have a good credit score \u2014 we\u2019ll give you an amount you can safely borrow that is proportionate to your income.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2089\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-2089\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Do I need to pledge any security or a guarantor for my personal loans?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2089\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-2089\"><p>No, you don&#8217;t. As a general rule, you don&#8217;t need to pledge any security or have a guarantor when you take out a personal loan with us.<\/p><p>However, if you want to loan a higher amount with us, these are excellent ways to ensure that you are able to take on a larger amount and with better interest rates as well.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-20810\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-20810\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Why was my application rejected?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-20810\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-20810\"><p>Raffles Credit reserves its right to reject any borrower from using our loan services. However, we only do this if the borrower does not fulfill any of the requirements listed above.<\/p><p>Some common reasons include insufficient documentation, is unemployed or is shouldering too many loans, and many more. For these reasons, we regretfully inform our would-be borrowers that we are unable to loan them an amount.\u00a0<\/p><p>However, should they rectify the reasons for the rejection, we would be able to help them with their loan applications.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cca4859 elementor-align-center popup-sec elementor-widget elementor-widget-global elementor-global-7216 elementor-widget-button\" data-id=\"cca4859\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"#cta-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Personal Loan A loan for everything you have ever dreamed of. Use [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11248,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_seopress_titles_title":"Best Personal Loan in Singapore with Best Low Interest Rate","_seopress_titles_desc":"We offer the best personal loan Singapore here at Raffles Credit to help you finance your personal needs. Learn more about the required documents 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