{"id":16195,"date":"2022-07-22T12:19:10","date_gmt":"2022-07-22T04:19:10","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/?page_id=16195"},"modified":"2024-02-16T13:48:15","modified_gmt":"2024-02-16T05:48:15","slug":"bridging-loan","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/bridging-loan\/","title":{"rendered":"Bridging Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16195\" class=\"elementor elementor-16195\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36243a6 elementor-section-stretched elementor-section-full_width bannersec personlinrbnr bridging-hero elementor-section-height-default elementor-section-height-default\" data-id=\"36243a6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bcaf8f7\" data-id=\"bcaf8f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc1fdeb elementor-widget elementor-widget-ucaddon_personal_loan_banner\" data-id=\"bc1fdeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_personal_loan_banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Personal Loan Banner -->\n\n<div class=\"bnrtxt\">\n    <div class=\"container\">\n        <div class=\"bnrtxtinr\">\n            <h1><strong><em>Bridging Loan<\/em><\/strong><\/h1>\n<h2>Bridge the gap to your dream home. All you have to do is take one step forward.<\/h2>\n<ul>\n \t<li>Pay off your home downpayment<\/li>\n \t<li>Bridge gaps in your cash flow<\/li>\n \t<li>Flexible repayment terms<\/li>\n<\/ul>\n                        <a href=\"#cta-form\" class=\"bnrbtn\">apply for loan now<\/a>\n                      \n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"bnrimg\">\n    <div class=\"container\">\n        <div class=\"bnrimginr\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2022\/08\/portrait-beautiful-young-asian-woman-with-house-home-paper-sign-yellow.webp\" alt=\"portrait beautiful young asian woman with house home paper sign yellow\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n<!-- end Personal Loan Banner -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e196c5 elementor-section-stretched elementor-section-full_width personalsec elementor-section-height-default elementor-section-height-default\" data-id=\"1e196c5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-253db47 container\" data-id=\"253db47\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d748fe8 elementor-section-full_width personalcon elementor-section-height-default elementor-section-height-default\" data-id=\"d748fe8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e636ff7\" data-id=\"e636ff7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-81d438d elementor-widget elementor-widget-heading\" data-id=\"81d438d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Your Dream Home Is Just Within Your Reach With Our Bridging Loan<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8caf134 elementor-widget elementor-widget-text-editor\" data-id=\"8caf134\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Whether you need cash to upgrade your home or to secure a property within a deadline, there&#8217;s a fast and easy solution. Raffles Credit Bridging Loan helps you make the necessary downpayment for your new home as you wait for the sales proceeds of your old property. Simply set the bridging loan amount you need and we&#8217;ll provide you with the lowest interest rates and most flexible repayment terms.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7045b0c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7045b0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad5086b elementor-widget elementor-widget-text-editor\" data-id=\"ad5086b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"text-align: center; width: 100%;\"><a class=\"bnrbtn\" href=\"#cta-form\">apply for loan now<\/a><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8951eb4 elementor-section-full_width personalimg elementor-section-height-default elementor-section-height-default\" data-id=\"8951eb4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b8802f4\" data-id=\"b8802f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b19edc elementor-widget elementor-widget-image\" data-id=\"9b19edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2022\/08\/landlord-unlocks-house-key-new-home-real-estate-agents-sales-agents-min-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-16300\" alt=\"acquiring a new home through a bridging loan\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2022\/08\/landlord-unlocks-house-key-new-home-real-estate-agents-sales-agents-min-768x512.jpg 768w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2022\/08\/landlord-unlocks-house-key-new-home-real-estate-agents-sales-agents-min-300x200.jpg 300w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2022\/08\/landlord-unlocks-house-key-new-home-real-estate-agents-sales-agents-min-1024x683.jpg 1024w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2022\/08\/landlord-unlocks-house-key-new-home-real-estate-agents-sales-agents-min-1536x1024.jpg 1536w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2022\/08\/landlord-unlocks-house-key-new-home-real-estate-agents-sales-agents-min-2048x1366.jpg 2048w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5347128b elementor-section-stretched elementor-section-full_width loanstep elementor-section-height-default elementor-section-height-default\" data-id=\"5347128b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b2a6e62 container\" data-id=\"6b2a6e62\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dddce47 elementor-widget elementor-widget-ucaddon_loan_step\" data-id=\"5dddce47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_loan_step.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Loan Step -->\n\n<div class=\"tophding\"><h2>Application Process<\/h2><\/div>\n<div class=\"loansteppnel\">\n<div class=\"loanstepwidt\">\n    <div class=\"loanstepbxs\">\n        <div class=\"loanstepimg\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonstpicn1.png\" alt=\"Person using computer\" \/>\n        <\/div>\n        <div class=\"loansteptxt\">\n            <div class=\"noSec\">\n            <b><em>1<\/em><\/b>\n            <\/div>\n            <div class=\"txtSec\">\n            <strong>Call or Apply Online<\/strong>\n            <p>Apply from the comfort of your home at <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/\">www.rafflescredit.com.sg<\/a>. You may also reach us at <a href=\"tel:+6562351788\">6235 1788<\/a>.<\/p>\n          <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"loanstepwidt\">\n    <div class=\"loanstepbxs\">\n        <div class=\"loanstepimg\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonstpicn2.png\" alt=\"Store\" \/>\n        <\/div>\n        <div class=\"loansteptxt\">\n            <div class=\"noSec\">\n            <b><em>2<\/em><\/b>\n            <\/div>\n            <div class=\"txtSec\">\n            <strong>Visit Our Office For In-Person Consultation<\/strong>\n            <p>Upon confirmation, you will be asked to come to our office to customize your loan plan<\/p>\n          <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"loanstepwidt\">\n    <div class=\"loanstepbxs\">\n        <div class=\"loanstepimg\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonstpicn3.png\" alt=\"Counter\" \/>\n        <\/div>\n        <div class=\"loansteptxt\">\n            <div class=\"noSec\">\n            <b><em>3<\/em><\/b>\n            <\/div>\n            <div class=\"txtSec\">\n            <strong>Receive Your Money on the Same Day<\/strong>\n            <p>Get your cash as soon as the loan agreement has been signed<\/p>\n          <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n<!-- end Loan Step -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb45dd3 elementor-align-center popup-sec elementor-widget elementor-widget-global elementor-global-7216 elementor-widget-button\" data-id=\"cb45dd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"#cta-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-beaebae elementor-section-stretched elementor-section-full_width eligulibtysec bridging-eligibility-wrap elementor-section-height-default elementor-section-height-default\" data-id=\"beaebae\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8bc773b container\" data-id=\"8bc773b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42fdc02 tophding elementor-widget elementor-widget-heading\" data-id=\"42fdc02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility &amp; Requirements <br>\n(Local and Permanent Residents)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-dd7ee39 elementor-section-full_width eligilibytop elementor-section-height-default elementor-section-height-default\" data-id=\"dd7ee39\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d036838\" data-id=\"d036838\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c5716c elementor-widget elementor-widget-ucaddon_requirements_section\" data-id=\"5c5716c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_requirements_section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Requirements Section -->\n\n<div class=\"eligilibytop\">\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/08\/21-2.png\" alt=\"21\" \/>\n      <div class=\"media-body\">\n\t\t<p>At least 21 years old<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/11\/noHiddan-1-1.png\" alt=\"nohiddan 1.png\" \/>\n      <div class=\"media-body\">\n\t\t<p>Minimum of SGD2,000 Salary Required<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/11\/low-interest-rate.png\" alt=\"low interest rate.png\" \/>\n      <div class=\"media-body\">\n\t\t<p>Exercised the option to purchase (OTP)<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<\/div>\n<!-- end Requirements Section -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9f08bba elementor-section-full_width eligilbybtm eligtywdth bussnessrequirement elementor-section-height-default elementor-section-height-default\" data-id=\"9f08bba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-161a153 eligtywdth\" data-id=\"161a153\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f62e96 elementor-widget elementor-widget-text-editor\" data-id=\"9f62e96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"eliglitybxs\"><ul><li>Identity card \/ NRIC<\/li><li>Proof of residence (utility bill, a letter addressed to you and\/or tenancy agreement)<\/li><li>Proof of employment (certificate of employment or recent 3 months payslip)<\/li><li>SingPass (to log into CPF, HDB, IRAS website)<\/li><li>Copy of the \u201cOption To Purchase\u201d (OTP)<\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce5a8da elementor-section-stretched elementor-section-full_width loansec loeninrtws elementor-section-height-default elementor-section-height-default\" data-id=\"ce5a8da\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a1843d8 container\" data-id=\"a1843d8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ff8b57e elementor-section-full_width exclentpnel elementor-section-height-default elementor-section-height-default\" data-id=\"ff8b57e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-452609a exclentrt\" data-id=\"452609a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04b1a44 tophding elementor-widget elementor-widget-heading\" data-id=\"04b1a44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.google.com\/search?q=raffles+credit&#038;ei=OIbsYoLfD_vn4-EPl_eF2Ak&#038;ved=0ahUKEwiC25-Y2a75AhX78zgGHZd7AZsQ4dUDCA4&#038;uact=5&#038;oq=raffles+credit&#038;gs_lcp=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&#038;sclient=gws-wiz#lrd=0x31da183a035a9249:0xbc11cb0d95b413fc,1,,,\" target=\"_blank\"><span style=\"color: #3079f3;font-size:40px\">G<\/span><span style=\"color: #e82d1d;font-size:40px\">o<\/span><span style=\"color: #fbb600;font-size:40px\">o<\/span><span style=\"color: #2b76f3;font-size:40px\">g<\/span><span style=\"color: #21a043;font-size:40px\">l<\/span><span style=\"color: #e82d1d;font-size:40px\">e<\/span>&nbsp;Reviews<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4da866b elementor-widget elementor-widget-shortcode\" data-id=\"4da866b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div><style>#wprev-slider-1 .wprevpro_star_imgs{color: #FDD314;}#wprev-slider-1 .wprsp-star{color: #FDD314;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {background: #FDD314;}#wprev-slider-1 .wprev_preview_bradius_T1 {border-radius: 0px;}#wprev-slider-1 .wprev_preview_bg1_T1::after{ border-top: 30px solid ; }#wprev-slider-1 .wprs_rd_more,.wprs_rd_less,.wprevpro_btn_show_rdpop{color:#0000ee;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {width: 18px; height: 18px;}#wprev-slider-1 .wprevsiteicon {height: 32px;}<\/style><style>#wprev-slider-2 .wprev_preview_bg1_T1{min-height: 277px;}<\/style><style>#wprev-slider-1 .indrevlineclamp{display:-webkit-box;-webkit-line-clamp: 3;-webkit-box-orient: vertical;overflow:hidden;hyphens: auto;word-break: auto-phrase;}<\/style><\/div><div class=\"wprevpro wprev-slick-slider revnotsameheight\" id=\"wprev-slider-1\"><div id=\"wprevgoslickid_1\"  style=\"display:none;\" class=\"wprevgoslick w3_wprs-row\" data-avatartemplate=\"0\" data-totalreviewsnum=\"9\" data-revsperrow=\"3\" data-wprevmasonry=\"no\" data-loadmore=\"no\" data-avatarnav=\"no\" data-revsameheight=\"no\" data-slickwprev='{\"slidesToShow\": 3,\"slidesToScroll\": 3,\"dots\": true,\"arrows\": true,\"infinite\": true,\"speed\": 750,\"adaptiveHeight\": false,\"centerMode\": false,\"fade\":false,\"centerPadding\": \"60px\", \"rows\":1}'>\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='884'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Wynn Good Service<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1788134400_884.jpg\" alt=\"Jordan Tan Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Jordan Tan<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/31\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='881'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Service was very informative and well explained.It helped me have a better understanding of the procedures accordingly.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1787616000_881.jpg\" alt=\"jaredtanette Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >jaredtanette<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/25\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='882'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Staff is friendly and professional. Explain the full process very clearly to me.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1787184000_882.jpg\" alt=\"Denver Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Denver<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/20\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='883'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Staff is friendly and helpful<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1787097600_883.jpg\" alt=\"chua kenneth Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >chua kenneth<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/19\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='877'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Wynn was very patient and friendly in explaining everything to me, very good attitude and customer service, overall great experience\ud83d\ude04<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786665600_877.jpg\" alt=\"Osh Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Osh<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/14\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='879'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>I recommend it\u2019s fast and smooth process. \ud83d\ude0a<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786320000_879.jpg\" alt=\"AK 11 Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >AK 11<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/10\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='878'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Fast and efficient \ud83d\udc4d<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786320000_878.jpg\" alt=\"Darren Ivan Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Darren Ivan<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/10\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='880'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Very clear instruction and swift progressing of my loan. The staffs are very professional and friendly. There\u2019s no awkwardness and the staffs here don\u2019t judge. I highly recommend to use their service. Rate they offered is great too.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786060800_880.jpg\" alt=\"wenchek yeo Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >wenchek yeo<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/07\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='876'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Fast and good. \ud83d\ude0a<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1784419200_876.jpg\" alt=\"Afiq Saleh Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Afiq Saleh<\/div><div class=\"wprev_showdate_T1 wprevdate\">7\/19\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t<\/div><\/div>\r\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ad0c002 elementor-section-stretched elementor-section-full_width loansec elementor-section-height-default elementor-section-height-default\" data-id=\"4ad0c002\" data-element_type=\"section\" data-e-type=\"section\" id=\"cta-form\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19ac0d2d container\" data-id=\"19ac0d2d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1e8ca863 elementor-section-full_width loanpnel elementor-section-height-default elementor-section-height-default\" data-id=\"1e8ca863\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40347a8 loanimg\" data-id=\"40347a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20cb82d9 elementor-widget elementor-widget-image\" data-id=\"20cb82d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1280\" height=\"854\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1.jpg\" class=\"attachment-full size-full wp-image-10890\" alt=\"Apply For a Loan Online\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1.jpg 1280w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1-300x200.jpg 300w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1-1024x683.jpg 1024w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1-768x512.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7bef45a6 loanform\" data-id=\"7bef45a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f860aca elementor-widget elementor-widget-heading\" data-id=\"f860aca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><h2>Ready To Get Started?<\/h2>\n<br><p>Request for a quotation from our friendly officers by filling out the form below<\/p><br><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a54df30 elementor-widget elementor-widget-wp-widget-gform_widget\" data-id=\"a54df30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-gform_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link rel='stylesheet' id='gforms_reset_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/formreset.min.css?ver=3.0.2' media='all' \/>\n<link rel='stylesheet' id='gforms_formsmain_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/formsmain.min.css?ver=3.0.2' media='all' \/>\n<link rel='stylesheet' id='gforms_ready_class_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/readyclass.min.css?ver=3.0.2' media='all' \/>\n<link rel='stylesheet' id='gforms_browsers_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/browsers.min.css?ver=3.0.2' media='all' \/>\n<script id=\"wp-dom-ready-js\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-includes\/js\/dist\/dom-ready.min.js?ver=3fe927cab37bf38d6a23\"><\/script>\n<script id=\"wp-hooks-js\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-includes\/js\/dist\/hooks.min.js?ver=f0f188028580e8dc1255\"><\/script>\n<script id=\"wp-i18n-js\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-includes\/js\/dist\/i18n.min.js?ver=1dfe7db3940c23ea9216\"><\/script>\n<script id=\"wp-i18n-js-after\">\nwp.i18n.setLocaleData( { 'text direction\\u0004ltr': [ 'ltr' ] } );\n\/\/# sourceURL=wp-i18n-js-after\n<\/script>\n<script id=\"wp-a11y-js\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-includes\/js\/dist\/a11y.min.js?ver=31c6cec5a4ff7aff483d\"><\/script>\n<script id=\"jquery-core-js\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-includes\/js\/jquery\/jquery.min.js?ver=3.7.1\"><\/script>\n<script id=\"gform_json-js\" defer='defer' src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/js\/jquery.json.min.js?ver=3.0.2\"><\/script>\n<script id=\"gform_gravityforms-js-extra\">\nvar gf_global = {\"gf_currency_config\":{\"name\":\"Singapore Dollar\",\"symbol_left\":\"$\",\"symbol_right\":\"\",\"symbol_padding\":\" 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data-form-theme='legacy' data-form-index='0' id='gform_wrapper_3' ><div id='gf_3' class='gform_anchor' tabindex='-1'><\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_3' id='gform_3'  action='\/wp-json\/wp\/v2\/pages\/16195#gf_3' data-formid='3' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_3' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_3_1\" class=\"gfield gfield--type-text putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_1'><span class='gform-field-label__text'>Name<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_3_1' type='text' value='' class='large'    placeholder='Name' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_3_16\" class=\"gfield gfield--type-number putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_16'><span class='gform-field-label__text'>Monthly Income<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_number'><input name='input_16' id='input_3_16' type='text' step='any'   value='' class='large'    placeholder='Monthly Income' aria-required=\"true\" aria-invalid=\"false\"  \/><\/div><\/li><li id=\"field_3_12\" class=\"gfield gfield--type-phone gfield--phone-format-sg putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_12'><span class='gform-field-label__text'>Phone<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_12' id='input_3_12' type='tel' value='' class='large'  placeholder='HP No. (We will call you at this no.)' aria-required=\"true\" aria-invalid=\"false\"   data-mask=\"9999-9999\" \/><\/div><\/li><li id=\"field_3_9\" class=\"gfield gfield--type-number putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_9'><span class='gform-field-label__text'>Loan Amount<\/span><span class=\"gfield_required\"><span class=\"gfield_required 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 \/> <label class=\"gform-field-label gform-field-label--type-inline gfield_consent_label\" for='input_3_15_1' ><span class='gform-field-label__text'>I accept and consent to the Privacy consents and Electronic authorisation<\/span><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/label><input type='hidden' name='input_15.2' value='I accept and consent to the Privacy consents and Electronic authorisation' class='gform_hidden' \/><input type='hidden' name='input_15.3' value='1' class='gform_hidden' \/><\/div><\/li><li id=\"field_3_13\" class=\"gfield gfield--type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_13' id='input_3_13' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='France' \/><\/div><\/li><\/ul><\/div>\n        <div class='gform-footer gform_footer top_label'> <button type='submit' id='gform_submit_button_3' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >Apply for a loan here<\/button> <input type='hidden' name='gform_ajax' value='form_id=3&amp;title=&amp;description=&amp;tabindex=0&amp;theme=legacy&amp;hash=03a754dfeedefbaa6a9d36dc6ec13ad7' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_3' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_3' id='gform_theme_3' value='legacy' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_3' id='gform_style_settings_3' value='' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_3' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='3' \/>\n            \n            <input 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);\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f7a6c60 elementor-section-stretched elementor-section-full_width questionsec personlqustn elementor-section-height-default elementor-section-height-default\" data-id=\"3f7a6c60\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25db6f2 container\" data-id=\"25db6f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e38db5d tophding elementor-widget elementor-widget-heading\" data-id=\"1e38db5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bbc07fb elementor-section-full_width questionpnl elementor-section-height-default elementor-section-height-default\" data-id=\"bbc07fb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-28d4cf3a faq\" data-id=\"28d4cf3a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c56891e elementor-widget elementor-widget-accordion\" data-id=\"7c56891e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2081\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2081\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How Does a Bridging Loan Work?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2081\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2081\"><p>A bridging loan is a short-term loan that is applicable for the purchase of all property types. As the name suggests, it &#8220;bridges&#8221; the gap between the time you need to pay the downpayment for your new property and the sale of your old property.<\/p><p>Let&#8217;s assume that you want to upgrade your property and have already signed the Sales and Purchase agreement. This means you&#8217;ll need to pay the downpayment in cash. But what happens if your savings are not enough and you&#8217;ve yet to receive the sales proceeds of your old property?<\/p><p>This is when you can get a bridging loan. You can use the cash to pay for the downpayment within a limited time. Additionally<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2082\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2082\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Why Should I Borrow From Raffles Credit?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2082\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2082\"><p><span style=\"font-weight: 400;\">Raffles Credit is one of the top licensed money lenders in Singapore with the best selection of loan packages for our clients. With more than a decade of experience, we continue to be committed to providing equal and easy access to financial services.<\/span><\/p><p><span style=\"font-weight: 400;\">To provide some of the best loans for our clients, we offer unsecured loans of up to six times your monthly income with the lowest interest rates. With our fast approval process, we make it easier for anyone who needs financial assistance to apply.<\/span><\/p><p><span style=\"font-weight: 400;\">Ethical lending is at the top of our core values and we adhere to the law in Singapore.<\/span><\/p><p><span style=\"font-weight: 400;\">Best of all, we have been praised for being a financial agency that treats our clients with the utmost professionalism and exceptional customer service experience.<\/span><\/p><p><span style=\"font-weight: 400;\">We take pride in our accomplishments and will continue to serve every foreigner, resident, and citizen of Singapore in good faith.<\/span><\/p><p><strong>Honors &amp; Achievements<\/strong><\/p><p><span style=\"font-weight: 400;\"><strong>2020 listed:<\/strong> top 10 licensed moneylenders in Singapore by Loan Advisor<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>2020 listed:<\/strong> top-performing legal moneylenders in Singapore by Top Brands<\/span><\/p><p><strong>Reviews &amp; Testimonials<\/strong><\/p><p><span style=\"font-weight: 400;\">Received excellent 5 stars from verified clients on Google Reviews<\/span><\/p><p><span style=\"font-weight: 400;\">Praised as \u201cprofessional, helpful, and friendly\u201d by customers on Loan advisor<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2083\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2083\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What Do I Need To Know Before Applying for a Bridging Loan?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2083\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2083\"><p><strong>Eligibility:<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At least 21 years old<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must exercise the Option to Purchase (OTP)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimum Income:&nbsp;<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Singaporeans or Permanent Residents: S$2,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Foreigners: S$3,000<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Requirements:<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A copy of your NRIC<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Copy of the OTP<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of income and employment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of residence<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SingPass to log in to CPF, IRAS, and HDB websites<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">To avoid loan scams, you must verify if the moneylender you are dealing with is a licensed money lender registered with Singapore&#8217;s Ministry of Law.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Next, shop for the best loan plans by comparing the interest rates, tenure, and terms. Find the most favorable loan plan that will suit your budget and repayment capability.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don&#8217;t forget to read reviews and feedback across different online review websites, such as Loan Advisor and Google Reviews.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2084\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2084\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How Much Can I Borrow for a Bridging Loan?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2084\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2084\"><p><span style=\"font-weight: 400;\">There are several factors that determine how much you can borrow from us. If you are taking out a secured loan with us, you would be able to borrow any amount with us.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are applying for an unsecured loan with us, you\u2019ll need to have a minimum income of S$2,000 for Singaporeans and Permanent Residents. For foreigners, they need to have a minimum income of S$3,000.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">You can borrow up to 6 times your monthly salary.\u00a0 depending on several factors, such as your income. Additionally, bridging loans have a maximum loan tenure of up to 1 month only or until the property\u2019s completion date<\/span><\/p><p><span style=\"font-weight: 400;\">See table below for details: <\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p>\u00a0<\/p><table><tbody><tr><td style=\"background: #FDDE00;\"><b>Borrower\u2019s annual income<\/b><\/td><td style=\"background: #FDDE00;\"><b>Singapore Citizens and Permanent Residents<\/b><\/td><td style=\"background: #FDDE00;\"><b>Foreigners residing in Singapore<\/b><\/td><\/tr><tr><td><span style=\"font-weight: 400;\">Less than $10,000<\/span><\/td><td rowspan=\"2\"><span style=\"font-weight: 400;\">$3,000<\/span><\/td><td><span style=\"font-weight: 400;\">$500<\/span><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">At least $10,000<\/span><\/p><p><span style=\"font-weight: 400;\">and less than $20,000<\/span><\/p><\/td><td><span style=\"font-weight: 400;\">$3,000<\/span><\/td><\/tr><tr><td><span style=\"font-weight: 400;\">At least $20,000<\/span><\/td><td><span style=\"font-weight: 400;\">6 times monthly income<\/span><\/td><td><span style=\"font-weight: 400;\">6 times monthly income<\/span><\/td><\/tr><\/tbody><\/table><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2085\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2085\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What Are the Interest Rates?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2085\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2085\"><p><span style=\"font-weight: 400;\">Under the Ministry of Law, the maximum interest rate moneylenders in Singapore can charge is 4% per month. This cap applies regardless of the borrower&#8217;s income and whether the loan is a secure or unsecured one.<\/span><\/p><p><span style=\"font-weight: 400;\">If the borrower fails to repay the loan on time, the late interest rate is capped at 4% per month for each month the loan is repaid late.<\/span><\/p><p><span style=\"font-weight: 400;\">Additionally, all licensed moneylenders are only permitted to impose the following fees:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">A late fee of up to S$60 per month of late repayment<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A processing fee of up to 10% of the principal of the loan when the loan is granted<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">The total interest rate and charges imposed by a moneylender in Singapore on any loans for foreigners, consisting of interest, late interest, upfront administrative, and late fee also cannot exceed an amount equivalent to the principal of the loan.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2086\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2086\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How Long Does It Take To Get My Loan Approved?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2086\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2086\"><p><span style=\"font-weight: 400;\">The application process at Raffles Credit is fast and efficient. You can expect to receive your loan within an hour or upon signing the loan contract. You will be contacted to come in for the signing of the contract.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2087\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2087\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Are There Any Other Types of Bridging Loan?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2087\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2087\"><p><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">There are two main types of bridging loans on the market:<\/span><\/p><p><b>Capitalized Interest Bridging Loan:<\/b><span style=\"font-weight: 400;\"> You will need to repay the loan once your old property is sold. In this case, the financial institution will pay for the entire amount of your new property. With this type of bridging loan, you don&#8217;t have to pay for two loans at the same time.<\/span><\/p><p><b>Simultaneous Repayment Bridging Loan:<\/b><span style=\"font-weight: 400;\"> You will have to pay off your new property and the bridging loan simultaneously. You have 12 months to complete the sale of your old property and start your loan repayment.<\/span><\/p><p><span style=\"font-weight: 400;\">However, these types do not apply to licensed money lenders in Singapore.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2088\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-2088\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Why Was My Application Rejected?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2088\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-2088\"><p><span style=\"font-weight: 400;\">Raffles Credit reserves its right to reject any borrower from using our loan services. However, we only do this if the borrower does not fulfill any of the requirements listed above.<\/span><\/p><p><span style=\"font-weight: 400;\">Some common reasons include insufficient documentation, being unemployed or shouldering too many loans, and many more. For these reasons, we regretfully inform our would-be borrowers that we are unable to loan them an amount.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">However, should they rectify the reasons for the rejection, we would be able to help them with their loan applications.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2089\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-2089\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What types of business loans are available for me?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2089\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-2089\"><p>We offer substantial business loans for small and medium enterprises planning to expand their services and expand their branches. We offer several types of business loans available to businesses in need of funds. The most common type of loans are secured loans, which require collateral, and unsecured loans, which do not require collateral. You can also consider applying for <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/temporary-bridging-loan-programme\/\">a temporary bridging loan, a government-assisted financial scheme offered to all business entities in Singapore<\/a>.<\/p><p>There are also other types of loans that are offered by other lenders such as short term business loans, lines of credit, equipment financing and other loans available. Please visit us in our office in order to further discuss the type of business loan in Singapore that you need in order for your business to succeed.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-20810\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-20810\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can I Apply for a Loan Over the Phone or Online?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-20810\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-20810\"><p><span style=\"font-weight: 400;\">You can call or apply from the comfort of your home at <\/span><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/\"><span style=\"font-weight: 400;\">https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/<\/span><\/a><span style=\"font-weight: 400;\">. You may also reach us at <a href=\"tel:+655231788\">6235 1788<\/a>. Once your online application is confirmed, you will be asked to visit our office to customize your loan contract. You will receive your money on the same day as soon as your loan contract has been signed.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9462681 elementor-align-center popup-sec elementor-widget elementor-widget-global elementor-global-7216 elementor-widget-button\" data-id=\"9462681\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"#cta-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Bridging Loan Bridge the gap to your dream home. All you have [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16300,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Best Bridging Loan in Singapore with Flexible Repayment","_seopress_titles_desc":"Need cash to pay your home downpayment? Get the cash you need with Raffles Credit Bridging Loan at low interest rates and flexible repayment terms.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"bridging 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