{"id":17734,"date":"2023-01-25T12:14:28","date_gmt":"2023-01-25T04:14:28","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/?page_id=17734"},"modified":"2023-05-18T15:51:08","modified_gmt":"2023-05-18T07:51:08","slug":"renovation-loan","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/renovation-loan\/","title":{"rendered":"Renovation Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17734\" class=\"elementor elementor-17734\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36243a6 elementor-section-stretched elementor-section-full_width bannersec personlinrbnr paydayban rc-page-top-sec elementor-section-height-default elementor-section-height-default\" data-id=\"36243a6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bcaf8f7\" data-id=\"bcaf8f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a4557d elementor-widget elementor-widget-ucaddon_personal_loan_banner\" data-id=\"7a4557d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_personal_loan_banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Personal Loan Banner -->\n\n<div class=\"bnrtxt\">\n    <div class=\"container\">\n        <div class=\"bnrtxtinr\">\n            <h1><strong><em>Renovation Loan<\/em><\/strong><\/h1>\n<h2><span style=\"font-weight: 400;\">The home you envisioned is within reach. All you have to do is reach out.<\/span><\/h2>\n<ul>\n \t<li>Loan up to 6 times your monthly income<\/li>\n \t<li>Pay off your home remodeling projects<\/li>\n \t<li>Hassle-free application<\/li>\n \t<li>Flexible repayment terms<\/li>\n<\/ul>\n                        <a href=\"#cta-form\" class=\"bnrbtn\">apply for loan now<\/a>\n                      \n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"bnrimg\">\n    <div class=\"container\">\n        <div class=\"bnrimginr\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2023\/01\/singapore-renovation-loan-officer.png\" alt=\"singapore renovation loan officer\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n<!-- end Personal Loan Banner -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e196c5 elementor-section-stretched elementor-section-full_width personalsec elementor-section-height-default elementor-section-height-default\" data-id=\"1e196c5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-253db47 container\" data-id=\"253db47\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d748fe8 elementor-section-full_width personalcon elementor-section-height-default elementor-section-height-default\" data-id=\"d748fe8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e636ff7\" data-id=\"e636ff7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4285f93 elementor-widget elementor-widget-heading\" data-id=\"4285f93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Turn Your Dream Home Into Reality With Our Renovation Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8caf134 elementor-widget elementor-widget-text-editor\" data-id=\"8caf134\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Whether you need cash for home maintenance or for major home remodeling, there is a fast and hassle-free solution. Raffles Credit Home Renovation Loan will provide you with the financing you need to cover your renovation costs. With a loan of up to six months&#8217; worth of your monthly income, the approved loan amount can surely help you achieve your dream home.<\/span><span style=\"font-size: 20px; font-weight: 400;\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c51cfd8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c51cfd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-436ab4f elementor-widget elementor-widget-text-editor\" data-id=\"436ab4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"text-align: center; width: 100%;\"><a class=\"bnrbtn\" href=\"#cta-form\">apply for loan now<\/a><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8951eb4 elementor-section-full_width personalimg elementor-section-height-default elementor-section-height-default\" data-id=\"8951eb4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b8802f4\" data-id=\"b8802f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b19edc elementor-widget elementor-widget-image\" data-id=\"9b19edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2023\/01\/Renovation-Loan-Singapore.jpg\" class=\"attachment-full size-full wp-image-17737\" alt=\"two men discussing home renovation work\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2023\/01\/Renovation-Loan-Singapore.jpg 1024w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2023\/01\/Renovation-Loan-Singapore-300x200.jpg 300w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2023\/01\/Renovation-Loan-Singapore-768x512.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5347128b elementor-section-stretched elementor-section-full_width loanstep elementor-section-height-default elementor-section-height-default\" data-id=\"5347128b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b2a6e62 container\" data-id=\"6b2a6e62\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dddce47 elementor-widget elementor-widget-ucaddon_loan_step\" data-id=\"5dddce47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_loan_step.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Loan Step -->\n\n<div class=\"tophding\"><h2>Application Process<\/h2><\/div>\n<div class=\"loansteppnel\">\n<div class=\"loanstepwidt\">\n    <div class=\"loanstepbxs\">\n        <div class=\"loanstepimg\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonstpicn1.png\" alt=\"Person using computer\" \/>\n        <\/div>\n        <div class=\"loansteptxt\">\n            <div class=\"noSec\">\n            <b><em>1<\/em><\/b>\n            <\/div>\n            <div class=\"txtSec\">\n            <strong>Call or Apply Online<\/strong>\n            <p>Apply from the comfort of your home at <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/\">www.rafflescredit.com.sg<\/a>. You may also reach us at <a href=\"tel:6235 1788\">6235 1788<\/a>.<\/p>\n          <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"loanstepwidt\">\n    <div class=\"loanstepbxs\">\n        <div class=\"loanstepimg\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonstpicn2.png\" alt=\"Store\" \/>\n        <\/div>\n        <div class=\"loansteptxt\">\n            <div class=\"noSec\">\n            <b><em>2<\/em><\/b>\n            <\/div>\n            <div class=\"txtSec\">\n            <strong>Visit Our Office For In-Person Consultation<\/strong>\n            <p>Upon confirmation, you will be asked to come to our office to customize your loan plan<\/p>\n          <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"loanstepwidt\">\n    <div class=\"loanstepbxs\">\n        <div class=\"loanstepimg\">\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonstpicn3.png\" alt=\"Counter\" \/>\n        <\/div>\n        <div class=\"loansteptxt\">\n            <div class=\"noSec\">\n            <b><em>3<\/em><\/b>\n            <\/div>\n            <div class=\"txtSec\">\n            <strong>Receive Your Money on the Same Day<\/strong>\n            <p>Get your cash as soon as the loan agreement has been signed<\/p>\n          <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n<!-- end Loan Step -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce467d9 elementor-align-center popup-sec elementor-widget elementor-widget-global elementor-global-7216 elementor-widget-button\" data-id=\"ce467d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"#cta-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-beaebae elementor-section-stretched elementor-section-full_width eligulibtysec elementor-section-height-default elementor-section-height-default\" data-id=\"beaebae\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8bc773b container\" data-id=\"8bc773b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42fdc02 tophding elementor-widget elementor-widget-heading\" data-id=\"42fdc02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility &amp; Requirements\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b1c32e6 elementor-section-full_width eligilibytop elementor-section-height-default elementor-section-height-default\" data-id=\"b1c32e6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2e81633\" data-id=\"2e81633\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bca5f64 elementor-widget__width-initial elementor-widget elementor-widget-ucaddon_requirements_section\" data-id=\"bca5f64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_requirements_section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Requirements Section -->\n\n<div class=\"eligilibytop\">\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2023\/01\/no-loan-with-other-money-lender.png\" alt=\"no loan with other money lender icon\" \/>\n      <div class=\"media-body\">\n\t\t<p>No loan with<\/br>other moneylenders<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2023\/01\/home-owner.png\" alt=\"home owner icon\" \/>\n      <div class=\"media-body\">\n\t\t<p>Home owner must be<\/br> involved in the loan <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2023\/01\/Contractors-quotation-or-invoice.png\" alt=\"contractor&#039;s quotation or invoice icon\" \/>\n      <div class=\"media-body\">\n\t\t<p>Contractor's quotation or invoice signed by customer and contractor<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<\/div>\n<!-- end Requirements Section -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c5716c elementor-widget elementor-widget-ucaddon_requirements_section\" data-id=\"5c5716c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_requirements_section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Requirements Section -->\n\n<div class=\"eligilibytop\">\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/08\/21-2.png\" alt=\"21\" \/>\n      <div class=\"media-body\">\n\t\t<p>You must be at <\/br>least 21 years old<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonlvicn1-1.png\" alt=\"lonlvicn1\" \/>\n      <div class=\"media-body\">\n\t\t<p>For Singaporean\/PR residents: Minimum salary of $2,000 and above per month. <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"elghlbywdth\">\n  <div class=\"elghlbymdia\">\n    <div class=\"media\">\n      <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2020\/07\/lonlvicn4-2.png\" alt=\"lonlvicn4\" \/>\n      <div class=\"media-body\">\n\t\t<p>For Foreigners\/Expats working in Singapore: Minimum salary of $3,000 and above per month.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<\/div>\n<!-- end Requirements Section -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9f08bba elementor-section-full_width eligilbybtm elementor-section-height-default elementor-section-height-default\" data-id=\"9f08bba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-161a153 eligtywdth\" data-id=\"161a153\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f62e96 elementor-widget elementor-widget-text-editor\" data-id=\"9f62e96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"eliglitybxs\"><div class=\"eligitylsthed\"><strong>For Singaporean \/ Permanent Residents<\/strong><em>(Minimum income &gt; $2000)<\/em><\/div><ul><li>Identity card \/ NRIC<\/li><li>Proof of residences such as a recent bill or letter addressed to you (only applicable if you do not own the residence)<\/li><li>Tenancy agreement (only applicable if you are renting a flat)<\/li><li>Recent 3 months payslip and employment letter if your current employment is less than 6 months<\/li><li>Know your SingPass (to log into CPF, HDB, IRAS website<\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d755e29 eligtywdth\" data-id=\"d755e29\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0248cda elementor-widget elementor-widget-text-editor\" data-id=\"0248cda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"eliglitybxs\">\n<div class=\"eligitylsthed\"><strong>For Foreigners<\/strong><br><em>(Minimum income &gt; $3000)<\/em><\/div>\n<ul>\n<li>A valid work permit \/ S Pass \/ Employment Pass<\/li>\n<li>Passport<\/li>\n<li>Proof of employment (staff pass or company pass)<\/li>\n<li>Recent 3-month payslips &amp; employment letter&nbsp;<span style=\"font-weight: 400;\">if your current employment is less than 6 months<\/span><\/li>\n<li>Proof of residence such as a tenancy agreement, recent bill or letter addressed to you<\/li>\n<li>Latest bank statement of account to which yearly or monthly salary is credited<\/li>\n<li>Singpass (to download IRAS NOA)<\/li>\n<\/ul>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce5a8da elementor-section-stretched elementor-section-full_width loansec loeninrtws elementor-section-height-default elementor-section-height-default\" data-id=\"ce5a8da\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a1843d8 container\" data-id=\"a1843d8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e41453 elementor-section-full_width exclentpnel elementor-section-height-default elementor-section-height-default\" data-id=\"7e41453\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-625d9dc exclentrt\" data-id=\"625d9dc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a8d92a tophding elementor-widget elementor-widget-heading\" data-id=\"5a8d92a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.google.com\/search?q=raffles+credit&#038;ei=OIbsYoLfD_vn4-EPl_eF2Ak&#038;ved=0ahUKEwiC25-Y2a75AhX78zgGHZd7AZsQ4dUDCA4&#038;uact=5&#038;oq=raffles+credit&#038;gs_lcp=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&#038;sclient=gws-wiz#lrd=0x31da183a035a9249:0xbc11cb0d95b413fc,1,,,\" target=\"_blank\"><span style=\"color: #3079f3;font-size:40px\">G<\/span><span style=\"color: #e82d1d;font-size:40px\">o<\/span><span style=\"color: #fbb600;font-size:40px\">o<\/span><span style=\"color: #2b76f3;font-size:40px\">g<\/span><span style=\"color: #21a043;font-size:40px\">l<\/span><span style=\"color: #e82d1d;font-size:40px\">e<\/span>&nbsp;Reviews<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cec3318 elementor-widget elementor-widget-shortcode\" data-id=\"cec3318\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div><style>#wprev-slider-1 .wprevpro_star_imgs{color: #FDD314;}#wprev-slider-1 .wprsp-star{color: #FDD314;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {background: #FDD314;}#wprev-slider-1 .wprev_preview_bradius_T1 {border-radius: 0px;}#wprev-slider-1 .wprev_preview_bg1_T1::after{ border-top: 30px solid ; }#wprev-slider-1 .wprs_rd_more,.wprs_rd_less,.wprevpro_btn_show_rdpop{color:#0000ee;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {width: 18px; height: 18px;}#wprev-slider-1 .wprevsiteicon {height: 32px;}<\/style><style>#wprev-slider-2 .wprev_preview_bg1_T1{min-height: 277px;}<\/style><style>#wprev-slider-1 .indrevlineclamp{display:-webkit-box;-webkit-line-clamp: 3;-webkit-box-orient: vertical;overflow:hidden;hyphens: auto;word-break: auto-phrase;}<\/style><\/div><div class=\"wprevpro wprev-slick-slider revnotsameheight\" id=\"wprev-slider-1\"><div id=\"wprevgoslickid_1\"  style=\"display:none;\" class=\"wprevgoslick w3_wprs-row\" data-avatartemplate=\"0\" data-totalreviewsnum=\"9\" data-revsperrow=\"3\" data-wprevmasonry=\"no\" data-loadmore=\"no\" data-avatarnav=\"no\" data-revsameheight=\"no\" data-slickwprev='{\"slidesToShow\": 3,\"slidesToScroll\": 3,\"dots\": true,\"arrows\": true,\"infinite\": true,\"speed\": 750,\"adaptiveHeight\": false,\"centerMode\": false,\"fade\":false,\"centerPadding\": \"60px\", \"rows\":1}'>\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='884'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Wynn Good Service<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1788134400_884.jpg\" alt=\"Jordan Tan Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Jordan Tan<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/31\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='881'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Service was very informative and well explained.It helped me have a better understanding of the procedures accordingly.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1787616000_881.jpg\" alt=\"jaredtanette Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >jaredtanette<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/25\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='882'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Staff is friendly and professional. Explain the full process very clearly to me.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1787184000_882.jpg\" alt=\"Denver Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Denver<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/20\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='883'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Staff is friendly and helpful<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1787097600_883.jpg\" alt=\"chua kenneth Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >chua kenneth<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/19\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='877'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Wynn was very patient and friendly in explaining everything to me, very good attitude and customer service, overall great experience\ud83d\ude04<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786665600_877.jpg\" alt=\"Osh Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Osh<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/14\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='879'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>I recommend it\u2019s fast and smooth process. \ud83d\ude0a<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786320000_879.jpg\" alt=\"AK 11 Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >AK 11<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/10\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='878'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Fast and efficient \ud83d\udc4d<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786320000_878.jpg\" alt=\"Darren Ivan Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Darren Ivan<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/10\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='880'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Very clear instruction and swift progressing of my loan. The staffs are very professional and friendly. There\u2019s no awkwardness and the staffs here don\u2019t judge. I highly recommend to use their service. Rate they offered is great too.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1786060800_880.jpg\" alt=\"wenchek yeo Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >wenchek yeo<\/div><div class=\"wprev_showdate_T1 wprevdate\">8\/07\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t<div class=\" wprevpro_t1_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n\t\t\t<div class=\"indrevdiv wprevpro_t1_DIV_2 wprev_preview_bg1_T1 wprev_preview_bradius_T1\">\r\n\t\t\t\t<div class=\"indrevtxt wprevpro_t1_P_3 wprev_preview_tcolor1_T1\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='876'>\t\t\t\t\t<span class=\"wprevpro_star_imgs_T1\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span>Fast and good. \ud83d\ude0a<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><span class=\"wprevpro_t1_A_8\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/wprevslider\/avatars\/1784419200_876.jpg\" alt=\"Afiq Saleh Avatar\" class=\"wprevpro_t1_IMG_4 wprevpro_avatarimg\" \/><\/span> <div class=\"wprevpro_t1_SPAN_5 wprev_preview_tcolor2_T1\"><div class=\"wprevpro_t1_rname wprevname\" >Afiq Saleh<\/div><div class=\"wprev_showdate_T1 wprevdate\">7\/19\/2026<\/div> <\/div>\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\r\n\t<\/div><\/div>\r\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ad0c002 elementor-section-stretched elementor-section-full_width loansec elementor-section-height-default elementor-section-height-default\" data-id=\"4ad0c002\" data-element_type=\"section\" data-e-type=\"section\" id=\"cta-form\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19ac0d2d container\" data-id=\"19ac0d2d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1e8ca863 elementor-section-full_width loanpnel elementor-section-height-default elementor-section-height-default\" data-id=\"1e8ca863\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40347a8 loanimg\" data-id=\"40347a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20cb82d9 elementor-widget elementor-widget-image\" data-id=\"20cb82d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1280\" height=\"854\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1.jpg\" class=\"attachment-full size-full wp-image-10890\" alt=\"Apply For a Loan Online\" srcset=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1.jpg 1280w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1-300x200.jpg 300w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1-1024x683.jpg 1024w, https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/uploads\/2021\/03\/Loan-Agency-Singapore1-768x512.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7bef45a6 loanform\" data-id=\"7bef45a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20cf43ac elementor-widget elementor-widget-heading\" data-id=\"20cf43ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ready To Get Started?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12525d2 elementor-widget elementor-widget-text-editor\" data-id=\"12525d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><br \/>Request for a quotation from our friendly officers by filling out the form below<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58161f0 elementor-widget elementor-widget-wp-widget-gform_widget\" data-id=\"58161f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-gform_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link rel='stylesheet' id='gforms_reset_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/formreset.min.css?ver=3.1.2' media='all' \/>\n<link rel='stylesheet' id='gforms_formsmain_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/formsmain.min.css?ver=3.1.2' media='all' \/>\n<link rel='stylesheet' id='gforms_ready_class_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/readyclass.min.css?ver=3.1.2' media='all' \/>\n<link rel='stylesheet' id='gforms_browsers_css-css' href='https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-content\/plugins\/gravityforms\/legacy\/css\/browsers.min.css?ver=3.1.2' media='all' \/>\n<script id=\"wp-dom-ready-js\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/wp-includes\/js\/dist\/dom-ready.min.js?ver=3fe927cab37bf38d6a23\"><\/script>\n<script id=\"wp-hooks-js\" 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data-form-theme='legacy' data-form-index='0' id='gform_wrapper_3' ><div id='gf_3' class='gform_anchor' tabindex='-1'><\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_3' id='gform_3'  action='\/wp-json\/wp\/v2\/pages\/17734#gf_3' data-formid='3' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_3' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_3_1\" class=\"gfield gfield--type-text putdta gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_1'><span class='gform-field-label__text'>Name<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_3_1' 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);\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f7a6c60 elementor-section-stretched elementor-section-full_width questionsec personlqustn elementor-section-height-default elementor-section-height-default\" data-id=\"3f7a6c60\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25db6f2 container\" data-id=\"25db6f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e38db5d tophding elementor-widget elementor-widget-heading\" data-id=\"1e38db5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bbc07fb elementor-section-full_width questionpnl elementor-section-height-default elementor-section-height-default\" data-id=\"bbc07fb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-28d4cf3a faq\" data-id=\"28d4cf3a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c56891e elementor-widget elementor-widget-accordion\" data-id=\"7c56891e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2081\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2081\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What Is a Renovation Loan and How Does It Work?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2081\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2081\"><p><span style=\"font-weight: 400;\">A home renovation loan is designed only for the financing of renovation of both new and existing homes.<\/span><\/p><p><span style=\"font-weight: 400;\">Renovation loans are different from personal loans despite their similarities \u2013 both offer loan tenures that range from 6 to 12 months, and provide loans up to 6x your monthly income. However, renovation loans have certain restrictions in terms of where you can use the funds. <\/span>Unlike a personal loan, a renovation loan can only be used to cover renovation costs, like structural alterations, painting, etc. Read to learn more about the difference between\u00a0<strong><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/renovation-loan-versus-personal-loan\/\" target=\"_blank\" rel=\"noopener\">renovation loans and personal loans<\/a><\/strong>.<\/p><p><span style=\"font-weight: 400;\">A renovation loan is also different from a home loan. The latter is used to finance the mortgage of your new property and can be taken with a bank or the Housing Development Board (HDB).<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2082\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2082\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What Are the Uses of a Renovation Loan?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2082\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2082\"><p><span style=\"font-weight: 400;\">You can use the total loan amount for the following renovation activities:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Electrical and wiring works<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flooring and tiling<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Basic bathroom fittings<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Painting and redecorating works<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Carpentry works, such as installing built-in cabinets<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Structural modifications<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Installation of Solar Panels<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">You can&#8217;t use a renovation loan for any other items other than renovation.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2083\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2083\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How Much Does a Home Renovation Typically Cost in Singapore?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2083\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2083\"><p><span style=\"font-weight: 400;\">There are a lot of factors that need to be considered when we talk about the total costs of <strong><a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.rafflescredit.com.sg\/hdb-renovation-singapore\/\" target=\"_blank\" rel=\"noopener\">renovating a home<\/a><\/strong>. For instance, it will vary depending on the size of the property as well as the scope of the renovation project. Additionally, we also need to take into account the raw materials and labor costs.<\/span><\/p><p><span style=\"font-weight: 400;\">However, on average, home renovation costs in Singapore can range between S$20,000 to S$70,000. But it could always go higher. For example, renovating a 4-room resale HDB flat can cost approximately S$45,000. This ballpark figure includes the raw materials and labor required for the project.<\/span><\/p><p><span style=\"font-weight: 400;\">To keep your total renovation expenses within budget, be wise in choosing the raw materials you&#8217;re going to use. Aside from the material costs, you can also consider completing house renovations in stages. Start renovating areas in your property that badly need an upgrade.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2084\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2084\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Should I Take a Renovation Loan in Singapore?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2084\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2084\"><p><span style=\"font-weight: 400;\">Renovation loans in Singapore can provide you with quick cash to finance your house renovation project. This financing is especially helpful for those who recently bought a resale flat that needs major fixing up. With a renovation loan, you can start making the changes you want even when you don&#8217;t have enough cash saved up.<\/span><\/p><p><span style=\"font-weight: 400;\">The best renovation loans can provide you with a tailored loan plan with flexible repayment terms.<\/span><\/p><p><span style=\"font-weight: 400;\">Raffles Credit is one of the top licensed money lenders in Singapore with the best selection of loan packages for our clients. With more than a decade of experience, we continue to be committed to providing equal and easy access to financial services.<\/span><\/p><p><span style=\"font-weight: 400;\">To provide some of the best loans for our clients, we offer unsecured loans of up to six times your monthly income with the lowest interest rates. With our fast approval process, we make it easier for anyone who needs financial assistance to apply.<\/span><\/p><p><span style=\"font-weight: 400;\">Ethical lending is at the top of our core values and we adhere to the law in Singapore.<\/span><\/p><p><span style=\"font-weight: 400;\">Best of all, we have been praised for being a financial agency that treats our clients with the utmost professionalism and exceptional customer service experience.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2085\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2085\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How Long Will It Take To Get My Renovation Loan Approved?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2085\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2085\"><p><span style=\"font-weight: 400;\">The application process at Raffles Credit is fast and straightforward. You can expect to receive your loan within an hour or upon signing the loan contract. Our friendly loan officers will invite you to come in for the signing of the contract.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2086\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2086\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What Is the Maximum Amount I Can Loan?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2086\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2086\"><p><span style=\"font-weight: 400;\">There are several factors that determine how much you can borrow from us. If you are taking out a secured loan with us, you would be able to borrow any amount with us. However, if you are taking out an unsecured loan with us, there are several factors that determine the amount.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If you are a Singapore citizen or PR with an annual income of less than $20,000, you would only be able to borrow up to $3,000 with us. If your annual income exceeds $20,000, you would be able to take out a loan up to six times of your monthly income with us.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If you are a foreigner or expat working in Singapore with an annual income of less than $10,000, you would only be able to loan up to $500 with us. If you have an annual income of less than $20,000, you would be able to loan up to $3,000 with us. Foreigners or expats with an annual income of $20,000 and above would be able to take out a loan up to six times of your monthly income with us.\u00a0<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-026539e elementor-align-center popup-sec elementor-widget elementor-widget-global elementor-global-7216 elementor-widget-button\" data-id=\"026539e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"#cta-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Renovation Loan The home you envisioned is within reach. All you have [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17754,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_seopress_titles_title":"Best Renovation Loan in Singapore | Fast Approval","_seopress_titles_desc":"The home you envisioned is within reach. Loan up to 6x your monthly income at attractive interest rates with Raffles Credit\u2019s Renovation 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