{"id":1776,"date":"2024-01-13T19:14:31","date_gmt":"2024-01-13T19:14:31","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/?page_id=1776"},"modified":"2026-08-27T11:42:29","modified_gmt":"2026-08-27T03:42:29","slug":"land-construction-loan","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/land-construction-loan\/","title":{"rendered":"Land &#038; Construction Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1776\" class=\"elementor elementor-1776\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d844e37 sif-slider-item  breadcrumb-section e-flex e-con-boxed e-con e-child\" data-id=\"d844e37\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f72bfb4 slider-content-box e-flex e-con-boxed e-con e-child\" data-id=\"f72bfb4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3aa1742 e-con-full e-flex e-con e-child\" data-id=\"3aa1742\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fcd23a6 elementor-widget elementor-widget-heading\" data-id=\"fcd23a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">SME \/ CORPORATE FINANCING\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c2351b pp-dual-heading-block inner-dual-header elementor-widget elementor-widget-pp-dual-heading\" data-id=\"1c2351b\" data-element_type=\"widget\" data-widget_type=\"pp-dual-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h1 class=\"pp-dual-heading\">\n\t\t\t\t\t\t\t\t\t<span class=\"pp-second-text\">\n\t\t\t\t\t\tLand &#038; Construction Loan\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-faa87f0 elementor-widget elementor-widget-text-editor\" data-id=\"faa87f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Get a land and construction loan from SingFinance, a MAS-licensed finance company, to fund your site purchase and building works through to completion.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24cda04 e-flex e-con-boxed e-con e-parent\" data-id=\"24cda04\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4b0151d e-con-full e-flex e-con e-child\" data-id=\"4b0151d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7f65d4 elementor-widget elementor-widget-heading\" data-id=\"b7f65d4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is a Land &amp; Construction Loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e57de7 elementor-widget elementor-widget-text-editor\" data-id=\"5e57de7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A land and construction loan funds two stages of a property development: buying the site, then paying for the building works that follow. We finance land acquisition, land betterment charges, construction, and the refinancing of ongoing projects. It suits developers of all scales, from boutique residential developments to larger commercial, industrial, and hospitality developments, and can be structured alongside our other commercial facilities like an SME financing loan or <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/commercial-property-loan\/\">commercial property loan<\/a> where a project calls for it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae0406 elementor-widget elementor-widget-spacer\" data-id=\"4ae0406\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-323bfef elementor-widget elementor-widget-heading\" data-id=\"323bfef\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comprehensive Development Loan Support From Start to Finish<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9743f6f elementor-widget elementor-widget-text-editor\" data-id=\"9743f6f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our development loan is built around how construction projects draw and repay, so the funding is there at each stage of the development.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fac7f73 elementor-widget elementor-widget-spacer\" data-id=\"fac7f73\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5a3220 elementor-widget elementor-widget-heading\" data-id=\"e5a3220\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our Features<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87509b6 elementor-widget elementor-widget-html\" data-id=\"87509b6\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.gosavers-cards {\r\n  display: grid;\r\n  grid-template-columns: repeat(4, 1fr);\r\n  gap: 16px;\r\n  background: #f5f6fb;\r\n  padding: 14px;\r\n  font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.gosavers-card {\r\n  background: #ffffff;\r\n  border-radius: 12px;\r\n  padding: 28px 18px;\r\n  min-height: 370px;\r\n  box-shadow: 0 4px 14px rgba(21, 29, 79, 0.08);\r\n\r\n  \/* Keep card content consistently positioned *\/\r\n  display: flex;\r\n  flex-direction: column;\r\n}\r\n\r\n\/* Heading *\/\r\n.gosavers-card h3 {\r\n  color: #151d4f;\r\n  font-size: 1.1em;\r\n  font-weight: 700;\r\n  line-height: 1.2;\r\n  margin: 16px 0 16px;\r\n  font-family: 'Roboto', sans-serif;\r\n  \/* Same heading area for every card *\/\r\n  min-height: 44px;\r\n}\r\n\r\n\/* Check icon + paragraph *\/\r\n.gosavers-item {\r\n  display: grid;\r\n  grid-template-columns: 13px 1fr;\r\n  column-gap: 8px;\r\n  align-items: start;\r\n  margin: 0;\r\n}\r\n\r\n.gosavers-check {\r\n  width: 13px;\r\n  height: 13px;\r\n  border-radius: 50%;\r\n  background: #e1bc51;\r\n  color: #151d4f;\r\n  font-size: 9px;\r\n  font-weight: bold;\r\n\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n\r\n  margin-top: 4px;\r\n}\r\n\r\n.gosavers-item p {\r\n  color: #4f5875;\r\n  font-size: 0.9em;\r\n  line-height: 1.55;\r\n  margin: 0;\r\n}\r\n\r\n\/* Tablet *\/\r\n@media (max-width: 1024px) {\r\n  .gosavers-cards {\r\n    grid-template-columns: repeat(2, 1fr);\r\n  }\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-width: 768px) {\r\n  .gosavers-cards {\r\n    grid-template-columns: 1fr;\r\n  }\r\n\r\n  .gosavers-card {\r\n    min-height: auto;\r\n  }\r\n\r\n  .gosavers-card h3 {\r\n    min-height: auto;\r\n    margin-top: 0;\r\n  }\r\n}\r\n<\/style>\r\n\r\n\r\n<div class=\"gosavers-cards\">\r\n\r\n  <div class=\"gosavers-card\">\r\n    <h3>Financing up to 80%<\/h3>\r\n\r\n    <div class=\"gosavers-item\">\r\n      <span class=\"gosavers-check\">\u2713<\/span>\r\n      <p>\r\n        Enjoy high financing of up to 80% so less of your own capital\r\n        is committed at the outset.\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <div class=\"gosavers-card\">\r\n    <h3>Interest servicing until TOP<\/h3>\r\n\r\n    <div class=\"gosavers-item\">\r\n      <span class=\"gosavers-check\">\u2713<\/span>\r\n      <p>\r\n        Ease your cash flow during construction with interest-only\r\n        repayments until the Temporary Occupation Permit (TOP) is\r\n        obtained (For SME\/corporate customers only).\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <div class=\"gosavers-card\">\r\n    <h3>Loan tenure of up to 36 months<\/h3>\r\n\r\n    <div class=\"gosavers-item\">\r\n      <span class=\"gosavers-check\">\u2713<\/span>\r\n      <p>\r\n        Take control of your finances with flexible loan tenure of\r\n        up to 36 months.\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <div class=\"gosavers-card\">\r\n    <h3>Simplified draw down process<\/h3>\r\n\r\n    <div class=\"gosavers-item\">\r\n      <span class=\"gosavers-check\">\u2713<\/span>\r\n      <p>\r\n        Benefit from a straightforward drawdown process, aimed to\r\n        minimise paperwork and speed up fund disbursement.\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-def55c7 elementor-widget elementor-widget-spacer\" data-id=\"def55c7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c5fd30 elementor-widget elementor-widget-heading\" data-id=\"1c5fd30\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Projects SingFinance Supports<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d7188c elementor-widget elementor-widget-text-editor\" data-id=\"7d7188c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We provide land loan and construction financing for a broad range of property developments across Singapore:<\/p><ul><li><strong>Landed homes:<\/strong> Financing for boutique landed developments, from single units to small clusters.<\/li><li><strong>Apartments and condominiums:<\/strong> Support for multi-unit residential builds through land purchase and staged construction.<\/li><li><strong>Hospitality and hotel developments:<\/strong> Funding for hotel and serviced-stay projects that run longer build and fit-out cycles.<\/li><li><strong>Industrial and factory projects:<\/strong> Commercial construction financing for factories, warehouses, and light-industrial premises.<\/li><\/ul><p><br \/>For commercial and mixed-use schemes, we structure the commercial construction loan around your drawdown schedule and project milestones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d992734 elementor-widget elementor-widget-spacer\" data-id=\"d992734\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba900ec elementor-widget elementor-widget-heading\" data-id=\"ba900ec\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility and Documents<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b547cac elementor-widget elementor-widget-text-editor\" data-id=\"b547cac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Here is what we assess for land and construction loan financing, as well as what to prepare before applying for your loan.<\/p><table width=\"640\"><tbody><tr><td width=\"307\"><strong>What We Assess<\/strong><\/td><td width=\"333\"><strong>Documents to Prepare<\/strong><\/td><\/tr><tr><td width=\"307\"><ul><li>Your track record in property development (developers new to development may still be considered subject to credit assessment)<\/li><li>The feasibility of the project<\/li><li>The financial strength and credit profile of the borrower and guarantors<\/li><\/ul><\/td><td width=\"333\"><ul><li>Option to Purchase (OTP) for the site, if available<\/li><li>Borrowing company details (ACRA profile and management structure)<\/li><li>Completed <a style=\"font-family: inherit; font-size: inherit;\" href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/05\/ApplnForm-Company-PPTYLOAN-4Gtors-w-Corp-CA-Project-Ac-Apr2024.pdf\">application form<\/a><\/li><li>Director and guarantor income tax Notices of Assessment (most recent two years) and any net worth statements<\/li><li>Director and guarantor NRIC (front and back)<\/li><li>A listing of your past development track record<\/li><li>Details of the development<\/li><\/ul><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9546c9b elementor-widget elementor-widget-spacer\" data-id=\"9546c9b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06577f2 elementor-widget elementor-widget-heading\" data-id=\"06577f2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How SingFinance Land &amp; Construction Loan Works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90c129d elementor-widget elementor-widget-text-editor\" data-id=\"90c129d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Two features shape how you draw and repay: interest servicing until TOP, and a staged drawdown. Here is how each works in practice.<\/p><table width=\"640\"><tbody><tr><td width=\"227\"><strong>Loan<\/strong><strong> Structure<\/strong><\/td><td width=\"413\"><strong>How It Works<\/strong><\/td><\/tr><tr><td width=\"227\"><strong>Interest Servicing Until TOP<\/strong><\/td><td width=\"413\">During construction you pay interest only on the amount drawn so far. No principal repayments are due until the project receives its Temporary Occupation Permit (TOP). All interest-only options are subject to credit assessment, lending policies, and terms and conditions.<\/td><\/tr><tr><td width=\"227\"><strong>Simplified Drawdown Process<\/strong><\/td><td width=\"413\">Funds are released in stages as construction progresses, rather than in a single lump sum. To release the next tranche, you submit the required progress documentation for verification.<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b97913 elementor-widget elementor-widget-spacer\" data-id=\"1b97913\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd2d4fa elementor-widget elementor-widget-heading\" data-id=\"bd2d4fa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Apply<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3dc8526 elementor-widget elementor-widget-text-editor\" data-id=\"3dc8526\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can apply for a land and construction loan with SingFinance in four simple steps:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1bd2dc elementor-widget elementor-widget-html\" data-id=\"e1bd2dc\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-steps-container {\r\n    display: grid;\r\n    grid-template-columns: repeat(4, 1fr);\r\n    gap: 20px;\r\n    margin: 30px 0;\r\n    font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.sif-step-card {\r\n    background: #ffffff;\r\n    border-radius: 16px;\r\n    padding: 14px;\r\n    box-shadow: 0 2px 10px rgba(21, 29, 79, 0.08);\r\n    transition: all 0.3s ease;\r\n}\r\n\r\n.sif-step-card:hover {\r\n    transform: translateY(-3px);\r\n    box-shadow: 0 8px 20px rgba(21, 29, 79, 0.12);\r\n}\r\n\r\n.sif-step-number {\r\n    width: 30px;\r\n    height: 30px;\r\n    background: #151D4F;\r\n    color: #ffffff;\r\n    border-radius: 50%;\r\n    font-size: 13px;\r\n    font-weight: 700;\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n    margin-bottom: 18px;\r\n}\r\n\r\n.sif-step-title {\r\n    color: #151D4F;\r\n    font-size: 18px;\r\n    font-weight: 700;\r\n    line-height: 1.4;\r\n    margin-bottom: 12px;\r\n}\r\n\r\n.sif-step-desc {\r\n    color: #151D4F;\r\n    font-size: 14px;\r\n    line-height: 1.8;\r\n}\r\n\r\n.sif-step-desc a:hover {\r\n  color: #151D4F;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n    .sif-steps-container {\r\n        grid-template-columns: 1fr;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"sif-steps-container\">\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">1<\/div>\r\n\r\n\r\n\r\n        <div class=\"sif-step-desc\">\r\n            Get in touch by calling <a href=\"tel: 6438 7060\">6438 7060<\/a>, emailing <a href=\"mailto:enquiries@singfinance.com.sg\">enquiries@singfinance.com.sg<\/a>, or completing the <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/contact-us\/\">Contact Us<\/a> form.\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">2<\/div>\r\n\r\n\r\n\r\n        <div class=\"sif-step-desc\">\r\n            We assign you a Relationship Manager who specialises in land and construction financing.\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">3<\/div>\r\n\r\n\r\n        <div class=\"sif-step-desc\">\r\n            Your Relationship Manager reviews the project and your documents, then structures terms around your drawdown needs.\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">4<\/div>\r\n\r\n\r\n        <div class=\"sif-step-desc\">\r\n            On approval, funds are disbursed according to your selected loan structure.\r\n        <\/div>\r\n    <\/div>\r\n    \r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e5446dc e-flex e-con-boxed e-con e-parent\" data-id=\"e5446dc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5beead8 e-con-full e-flex e-con e-child\" data-id=\"5beead8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87a7c4b elementor-widget elementor-widget-heading\" data-id=\"87a7c4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><BR>Why Developers Choose SingFinance for Land &amp; Construction Financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3775e18 elementor-widget elementor-widget-text-editor\" data-id=\"3775e18\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A construction loan in Singapore should be built around how a project draws cash, from land acquisition to TOP, not just the headline rate. The right partner for a development loan understands that.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5171af elementor-widget elementor-widget-html\" data-id=\"d5171af\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-trust-section {\r\n    display: grid;\r\n    grid-template-columns: repeat(4, 1fr);\r\n    gap: 20px;\r\n    background: #151D4F;\r\n    padding: 30px;\r\n    border-radius: 0;\r\n    font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.sif-trust-card {\r\n    background: rgba(255,255,255,0.06);\r\n    border: 1px solid rgba(255,255,255,0.08);\r\n    border-radius: 18px;\r\n    padding: 24px;\r\n    transition: all 0.3s ease;\r\n}\r\n\r\n.sif-trust-card:hover {\r\n    transform: translateY(-3px);\r\n    background: rgba(255,255,255,0.08);\r\n}\r\n\r\n.sif-trust-icon {\r\n    width: 34px;\r\n    height: 34px;\r\n    border-radius: 10px;\r\n    background: rgba(225,188,81,0.15);\r\n    color: #E1BC51;\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n    font-size: 16px;\r\n    margin-bottom: 18px;\r\n}\r\n\r\n.sif-trust-title {\r\n    color: #FFFFFF;\r\n    font-size: 1em;\r\n    font-weight: 700;\r\n    line-height: 1.35;\r\n    margin-bottom: 12px;\r\n}\r\n\r\n.sif-trust-text {\r\n    color: rgba(255,255,255,0.75);\r\n    font-size: 1em;\r\n    line-height: 1.8;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n    .sif-trust-section {\r\n        grid-template-columns: 1fr;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"sif-trust-section\">\r\n\r\n    <div class=\"sif-trust-card\">\r\n\r\n        <div class=\"sif-trust-title\">\r\n            <BR>MAS-licensed finance company\r\n        <\/div>\r\n\r\n        <div class=\"sif-trust-text\">\r\n            SingFinance is licensed and regulated by the Monetary Authority of Singapore (MAS).\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n    <div class=\"sif-trust-card\">\r\n\r\n        <div class=\"sif-trust-title\">\r\n            <BR>Six decades in Singapore\r\n        <\/div>\r\n\r\n        <div class=\"sif-trust-text\">\r\n            Incorporated in 1964 and listed on the Singapore Exchange since 1983, we have been financing developments with construction loans for more than 60 years.\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n    <div class=\"sif-trust-card\">\r\n\r\n        <div class=\"sif-trust-title\">\r\n            <BR>A dedicated land and construction team\r\n        <\/div>\r\n\r\n        <div class=\"sif-trust-text\">\r\n            You work directly with a Relationship Manager who understands the cash flow of property development, from land acquisition to construction drawdown to TOP, and who can structure this loan alongside our other facilities.\r\n        <\/div>\r\n\r\n    <\/div>\r\n    \r\n        <div class=\"sif-trust-card\">\r\n\r\n        <div class=\"sif-trust-title\">\r\n            <BR>Developers of every scale\r\n        <\/div>\r\n\r\n        <div class=\"sif-trust-text\">\r\n            We work with boutique projects through to larger commercial and mixed-use developments, and we consider developers new to the market.\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae34779 e-flex e-con-boxed e-con e-parent\" data-id=\"ae34779\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9bafc31 e-con-full e-flex e-con e-child\" data-id=\"9bafc31\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e18d01 elementor-widget elementor-widget-spacer\" data-id=\"4e18d01\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1368d7 elementor-widget elementor-widget-heading\" data-id=\"b1368d7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Other Loan Products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3e29ca elementor-widget elementor-widget-text-editor\" data-id=\"a3e29ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Financing a development often runs alongside other facilities.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-352b11c elementor-widget elementor-widget-html\" data-id=\"352b11c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-products-grid {\r\n    display: grid;\r\n    grid-template-columns: repeat(4, 1fr);\r\n    gap: 20px;\r\n    font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.sif-product-card {\r\n    background: #ffffff;\r\n    border-radius: 18px;\r\n    overflow: hidden;\r\n    box-shadow: 0 4px 14px rgba(21, 29, 79, 0.08);\r\n    transition: all 0.3s ease;\r\n\r\n    display: flex;\r\n    flex-direction: column;\r\n}\r\n\r\n.sif-product-card:hover {\r\n    transform: translateY(-4px);\r\n    box-shadow: 0 10px 25px rgba(21, 29, 79, 0.12);\r\n}\r\n\r\n.sif-product-image {\r\n    width: 100%;\r\n    height: 140px;\r\n    overflow: hidden;\r\n}\r\n\r\n.sif-product-image img {\r\n    width: 100%;\r\n    height: 100%;\r\n    object-fit: cover;\r\n    display: block;\r\n}\r\n\r\n.sif-product-content {\r\n    padding: 22px;\r\n    display: flex;\r\n    flex-direction: column;\r\n    flex-grow: 1;\r\n}\r\n\r\n.sif-product-link {\r\n    margin-top: auto;\r\n    color: #E1BC51;\r\n    text-decoration: none;\r\n    font-weight: 700;\r\n    font-size: 14px;\r\n}\r\n\r\n.sif-product-title {\r\n    font-size: 24px;\r\n    font-weight: 700;\r\n    color: #151D4F;\r\n    margin-bottom: 12px;\r\n    line-height: 1.3;\r\n}\r\n\r\n.sif-product-desc {\r\n    font-size: 14px;\r\n    color: #5f6785;\r\n    line-height: 1.8;\r\n    margin-bottom: 20px;\r\n}\r\n\r\n.sif-product-link {\r\n    color: #E1BC51;\r\n    text-decoration: none;\r\n    font-weight: 700;\r\n    font-size: 14px;\r\n}\r\n\r\n.sif-product-link:hover {\r\n    color: #151D4F;\r\n}\r\n\r\n.sif-product-link::after {\r\n    content: \" \u2192\";\r\n    margin-left: 4px;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n    .sif-products-grid {\r\n        grid-template-columns: repeat(2, 1fr);\r\n    }\r\n}\r\n\r\n@media (max-width: 768px) {\r\n    .sif-products-grid {\r\n        grid-template-columns: 1fr;\r\n    }\r\n\r\n    .sif-product-title {\r\n        font-size: 20px;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"sif-products-grid\">\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/Commercial-P-Loan_BG.jpg\" alt=\"Savings Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Commercial Property Loan<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/sme-commercial-property-loan\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/CASH-FLOW-MANAGEMENT.jpg\" alt=\"Fixed Deposits\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Accounts Receivables \/ Invoice Factoring<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/accounts-receivables-invoice-factoring\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/unsecured-business-loan-banner-3.jpg\" alt=\"GIRO Saver Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Unsecured Business Loan<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/unsecured-business-loan\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/Enterprise-Financing-Schem-1.jpg\" alt=\"GoVault Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Enterprise Financing Scheme (EFS)<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/enterprise-financing-scheme-efs\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da8ec4a elementor-widget elementor-widget-spacer\" data-id=\"da8ec4a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1230103 elementor-widget elementor-widget-heading\" data-id=\"1230103\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions About <BR>Land &amp; Construction Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c6bc78e e-con-full e-flex e-con e-child\" data-id=\"c6bc78e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91fa529 elementor-widget elementor-widget-button\" data-id=\"91fa529\" data-element_type=\"widget\" id=\"toggle-all-accordion\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#toggle-all-accordion\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Expand All<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5334478 elementor-widget elementor-widget-html\" data-id=\"5334478\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n\r\n    const btnWrapper = document.getElementById(\"toggle-all-accordion\");\r\n    const accordion = document.getElementById(\"gosavers-accordion\");\r\n\r\n    if (!btnWrapper || !accordion) return;\r\n\r\n    const btnLink = btnWrapper.querySelector(\"a.elementor-button\");\r\n    const btnText = btnWrapper.querySelector(\".elementor-button-text\");\r\n\r\n    function setLabel(text) {\r\n        if (btnText) btnText.textContent = text;\r\n    }\r\n\r\n    function isOpen(title) {\r\n        return (\r\n            title.classList.contains(\"pp-accordion-tab-active\") ||\r\n            title.classList.contains(\"pp-active\") ||\r\n            title.classList.contains(\"active\") ||\r\n            title.attr === \"true\" ||\r\n            title.getAttribute(\"aria-expanded\") === \"true\"\r\n        );\r\n    }\r\n\r\n    btnLink.addEventListener(\"click\", function (e) {\r\n\r\n        e.preventDefault();\r\n        e.stopPropagation();\r\n        e.stopImmediatePropagation();\r\n\r\n        const currentText = btnText.textContent.trim();\r\n        const shouldExpand = currentText === \"Expand All\";\r\n\r\n        const titles = accordion.querySelectorAll(\".pp-accordion-tab-title\");\r\n\r\n        titles.forEach(function (title) {\r\n            const open = isOpen(title);\r\n\r\n            if (shouldExpand && !open) {\r\n                title.click();\r\n            }\r\n\r\n            if (!shouldExpand && open) {\r\n                title.click();\r\n            }\r\n        });\r\n\r\n        setLabel(shouldExpand ? \"Collapse All\" : \"Expand All\");\r\n\r\n        return false;\r\n    });\r\n\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-104cdbe list-style elementor-widget elementor-widget-pp-advanced-accordion\" data-id=\"104cdbe\" data-element_type=\"widget\" id=\"gosavers-accordion\" data-settings=\"{&quot;accordion_type&quot;:&quot;toggle&quot;,&quot;toggle_speed&quot;:300}\" data-widget_type=\"pp-advanced-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-advanced-accordion pp-toggle-icon-align-right\" id=\"pp-advanced-accordion-104cdbe\" data-accordion-id=\"104cdbe\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-1701\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"1\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-1701\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ1.What are the maximum financing limits (LTV) for land and construction loans?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-1701\" class=\"pp-accordion-tab-content\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-1701\">\n\t\t\t\t\t\t<p>We finance up to 80% of project costs for a land and construction loan. The exact quantum depends on the project's feasibility and the borrower's track record and credit profile. Financing limits are subject to credit assessment and the applicable terms.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-1702\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"2\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-1702\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ2. Can developers opt for interest-only servicing during construction?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-1702\" class=\"pp-accordion-tab-content\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-1702\">\n\t\t\t\t\t\t<p>Yes. SingFinance offers interest servicing until TOP, so during construction you pay interest only on the amount drawn, with no principal repayments until the project receives its Temporary Occupation Permit. This is available for SME and corporate customers and is subject to credit assessment.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-1703\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"3\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-1703\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ3. How are drawdown and tenure structured around a project's cycle?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-1703\" class=\"pp-accordion-tab-content\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-1703\">\n\t\t\t\t\t\t<p>Funds are released in stages tied to construction progress rather than in a lump sum, and the loan tenure runs up to 36 months. Your Relationship Manager structures the drawdown schedule around your project milestones, so the financing tracks the status of the construction project.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-1704\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"4\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-1704\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ4. What types of development projects are eligible for financing?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-1704\" class=\"pp-accordion-tab-content\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-1704\">\n\t\t\t\t\t\t<p>We finance landed homes, apartments and condominiums, hospitality and hotel developments, and industrial or factory projects. Both residential and commercial construction projects qualify, subject to feasibility and credit assessment.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-1705\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"5\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-1705\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ5. Are these land and construction loans available for boutique or small-scale developers?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-1705\" class=\"pp-accordion-tab-content\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-1705\">\n\t\t\t\t\t\t<p>Yes. Our business construction loan supports developers of all scales, from boutique residential developments to larger commercial schemes. Developers new to development may still be considered, subject to credit assessment assessed mainly on project feasibility, financial strength and credit profile.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-1706\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"6\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-1706\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ6. What documentation is required to apply for a development loan?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-1706\" class=\"pp-accordion-tab-content\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-1706\">\n\t\t\t\t\t\t<p>You will need the OTP for the site if available, details of the development, ACRA and management details of the borrowing company, a completed application form, directors' and guarantors' recent income tax assessments and net worth statements, NRIC copies, and a listing of your past development track record. Your Relationship Manager will advise on any requirements specific to your project.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-1707\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"7\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-1707\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ7. Are there any fees for repaying the loan early?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-1707\" class=\"pp-accordion-tab-content\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-1707\">\n\t\t\t\t\t\t<p>There is no penalty for early repayment where it results from the sale of the development. For other early-repayment scenarios, terms and conditions apply. Speak to your Relationship Manager for details specific to your facility.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7762714 elementor-widget elementor-widget-text-editor\" data-id=\"7762714\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For more questions on SingFinance products, see our <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/faqs\/\">FAQs<\/a> page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8643d80 e-con-full e-flex e-con e-parent\" data-id=\"8643d80\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25479ea elementor-widget elementor-widget-shortcode\" data-id=\"25479ea\" 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data-id=\"8ac149b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b61ac8 inner-header elementor-widget elementor-widget-heading\" data-id=\"4b61ac8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec6d700 elementor-grid-tablet_extra-3 elementor-grid-tablet-3 our-services-section elementor-grid-3 elementor-grid-mobile-1 elementor-widget elementor-widget-pp-info-box-carousel\" data-id=\"ec6d700\" data-element_type=\"widget\" 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34.6667 49.8L42.6667 40L53.3334 42.6667Z\" fill=\"#E1BC51\"><\/path><path d=\"M34.6667 49.8C39.8134 52.0134 45.9787 53.3334 53.3334 53.3334V42.6667L42.6667 40L34.6667 49.8ZM34.6667 49.8C24.4241 45.3947 18.1974 37.4534 14.6667 29.3334M14.6667 29.3334C11.7334 22.592 10.6667 15.728 10.6667 10.6667H21.3334L24.0001 21.3334L14.6667 29.3334Z\" stroke=\"#E1BC51\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box-content\">\n\t\t\t\t\t\t\t\t<div class=\"pp-info-box-title-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box-title-container\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"pp-info-box-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t6438 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16.5095L36.72 26.3675L47.25 37.1265C47.574 37.4975 47.79 38.0805 47.412 38.478C47.061 38.902 46.251 38.8755 45.9 38.6105L34.101 28.726L28.323 33.8935L22.572 28.726L10.773 38.6105C10.422 38.8755 9.61205 38.902 9.26105 38.478C8.88305 38.0805 9.09905 37.4975 9.42305 37.1265L19.953 26.3675L8.99105 16.5095C8.50505 16.059 8.01905 15.158 8.91005 14.2835C9.80105 13.409 10.719 13.833 11.475 14.469L28.323 27.825L45.198 14.469C45.954 13.833 46.8721 13.409 47.7631 14.2835Z\" fill=\"#E1BC51\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box-content\">\n\t\t\t\t\t\t\t\t<div class=\"pp-info-box-title-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box-title-container\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"pp-info-box-title\">\n\t\t\t\t\t\t\t\t\t\t\t\tEmail 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26.5417 13.7063 34.9644 18.3932 39.087C19.2482 39.8501 20.354 40.2718 21.5 40.2718C22.646 40.2718 23.7518 39.8501 24.6068 39.087ZM16.125 18.8125C16.125 17.387 16.6913 16.0198 17.6993 15.0118C18.7073 14.0038 20.0745 13.4375 21.5 13.4375C22.9255 13.4375 24.2927 14.0038 25.3007 15.0118C26.3087 16.0198 26.875 17.387 26.875 18.8125C26.875 20.238 26.3087 21.6052 25.3007 22.6132C24.2927 23.6212 22.9255 24.1875 21.5 24.1875C20.0745 24.1875 18.7073 23.6212 17.6993 22.6132C16.6913 21.6052 16.125 20.238 16.125 18.8125Z\" fill=\"#E1BC51\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box-content\">\n\t\t\t\t\t\t\t\t<div class=\"pp-info-box-title-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box-title-container\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"pp-info-box-title\">\n\t\t\t\t\t\t\t\t\t\t\t\tBranch Locations\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Secure financing for land purchase and building works in Singapore. SingFinance offers construction loan financing up to 80% with flexible terms.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-1776","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Land &amp; Construction Loan - Sing Investments &amp; Finance Limited<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/land-construction-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Land &amp; Construction Loan - Sing Investments &amp; Finance Limited\" \/>\n<meta property=\"og:description\" content=\"Secure financing for land purchase and building works in Singapore. SingFinance offers construction loan financing up to 80% with flexible terms.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/land-construction-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"Sing Investments &amp; Finance Limited\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-27T03:42:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/Commercial-P-Loan_BG.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/land-construction-loan\/\",\"url\":\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/land-construction-loan\/\",\"name\":\"Land & Construction Loan - Sing Investments &amp; 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