{"id":19741,"date":"2024-02-15T09:58:11","date_gmt":"2024-02-15T09:58:11","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/?page_id=19741"},"modified":"2026-09-22T15:35:29","modified_gmt":"2026-09-22T07:35:29","slug":"sme-commercial-property-loan","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/sme-commercial-property-loan\/","title":{"rendered":"SME Commercial Property Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"19741\" class=\"elementor elementor-19741\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88a9628 sif-slider-item  breadcrumb-section e-flex e-con-boxed e-con e-child\" data-id=\"88a9628\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-533dc97 slider-content-box e-flex e-con-boxed e-con e-child\" data-id=\"533dc97\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-60eddd7 e-con-full e-flex e-con e-child\" data-id=\"60eddd7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e87a17 elementor-widget elementor-widget-heading\" data-id=\"8e87a17\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">SME \/ CORPORATE FINANCING<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2578e5 pp-dual-heading-block elementor-widget elementor-widget-pp-dual-heading\" data-id=\"c2578e5\" data-element_type=\"widget\" data-widget_type=\"pp-dual-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h1 class=\"pp-dual-heading\">\n\t\t\t\t\t\t\t\t\t<span class=\"pp-second-text\">\n\t\t\t\t\t\tCommercial Property Loan\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e4ccfe elementor-widget elementor-widget-text-editor\" data-id=\"7e4ccfe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Own the commercial property your business operates from, with loan financing structured around how your company actually runs. SingFinance is a MAS-licensed finance company that has backed Singapore businesses since 1964.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45f1dfb e-flex e-con-boxed e-con e-parent\" data-id=\"45f1dfb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-14f7e90 e-con-full e-flex e-con e-child\" data-id=\"14f7e90\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dc525e elementor-widget elementor-widget-heading\" data-id=\"4dc525e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a Commercial Property Loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc84490 elementor-widget elementor-widget-text-editor\" data-id=\"bc84490\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A commercial property loan finances the purchase of property your business uses or invests in, from office units and retail shops to factories and warehouses. It suits SMEs moving from renting to owning their premises, as well as business owners adding commercial real estate to their portfolio. At SingFinance, financing can cover up to 80% of the purchase price or property valuation, and the loan can often work alongside other facilities such as working capital or equipment financing when your wider borrowing position supports it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a70e47 elementor-widget elementor-widget-spacer\" data-id=\"6a70e47\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-394c9e5 elementor-widget elementor-widget-heading\" data-id=\"394c9e5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fuel Your Growth With a Tailored Commercial Property Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-107756e elementor-widget elementor-widget-text-editor\" data-id=\"107756e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The SingFinance Commercial Property Loan gives both business owner-occupiers and property investors a flexible way to finance commercial space in Singapore.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e6222b elementor-widget elementor-widget-spacer\" data-id=\"6e6222b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d291d7d elementor-widget elementor-widget-heading\" data-id=\"d291d7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our Features<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48edd89 elementor-widget elementor-widget-html\" data-id=\"48edd89\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.gosavers-cards {\r\n  display: grid;\r\n  grid-template-columns: repeat(4, 1fr);\r\n  gap: 16px;\r\n  background: #f5f6fb;\r\n  padding: 14px;\r\n  font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.gosavers-card {\r\n  background: #ffffff;\r\n  border-radius: 12px;\r\n  padding: 28px 18px;\r\n  min-height: 270px;\r\n  box-shadow: 0 4px 14px rgba(21, 29, 79, 0.08);\r\n}\r\n\r\n\/* Fixed heading area *\/\r\n.gosavers-card h3 {\r\n  color: #151d4f;\r\n  font-size: 1.1em;\r\n  font-weight: 700;\r\n  line-height: 1.2;\r\n  font-family: 'Roboto', sans-serif;\r\n\r\n  margin: 16px 0 14px;\r\n  height: 66px;\r\n}\r\n\r\n\/* Tick + paragraph *\/\r\n.gosavers-item {\r\n  display: grid;\r\n  grid-template-columns: 13px minmax(0, 1fr);\r\n  column-gap: 8px;\r\n  align-items: start;\r\n}\r\n\r\n.gosavers-check {\r\n  width: 13px;\r\n  height: 13px;\r\n  border-radius: 50%;\r\n  background: #e1bc51;\r\n  color: #151d4f;\r\n  font-size: 9px;\r\n  font-weight: bold;\r\n\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n\r\n  margin-top: 4px;\r\n}\r\n\r\n.gosavers-item p {\r\n  color: #4f5875;\r\n  font-size: 0.9em;\r\n  line-height: 1.55;\r\n  margin: 0;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n  .gosavers-cards {\r\n    grid-template-columns: repeat(2, 1fr);\r\n  }\r\n\r\n  .gosavers-card h3 {\r\n    height: auto;\r\n    min-height: 44px;\r\n  }\r\n}\r\n\r\n@media (max-width: 768px) {\r\n  .gosavers-cards {\r\n    grid-template-columns: 1fr;\r\n  }\r\n\r\n  .gosavers-card {\r\n    min-height: auto;\r\n  }\r\n\r\n  .gosavers-card h3 {\r\n    height: auto;\r\n    min-height: auto;\r\n    margin-top: 0;\r\n  }\r\n}\r\n<\/style>\r\n\r\n\r\n<div class=\"gosavers-cards\">\r\n\r\n  <div class=\"gosavers-card\">\r\n\r\n\r\n    <div class=\"gosavers-item\">\r\n      <span class=\"gosavers-check\">\u2713<\/span>\r\n      <p>\r\n        Financing up to 80% of purchase price or property valuation (whichever is lower).\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <div class=\"gosavers-card\">\r\n\r\n    <div class=\"gosavers-item\">\r\n      <span class=\"gosavers-check\">\u2713<\/span>\r\n      <p>\r\n        Loan tenure of up to 25 years with flexible repayment terms.\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <div class=\"gosavers-card\">\r\n\r\n    <div class=\"gosavers-item\">\r\n      <span class=\"gosavers-check\">\u2713<\/span>\r\n      <p>\r\n        Term loan, revolving or non-revolving financing structure depending on your needs (for SME\/Corporate borrowers only).\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <div class=\"gosavers-card\">\r\n\r\n    <div class=\"gosavers-item\">\r\n      <span class=\"gosavers-check\">\u2713<\/span>\r\n      <p>\r\n        Competitive and attractive pricing that works best for your business.\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n  \r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0649fe2 elementor-widget elementor-widget-spacer\" data-id=\"0649fe2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70c3fd0 elementor-widget elementor-widget-heading\" data-id=\"70c3fd0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Property Types we Finance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c39f2e elementor-widget elementor-widget-text-editor\" data-id=\"7c39f2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SingFinance provides commercial real estate financing across the main categories of commercial and industrial property in Singapore. A business real estate loan from SingFinance can fund a single unit or an addition to a property portfolio.<\/p><ul><li><strong>Office Units:<\/strong> Strata-titled offices in commercial and mixed-use buildings, suitable for companies buying their operational headquarters or holding the unit as an investment.<\/li><li><strong>Retail Shops and Shophouses:<\/strong> Units in retail developments and conservation shophouses, suited to owner-occupiers running a storefront and to investors holding tenanted space.<\/li><li><strong>Factories and Industrial Units:<\/strong> Light industrial, manufacturing and warehouse space. A factory loan or broader factory financing helps SMEs buy the premises they produce and store stock in, rather than renting indefinitely.<\/li><li><strong>Working Capital: <\/strong>Besides purchasing property, SingFinance can release funds against your commercial property for working capital, giving your business cash to support day-to-day operations or fund its next stage of growth.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f74c93 elementor-widget elementor-widget-spacer\" data-id=\"8f74c93\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89a4f57 elementor-widget elementor-widget-heading\" data-id=\"89a4f57\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan Types and Repayment Structure<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61e5e8e elementor-widget elementor-widget-text-editor\" data-id=\"61e5e8e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SingFinance offers multiple types of commercial mortgage loans so you can pick the best one that suits your business and cash flow needs.<\/p><table width=\"624\"><tbody><tr style=\"background: #151D4F !important; color: #ffffff !important;\"><td width=\"104\"><strong>Loan<\/strong><strong> Type<\/strong><\/td><td width=\"213\"><strong>How It Works<\/strong><\/td><td width=\"307\"><strong>Best Suited For<\/strong><\/td><\/tr><tr><td width=\"104\"><strong>Term loan<\/strong><\/td><td width=\"213\">Approved amount disbursed upfront, repaid in regular installments over the agreed tenure.<\/td><td width=\"307\">Businesses with steady revenue that want a predictable repayment schedule.<\/td><\/tr><tr><td width=\"104\"><strong>Revolving credit facility<\/strong><\/td><td width=\"213\">Draw down, repay and redraw up to your approved limit.<\/td><td width=\"307\">Businesses using property equity as an ongoing working-capital resource, drawing when cash flow requires and repaying when receivables come in.<\/td><\/tr><tr><td width=\"104\"><strong>Non-revolving facility<\/strong><\/td><td width=\"213\">Disbursed once, and once repaid the facility closes.<\/td><td width=\"307\">A defined, one-time funding need without an ongoing line.<\/td><\/tr><\/tbody><\/table><p><em>\u00a0<\/em>Besides the loan type, we also offer different ways to repay your business real estate loan.<\/p><table width=\"624\"><tbody><tr style=\"background: #151D4F !important; color: #ffffff !important;\"><td width=\"208\"><strong>Repayment Structure<\/strong><\/td><td width=\"208\"><strong>How It Works<\/strong><\/td><td width=\"208\"><strong>Best Suited For<\/strong><\/td><\/tr><tr><td width=\"208\"><strong>Installment payment<\/strong><\/td><td width=\"208\">Covers both the principal and the interest, so repayments are higher because they include the principal portion.<\/td><td width=\"208\">Suited to businesses with stable cash flow that want to build equity in their property and reduce debt over time.<\/td><\/tr><tr><td width=\"208\"><strong>Interest-only period<\/strong><\/td><td width=\"208\">Covers only the interest charged on the loan, so the principal stays unchanged during the period.<\/td><td width=\"208\">Suited to businesses seeking greater short-term cash flow flexibility, such as those investing in growth or managing early-stage expenses.<\/td><\/tr><\/tbody><\/table><p>To help you choose how your business mortgage loan is structured, a relationship manager will be assigned to understand your business and talk you through your options before you commit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1df5b01 elementor-widget elementor-widget-spacer\" data-id=\"1df5b01\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f194 elementor-widget elementor-widget-heading\" data-id=\"2f0f194\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan Rate Packages<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1a110b elementor-widget elementor-widget-text-editor\" data-id=\"e1a110b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enjoy an attractive floating rate package on your commercial property loan with us.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a0772e elementor-widget elementor-widget-spacer\" data-id=\"6a0772e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-398a691 elementor-widget elementor-widget-heading\" data-id=\"398a691\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f341e2 elementor-widget elementor-widget-text-editor\" data-id=\"5f341e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In order to be eligible for a SingFinance commercial property loan, you must be able to produce the following documents:<\/p><ul><li>Past 2 years audited accounts\/latest management accounts.<\/li><li>Past 6 months bank statements.<\/li><li>Option to Purchase \/ Sales and Purchase Agreement.<\/li><li>Certified true copies of NRIC of director(s) and guarantor(s).<\/li><li>Income assessment of director(s) and guarantor(s).<\/li><li>Tenancy Agreement (where applicable).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81572f8 elementor-widget elementor-widget-spacer\" data-id=\"81572f8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-298a21c elementor-widget elementor-widget-heading\" data-id=\"298a21c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Already Have an Existing Loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70fc1c3 elementor-widget elementor-widget-text-editor\" data-id=\"70fc1c3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you are already financing a commercial property elsewhere, refinancing to SingFinance can free up cash or improve your terms. Explore the options available to you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e8056c elementor-widget elementor-widget-spacer\" data-id=\"7e8056c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-955a8c3 elementor-widget elementor-widget-heading\" data-id=\"955a8c3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Refinance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a77a16 elementor-widget elementor-widget-text-editor\" data-id=\"8a77a16\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you hold a commercial property loan with another lender, you may choose to refinance it with SingFinance. Common reasons to consider refinancing include:<\/p><ul><li>Improving your monthly payments and securing more favourable loan terms.<\/li><li>Using your property&#8217;s equity to bundle financing solutions that grow your business.<\/li><li>Evaluating your current terms against refinanced options to uncover real savings.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dad5d8d elementor-widget elementor-widget-spacer\" data-id=\"dad5d8d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49ecfcd elementor-widget elementor-widget-heading\" data-id=\"49ecfcd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reprice<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e51ae39 elementor-widget elementor-widget-text-editor\" data-id=\"e51ae39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If your existing SingFinance commercial property loan is nearing the end of its lock-in period, you may reprice to a new SingFinance package and enjoy these benefits:<\/p><ul><li>Bigger monthly savings on your installments.<\/li><li>Reprice without dealing with additional paperwork or legal fees.<\/li><li>Explore options to bundle your commercial mortgage loan with other facilities that align with your business needs.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19525ac elementor-widget elementor-widget-spacer\" data-id=\"19525ac\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-926dfb4 elementor-widget elementor-widget-heading\" data-id=\"926dfb4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Apply<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da1dcf5 elementor-widget elementor-widget-text-editor\" data-id=\"da1dcf5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To apply for a commercial property loan in Singapore, reach us on our customer service hotline at <a href=\"tel:%206438%207060\">6438 7060<\/a>, by email at <a href=\"mailto:enquiries@singfinance.com.sg\">enquiries@singfinance.com.sg<\/a>, or via the form on our <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/contact-us\/\" data-wplink-edit=\"true\">Contact Us<\/a> page. Please prepare the following documents for a smooth application:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d80f0 elementor-widget elementor-widget-html\" data-id=\"18d80f0\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-steps-container {\r\n    display: grid;\r\n    grid-template-columns: repeat(4, 1fr);\r\n    gap: 20px;\r\n    margin: 30px 0;\r\n    font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.sif-step-card {\r\n    background: #ffffff;\r\n    border-radius: 16px;\r\n    padding: 14px;\r\n    box-shadow: 0 2px 10px rgba(21, 29, 79, 0.08);\r\n    transition: all 0.3s ease;\r\n}\r\n\r\n.sif-step-card:hover {\r\n    transform: translateY(-3px);\r\n    box-shadow: 0 8px 20px rgba(21, 29, 79, 0.12);\r\n}\r\n\r\n.sif-step-number {\r\n    width: 30px;\r\n    height: 30px;\r\n    background: #151D4F;\r\n    color: #ffffff;\r\n    border-radius: 50%;\r\n    font-size: 13px;\r\n    font-weight: 700;\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n    margin-bottom: 18px;\r\n}\r\n\r\n.sif-step-title {\r\n    color: #151D4F;\r\n    font-size: 18px;\r\n    font-weight: 700;\r\n    line-height: 1.4;\r\n    margin-bottom: 12px;\r\n}\r\n\r\n.sif-step-desc {\r\n    color: #151D4F;\r\n    font-size: 14px;\r\n    line-height: 1.8;\r\n}\r\n\r\n.sif-step-desc a:hover {\r\n  color: #151D4F;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n    .sif-steps-container {\r\n        grid-template-columns: 1fr;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"sif-steps-container\">\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">1<\/div>\r\n\r\n        <div class=\"sif-step-desc\">\r\n  Past 2 years audited accounts\/latest management accounts.\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">2<\/div>\r\n\r\n        <div class=\"sif-step-desc\">\r\nPast 6 months bank statements.\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">3<\/div>\r\n        \r\n        <div class=\"sif-step-desc\">\r\n            Latest loan statement of existing loan (if applicable).\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">4<\/div>\r\n\r\n        <div class=\"sif-step-desc\">\r\n            Option to Purchase \/ Sales and Purchase Agreement.\r\n        <\/div>\r\n    <\/div>\r\n    \r\n        <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">5<\/div>\r\n\r\n        <div class=\"sif-step-desc\">\r\n            Certified true copies of NRIC of director(s) and guarantor(s).\r\n        <\/div>\r\n    <\/div>\r\n    \r\n            <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">6<\/div>\r\n\r\n        <div class=\"sif-step-desc\">\r\n            Income assessment of director(s) and guarantor(s).\r\n        <\/div>\r\n    <\/div>\r\n    \r\n            <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-number\">7<\/div>\r\n\r\n        <div class=\"sif-step-desc\">\r\n            Tenancy Agreement (where applicable).\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0f187a elementor-widget elementor-widget-text-editor\" data-id=\"d0f187a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Once we have your documents, a relationship manager reviews your case and proposes an appropriate structure and indicative terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4b0fb3 e-flex e-con-boxed e-con e-parent\" data-id=\"c4b0fb3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e208556 e-con-full e-flex e-con e-child\" data-id=\"e208556\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41dafe6 elementor-widget elementor-widget-heading\" data-id=\"41dafe6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Choose SingFinance Commercial Property Financing?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-126acad elementor-widget elementor-widget-text-editor\" data-id=\"126acad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Looking for a commercial real estate loan or financing solution in Singapore? Whether you are purchasing a new factory, retail space, warehouse or anything else, here are the reasons to go with SingFinance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8275650 elementor-widget elementor-widget-html\" data-id=\"8275650\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-trust-section {\r\n    display: grid;\r\n    grid-template-columns: repeat(3, 1fr);\r\n    gap: 20px;\r\n    background: #151D4F;\r\n    padding: 30px;\r\n    border-radius: 0;\r\n    font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.sif-trust-card {\r\n    background: rgba(255,255,255,0.06);\r\n    border: 1px solid rgba(255,255,255,0.08);\r\n    border-radius: 18px;\r\n    padding: 24px;\r\n    transition: all 0.3s ease;\r\n}\r\n\r\n.sif-trust-card:hover {\r\n    transform: translateY(-3px);\r\n    background: rgba(255,255,255,0.08);\r\n}\r\n\r\n.sif-trust-icon {\r\n    width: 34px;\r\n    height: 34px;\r\n    border-radius: 10px;\r\n    background: rgba(225,188,81,0.15);\r\n    color: #E1BC51;\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n    font-size: 16px;\r\n    margin-bottom: 18px;\r\n}\r\n\r\n.sif-trust-title {\r\n    color: #FFFFFF;\r\n    font-size: 1em;\r\n    font-weight: 700;\r\n    line-height: 1.35;\r\n    margin-bottom: 12px;\r\n}\r\n\r\n.sif-trust-text {\r\n    color: rgba(255,255,255,0.75);\r\n    font-size: 1em;\r\n    line-height: 1.8;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n    .sif-trust-section {\r\n        grid-template-columns: 1fr;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"sif-trust-section\">\r\n\r\n    <div class=\"sif-trust-card\">\r\n\r\n        <div class=\"sif-trust-text\">\r\n            SingFinance is a licensed finance company regulated by the Monetary Authority of Singapore (MAS).\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n    <div class=\"sif-trust-card\">\r\n\r\n        <div class=\"sif-trust-text\">\r\n            Incorporated in Singapore in 1964 and listed on the SGX Mainboard since 1983, we bring six decades of local financing to every loan.\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n    <div class=\"sif-trust-card\">\r\n\r\n        <div class=\"sif-trust-text\">\r\n            Personalised relationship manager for every client. Unlike large commercial banks, where you are usually served through general channels, you deal directly with a specialist who understands the local commercial property market and is well-versed in our full range of facilities, and who can bundle the right combination of products around your business rather than fit your needs to a single product.\r\n        <\/div>\r\n\r\n    <\/div>\r\n    \r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e459f1f e-flex e-con-boxed e-con e-parent\" data-id=\"e459f1f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-547f89e e-con-full e-flex e-con e-child\" data-id=\"547f89e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d2b3cb elementor-widget elementor-widget-spacer\" data-id=\"9d2b3cb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d1eb30 elementor-widget elementor-widget-heading\" data-id=\"7d1eb30\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Other Loan Products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44375b3 elementor-widget elementor-widget-html\" data-id=\"44375b3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-products-grid {\r\n    display: grid;\r\n    grid-template-columns: repeat(3, 1fr);\r\n    gap: 20px;\r\n    font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.sif-product-card {\r\n    background: #ffffff;\r\n    border-radius: 18px;\r\n    overflow: hidden;\r\n    box-shadow: 0 4px 14px rgba(21, 29, 79, 0.08);\r\n    transition: all 0.3s ease;\r\n\r\n    display: flex;\r\n    flex-direction: column;\r\n}\r\n\r\n.sif-product-card:hover {\r\n    transform: translateY(-4px);\r\n    box-shadow: 0 10px 25px rgba(21, 29, 79, 0.12);\r\n}\r\n\r\n.sif-product-image {\r\n    width: 100%;\r\n    height: 140px;\r\n    overflow: hidden;\r\n}\r\n\r\n.sif-product-image img {\r\n    width: 100%;\r\n    height: 100%;\r\n    object-fit: cover;\r\n    display: block;\r\n}\r\n\r\n.sif-product-content {\r\n    padding: 22px;\r\n    display: flex;\r\n    flex-direction: column;\r\n    flex-grow: 1;\r\n}\r\n\r\n.sif-product-link {\r\n    margin-top: auto;\r\n    color: #E1BC51;\r\n    text-decoration: none;\r\n    font-weight: 700;\r\n    font-size: 14px;\r\n}\r\n\r\n.sif-product-title {\r\n    font-size: 24px;\r\n    font-weight: 700;\r\n    color: #151D4F;\r\n    margin-bottom: 12px;\r\n    line-height: 1.3;\r\n}\r\n\r\n.sif-product-desc {\r\n    font-size: 14px;\r\n    color: #5f6785;\r\n    line-height: 1.8;\r\n    margin-bottom: 20px;\r\n}\r\n\r\n.sif-product-link {\r\n    color: #E1BC51;\r\n    text-decoration: none;\r\n    font-weight: 700;\r\n    font-size: 14px;\r\n}\r\n\r\n.sif-product-link:hover {\r\n    color: #151D4F;\r\n}\r\n\r\n.sif-product-link::after {\r\n    content: \" \u2192\";\r\n    margin-left: 4px;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n    .sif-products-grid {\r\n        grid-template-columns: repeat(2, 1fr);\r\n    }\r\n}\r\n\r\n@media (max-width: 768px) {\r\n    .sif-products-grid {\r\n        grid-template-columns: 1fr;\r\n    }\r\n\r\n    .sif-product-title {\r\n        font-size: 20px;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"sif-products-grid\">\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/land-constructions1.jpg\" alt=\"Savings Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Land & Construction Loan<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/land-construction-loan\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/machinery2.jpg\" alt=\"Savings Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Equipment & Machinery Loan<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/equipment-machinery-loan\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/unsecured-business-loan-banner-3.jpg\" alt=\"Savings Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Unsecured Business Loan<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/unsecured-business-loan\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/03\/dicount-finance.jpg\" alt=\"GIRO Saver Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Block Discounting Financing<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/block-discounting-financing\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/CASH-FLOW-MANAGEMENT.jpg\" alt=\"Fixed Deposits\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Accounts Receivables \/ Invoice Factoring<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/accounts-receivables-invoice-factoring\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/03\/shipping-industry.jpg\" alt=\"GoVault Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Shipping Loan<\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/shipping-loan\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca2e79d elementor-widget elementor-widget-spacer\" data-id=\"ca2e79d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22bc8b1 elementor-widget elementor-widget-heading\" data-id=\"22bc8b1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions About <BR>Commercial Property Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4aedda7 e-con-full e-flex e-con e-child\" data-id=\"4aedda7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6a3d5c elementor-widget elementor-widget-button\" data-id=\"b6a3d5c\" data-element_type=\"widget\" id=\"toggle-all-accordion\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#toggle-all-accordion\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Expand All<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a980cfa elementor-widget elementor-widget-html\" data-id=\"a980cfa\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n\r\n    const btnWrapper = document.getElementById(\"toggle-all-accordion\");\r\n    const accordion = document.getElementById(\"gosavers-accordion\");\r\n\r\n    if (!btnWrapper || !accordion) return;\r\n\r\n    const btnLink = btnWrapper.querySelector(\"a.elementor-button\");\r\n    const btnText = btnWrapper.querySelector(\".elementor-button-text\");\r\n\r\n    function setLabel(text) {\r\n        if (btnText) btnText.textContent = text;\r\n    }\r\n\r\n    function isOpen(title) {\r\n        return (\r\n            title.classList.contains(\"pp-accordion-tab-active\") ||\r\n            title.classList.contains(\"pp-active\") ||\r\n            title.classList.contains(\"active\") ||\r\n            title.attr === \"true\" ||\r\n            title.getAttribute(\"aria-expanded\") === \"true\"\r\n        );\r\n    }\r\n\r\n    btnLink.addEventListener(\"click\", function (e) {\r\n\r\n        e.preventDefault();\r\n        e.stopPropagation();\r\n        e.stopImmediatePropagation();\r\n\r\n        const currentText = btnText.textContent.trim();\r\n        const shouldExpand = currentText === \"Expand All\";\r\n\r\n        const titles = accordion.querySelectorAll(\".pp-accordion-tab-title\");\r\n\r\n        titles.forEach(function (title) {\r\n            const open = isOpen(title);\r\n\r\n            if (shouldExpand && !open) {\r\n                title.click();\r\n            }\r\n\r\n            if (!shouldExpand && open) {\r\n                title.click();\r\n            }\r\n        });\r\n\r\n        setLabel(shouldExpand ? \"Collapse All\" : \"Expand All\");\r\n\r\n        return false;\r\n    });\r\n\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce0aa67 list-style elementor-widget elementor-widget-pp-advanced-accordion\" data-id=\"ce0aa67\" data-element_type=\"widget\" id=\"gosavers-accordion\" data-settings=\"{&quot;accordion_type&quot;:&quot;toggle&quot;,&quot;toggle_speed&quot;:300}\" data-widget_type=\"pp-advanced-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-advanced-accordion pp-toggle-icon-align-right\" id=\"pp-advanced-accordion-ce0aa67\" data-accordion-id=\"ce0aa67\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2161\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"1\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2161\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ1. Should I apply if I have not yet chosen a property to buy?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2161\" class=\"pp-accordion-tab-content\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2161\">\n\t\t\t\t\t\t<p>Yes. You can approach SingFinance for in-principle approval before you commit to a specific unit, which tells you how much you can borrow and strengthens your hand when you negotiate. Once you have an Option to Purchase, we finalise the loan against the actual property.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2162\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"2\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2162\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ2. What commercial mortgage options are available in Singapore for SMEs buying office or factory space?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2162\" class=\"pp-accordion-tab-content\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2162\">\n\t\t\t\t\t\t<p>SingFinance finances office units, retail shops, and factory or industrial space with a commercial mortgage loan of up to 80% of the purchase price or valuation, over tenures of up to 25 years. The same commercial real estate mortgage can be structured as a term loan or a revolving facility (SME &amp; corporate borrowers only).<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2163\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"3\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2163\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ3. What commercial property financing options are specifically designed to help SMEs transition from renting to owning?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2163\" class=\"pp-accordion-tab-content\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2163\">\n\t\t\t\t\t\t<p>A commercial property loan in Singapore lets an SME buy the premises it currently rents, replacing rent with installments that build ownership over time. With financing up to 80% and tenures up to 25 years, the monthly outlay can stay close to what many businesses already pay in rent.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2164\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"4\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2164\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ4. Are there any other fees I should be aware of?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2164\" class=\"pp-accordion-tab-content\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2164\">\n\t\t\t\t\t\t<p>Beyond the loan itself, budget for valuation and legal costs, and any processing or facility fee that applies to your case. SingFinance sets out every applicable fee before you sign, so there are no surprises later.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2165\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"5\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2165\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ5. What flexible repayment structures are available, such as revolving credits, term loans, or interest-only payment options?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2165\" class=\"pp-accordion-tab-content\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2165\">\n\t\t\t\t\t\t<p>When you take up a business mortgage loan with SingFinance, you have the option to structure your financing as a term loan repaid in fixed installments, or a revolving credit facility you draw on and repay as cash flow allows. Non-revolving and interest-only repayment arrangements are also available depending on the facility, so repayment can follow your business cycle.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2166\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"6\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2166\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ6. Are there any fees for repaying my loan early?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2166\" class=\"pp-accordion-tab-content\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2166\">\n\t\t\t\t\t\t<p>An early repayment or prepayment fee may apply if you settle the loan before the end of an agreed period. The exact terms are stated in your letter of offer, so you can weigh the cost of repaying early against the interest you would save.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2167\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"7\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2167\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ7. What are the interest rates for the overdraft?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2167\" class=\"pp-accordion-tab-content\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2167\">\n\t\t\t\t\t\t<p>Speak to a relationship manager for the current rate and terms that apply to your facility.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2168\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"8\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2168\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ8. Can I use my commercial property to access additional working capital financing?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2168\" class=\"pp-accordion-tab-content\" data-tab=\"8\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2168\">\n\t\t\t\t\t\t<p>Yes. If you own commercial property with built-up equity, an equity loan lets you borrow against that value for working capital or a further purchase, subject to valuation and assessment.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b36b292 elementor-widget elementor-widget-text-editor\" data-id=\"b36b292\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For more questions on SingFinance products, see our <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/faqs\/\">FAQs<\/a> page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ad6405e e-con-full e-flex e-con e-parent\" data-id=\"ad6405e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9c04e50 elementor-widget elementor-widget-shortcode\" data-id=\"9c04e50\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"19081\" class=\"elementor elementor-19081\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd9e2e1 e-flex e-con-boxed e-con e-parent\" data-id=\"dd9e2e1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-13e2010 e-flex e-con-boxed e-con e-child\" data-id=\"13e2010\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ac149b e-flex e-con-boxed e-con e-child\" data-id=\"8ac149b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b61ac8 inner-header elementor-widget elementor-widget-heading\" data-id=\"4b61ac8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec6d700 elementor-grid-tablet_extra-3 elementor-grid-tablet-3 our-services-section elementor-grid-3 elementor-grid-mobile-1 elementor-widget elementor-widget-pp-info-box-carousel\" data-id=\"ec6d700\" data-element_type=\"widget\" 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