{"id":2198,"date":"2024-01-16T15:19:06","date_gmt":"2024-01-16T15:19:06","guid":{"rendered":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/?page_id=2198"},"modified":"2026-10-16T10:12:41","modified_gmt":"2026-10-16T02:12:41","slug":"fixed-deposits","status":"publish","type":"page","link":"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/fixed-deposits\/","title":{"rendered":"Fixed Deposits"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2198\" class=\"elementor elementor-2198\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-414456e sif-slider-item  breadcrumb-section e-flex e-con-boxed e-con e-child\" data-id=\"414456e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c6a50bb slider-content-box e-flex e-con-boxed e-con e-child\" data-id=\"c6a50bb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-53dc67a e-con-full e-flex e-con e-child\" data-id=\"53dc67a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1b96e8 elementor-widget elementor-widget-heading\" data-id=\"d1b96e8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Deposits<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c155d3 pp-dual-heading-block elementor-widget elementor-widget-pp-dual-heading\" data-id=\"1c155d3\" data-element_type=\"widget\" data-widget_type=\"pp-dual-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2 class=\"pp-dual-heading\">\n\t\t\t\t\t\t\t\t\t<span class=\"pp-first-text\">\n\t\t\t\t\t\tSingapore Dollar Fixed Deposit\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5181ff0 elementor-widget elementor-widget-text-editor\" data-id=\"5181ff0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Singapore Dollar Fixed Deposit from SingFinance lets you grow surplus funds with placements starting from just S$500.<br \/>Earn high-interest on your fixed deposit in Singapore with competitive rates, no salary crediting, card spend, or bundled product conditions.<br \/>Prefer a digital-only pathway? Explore our <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/fixed-deposit-fd-online\/\">Fixed Deposit Online<\/a> product.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e0162fe e-flex e-con-boxed e-con e-parent\" data-id=\"e0162fe\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e337970 e-con-full e-flex e-con e-child\" data-id=\"e337970\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5061fce elementor-widget elementor-widget-heading\" data-id=\"5061fce\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Singapore Fixed Deposits Made Simple<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34feaf5 elementor-widget elementor-widget-text-editor\" data-id=\"34feaf5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SingFinance offers competitive fixed deposit interest rates in Singapore without complicated conditions or bundled requirements.<\/p><p>Choose flexible placement tenors from 1 month to 60 months for your time deposit, with additional interest for senior citizen (above the prevailing board rate) available on qualifying long-term placements.<\/p><p>All Singapore dollar fixed deposit accounts with SingFinance are insured by the Singapore Deposit Insurance Corporation (SDIC).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4903d1e elementor-widget elementor-widget-spacer\" data-id=\"4903d1e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a4d7a3 elementor-widget elementor-widget-heading\" data-id=\"2a4d7a3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Grow Your Wealth with SingFinance Fixed Deposit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-592912e elementor-widget elementor-widget-text-editor\" data-id=\"592912e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The SingFinance Singapore Dollar Fixed Deposit account offers attractive interest rates on your placements. Park your excess funds with us and watch them grow. It\u2019s easier with us.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7a9937 elementor-widget elementor-widget-spacer\" data-id=\"e7a9937\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-decc2ca elementor-widget elementor-widget-heading\" data-id=\"decc2ca\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our Features<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0921154 elementor-widget elementor-widget-text-editor\" data-id=\"0921154\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our fixed deposit account is built around accessibility and flexibility, with a low entry threshold and none of the complicated conditions that often come tied to bank products.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cae3a3 elementor-widget elementor-widget-html\" data-id=\"1cae3a3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.current-cards {\r\n  display: grid;\r\n  grid-template-columns: repeat(2, 1fr);\r\n  gap: 22px;\r\n  background: #f5f6fb;\r\n  padding: 14px;\r\n  font-family: \"Roboto\", Arial, sans-serif;\r\n}\r\n\r\n.current-card {\r\n  background: #ffffff;\r\n  border-radius: 14px;\r\n  padding: 28px 24px;\r\n  min-height: 245px;\r\n  box-shadow: 0 4px 14px rgba(21, 29, 79, 0.08);\r\n}\r\n\r\n.current-icon {\r\n  width: 44px;\r\n  height: 44px;\r\n  border-radius: 10px;\r\n  background: #f0f2ff;\r\n  color: #151d4f;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  font-size: 22px;\r\n  margin-bottom: 18px;\r\n}\r\n\r\n.current-card h3 {\r\n  color: #151d4f;\r\n  font-size: 1.15em;\r\n  font-weight: 700;\r\n  line-height: 1.15;\r\n  margin: 0 0 14px;\r\n}\r\n\r\n.current-card p {\r\n  color: #151D4F;\r\n  font-size: 0.92em;\r\n  line-height: 1.6;\r\n  margin: 0;\r\n}\r\n\r\n.current-card a:hover {\r\n  color: #151D4F;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n  .current-cards {\r\n    grid-template-columns: repeat(2, 1fr);\r\n  }\r\n}\r\n\r\n@media (max-width: 768px) {\r\n  .current-cards {\r\n    grid-template-columns: 1fr;\r\n  }\r\n\r\n  .current-card {\r\n    min-height: auto;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"current-cards\">\r\n\r\n  <div class=\"current-card\">\r\n\r\n    <h3><BR>Fixed deposit minimum placement of just S$500<\/h3>\r\n    <p>\r\n     Open a fixed deposit account with as little as S$500. This low entry point makes it easier for new savers and seasoned depositors alike to get started.\r\n    <\/p>\r\n  <\/div>\r\n\r\n  <div class=\"current-card\">\r\n\r\n    <h3><BR>Senior citizen bonus on long-term placements<\/h3>\r\n    <p>\r\n      Senior citizens earn an additional 0.125% p.a. on fixed deposits placed for 12 months and above. The additional rate applies to placements at board rates only.\r\n    <\/p>\r\n  <\/div>\r\n\r\n  <div class=\"current-card\">\r\n\r\n    <h3><BR>Multiple placement periods of your choice<\/h3>\r\n    <p>\r\n      Pick from a wide range of tenors, from 1 month right up to 60 months, so you can align the placement with your savings goals and cash flow needs.\r\n    <\/p>\r\n  <\/div>\r\n\r\n  <div class=\"current-card\">\r\n\r\n    <h3><BR>Automatic renewals upon maturity<\/h3>\r\n    <p>\r\n      Set your fixed deposit to roll over automatically at maturity so your funds keep earning without manual intervention. You can update your maturity instructions at any time before the renewal date.\r\nPlease note that automatic renewals will be at the prevailing board rates.\r\n\r\n    <\/p>\r\n  <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50ea95b elementor-widget elementor-widget-spacer\" data-id=\"50ea95b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbff4d3 elementor-widget elementor-widget-spacer\" data-id=\"fbff4d3\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2fd9a9 elementor-widget elementor-widget-heading\" data-id=\"a2fd9a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Daily Special Fixed Deposit Rates (For Personal Accounts Only)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de2c939 elementor-widget elementor-widget-text-editor\" data-id=\"de2c939\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Personal account holders can access daily special fixed deposit rates on fresh funds placed with SingFinance.<\/p><p>Fresh funds must first be transferred from an external bank into your SingFinance savings account, after which the corresponding amount will be deducted to fund the new fixed deposit placed online.<\/p><h3>\u00a0<\/h3><table style=\"text-align: center;\"><thead><tr style=\"background: #E8EDF5 !important; color: #151d4f !important;\"><th>Online Placement<\/th><th colspan=\"2\">Minimum Deposit Amount<\/th><\/tr><tr style=\"background: #151D4F !important; color: #ffffff !important;\"><th>Tenor<\/th><th>$1,000<\/th><th>$10,000<\/th><\/tr><\/thead><tbody><tr><td>1 month<\/td><td>1.15% p.a.<\/td><td>1.30% p.a.<\/td><\/tr><tr><td>3 months<\/td><td>1.45% p.a.<\/td><td>1.50% p.a.<\/td><\/tr><tr><td>6 months<\/td><td>1.50% p.a.<\/td><td>1.80% p.a.<\/td><\/tr><tr><td>12 months<\/td><td>1.50% p.a.<\/td><td>1.80% p.a.<\/td><\/tr><tr><td>18 months<\/td><td>1.50% p.a.<\/td><td>1.80% p.a.<\/td><\/tr><tr><td>24 months<\/td><td>1.50% p.a.<\/td><td>1.80% p.a.<\/td><\/tr><\/tbody><\/table><h3>\u00a0<\/h3><table style=\"text-align: center;\"><thead><tr style=\"background: #E8EDF5 !important; color: #151d4f !important;\"><th>Over the Counter Placement<\/th><th colspan=\"2\">Minimum Deposit Amount<\/th><\/tr><tr style=\"background: #151D4F !important; color: #ffffff !important;\"><th>Tenor<\/th><th>$10,000<\/th><\/tr><\/thead><tbody><tr><td>1 month<\/td><td>1.30% p.a.<\/td><\/tr><tr><td>3 months<\/td><td>1.50% p.a.<\/td><\/tr><tr><td>6 months<\/td><td>1.80% p.a.<\/td><\/tr><tr><td>12 months<\/td><td>1.80% p.a.<\/td><\/tr><tr><td>18 months<\/td><td>1.80% p.a.<\/td><\/tr><tr><td>24 months<\/td><td>1.80% p.a.<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5da8ba7 elementor-widget elementor-widget-text-editor\" data-id=\"5da8ba7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>* <em>The above rates are subject to change without prior notice.<\/em><br \/>* <em>Applicable to personal accounts &amp; fresh funds only.<\/em><br \/>* <em>Terms &amp; Conditions apply.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa65446 elementor-widget elementor-widget-spacer\" data-id=\"aa65446\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a22c51a elementor-widget elementor-widget-heading\" data-id=\"a22c51a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fixed Deposit Board Rates (For Personal &amp; Business Accounts)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36e7792 elementor-widget elementor-widget-text-editor\" data-id=\"36e7792\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table style=\"text-align: center;\"><thead><tr style=\"background: #E8EDF5 !important; color: #151d4f !important;\"><th>\u00a0<\/th><th colspan=\"2\">Minimum Deposit Amount<\/th><\/tr><tr style=\"background: #151D4F !important; color: #ffffff !important;\"><th>Tenor<\/th><th>$500 to &lt; $50,000<\/th><th>$50,000 &amp; Above<\/th><\/tr><\/thead><tbody><tr><td>1 month<\/td><td>0.05% p.a.<\/td><td>0.10% p.a.<\/td><\/tr><tr><td>3 months<\/td><td>0.10% p.a.<\/td><td>0.15% p.a.<\/td><\/tr><tr><td>6 months<\/td><td>0.15% p.a.<\/td><td>0.20% p.a.<\/td><\/tr><tr><td>9 months<\/td><td>0.20% p.a.<\/td><td>0.25% p.a.<\/td><\/tr><tr><td>12 months<\/td><td>0.25% p.a.<\/td><td>0.30% p.a.<\/td><\/tr><tr><td>15 months<\/td><td>0.30% p.a.<\/td><td>0.35% p.a.<\/td><\/tr><tr><td>24 months<\/td><td>0.30% p.a.<\/td><td>0.35% p.a.<\/td><\/tr><tr><td>36 months<\/td><td>0.30% p.a.<\/td><td>0.35% p.a.<\/td><\/tr><tr><td>48 months<\/td><td>0.30% p.a.<\/td><td>0.35% p.a.<\/td><\/tr><tr><td>60 months<\/td><td>0.30% p.a.<\/td><td>0.35% p.a.<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1d5dbe elementor-widget elementor-widget-text-editor\" data-id=\"e1d5dbe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>*<em>The above rates are subject to change without prior notice.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24c01d4 elementor-widget elementor-widget-spacer\" data-id=\"24c01d4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-140e50c elementor-widget elementor-widget-heading\" data-id=\"140e50c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calculate Your Interest<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e090eac elementor-widget elementor-widget-text-editor\" data-id=\"e090eac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Curious about what your placement could earn? Use our interest calculator to estimate potential returns based on your placement amount and chosen tenor.<\/p><p>Adjust the inputs to compare different combinations and find the option that best matches your savings goals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d92089e e-con-full e-flex e-con e-child\" data-id=\"d92089e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-81bf198 car_calculation elementor-widget elementor-widget-html\" data-id=\"81bf198\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gosavers-calculator\">\r\n<table class=\"table table-striped pdf-st rsp_st_mb\">\r\n<tbody>\r\n\r\n<tr>\r\n<td>\r\n    <div class=\"form-group own-clear clr-bg-1\">\r\n        <label class=\"ft-light\">Deposit Amount (S$)<\/label>\r\n    <\/div>\r\n<\/td>\r\n<td>\r\n    <div class=\"form-group own-clear clr-bg-1\">\r\n        <input type=\"text\" id=\"depAmt\" class=\"form-control\" value=\"\">\r\n    <\/div>\r\n<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>\r\n    <div class=\"form-group own-clear clr-bg-1\">\r\n        <label class=\"ft-light\">Tenor (Months)<\/label>\r\n    <\/div>\r\n<\/td>\r\n<td>\r\n    <div class=\"form-group own-clear clr-bg-1\">\r\n        <input type=\"text\" id=\"tenorMonths\" class=\"form-control\" value=\"\">\r\n    <\/div>\r\n<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>\r\n    <div class=\"form-group own-clear clr-bg-1\">\r\n        <label class=\"ft-light\">Interest Rate (% p.a.)<\/label>\r\n    <\/div>\r\n<\/td>\r\n<td>\r\n    <div class=\"form-group own-clear clr-bg-1\">\r\n        <input type=\"text\" id=\"interestRate\" class=\"form-control\" value=\"\">\r\n    <\/div>\r\n<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><\/td>\r\n<td>\r\n    <div class=\"form-group own-clear clr-bg-2\">\r\n        <div class=\"btn-pay-sec calculator-btns\">\r\n            <a href=\"javascript:void(0);\" id=\"estimate-btn\" class=\"btn btn-def ft-light card_more\">\r\n                <span>Calculate<\/span>\r\n            <\/a>\r\n\r\n            <a href=\"javascript:void(0);\" id=\"clear-btn\" class=\"btn btn-def ft-light card_more\">\r\n                <span>Clear<\/span>\r\n            <\/a>\r\n        <\/div>\r\n    <\/div>\r\n<\/td>\r\n<\/tr>\r\n\r\n<tr class=\"rsp_st_mb\">\r\n<td>\r\n    <div class=\"approximate-pay\">\r\n        <div class=\"form-group own-clear clr-bg-2\">\r\n            <label class=\"ft-light\">Interest at Maturity:<\/label>\r\n        <\/div>\r\n    <\/div>\r\n<\/td>\r\n<td>\r\n    <div class=\"approximate-pay\">\r\n        <div class=\"form-group own-clear clr-bg-2\">\r\n            <h5 id=\"maturityInterest\" class=\"ft-light\">\r\n                <span>S$<\/span><span class=\"value-sp4\">0.00<\/span>\r\n            <\/h5>\r\n        <\/div>\r\n    <\/div>\r\n<\/td>\r\n<\/tr>\r\n\r\n<\/tbody>\r\n<\/table>\r\n\r\n<style>\r\n.gosavers-calculator {\r\n    font-family: \"Roboto\", Sans-serif;\r\n    font-size: 1em;\r\n    font-weight: 400;\r\n    color: var(--e-global-color-primary);\r\n}\r\n\r\n.gosavers-calculator *,\r\n.gosavers-calculator label,\r\n.gosavers-calculator h5,\r\n.gosavers-calculator span,\r\n.gosavers-calculator input,\r\n.gosavers-calculator a {\r\n    font-family: inherit;\r\n}\r\n\r\n.gosavers-calculator input.form-control {\r\n    width: 100%;\r\n    max-width: 260px;\r\n    height: 42px;\r\n    padding: 8px 12px;\r\n    border: 1px solid #d6dbe6;\r\n    border-radius: 4px;\r\n    color: #151D4F;\r\n    box-sizing: border-box;\r\n}\r\n\r\n.gosavers-calculator input.form-control:focus {\r\n    outline: none;\r\n    border-color: #151D4F;\r\n    box-shadow: 0 0 0 2px rgba(21, 29, 79, 0.08);\r\n}\r\n\r\n.calculator-btns {\r\n    display: flex;\r\n    gap: 12px;\r\n    align-items: center;\r\n    flex-wrap: wrap;\r\n}\r\n\r\n.calculator-btns a {\r\n    position: relative !important;\r\n    display: inline-flex !important;\r\n    align-items: center !important;\r\n    justify-content: center !important;\r\n\r\n    width: 130px !important;\r\n    height: 42px !important;\r\n    padding: 0 !important;\r\n\r\n    background: #fff !important;\r\n    border: 1px solid #151D4F !important;\r\n    color: #151D4F !important;\r\n\r\n    border-radius: 4px !important;\r\n    text-transform: uppercase !important;\r\n    text-decoration: none !important;\r\n    box-sizing: border-box !important;\r\n    line-height: 1 !important;\r\n    font-size: 13px !important;\r\n    cursor: pointer !important;\r\n    overflow: hidden !important;\r\n}\r\n\r\n.calculator-btns a::before,\r\n.calculator-btns a::after {\r\n    display: none !important;\r\n    content: none !important;\r\n}\r\n\r\n.calculator-btns a span {\r\n    color: #151D4F !important;\r\n    opacity: 1 !important;\r\n    visibility: visible !important;\r\n}\r\n\r\n.calculator-btns a:hover,\r\n.calculator-btns a:focus,\r\n.calculator-btns a:active {\r\n    background-color: #d9aa2b !important;\r\n    border-color: #d9aa2b !important;\r\n    color: #151D4F !important;\r\n}\r\n\r\n.calculator-btns a:hover span,\r\n.calculator-btns a:focus span,\r\n.calculator-btns a:active span {\r\n    color: #151D4F !important;\r\n}\r\n\r\n#maturityInterest {\r\n    color: #151D4F;\r\n    font-weight: 700;\r\n}\r\n<\/style>\r\n\r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n\r\n    const depAmt = document.getElementById(\"depAmt\");\r\n    const tenorMonths = document.getElementById(\"tenorMonths\");\r\n    const interestRate = document.getElementById(\"interestRate\");\r\n    const estimateBtn = document.getElementById(\"estimate-btn\");\r\n    const clearBtn = document.getElementById(\"clear-btn\");\r\n    const maturityInterest = document.querySelector(\"#maturityInterest .value-sp4\");\r\n\r\n    function cleanNumber(value) {\r\n        return parseFloat(String(value).replace(\/,\/g, \"\").replace(\/%\/g, \"\").trim());\r\n    }\r\n\r\n    function formatAmount(amount) {\r\n        return amount.toLocaleString(\"en-SG\", {\r\n            minimumFractionDigits: 2,\r\n            maximumFractionDigits: 2\r\n        });\r\n    }\r\n\r\n    function calculate() {\r\n        const principal = cleanNumber(depAmt.value);\r\n        const months = cleanNumber(tenorMonths.value);\r\n        const rate = cleanNumber(interestRate.value);\r\n\r\n        if (\r\n            isNaN(principal) || principal <= 0 ||\r\n            isNaN(months) || months <= 0 ||\r\n            isNaN(rate) || rate <= 0\r\n        ) {\r\n            maturityInterest.textContent = \"0.00\";\r\n            return;\r\n        }\r\n\r\n        \/* Simple interest:\r\n           Interest = Principal \u00d7 Rate p.a. \u00d7 Tenor \/ 12\r\n        *\/\r\n        const interest = principal * (rate \/ 100) * (months \/ 12);\r\n\r\n        maturityInterest.textContent = formatAmount(interest);\r\n    }\r\n\r\n    estimateBtn.addEventListener(\"click\", function (e) {\r\n        e.preventDefault();\r\n        calculate();\r\n    });\r\n\r\n    clearBtn.addEventListener(\"click\", function (e) {\r\n        e.preventDefault();\r\n\r\n        depAmt.value = \"\";\r\n        tenorMonths.value = \"\";\r\n        interestRate.value = \"\";\r\n        maturityInterest.textContent = \"0.00\";\r\n        depAmt.focus();\r\n    });\r\n\r\n});\r\n<\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e5cf09 elementor-widget elementor-widget-text-editor\" data-id=\"5e5cf09\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>*This calculator provides an estimate only. Actual interest earned may vary based on number of calendar days in a month and rate changes. Interest rates are subject to change without prior notice.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eeecbfe elementor-widget elementor-widget-spacer\" data-id=\"eeecbfe\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-438b148 elementor-widget elementor-widget-heading\" data-id=\"438b148\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Place Your Fixed Deposit with SingFinance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2858074 elementor-widget elementor-widget-text-editor\" data-id=\"2858074\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can place a SingFinance fixed deposit either online via the SIF Mobile app or in person at a branch. Choose the pathway that suits you best.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56507f1 elementor-widget elementor-widget-html\" data-id=\"56507f1\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-steps-container {\r\n    display: grid;\r\n    grid-template-columns: repeat(3, 1fr);\r\n    gap: 20px;\r\n    margin: 30px 0;\r\n    font-family: \"Roboto\", Arial, sans-serif;\r\n}\r\n\r\n.sif-step-card {\r\n    background: #ffffff;\r\n    border-radius: 16px;\r\n    padding: 22px;\r\n    box-shadow: 0 2px 10px rgba(21, 29, 79, 0.08);\r\n    transition: all 0.3s ease;\r\n}\r\n\r\n.sif-step-card:hover {\r\n    transform: translateY(-3px);\r\n    box-shadow: 0 8px 20px rgba(21, 29, 79, 0.12);\r\n}\r\n\r\n.sif-step-numbers { width: 30px; height: 30px; background: #151D4F; color: #ffffff; border-radius: 50%; font-size: 13px; font-weight: 700; display: flex; align-items: center; justify-content: center; margin-bottom: 18px; }\r\n\r\n.sif-step-number {\r\n    width: 25px;\r\n    height: 25px;\r\n    background: #151D4F;\r\n    color: #ffffff;\r\n    border-radius: 6px;\r\n    font-size: 13px;\r\n    font-weight: 700;\r\n    display: inline-flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n    margin-right: 12px;\r\n    flex-shrink: 0;\r\n}\r\n\r\n.sif-step-title {\r\n    color: #151D4F;\r\n    font-size: 18px;\r\n    font-weight: 700;\r\n    line-height: 1.4;\r\n    margin-bottom: 12px;\r\n}\r\n\r\n.sif-step-desc {\r\n    color: #151D4F;\r\n    font-size: 14px;\r\n    line-height: 1.7;\r\n}\r\n\r\n.sif-step-row {\r\n    display: flex;\r\n    align-items: flex-start;\r\n    margin-bottom: 14px;\r\n}\r\n\r\n.sif-step-desc a {\r\n    color: #E1BC51;\r\n    text-decoration: none;\r\n}\r\n\r\n.sif-step-desc a:hover {\r\n    color: #151D4F;\r\n}\r\n\r\n.sif-store-badges {\r\n    display: flex;\r\n    gap: 8px;\r\n    margin-top: 16px;\r\n}\r\n\r\n.sif-store-badges img {\r\n    height: 32px;\r\n    width: auto;\r\n}\r\n\r\n.sif-store-buttons {\r\n    display: flex;\r\n    gap: 8px;\r\n    margin-top: 16px;\r\n}\r\n\r\n.sif-store-image {\r\n    display: inline-block;\r\n    transition: all 0.3s ease;\r\n}\r\n\r\n.sif-store-image img {\r\n    height: 56px;\r\n    width: auto;\r\n    display: block;\r\n}\r\n\r\n.sif-store-image:hover {\r\n    transform: translateY(-3px);\r\n    opacity: 0.9;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n    .sif-steps-container {\r\n        grid-template-columns: 1fr;\r\n    }\r\n}\r\n\r\n<\/style>\r\n\r\n<div class=\"sif-steps-container\">\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-numbers\">1<\/div>\r\n        <div class=\"sif-step-title\">For New Customers<\/div>\r\n\r\n        <div class=\"sif-step-desc\">\r\n            <p>If you do not yet have a SingFinance account, you can complete the entire setup digitally through our mobile app.<\/p>\r\n\r\n            <div class=\"sif-step-row\">\r\n                <div class=\"sif-step-number\">i<\/div>\r\n                <div>Download the <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/sif-mobile\/\">SIF Mobile App<\/a> and open a GoSavers account online via MyInfo with Singpass.<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"sif-step-row\">\r\n                <div class=\"sif-step-number\">ii<\/div>\r\n                <div>Once your GoSavers account is activated, transfer the minimum required fresh funds via FAST (Fast And Secure Transfers) from participating banks and non-financial institutions (NFI).<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"sif-step-row\">\r\n                <div class=\"sif-step-number\">iii<\/div>\r\n                <div>Open a new fixed deposit account through the app, follow the instructions on screen to place the FD.<\/div>\r\n            <\/div>\r\n\r\n                    <div class=\"sif-store-buttons\">\r\n\r\n            <a href=\"https:\/\/apps.apple.com\/sg\/app\/sif-mobile\/id1486255573\"\r\n               target=\"_blank\"\r\n               rel=\"noopener noreferrer\"\r\n               class=\"sif-store-image\">\r\n\r\n                <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/img_cta_appstore.png\"\r\n                     alt=\"Download on the App Store\">\r\n\r\n            <\/a>\r\n\r\n            <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.sif.retailbanking&hl=en_SG\"\r\n               target=\"_blank\"\r\n               rel=\"noopener noreferrer\"\r\n               class=\"sif-store-image\">\r\n\r\n                <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/img_cta_googleplay.png\"\r\n                     alt=\"Get it on Google Play\">\r\n\r\n            <\/a>\r\n\r\n        <\/div>\r\n            \r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-numbers\">2<\/div>\r\n        <div class=\"sif-step-title\">For Customers with a Fixed Deposit Account<\/div>\r\n\r\n        <div class=\"sif-step-desc\">\r\n            <p>Existing customers with an active fixed deposit or savings account can place a new fixed deposit in just a few taps.<\/p>\r\n\r\n            <div class=\"sif-step-row\">\r\n                <div class=\"sif-step-number\">i<\/div>\r\n                <div>Transfer the minimum required fresh funds into your existing SingFinance savings account via <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/fast-and-secure-transfers-fast\/\">FAST (Fast And Secure Transfers)<\/a> from participating banks and non-financial institutions (NFI).<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"sif-step-row\">\r\n                <div class=\"sif-step-number\">ii<\/div>\r\n                <div>Log in to the SIF Mobile app using biometric authentication or with your credentials.<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"sif-step-row\">\r\n                <div class=\"sif-step-number\">iii<\/div>\r\n                <div>Select \u201cFixed Deposit Account Number\u201d from the Account Summary screen, tap on \u201cPlace New FD Online\u201d and follow the on-screen instructions to place the FD.<\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card\">\r\n        <div class=\"sif-step-numbers\">3<\/div>\r\n        <div class=\"sif-step-title\">Over the Counter Placement<\/div>\r\n\r\n        <div class=\"sif-step-desc\">\r\n            Prefer to place your fixed deposit in person? Visit any of our <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/branch-locations\/\">Branch<\/a> with your original NRIC and placement funds, a SingFinance officer will guide you through the placement.\r\n        <\/div>\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2c2fd1 elementor-widget elementor-widget-html\" data-id=\"b2c2fd1\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-eligibility-box {\r\n    border-left: 3px solid #E1BC51;\r\n    padding: 12px 0 12px 18px;\r\n    margin: 20px 0;\r\n    color: #151D4F;\r\n    font-size: 14px;\r\n    line-height: 1.8;\r\n    font-family: \"Roboto\", Arial, sans-serif;\r\n}\r\n\r\n.sif-eligibility-box strong {\r\n    color: #151D4F;\r\n    font-weight: 700;\r\n}\r\n<\/style>\r\n\r\n<div class=\"sif-eligibility-box\">\r\n    For customers who prefer a fully digital, online-only experience with potentially different rates, our dedicated <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/fixed-deposit-fd-online\/\">Fixed Deposit Online<\/a> product is also available.\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-170e97e elementor-widget elementor-widget-spacer\" data-id=\"170e97e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84da292 elementor-widget elementor-widget-heading\" data-id=\"84da292\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fixed Deposit Maturity Instructions &amp; Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2cb44d elementor-widget elementor-widget-text-editor\" data-id=\"c2cb44d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At maturity, you have full control over what happens next with your fixed deposit. Choose from the following options based on your savings strategy:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b9631c elementor-widget elementor-widget-html\" data-id=\"7b9631c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-steps-container1 {\r\n    display: grid;\r\n    grid-template-columns: repeat(3, 1fr);\r\n    gap: 28px;\r\n    margin: 30px 0;\r\n    font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.sif-step-card1 {\r\n    position: relative;\r\n    background: #ffffff;\r\n    border: 1px solid #DDE4F0;\r\n    border-radius: 14px;\r\n    padding: 38px 22px 24px;\r\n    text-align: center;\r\n    box-shadow: none;\r\n    transition: all 0.3s ease;\r\n}\r\n\r\n.sif-step-card1:hover {\r\n    transform: translateY(-3px);\r\n    box-shadow: 0 8px 20px rgba(21, 29, 79, 0.10);\r\n}\r\n\r\n.sif-step-number1 {\r\n    position: absolute;\r\n    top: -16px;\r\n    left: 50%;\r\n    transform: translateX(-50%);\r\n    width: 34px;\r\n    height: 34px;\r\n    background: #151D4F;\r\n    color: #ffffff;\r\n    border-radius: 50%;\r\n    font-size: 15px;\r\n    font-weight: 700;\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n    margin-bottom: 0;\r\n}\r\n\r\n.sif-step-title1 {\r\n    color: #151D4F;\r\n    font-size: 15px;\r\n    font-weight: 700;\r\n    line-height: 1.4;\r\n    margin-bottom: 14px;\r\n}\r\n\r\n.sif-step-desc1 {\r\n    color: #151D4F;\r\n    font-size: 14px;\r\n    line-height: 1.35;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n    .sif-steps-container1 {\r\n        grid-template-columns: 1fr;\r\n        gap: 24px;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"sif-steps-container1\">\r\n\r\n    <div class=\"sif-step-card1\">\r\n        <div class=\"sif-step-number1\">1<\/div>\r\n\r\n        <div class=\"sif-step-title1\">\r\n            Rollover Principal and Interest\r\n        <\/div>\r\n\r\n        <div class=\"sif-step-desc1\">\r\n            Automatically renew the entire amount for the same tenor at the prevailing board rate.\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card1\">\r\n        <div class=\"sif-step-number1\">2<\/div>\r\n\r\n        <div class=\"sif-step-title1\">\r\n            Rollover Principal Only\r\n        <\/div>\r\n\r\n        <div class=\"sif-step-desc1\">\r\n            Renew only the principal at the prevailing board rate for the same tenor. The interest earned will be credited to your selected linked savings account upon maturity.\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-step-card1\">\r\n        <div class=\"sif-step-number1\">3<\/div>\r\n\r\n        <div class=\"sif-step-title1\">\r\n            Full Withdrawal\r\n        <\/div>\r\n\r\n        <div class=\"sif-step-desc1\">\r\n            Both the principal and interest will be credited to your selected linked savings account upon maturity.\r\n        <\/div>\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b03336 e-flex e-con-boxed e-con e-parent\" data-id=\"1b03336\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-221f80b elementor-widget elementor-widget-heading\" data-id=\"221f80b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><BR>Why Choose SingFinance Fixed Deposit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f0c0e3 elementor-widget elementor-widget-text-editor\" data-id=\"8f0c0e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SingFinance brings together institutional credibility, regulatory protection, and a straightforward approach to deposit-taking. Here is what sets our fixed deposit account apart.<\/p><ul><li><strong>MAS-regulated and licensed<\/strong>: SingFinance operates under the Finance Companies Act and is regulated by the Monetary Authority of Singapore, which is distinct from the Banking Act that governs commercial banks. The same prudential and conduct standards apply to deposit-taking activity.<\/li><li><strong>SDIC deposit insurance protection<\/strong>: Singapore dollar fixed deposit placements with SingFinance are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. This is the same level of protection that applies to deposits at Singapore banks. Learn more on our <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/deposit-insurance\/\">Deposit Insurance (SDIC)<\/a>\u00a0page.<\/li><li><strong>Trusted track record since 1964<\/strong>: Incorporated in Singapore in 1964 and listed on the Singapore Exchange since 1983, SingFinance has served local depositors for six decades. Find out more <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/our-story\/\">about SingFinance<\/a>.<\/li><li><strong>Security-focused product range<\/strong>: Beyond fixed deposits, we offer the <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/govault-account\/\">GoVault Account<\/a>, an anti-scam savings account designed to protect your funds from unauthorised access.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-827827a e-flex e-con-boxed e-con e-child\" data-id=\"827827a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-20b829b e-con-full e-flex e-con e-child\" data-id=\"20b829b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad21aa1 pp-dual-heading-block inner-dual-header elementor-widget elementor-widget-pp-dual-heading\" data-id=\"ad21aa1\" data-element_type=\"widget\" data-widget_type=\"pp-dual-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2 class=\"pp-dual-heading\">\n\t\t\t\t\t\t\t\t\t<span class=\"pp-first-text\">\n\t\t\t\t\t\tDeposit\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"pp-second-text\">\n\t\t\t\t\t\tInsurance Scheme \t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee6f50c elementor-widget elementor-widget-text-editor\" data-id=\"ee6f50c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSingapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06f1808 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"06f1808\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f8b1ac e-con-full e-flex e-con e-child\" data-id=\"8f8b1ac\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b2802e7 e-con-full committee-box-items  e-flex e-con e-child\" data-id=\"b2802e7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff4fe58 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"ff4fe58\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"512\" height=\"512\" x=\"0\" y=\"0\" viewBox=\"0 0 491.5 491.5\" style=\"enable-background:new 0 0 512 512\" xml:space=\"preserve\" class=\"\"><g><g fill-rule=\"evenodd\" clip-rule=\"evenodd\"><path d=\"M317.2 301.9c-21.4 0-35.1 7.8-35.1 13.2s13.7 13.2 35.1 13.2 35.1-7.8 35.1-13.2-13.7-13.2-35.1-13.2zm0 35.9c-25.4 0-44.6-9.8-44.6-22.7s19.1-22.7 44.5-22.7 44.5 9.8 44.5 22.7c.2 13-19 22.7-44.4 22.7zM317.2 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2.6-2 4.7-4.7 4.7z\" fill=\"#151d4f\" opacity=\"1\" data-original=\"#000000\" class=\"\"><\/path><path d=\"M38.3 241.2c1.5 114.7 43.9 167.9 107.2 211.1 63.3-43.2 105.7-96.4 107.2-211.1-37.1 4.5-74.9-4.9-107.2-26.8-32.3 21.8-70.1 31.2-107.2 26.8zm107.2 221.5c-.9 0-1.8-.3-2.6-.8-40.4-27.2-67.5-55.4-85.4-88.8-19.5-36.6-28.6-80.2-28.7-137.3 0-1.4.6-2.7 1.6-3.6 1.1-.9 2.4-1.3 3.8-1.1 37.5 5.9 76-3.4 108.5-26.3 1.6-1.1 3.8-1.1 5.4 0 32.5 22.9 71.1 32.2 108.6 26.3 1.4-.2 2.8.2 3.8 1.1s1.7 2.2 1.6 3.6c-.1 57.1-9.3 100.8-28.7 137.3-17.8 33.4-44.9 61.7-85.4 88.8-.6.6-1.5.8-2.5.8zM265.7 183.8h-67.5c-2.6 0-4.7-2.1-4.7-4.7s2.1-4.7 4.7-4.7h67.5c2.6 0 4.7 2.1 4.7 4.7s-2.1 4.7-4.7 4.7zM265.7 213.4h-67.5c-2.6 0-4.7-2.1-4.7-4.7s2.1-4.7 4.7-4.7h67.5c2.6 0 4.7 2.1 4.7 4.7s-2.1 4.7-4.7 4.7z\" fill=\"#151d4f\" opacity=\"1\" data-original=\"#000000\" class=\"\"><\/path><path d=\"M121.7 379.9c-1.2 0-2.4-.5-3.3-1.4l-32.7-32.7c-1.9-1.9-1.9-4.8 0-6.7 1.8-1.8 4.8-1.8 6.7 0l29.4 29.4 90.1-90.1c1.9-1.8 4.9-1.8 6.7 0 1.9 1.9 1.9 4.9 0 6.7l-93.5 93.5c-.9.9-2.2 1.3-3.4 1.3z\" fill=\"#151d4f\" opacity=\"1\" data-original=\"#000000\" class=\"\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tDeposit Insurance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-772e647 elementor-widget elementor-widget-text-editor\" data-id=\"772e647\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Click\u00a0<a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/deposit-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a>\u00a0to learn more about the Deposit Insurance and Policy Owners\u2019 Protection Schemes Act 2011.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ead55d e-con-full e-flex e-con e-child\" data-id=\"4ead55d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d800f49 e-con-full committee-box-items e-flex e-con e-child\" data-id=\"d800f49\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1dcf231 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"1dcf231\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div 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14.0857 38.4144 14.1584 38.5262 14.2082C38.6381 14.2579 38.7592 14.2836 38.8816 14.2836H40.3866C40.5091 14.2836 40.6301 14.2579 40.742 14.2082C40.8539 14.1584 40.9541 14.0858 41.0362 13.9949L41.9907 12.9375L42.6141 13.196L42.5415 14.6186C42.5352 14.7409 42.5547 14.8631 42.5986 14.9774C42.6426 15.0917 42.71 15.1955 42.7966 15.2821L43.8608 16.3462C43.9474 16.4328 44.0511 16.5002 44.1654 16.5441C44.2797 16.5881 44.4019 16.6075 44.5242 16.6013L45.9469 16.5286L46.2052 17.1521L45.1479 18.1067C45.0571 18.1887 44.9844 18.2889 44.9347 18.4008C44.885 18.5127 44.8593 18.6337 44.8593 18.7562V20.2612C44.8593 20.3836 44.885 20.5047 44.9347 20.6166C44.9844 20.7285 45.057 20.8287 45.1479 20.9108ZM14.875 36.75V38.5H34.125V36.75H32.375V34.125H30.625V36.75H28.875V32.375H27.125V36.75H25.375V29.75H23.625V36.75H21.875V32.375H20.125V36.75H18.375V34.125H16.625V36.75H14.875ZM15.75 12.25H17.5V14H15.75V12.25ZM19.25 12.25H28V14H19.25V12.25ZM14 15.75H28V17.5H14V15.75ZM17.5 19.25H28V21H17.5V19.25ZM17.5 22.75H26.25V24.5H17.5V22.75ZM16.625 3.5H39.375V5.25H16.625V3.5ZM41.125 3.5H42.875V5.25H41.125V3.5Z\" fill=\"#151D4F\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tTerms &amp; Conditions\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2a2606 elementor-widget elementor-widget-text-editor\" data-id=\"f2a2606\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tClick\u00a0<a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/03\/Terms-Conditions-for-Savings-and-Fixed-Call-Deposit-Accounts.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a>\u00a0for the Terms &amp; Conditions Governing Savings and Fixed\/Call Deposit Accounts\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d48a6f e-flex e-con-boxed e-con e-child\" data-id=\"5d48a6f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c5055a5 e-con-full e-flex e-con e-child\" data-id=\"c5055a5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5bcc7c elementor-widget elementor-widget-heading\" data-id=\"b5bcc7c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Other Related Products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3e5542 elementor-widget elementor-widget-html\" data-id=\"f3e5542\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.sif-products-grid {\r\n    display: grid;\r\n    grid-template-columns: repeat(3, 1fr);\r\n    gap: 20px;\r\n    font-family: 'Roboto', sans-serif;\r\n}\r\n\r\n.sif-product-card {\r\n    background: #ffffff;\r\n    border-radius: 18px;\r\n    overflow: hidden;\r\n    box-shadow: 0 4px 14px rgba(21, 29, 79, 0.08);\r\n    transition: all 0.3s ease;\r\n\r\n    display: flex;\r\n    flex-direction: column;\r\n}\r\n\r\n.sif-product-card:hover {\r\n    transform: translateY(-4px);\r\n    box-shadow: 0 10px 25px rgba(21, 29, 79, 0.12);\r\n}\r\n\r\n.sif-product-image {\r\n    width: 100%;\r\n    height: 140px;\r\n    overflow: hidden;\r\n}\r\n\r\n.sif-product-image img {\r\n    width: 100%;\r\n    height: 100%;\r\n    object-fit: cover;\r\n    display: block;\r\n}\r\n\r\n.sif-product-content {\r\n    padding: 22px;\r\n    display: flex;\r\n    flex-direction: column;\r\n    flex-grow: 1;\r\n}\r\n\r\n.sif-product-link {\r\n    margin-top: auto;\r\n    color: #E1BC51;\r\n    text-decoration: none;\r\n    font-weight: 700;\r\n    font-size: 14px;\r\n}\r\n\r\n.sif-product-title {\r\n    font-size: 24px;\r\n    font-weight: 700;\r\n    color: #151D4F;\r\n    margin-bottom: 12px;\r\n    line-height: 1.3;\r\n}\r\n\r\n.sif-product-desc {\r\n    font-size: 14px;\r\n    color: #5f6785;\r\n    line-height: 1.8;\r\n    margin-bottom: 20px;\r\n}\r\n\r\n.sif-product-link {\r\n    color: #E1BC51;\r\n    text-decoration: none;\r\n    font-weight: 700;\r\n    font-size: 14px;\r\n}\r\n\r\n.sif-product-link:hover {\r\n    color: #151D4F;\r\n}\r\n\r\n.sif-product-link::after {\r\n    content: \" \u2192\";\r\n    margin-left: 4px;\r\n}\r\n\r\n@media (max-width: 1024px) {\r\n    .sif-products-grid {\r\n        grid-template-columns: repeat(2, 1fr);\r\n    }\r\n}\r\n\r\n@media (max-width: 768px) {\r\n    .sif-products-grid {\r\n        grid-template-columns: 1fr;\r\n    }\r\n\r\n    .sif-product-title {\r\n        font-size: 20px;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"sif-products-grid\">\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/SAVE-EVEN-MORE.jpg\" alt=\"GIRO Saver Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">GIRO Saver Account<\/div>\r\n\r\n            <div class=\"sif-product-desc\">\r\n                Automate monthly contributions through regular GIRO transfers from your nominated account. A reliable way to build savings discipline alongside your fixed deposit placements.\r\n            <\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/giro-saver-account\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n    \r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/CASH-FOR-EMERGENCY-OR-FUN-650X450.jpg\" alt=\"Savings Account\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">GoSavers Account<\/div>\r\n\r\n            <div class=\"sif-product-desc\">\r\n                Earn competitive interest on a flexible savings account with no bundled conditions. A useful liquid companion to your long-term fixed deposit.\r\n            <\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/gosavers-account\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"sif-product-card\">\r\n        <div class=\"sif-product-image\">\r\n            <img decoding=\"async\" src=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/wp-content\/uploads\/2024\/01\/Fixed-Deposit-Account-GrowYour-Wealth.jpg\" alt=\"Fixed Deposits\">\r\n        <\/div>\r\n\r\n        <div class=\"sif-product-content\">\r\n            <div class=\"sif-product-title\">Fixed Deposit Online<\/div>\r\n\r\n            <div class=\"sif-product-desc\">\r\n                Place fixed deposits entirely through the SIF Mobile app, with potentially different rates exclusive to the online channel.\r\n            <\/div>\r\n\r\n            <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/fixed-deposit-fd-online\/\" class=\"sif-product-link\">Learn more<\/a>\r\n        <\/div>\r\n    <\/div>\r\n\r\n\r\n\r\n\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abe785b elementor-widget elementor-widget-spacer\" data-id=\"abe785b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea42ca5 elementor-widget elementor-widget-heading\" data-id=\"ea42ca5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions About <BR>Fixed Deposits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4bc4261 e-con-full e-flex e-con e-child\" data-id=\"4bc4261\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d04603 elementor-widget elementor-widget-button\" data-id=\"6d04603\" data-element_type=\"widget\" id=\"toggle-all-accordion\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#toggle-all-accordion\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Expand All<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fc31fe elementor-widget elementor-widget-html\" data-id=\"0fc31fe\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n\r\n    const btnWrapper = document.getElementById(\"toggle-all-accordion\");\r\n    const accordion = document.getElementById(\"gosavers-accordion\");\r\n\r\n    if (!btnWrapper || !accordion) return;\r\n\r\n    const btnLink = btnWrapper.querySelector(\"a.elementor-button\");\r\n    const btnText = btnWrapper.querySelector(\".elementor-button-text\");\r\n\r\n    function setLabel(text) {\r\n        if (btnText) btnText.textContent = text;\r\n    }\r\n\r\n    function isOpen(title) {\r\n        return (\r\n            title.classList.contains(\"pp-accordion-tab-active\") ||\r\n            title.classList.contains(\"pp-active\") ||\r\n            title.classList.contains(\"active\") ||\r\n            title.attr === \"true\" ||\r\n            title.getAttribute(\"aria-expanded\") === \"true\"\r\n        );\r\n    }\r\n\r\n    btnLink.addEventListener(\"click\", function (e) {\r\n\r\n        e.preventDefault();\r\n        e.stopPropagation();\r\n        e.stopImmediatePropagation();\r\n\r\n        const currentText = btnText.textContent.trim();\r\n        const shouldExpand = currentText === \"Expand All\";\r\n\r\n        const titles = accordion.querySelectorAll(\".pp-accordion-tab-title\");\r\n\r\n        titles.forEach(function (title) {\r\n            const open = isOpen(title);\r\n\r\n            if (shouldExpand && !open) {\r\n                title.click();\r\n            }\r\n\r\n            if (!shouldExpand && open) {\r\n                title.click();\r\n            }\r\n        });\r\n\r\n        setLabel(shouldExpand ? \"Collapse All\" : \"Expand All\");\r\n\r\n        return false;\r\n    });\r\n\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-389e631 list-style elementor-widget elementor-widget-pp-advanced-accordion\" data-id=\"389e631\" data-element_type=\"widget\" id=\"gosavers-accordion\" data-settings=\"{&quot;accordion_type&quot;:&quot;toggle&quot;,&quot;toggle_speed&quot;:300}\" data-widget_type=\"pp-advanced-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-advanced-accordion pp-toggle-icon-align-right\" id=\"pp-advanced-accordion-389e631\" data-accordion-id=\"389e631\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-5931\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"1\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-5931\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ1.Which licensed finance companies in Singapore offer fixed deposits with low minimum placement amounts?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-5931\" class=\"pp-accordion-tab-content\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-5931\">\n\t\t\t\t\t\t<p>SingFinance is a licensed finance company in Singapore that offers fixed deposit account with a low minimum placement of S$500 at the prevailing board rate.<\/p><p>Its accessible entry point makes it easier for first-time depositors and conservative savers to start a fixed deposit account without committing large sums upfront.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-5932\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"2\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-5932\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ2. What maturity instructions or payout options are available for fixed deposits in Singapore?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-5932\" class=\"pp-accordion-tab-content\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-5932\">\n\t\t\t\t\t\t<p>Most fixed deposit providers in Singapore, including SingFinance, offer three main maturity options:<\/p><ul><li><strong>Roll over both the principal and interest<\/strong> into a new fixed deposit at the prevailing board rate for the same tenor.<\/li><li><strong>Roll over only the principal<\/strong>\u00a0at the prevailing board rate for the same tenor, with interest earned credited to the depositor's selected linked savings account.<\/li><li><strong>Full withdrawal<\/strong>, where both the principal and interest are credited back to the depositor's selected linked savings account upon maturity.<\/li><\/ul><p><br \/>SingFinance customers can update maturity instructions any time before the maturity date through the SIF Mobile app or at any branch.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-5933\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"3\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-5933\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ3. What long-term fixed deposit accounts in Singapore offer additional interest for elderly customers?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-5933\" class=\"pp-accordion-tab-content\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-5933\">\n\t\t\t\t\t\t<p>Several Singapore fixed deposit providers offer senior citizen bonus interest, including SingFinance. The SingFinance senior citizen bonus adds 0.125% p.a. above the prevailing board rate on fixed deposits placed for 12 months and above.<\/p><p>Eligibility starts at age 55, and the bonus is automatically applied based on the customer's age recorded on Singpass at the time of placement.<\/p><p><em>Note: This bonus applies to board rates only and not to daily special rates. Senior depositors comparing options should weigh both the bonus and the underlying rate when choosing a placement.<\/em><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-5934\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"4\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-5934\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ4. Is early withdrawal of fixed deposits permitted, and what are the associated fees or charges?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-5934\" class=\"pp-accordion-tab-content\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-5934\">\n\t\t\t\t\t\t<p>Early withdrawal of a fixed deposit at SingFinance is permitted, although it will result in the loss of accrued interest. A levy may apply, subject to market conditions.<\/p><p>The principal sum remains intact and is returned to the depositor in full, unless there is a levy applied. Specific charges and the treatment of interest depend on the placement tenor and the product terms.<\/p><p>Refer to the Terms and Conditions governing Savings and Fixed\/Call Deposit Accounts for the exact treatment, or speak with branch staff before proceeding.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-5935\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"5\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-5935\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ5. What are the steps required to make an early withdrawal from a fixed deposit account?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-5935\" class=\"pp-accordion-tab-content\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-5935\">\n\t\t\t\t\t\t<p>To make an early withdrawal from a SingFinance fixed deposit, customers should visit any SingFinance branch with their original NRIC. Branch staff will verify identity, process the early withdrawal request, and confirm the amount to be returned.<\/p><p>Early withdrawals are typically subject to interest forfeiture. We recommend that customers review the full terms and conditions, or speak with an officer, before requesting an early withdrawal as this may affect overall returns.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-5936\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"6\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-5936\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ6. Which Singapore finance institutions offer fixed deposits insured under the SDIC scheme?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-5936\" class=\"pp-accordion-tab-content\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-5936\">\n\t\t\t\t\t\t<p>Licensed finance companies in Singapore, including SingFinance, offer SDIC-insured fixed deposits. Singapore dollar deposits held by non-bank depositors in eligible accounts are covered by the Singapore Deposit Insurance Corporation (SDIC) for up to S$100,000 in aggregate per depositor per Scheme member, under the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-5937\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"7\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-5937\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tQ7. Which fixed deposit options in Singapore allow depositors to choose their own placement tenure?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-5937\" class=\"pp-accordion-tab-content\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-5937\">\n\t\t\t\t\t\t<p>Most Singapore fixed deposit providers, including SingFinance, allow depositors to choose their preferred tenor from a range of options. SingFinance offers tenors from 1 month to 60 months, covering both short-term cash management needs and long-term wealth-building goals.<\/p><p>Daily special rates are available across selected tenors for personal account holders, while board rates apply across the full tenor range for both personal and business accounts.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cf7969 elementor-widget elementor-widget-text-editor\" data-id=\"7cf7969\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For visitors comparing complementary products, the <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/gosavers-account\/\">GoSavers Account<\/a> and <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/giro-saver-account\/\">GIRO Saver Account<\/a> offer flexible alternatives without a fixed tenor.<\/p><p>Visit our <a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/faqs\/\">FAQs<\/a> page for more frequently asked questions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3858d3 e-con-full e-flex e-con e-parent\" data-id=\"e3858d3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dff199b elementor-widget elementor-widget-shortcode\" data-id=\"dff199b\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"19081\" class=\"elementor elementor-19081\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd9e2e1 e-flex e-con-boxed e-con e-parent\" data-id=\"dd9e2e1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-13e2010 e-flex e-con-boxed e-con e-child\" data-id=\"13e2010\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ac149b e-flex e-con-boxed e-con e-child\" data-id=\"8ac149b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b61ac8 inner-header elementor-widget elementor-widget-heading\" data-id=\"4b61ac8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div 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stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box-content\">\n\t\t\t\t\t\t\t\t<div class=\"pp-info-box-title-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box-title-container\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"pp-info-box-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t6438 7060\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box elementor-grid-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/glutenfreepleasure.com\/__proxy_domain\/www.singfinance.com.sg\/contact-us\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-info-box-icon-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-info-box-icon 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