We Take The Stress Out of Borrowing
With 4 Simple Steps

Fill up our loan inquiry form after using the online loan calculator. Get a call from our loan officer to schedule your visit with us.

Visit us and bring your personal documents. Our loan officer will verify your information as part of our due process.

Get your funds in as fast as 30 minutes after signing your loan agreement with us.

Make sure to repay your loan on time to get a hassle-free higher loan amount. Pay through PayNow, bank transfer or in-person.

Debt can sneak up on anyone. A few credit card swipes, a short term loan, or unexpected expenses can pile up fast. Before you know it, you are making five or six different payments each month.

A Debt Consolidation Plan (DCP) is a simple idea. It takes all your unsecured debts like credit cards, personal loans, and lines of credit, and rolls them into one loan. Instead of paying many lenders, you pay only one.

You may wonder why you should choose Cash Mart instead of other banks. Here is a quick comparison

High interest rates from credit cards and payday loans

Different payment dates that cause confusion


This pressure can affect not only your wallet but also your peace of mind. The good news is that you do not have to fight this alone. A Debt Consolidation Plan can help you take back control.
Monthly Installment Calculator
Why Choose Cash Mart Singapore for Your
Debt Consolidation Plan
Not all debt consolidation options are the same. Some banks take a long time to approve, while some lenders may charge high fees. Cash Mart is different.
Here is why many Singaporeans trust us with their Debt Consolidation Plan needs:

that fit your income

designed for your lifestyle

approved by the Ministry of Law

with no hidden charges

so you can start fresh quickly

from our loan specialists
Why Act Now
Debt does not disappear on its own. The longer you wait, the more interest you pay. A Debt Consolidation Plan gives you a head start toward financial freedom.
Thousands of Singaporeans have already used this solution to manage their loans. With Cash Mart, you can do the same.
Remember, the earlier you take action, the faster you get out of the debt cycle.
Take the First Step Today
Debt does not have to control your life. With Cash Mart Singapore, you can take the first step toward freedom. Our Debt Consolidation Plan is simple, fast, and designed to give you peace of mind.
You do not need to handle many lenders at once anymore. One payment, one plan, one clear future.
Apply today and let Cash Mart help you build a stress free tomorrow.
Apply Now. Speak to Our Loan Specialist.
Frequently Asked Questions
Debt consolidation combines all your debts into one new cash loan in Singapore. Refinancing, on the other hand, means changing the terms of an existing loan. Both options can help, but consolidation is better if you have multiple debts with different interest rates.
If you’re working with a licensed money lender in Singapore through a Debt Consolidation Plan, it’s best to avoid using your credit cards until your consolidated debt is fully paid off. Otherwise, you risk falling back into the same debt cycle.
Not necessarily. When handled with a legal moneylender in Singapore, a DCP can actually improve your credit score over time since you’ll be making regular payments and reducing your total debt.
Cash Mart, a top licensed money lender in Singapore, offers quick approvals—often within the same day once all documents are provided. This makes it one of the top moneylenders in Singapore for fast and reliable service.
If you miss a payment, don’t panic. Reach out to us immediately. As a trusted money lender in Singapore, we’ll guide you on the next steps and help you manage the situation. But keep in mind, missing too many payments may result in late fees or other penalties.
We know loans can sound complicated, so let us keep it simple. Here is how our process goes:
No stress. No chasing multiple due dates. Just one clear path forward.
Debt consolidation is not only for people with very high debt. Anyone who wants simpler payments and lower interest can apply.
You may qualify if you:
If you are unsure, do not worry. Our team can check your eligibility quickly and guide you through the steps.
Many borrowers think taking another loan makes the problem worse. In reality, a DCP is designed to help you save.
For example, imagine you are paying 24 percent on credit card debt. If you switch to a consolidation plan with a much lower rate, you can save hundreds or even thousands of dollars in interest.
Plus, with only one payment, you can reduce the risk of missing deadlines and getting hit with late fees.
Over time, this strategy can help you clear your debt faster while keeping more money in your pocket.