Having bad credit can feel like a brick wall standing between you and the money you need. Bills keep piling up, unexpected expenses come out of nowhere, and it can be stressful.
But you are not alone. At CashMart Singapore, we help people with bad credit get personal loans quickly, safely, and without complicated forms.
It is simple to get started. Check your eligibility online, fill out a short application, and if approved, the money goes straight to your account.
Thousands of Singaporeans trust CashMart because we make borrowing easy, clear, and fair, even if your credit score is not perfect.
We Take The Stress Out of Borrowing
With 4 Simple Steps

Fill up our loan inquiry form after using the online loan calculator. Get a call from our loan officer to schedule your visit with us.

Visit us and bring your personal documents. Our loan officer will verify your information as part of our due process.

Get your funds in as fast as 30 minutes after signing your loan agreement with us.

Make sure to repay your loan on time to get a hassle-free higher loan amount. Pay through PayNow, bank transfer or in-person.

Borrow the money you need, whether it is a small amount or a larger sum for an emergency or personal expense.

We know time is critical. You can get approval within hours, not days.

Our repayment schedules are clear and flexible, allowing you to manage payments comfortably.

Transparency is key. What you see is what you get, with no surprise charges.

We understand that past mistakes happen, and we evaluate your current financial situation to help you get the loan you need.

Licensed and Trusted
We are a fully licensed moneylender, regulated by Singapore authorities. You can trust us to operate fairly and safely.

Transparent Fees and Repayments
All costs are clear before you borrow, so you know exactly what to expect.

Fast and Friendly Service
Our team is ready to help you through every step of your loan application.

We focus on your present financial situation and your ability to repay, giving more people the chance to access personal loans.
Monthly Installment Calculator
Who Can Apply for a Bad Credit Loan?

You should be aged between 21 and 65.

You must be a Singapore citizen or permanent resident.

You need to provide proof of income.

A poor credit history does not automatically disqualify you.
Frequently Asked Questions (FAQs)
Yes. Cash Mart offers Bad Credit Loans and cash loans in Singapore even if you have a poor credit history. As a licensed money lender in Singapore, we review your current repayment ability instead of focusing only on past credit issues.
Approval is usually completed within hours. At Cash Mart, a top licensed money lender Singapore borrowers rely on, funds are transferred quickly after approval so you can handle urgent expenses right away.
You must be at least 21 years old and not older than 65 to qualify for a Bad Credit Loan with a legal moneylender in Singapore.
Yes. To be eligible for a Bad Credit Loan from a money lender in Singapore, you must be a Singapore citizen or permanent resident.
Yes. As one of the top moneylenders in Singapore, Cash Mart offers flexible repayment plans tailored to your budget, making your Bad Credit Loan manageable and stress-free.