Get your money back the legal way
IRB Law offers an affordable, professional, and legal method of debt recovery in Singapore. We provide services and advice on debt recovery to individuals and business of all sizes.
The process of debt recovery is unique to each situation and our lawyers will be able to advise you on the appropriate steps as part of your initial consultation. Our goal throughout any engagement is to help you recover the debt. This ideally means we recover early, and without going to court.
If you’re looking to recover a debt from an individual or company, we can help.
Rating
Mr Baiross and his team helped me with my litigation case and offered really good advice. I am very appreciative of his work and expertise as it helped me close my case. Thank you🙏🏼🥹
Excellent service from Mr. Baiross and the team at IRB Law LLP. The consultation was clear, professional, and provided very practical solutions. Thanks!
Cannot praise the team at IRB Law enough... from Mohamed Baiross's prompt reply to my whatsapp message late in the night, to Hadhri's prompt follow-up and assistance, they made the process of getting of a POA a really smooth one. Given our tight deadline, the team was very patient and super duper helpful in answering our queries and lending the helping hand. Thank you so much again for everything, we really appreciate it. Kudos to the wonderful team! Cheers! 😀
Highly recommended! With their welcoming office, I had a great experience with IRB Law. Kudos to Mr. Ahmad Ghazi, Mr. Baiross, and the rest of the IRB Law team for their efficiency and excellent coordination. Special thanks to Mr. Ahmad Ghazi, who handled my queries with exceptional professionalism, patience, and dedication from the very beginning. He took the time to explain the process clearly, answered all my questions promptly, and provided clear legal advice on possible future scenarios as well. It was all smooth process within 2 weeks!
We engaged IRB for a recent case and had an absolutely wonderful experience with Mr Baiross and Mr Joel. From our very first consultation, we knew we were in good hands. Mr Baiross took the time to understand our situation and walked us through the potential consequences with so much empathy, patience and genuine concern. He never made us feel rushed, and his ability to explain everything clearly gave us a lot of reassurance during what was a very stressful period for us. It was clear from the very first conversation that he genuinely cared about helping us, and we knew we wanted to engage him and his team. We were also incredibly fortunate to work with Joel throughout the process. His friendly and approachable demeanour made it so easy to communicate with him. He always kept us focused on the end goal, while making the entire process feel much less daunting. At times, it genuinely felt like we were discussing things with a friend rather than a lawyer. What we appreciated most about Joel was his ability to empathise with our situation and understand how we were feeling before offering his thoughts and advice. He never made us feel like our concerns were insignificant, and we always felt heard, respected and supported. His professionalism, patience and personal touch really stood out to us. Highly recommended to anyone looking for a team that is not only professional and knowledgeable, but also genuinely empathetic and invested in their clients.
Why Us
Why Choose IRB Law
Proven Debt Recovery Experience
We have a strong track record helping clients recover outstanding debts quickly and effectively.>
Strategic, Solutions-Focused Approach
We draft clear, impactful Letters of Demand and provide practical strategies to resolve disputes efficiently.
Transparent and Competitive Fees
We offer upfront, reasonable pricing with no hidden charges, giving you clarity and confidence throughout the recovery process.
Our Process
Typical Debt Recovery Steps
The process of debt recovery is unique to each situation and our lawyers will be able to advise you on the appropriate steps as part of your initial consultation. Our goal throughout any engagement is utlimately to help you recover the debt. This ideally means we recover early, and without going to court. Below are the typical steps of escalation that occur in debt recovery cases.
Step 1
Initial Consultation
The first step is to gain a full understanding of your current situation so we can advise on the appropriate next steps.
Step 2
Perform Due Dilligence
At this stage we review the debtor in detail, primarily we want to understand if they have the financial capability to pay back any debt.
Step 3
Issue Letter of Demand
This formal document is designed to warn the debtor of potential legal action if the debt is not paid back. It can be later used in court.
Step 4
Await Response & Negotiation
We await a response from the debtor after their receipt of the letter of demand. We will support in negotiation between parties where required.
Step 5
Filing Court Papers
If the letter of demand proves unsuccessful we can then file a claim with the appropriate court. The amount and type of claim will depend on the route taken.
Step 6
Enforcement of Court Decision
Post any successful court decision, it’s possible the debtor may still not pay up. We will advise on the appropriate next steps to enforce the collection of the debt.
Our Lawyers
Our Dedicated Debt Recovery Team
Mohamed Baiross
Mohamed Baiross is the managing partner of IRB Law and one of the nation's leading lawyers in multiple practice areas, including civil, corporate, and commercial law. With over three decades of experience as a business lawyer, Mohamed Baiross has built a renowned corporate law firm in Singapore, providing expert legal services to global corporations and local businesses.
Kulvinder Kaur
Kulvinder Kaur is a prominent commercial and corporate lawyer and an expert in litigation matters. Kaur is well-known in all courts of Singapore for strong legal representation in the most complex cases across multiple practice areas.
General Questions
Frequently Asked Questions
Do you handle personal and corporate debt recovery?
Yes, we are experienced in handling all kinds of debt recovery, both corporate and personal matters.
