Singapore leads Southeast Asia fintech funding with $535m haul

Regionally, total funding slipped 3% to 4% against both H2 2025 and H1 2025.

Singapore-based financial technology firms pulled in $535m in funding during the first half of the year, dwarfing every other city in Southeast Asia's FinTech ecosystem.

Tracxn reported the next closest city, Taguig, Philippines, raised just $60m, nearly all of it from Salmon's $60m Series B — the region's only major deal outside Singapore.

Kuala Lumpur, George Town, and Jakarta rounded out the top five, with none clearing $30m.

Regionally, total funding slipped 3% to 4% against both H2 2025 and H1 2025. Seed-stage investment climbed 32% from H2 2025 and 45% from H1 2025 to $78.1m.

Meanwhile, late-stage funding held nearly flat at $451m, up 2% from H2 2025. Early-stage capital was the outlier, falling 28% from H2 2025 and 23% from H1 2025 to $153m, with Series A+ rounds down 20% year on year to 16.

Two rounds carried the half—Airwallex's $320m Series H and Edena Capital's $100m Series D together accounted for more than three-fifths of total capital raised, pushing Digital Remittance ($369m) and Investment Tech ($144m) to the top of the sector rankings.

Acquisitions fell to six in H1 2026, down 25% from H2 2025's eight and 45% from H1 2025's 11, while Initial Public Offerings disappeared entirely from the region's FinTech sector this half.

HCL Technologies' $14.7m purchase of Finergic was the highest-value deal, followed by Western Union's undisclosed-price acquisition of Dash — both Singapore-based companies.

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