Cash Advance

Get instant cash when you need it.
Instant cash for urgent needs
Access via digibank, ATM or branch
Withdraw any amount, with no minimum requirement
Cash Advance
Overview
Overview
How it works
Fees
FAQ

Ways to get instant cash

When you need some extra cash to see you through an emergency, you can receive it in your account immediately via any of the channels below.
digibank/iBanking
Simply log in to transfer funds from your credit card to any bank account
ATM
Withdraw cash using your credit card PIN from DBS/POSB ATM in Singapore and overseas ATM
Over the Bank Counter
Visit any DBS/POSB branch or any overseas bank displaying your card logo (American Express, Visa or Mastercard)

Fees

Cash Advance Fee

8% transaction fee or S$15, whichever is greater, applies for each cash advance transaction

Finance Charge

Finance charge of effective interest rate of 28.5% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable on a daily basis from the date of transaction until receipt of full payment (minimum charge: S$2.50)

Cash Advance Facility​

As part of our scam prevention efforts, the Cash Advance function on your credit card(s) will be disabled by default. To enable your Cash Advance Facility, please follow the instructions on DBS Payment Controls here.

Frequently Asked Questions