There are revisions to the local earn rate, refer to updates under ‘Benefits’ for more information.
Age | Must be 21 to 75 years old |
Minimum income | S$120,000 p.a.
For DBS Treasures, Treasures Private Client, and Private Bank clients, S$30,000 p.a. |
Annual fee | Principal Card: S$599.50 Supplementary Card: Free 12,500 DBS Points (25,000 miles) will be credited to your Card Account when the annual fee of S$599.50 (inclusive of GST) is charged to your card. |
Late fee | S$100 will be levied if minimum payment is not received on the card account by payment due date. |
Finance charges | 27.8% p.a. is chargeable daily (subject to compounding) |
Converting DBS Points to miles | Convert your DBS Points into air miles for your next trip with Asia Miles, Air Asia or KrisFlyer Miles. An administrative fee of S$27.25 (inclusive of GST) applies to each miles conversion and will be charged to DBS Credit Card. This fee is waived for conversion to Air Asia Points until 28 Feb 2026. From 1 Mar 2026, administrative fee of S$27.25 (inclusive of GST) will apply to Air Asia Points conversion. |
Full list of fees | All fees shown here include GST. For full list, read our DBS Cards - Rates and Fees |
Conversion Rate | DBS Points | Miles |
| KrisFlyer Miles | DBS Points 5,000 | Miles 10,000 |
| Asia Miles | DBS Points 5,000 | Miles 10,000 |
| Air Asia points | DBS Points 500 | Miles 1,500 |