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Apply for the new DBS Chromo Card

Application is exclusively for ages 21-29.
Get up to 5% cashback on your top 2 local spend categories every month across Dining, Shopping, Transport and more – no selection required.
0 FX fees and 5-year annual fee waiver spend anywhere, online & in-store. Plus, enjoy 5-year annual fee waiver.
Toggle between cashback or miles and switch your rewards preference every month.
The spend categories eligible for Bonus cashback are Dining, Travel, Shopping, Transport, Entertainment and Wellness. The maximum total cashback awarded per calendar month is S$150. This cap includes both Base cashback and Bonus cashback earned in the same calendar month. Within this overall limit, Bonus cashback for each of the top 2 local spend categories is capped at S$30 per calendar month. DBS Chromo Card T&Cs apply.
Apply for the new DBS Chromo Card
Apply for the new DBS Chromo Card
Apply now

The new DBS Chromo Card has landed

Are you new to DBS/POSB Credit Cards and between 21-29 years old? Get ready to pick your perfect welcome gift!
Choose between the Samsonite MINTER 80/30 Trunk Luggage (worth S$680) or S$288 cashback, when you apply for the DBS Chromo Card by 31 Oct 2026.

Here’s how you can claim your exclusive gift:

1
Step 1Sign up for the DBS Chromo Card with your chosen promo code.
• Samsonite MINTER 80/30 Trunk Luggage worth S$680 (Use Promo Code: CMSAM)
• S$288 Cashback (Use Promo Code: CM288)
2
Step 2Spend a minimum of S$500 within the first 60 days of your card approval date.
3
Step 3Have a valid DBS PayLah! account by the end of the Qualifying Spend period.
Don’t have the DBS PayLah! App yet? Click here to find out more.
4
Step 4Receive the Luggage Gift Reward Notification Letter in 3 - 6 months or Cashback within 3 - 5 months from meeting the minimum Qualifying Spend.
Eligible Cardmembers can choose their preferred colour at the redemption centre, subject to availability and on a first-come-first-served basis.
The promotion is valid till 31 Oct 2026 and is applicable to customers who are currently not holding any Principal DBS/POSB Credit Card and have not cancelled any Principal DBS/POSB Credit Card within the last 12 months. T&Cs apply.

Eligibility & Fees

Age

Must be 21 to 29 years old.

Minimum income

Singaporeans/PR: S$30,000 p.a.

Foreigners: S$45,000 p.a.

Annual fee

No annual fees for the first 5 years.

Principal Card: S$196.20 for each subsequent year.

Note: Supplementary Card is not issued for DBS Chromo Card.

Card Design Change Fee​

The first card design selected during application is free. A fee applies to each subsequent design change and will be charged to the Cardmember’s account once successfully processed.

Late fee

S$100 will be levied if minimum payment is not received on the card account by payment due.

Finance charges

27.8% p.a. is chargeable daily (subject to compounding).

Full list of fees

All fees shown here include GST. For full list, read our DBS Cards - Rates and Fees.

Notes

DBS Cards - T&Cs apply.

Frequently Asked Questions

Documents required

Refer to our Card Application Checklist on the documents required.

Apply using Singpass to enjoy instant card approval. Check that your required income details are available on Myinfo before you start your application.

Get more benefits with DBS PayLah! App

Not on PayLah! yet? Download the ultimate everyday app today to maximise your card benefits.

Discover exclusive DBS/POSB Cards and PayLah! deals, effortlessly manage your card rewards and experience seamless local and overseas payments.
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Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$100k by SDIC.