BEST FOR:
Savvy, analytical mothers demanding uncompromised peace of mind for their pregnancy journey.
Listen, let’s just forget standard nursery mood boards. Today’s expectant mother views her transition into motherhood as a logistical journey that demands premium infrastructure. While Singapore offers elite medical systems, that care comes with matching financial complexity.
Pregnancy journeys vary from family to family, and protection needs can extend beyond major medical complications. ReadyMummy is designed to provide support through a range of benefits for both mother and child during pregnancy and early parenthood.
The Architecture of Intuitive Care
What makes ReadyMummy stand out is the thoughtful way it is designed around the real needs of expecting parents. Beyond covering the essentials with a 100% payout of sum insured or 14 pregnancy complications² and 24 congenital illnesses², it also addresses the practical concerns and challenges that many families face during pregnancy and early parenthood.
- Mental Wellness Support: ReadyMummy includes a psychotherapy treatment⁴ benefit for mothers diagnosed with Major Depressive Disorder (MDD) or Generalised Anxiety Disorder (GAD), subject to policy terms and conditions. This provides additional financial support when mental wellness treatment is required.
- Fertility-Friendly Inclusivity: For women who have undergone assisted reproduction procedures, ReadyMummy provides coverage for pregnancies conceived via IVF, IUI, or ICI. Coverage is available from 13 weeks of pregnancy onwards, subject to specified eligibility criteria, including singleton pregnancies without complications² and applicable premium loading.
Practical, Everyday Relief
ReadyMummy focuses on seamless daily relief:
The Jaundice Benefit: If your newborn experiences severe neonatal jaundice – While severe neonatal jaundice is relatively uncommon, it can be a stressful experience for parents when it occurs. To provide additional support, the plan offers a cash benefit of 1% of the sum insured per day (up to 10 days) for outpatient phototherapy⁵ rental. It’s a practical feature designed to help families manage unexpected newborn care needs.
PRODUCT HIGHLIGHTS
The Ultimate Gift: Future Insurability
If you are considering the long-term value of maternity insurance¹, ReadyMummy includes a feature that supports your child’s future protection needs.
Within 90 days from birth, parents have the option to purchase eligible³ life or critical illness plans for their child without medical underwriting, subject to prevailing terms, conditions and coverage limits.
This provides parents with the flexibility to secure future coverage for their child without medical underwriting, subject to applicable terms, conditions and coverage limits.
The Final Question: WHY Manulife?
We optimize our careers, automate our homes, and streamline our schedules. It only makes sense to apply that same pursuit of efficiency to our family’s foundational protection.
Manulife ReadyMummy goes beyond basic pregnancy coverage by providing thoughtful protection for both mother and baby. It is a simple, reliable solution that gives parents greater confidence and peace of mind throughout their pregnancy journey.
Speak to a Manulife Consultant Today
Discover how ReadyMummy can support a smooth and confident transition into parenthood—protecting both mother and child every step of the way. Book a consultation here.
Footnotes
1. This plan covers up to 2 biological children born from a single pregnancy; and singleton pregnancy (only 1 biological child) from assisted reproduction techniques without complications. Only 1 maternity plan is allowed for each pregnancy.
2. Please refer to the policy contract for definitions of covered conditions.
3. Eligible plans offered are LifeReady Plus (II) (ReadyMummy) policy, with option to attach Early Critical Care Rider (III) and/or Critical Care Rider(III), subject to terms and conditions of the plans and any other conditions as stipulated by us.
4. Psychotherapy treatment benefit of 10% of the sum insured will be payable upon diagnosis of Major Depressive Disorder (MDD) or Generalised Anxiety Disorders (GAD), with the mother being on medication prescribed by a registered psychiatrist and undergoing regular psychotherapy treatment, for at least 6 continuous months.
5. Applicable for phototherapy treatment for baby due to severe neonatal jaundice, where rental of the phototherapy machine is required.
Important Notes
ReadyMummy is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Purchasing health insurance products that are unsuitable may affect one’s ability to meet future healthcare needs. The information provided does not consider specific investment objectives, financial situations, or needs, and is not intended as a contract of insurance or a recommendation to purchase any specific plan.
Coverage is protected under the Policy Owners’ Protection Scheme administered by the Singapore Deposit Insurance Corporation (SDIC). For details, visit www.sdic.org.sg or www.lia.org.sg.
Consultation with a Manulife Financial Consultant or Appointed Distributor is strongly recommended to assess the suitability of the plan.
Information is correct as of 16 July 2026.
