S’poreans can save up to $500 monthly through digital optimisation: study

This includes maximising credit cards offer between 5% to 8% cashback.

Singaporeans can save up to $500 monthly through the use of digital tools and smart spending strategies—combatting inflation which is projected to moderate between 2.5-3% this year, according to a ROSHI study.

The study found that whilst essential expenses consume over 63% of household budgets, strategic use of digital payment solutions and lifestyle optimisation can lead to significant monthly savings.

This includes maximising credit cards offer between 5% to 8% cashback on groceries, dining, and online spending.

Moreover, food delivery subscriptions like GrabUnlimited (priced at $5.99 per month) can save users an average of $45 monthly.

Further, smart utility management and telco optimisation can reduce bills by up to 20-30% whilst digital gig platforms offer earnings from $13.80 per testing to $350 per content piece.

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