Digital apps lead remittance preferences

About 70% use digital apps to send remittances.

Digital applications are now the leading method for sending and receiving remittances in Singapore, according to Visa’s Money Travels: 2025 Digital Remittances Adoption Report.

The study, based on feedback from 44,000 respondents across 20 countries, shows Singapore standing out for high adoption rates, speed, and strong perceptions of security.

In 2025, 70% of Singapore respondents said they use digital apps to send remittances, whilst 75% use them to receive funds — amongst the highest rates in Asia Pacific.

Two-thirds of Singapore respondents also see digital payments as the fastest way to access funds, with 67% citing speed for sending and 66% for receiving.

Moreover, 38% of senders and 33% of receivers reported that remittances are directed toward accounts or investments.

Meanwhile, 27% of senders said their transfers are made to support general or specific humanitarian needs.

Singapore respondents also ranked digital apps as one of the most secure ways to transfer money, with 44% of senders and 42% of receivers expressing confidence in their safety.

Convenience is also highly valued, with 51% of both senders and receivers noting ease of use as a key advantage.

However, high fees remain a concern, cited by 32% of both senders and receivers.

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