Temporary Credit Limit Increase

Overview

Benefits

How it works

Eligibility

How it can help

Extra flexibility when large or unexpected expenses come up.

Get additional credit temporarily to cover higher-cost needs like travel or medical bills.

Apply easily online in just a few steps, with no paperwork required.

A simple way to get extra credit for a short period

Step 1

Request onlineRequest a temporary credit limit increase via digibank.

Step 2

Credit limit increasedOnce approved, the temporary limit can be used by both principal and supplementary cardholders

Step 3

Repay by the expiry datePay the temporary amount used on or before the expiry date to avoid overlimit charges.

This service is useful if you need extra credit for specific situations.

Travelling or planning a wedding

Good for you if you need a higher credit limit to manage travel or wedding-related expenses.

Hospitalisation needs

Suitable if you need extra short-term credit to cover hospitalisation costs.

Compassionate situations

Helps when unexpected or compassionate circumstances require additional spending.

Who can apply	This service is available to the principal cardholder of a personal liability credit card. For corporate cardholders, call 1800 222 2200 and press '6' for assistance.
Eligible purposes	This service can be requested for travel, wedding, hospitalisation and compassionate purposes only.
Other purpose	For all other needs, you can apply for a permanent credit card credit limit increase instead.
Card exclusion	This service is not applicable to POSB Multitude and DBS Live Fresh Student Cardholders.
Usage of temporary credit limit	The temporary limit amount granted can be used by both principal and supplementary cardholders. Principal cardholders are liable for all outstanding balances on the card.
Charges	To avoid over limit fee charge, please pay the temporary limit amount used on or before the temporary limit increase expiry date.