OCBC net profit edges down 2% to $7.42b in FY2025

Total income rose to $14.6b as non-interest income provided a buffer.

Oversea-Chinese Banking Corporation Limited (OCBC) reported a net profit of $7.42b for the full year of 2025, down 2% from $7.59b in 2024.

Profit before tax rose 2% to $9.12b, supported by total income despite a declining interest rate environment, OCBC said in a press release.

Total income reached $14.6b, driven by a 16% increase in non-interest income.

Net interest income was 9.15b in FY2025, 6% lower than the previous year. This was moderated by a 7% growth in average customer loans and an increase in high-quality assets.

Tax expense grew 27% on the back of higher contributions from jurisdictions with elevated tax rates and the implementation of the Base Erosion and Profit Shifting Pillar Two, which sets a 15% minimum global tax.

The board has proposed a final ordinary dividend of 42 cents and a special dividend of 16 cents per share for FY2025.

Total dividends for the year amounted to 99 cents per share, or 60% of net profit, including a 41-cent interim dividend declared for the first half.

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