Embrace the joy of your pregnancy and the arrival of your newborn, supported by ReadyMummy.
BEST FOR
Thoughtful Parents Who Want the Best Start for Mother and Baby
Bringing a child into the world is one of life’s most profound milestones. In Singapore—where healthcare standards are among the highest globally—it’s easy to assume that comprehensive hospital support is enough. But while medical care is widely accessible, the associated costs, emotional toll, and unpredictability of pregnancy and childbirth can still be overwhelming.
This is where ReadyMummy, a 3-year maternity plan¹ from Manulife Singapore, provides a timely and compassionate solution. Designed for parents who want a comprehensive safety net, this plan offers more than insurance—it represents peace of mind during one of life’s most vulnerable yet beautiful seasons.
From as early as 13 weeks into pregnancy, the plan provides protection for the expectant mother. From birth until the end of policy year 3, coverage extends to the child. This reflects a deep understanding of what modern families require—not just in terms of financial support, but also mental wellness provisions and future-ready protection for the child.
ReadyMummy is especially relevant for:
- Expecting couples planning ahead for potential health complications
- Parents undergoing assisted conception (IVF, IUI, ICI) who require tailored protection
- Mothers who value emotional wellness support alongside physical care
- Families seeking hassle-free, guaranteed future insurability for their child
Even with world-class hospitals, no medical system can completely shield families from the emotional and financial strain that can accompany unforeseen complications. A plan like ReadyMummy offers the assurance that parents can focus fully on welcoming their baby—without the added burden of “what if.”
PRODUCT HIGHLIGHTS
ReadyMummy distinguishes itself with a holistic approach to maternity insurance. This isn’t simply about ticking off coverage checkboxes—it’s a carefully designed offering that mirrors real-life needs, with solutions for challenges that new families often face.
Here’s how it supports families at every step:
💗 Full Death Benefit Coverage
Provides 100% of the sum insured in the event of death for both mother or child—ensuring that financial security remains intact, even during life’s most difficult moments.
🧬 Coverage for Congenital Illnesses
Offers 100% payout for 24 congenital illnesses², from heart conditions to metabolic disorders. These conditions may require long-term care, and early financial support can be critical in such cases.
🏥 Daily Hospital Care Benefits
Offers a daily cash benefit equivalent to 1% of the sum insured, for up to 30 days² of the child’s hospitalisation. This helps ease the financial burden of medical expenses and related costs during extended stays, ensuring your little one receives the care they need without added stress.
🎁 Gift of Protection for the Child
Within 90 days of birth, parents may purchase any eligible Manulife life insurance plan—without medical underwriting³. This includes plans with critical illness riders, allowing continued protection even for pre-existing conditions⁴.
🌼 Mental Wellness Matters
Recognising the emotional realities of motherhood, ReadyMummy covers psychotherapy treatment for the mother. If diagnosed with Major Depressive Disorder or Generalised Anxiety Disorder, and on prescribed medication while undergoing continuous therapy for six months, 10% of the sum insured is payable⁵.
🧪 Coverage for Assisted Conception
Families with singleton pregnancies conceived via IVF, IUI, or ICI can extend their coverage with an additional premium, ensuring that this increasingly common journey to parenthood is equally supported and protected.
🌞 Outpatient Phototherapy for Neonatal Jaundice
For newborns requiring home-based treatment for severe jaundice, ReadyMummy provides 1% of the sum insured per day, for up to 10 days of machine rental⁶. This small yet thoughtful benefit speaks to the practical needs of early parenthood.
🚼 Protection Against Pregnancy Complications
Provides coverage for 14 pregnancy complications², including miscarriage due to accident, with a 100% payout of the sum insured.
These features collectively create a well-rounded support system—not only for medical care, but also for the emotional and financial demands that arise before and after childbirth. ReadyMummy reflects a maternity plan that is designed with empathy, foresight, and relevance, empowering mothers to navigate pregnancy with confidence and calm.
Speak to a Manulife Consultant Today
Discover how ReadyMummy can support a smooth and confident transition into parenthood—protecting both mother and child every step of the way. Book a consultation here.
Footnotes
¹ This plan covers up to 2 biological children born from a single pregnancy, or 1 biological child from an assisted reproduction technique (ART) pregnancy without complications. Only one maternity plan is allowed per pregnancy.
² Please refer to the policy contract for definitions and the full list of covered conditions.
³ Eligible plans include LifeReady Plus (II) (ReadyMummy) policy, with optional Early Critical Care Rider (III) and/or Critical Care Rider (III), subject to terms and conditions.
⁴ For pre-existing conditions before the insured child turns 6, payout is 100% of the sum insured, capped at S$35,000. After age 6, full coverage applies.
⁵ Psychotherapy treatment is payable at 10% of the sum insured upon diagnosis of MDD or GAD, with a registered psychiatrist’s prescription and 6 months of continuous treatment.
⁶ Applies to severe neonatal jaundice requiring phototherapy machine rental.
Important Notes
ReadyMummy is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Purchasing health insurance products that are unsuitable may affect one’s ability to meet future healthcare needs. The information provided does not consider specific investment objectives, financial situations, or needs, and is not intended as a contract of insurance or a recommendation to purchase any specific plan.
Coverage is protected under the Policy Owners’ Protection Scheme administered by the Singapore Deposit Insurance Corporation (SDIC). For details, visit www.sdic.org.sg or www.lia.org.sg.
Consultation with a Manulife Financial Consultant or Appointed Distributor is strongly recommended to assess the suitability of the plan.
Information is correct as of 7 July 2024.
