PROPERTY & CONVEYANCING
Singapore property lawyers
Our Singapore property lawyers help you buy, sell, refinance or transfer property. Loh Eben Ong LLP handles conveyancing for private residential, commercial and industrial properties.
Established in 1994, our firm assists with property transactions, mortgage redemption and related title matters.
We do not undertake HDB conveyancing.
START ONLINE
Choose the service you need
Use the relevant form for a quotation or to send us your instructions.
Purchase, sale, mortgage or redemption
Request a quote for your transaction.
Property sale online
Send details for a proposed sale.
Ancillary services
Ask about title and ownership records.
KYC for conveyancing
Provide your client-verification details.
Mortgage redemption
Start an enquiry about discharging a loan.
Gift or partial interest
Request a quote for a proposed transfer.
Conveyancing services from our Singapore property lawyers
Conveyancing is the legal work involved in a property purchase, sale, mortgage or transfer. Our Singapore property lawyers act for individuals and companies, with the scope agreed for each matter.
PURCHASE
Buying a property
We act for buyers of resale and new-launch condominiums, apartments and landed homes. We review the Option to Purchase or sale agreement, carry out relevant searches and handle the legal work for completion.
Before you commit, consider your financing, CPF funds, stamp duty and any approval needed.
SALE
Selling a property
We prepare or review the sale documents and coordinate the legal work for completion. Tell us about the existing mortgage, CPF charge and any tenancy affecting the property.
We also consider the discharge of those charges and whether Seller’s Stamp Duty may apply.
BUSINESS PROPERTY
Commercial and industrial
Our work covers offices, shops, private shophouses, factories and warehouses. The property’s lease conditions, permitted use and any tenancy affect the transaction.
We consider any landlord or authority consent and the proposed financing as part of the agreed scope.
PROPERTY FINANCE
Mortgages and refinancing
Refinancing replaces an existing loan with a new facility. It usually involves discharging the existing mortgage and registering a new one, together with any relevant CPF arrangements.
Tell us your lender so we can confirm whether we can also act for the bank. Check notice periods and any early repayment charges.
LOAN REPAYMENT
Redemption and discharge
Redemption means repaying your mortgage loan. If the loan has already been repaid, the registered mortgage may still need to be discharged.
Send us the lender’s details and loan records. We can identify the documents, notice requirements and registration work needed.
OWNERSHIP TRANSFERS
Gifts and partial interests
You may wish to give away a property interest or sell a share to a co-owner or another person. A family transfer or decoupling still needs careful review.
Stamp duty, financing, CPF refunds and existing charges can affect the proposal. Seek advice before agreeing to the transfer.
Ancillary conveyancing and title matters
Some matters involve updating the title to a property you already own. We assist with the applications appropriate to your circumstances, including:
- Replacement of a lost title deed
- Change of name in the title
- Notice of Death and transmission following a death
- Transfer to estate beneficiaries, including a direct transfer where the law permits
- Severance of a joint tenancy or a change from tenancy in common to joint tenancy
- Filing a statement of satisfaction of a company charge
Tell us what has changed and send the available documents. We can then identify the work required and quote for the appropriate service. Our ancillary conveyancing guide explains these applications in more detail.
BEFORE A TRANSFER
Check the implications first
A gift or transfer between family members can still involve stamp duty, financing and CPF issues. Please seek advice before signing documents or committing to a transfer.
From enquiry to completion
The sequence varies between a resale, a developer purchase, a refinancing and a title application. A typical sale or purchase involves these stages.
01
Tell us about the matter
Send the property address, transaction type, price and relevant dates. We confirm the scope and quotation before work begins.
02
Documents and checks
Provide the transaction papers and KYC information. We review the documents and carry out the checks relevant to your matter.
03
Prepare for completion
We deal with the other solicitors, lender and relevant parties on the documents, payments and requirements for completion.
04
Complete and register
We attend to completion and the relevant registration steps, and advise on any documents to be collected.
What to prepare
- Property address and the proposed transaction
- Option to Purchase, sale agreement or other relevant papers
- Purchase price, financing and intended use of CPF funds
- Key dates, including any option expiry or completion date
- Identity and source-of-funds information requested for KYC
Companies, estates and transactions requiring consent may need further documents. We will let you know what is required.
Legal fees and timing
Our quotation depends on the transaction, property, financing and work involved. Legal fees should be considered alongside stamp duty, registration fees, search charges and other applicable expenses.
The completion date is governed by the transaction documents. Financing, redemption notice periods and required approvals can affect the timetable. Please contact us early if an option is about to expire or a deadline is approaching.
Conveyancing questions
PROPERTY GUIDANCE
Read more before you begin
Practical guidance on our help site, with more detail for each stage of a property transaction.
Discuss your property matter
Share the property details and relevant dates with our Singapore property lawyers so that we can advise on the next step.